Transparency and maintenance

Source quality

Weak, unresolved, and thin records remain visible so uncertainty is not hidden. This page turns those gaps into a public review queue.

Evidence
807
High reliability
647
Platforms
142
Review mode
Open queue
Low reliability2evidence records
Source targets3verify or replace
Unknown / ongoing outcomes41customer-result records
Unknown terms6terms-risk records
Thin platforms0fewer than 3 sources
High-reliability share80%647 / 807

Review pipeline

How records improve

  1. 01Source discovery
  2. 02Claim extraction
  3. 03Evidence review
  4. 04Record normalization
  5. 05Public registry

Priority queue

Low-reliability evidence

2 records
Lowcommunity referenceEvent

Claimant post publishing two explanations after XORA withdrawal issue

XORA Finance · Hwan (@gimgyeongh62101)

Claimant-published post with screenshots. One image depicts a DM interface labeled Xora Finance / @xora_finance tying destination tag 287588244 to a manual AML hold and also shows a Binance 29,899.8 XRP withdrawal matching the independently reproduced transaction; another depicts a conflicting phishing/no-account explanation. CYA does not treat the screenshots as authenticated XORA internal records. Privacy-reviewed copies and retrieval provenance are durably preserved in repository history at the archived_url.

Lowcommunity referenceEvent

XORA Finance – My XRP Withdrawal Timeline

XORA Finance · Hwan (@gimgyeongh62101)

Claimant's public chronology of the XORA withdrawal dispute, explicitly framed by the claimant as a factual account seeking a technical explanation rather than as a conclusive wrongdoing determination.

Maintenance queue

Source improvement targets

3 records
HighOfficial statement

Haru Invest describes trading-based yield-generation strategy

Haru Invest · Haru Invest via Business Wire

Company-attributed release states that Haru Invest offered Earn Plus and Earn Explore and described its crypto-fund management as based on trading models exploiting market inefficiencies to generate profits. This resolves only the existence of a disclosed source-of-yield mechanism. It does not independently verify realized returns, asset segregation, custody treatment, or whether the stated strategies matched actual deployment of all customer assets. Linked to the platform launch/product lineage event for schema continuity; the 2023 disclosure date is not treated as the product launch date.

HighOfficial statement

eToro launches staking for US users

eToro Staking · eToro

First-party U.S. staking launch announcement documenting a later jurisdictional expansion of eToro's staking service; it is not used to replace the 2020 global dedicated-service launch date.

HighOfficial statement

選べるプラン&自動更新!SCLの暗号資産レンディングで柔軟な運用

Smart Crypto Lending · Smart Crypto Lending

Current first-party product surface lists BTC, ETH, ADA, TRON, USDC and USDT lending, fixed-term plans and issuer-advertised rates, and describes diversified crypto investment destinations plus cold-wallet/security controls. CYA uses the page to verify the active product surface only; its rate, safety, custody and investment-strategy claims are not independently verified realized return, reserve proof, guarantee or solvency evidence.

Outcome queue

Unknown or ongoing outcomes

41 records
PlatformOutcomeConfidenceNotes
Babel FinanceClaims ongoingHighThe High Court permitted a scheme creditors' meeting in November 2023, but leave to convene a meeting is not scheme sanction or completed distribution. Keep claims ongoing until an authoritative later source establishes final scheme effectiveness and distributions.
BlockFillsClaims ongoingHighBlockFills remains an ongoing restructuring and client-recovery case. Public reporting confirms the transfer halt and restructuring work, but no final recovery rate or completed repayment path is established.
Radiant CapitalClaims ongoingHighThe January 2024 communal bad debt was addressed through DAO/OpEx recapitalization under RFP-27, but that is separate from the October 2024 user-loss remediation process. Radiant's June 2026 wind-down notice states that affected October 2024 users had not been remediated through recovered exploit funds, that no meaningful recovery had been obtained via zeroShadow, and that the remediation portal and claims infrastructure would remain available. Any future recovered funds are intended for affected users. No universal realized recovery percentage is asserted.
Venus ProtocolUnknownHighVenus published an active bailout/recovery process for the May 2021 shortfall and reported partial repayment progress in 2021, but the evidence reviewed for this batch does not establish a universal final recovery percentage or a definitive completion date. The March 2026 THE incident produced protocol bad debt that Venus stated would be covered by the protocol; this is not treated as evidence of direct customer claims or a completed recovery outcome.
CompoundUnknownHighThe reviewed governance sources document proposed and implemented fixes for protocol mechanics but do not establish one universal customer-outcome percentage across the 2020 liquidation event, the 2021 COMP distribution bug and the 2022 cETH availability incident. CYA therefore leaves aggregate customer outcome unknown rather than inferring compensation or recovery.
AaveUnknownHighThe 2022 CRV reserve deficit was addressed through DAO treasury actions that cleared the protocol's excess debt. That protocol-level recapitalization is not converted into a universal customer recovery percentage. The 2023 security response was precautionary and temporary; reviewed evidence confirms restoration of all affected markets but does not establish a customer compensation process requiring aggregate recovery modeling.
Silo FinanceUnknownHighSilo governance discussed compensating the three affected users with SILO tokens, but the proposal was defeated. CYA therefore does not record realized compensation or a recovery percentage. The incident did not establish a protocol-wide claims process.
MorphoUnknownHighThe April 2025 intercepted user funds were returned by the whitehat. The May 2025 market bad debt of approximately 49,303 USDC was fully covered by the curator within hours, leaving no external lender loss in that market. These event-specific resolutions are not converted into one universal platform-wide recovery percentage.
MoonwellUnknownHighNo protocol-wide recovery percentage is inferred. Different loss/obligation figures in reviewed sources are preserved as distinct metrics.
FreewayClaims ongoingHighCustomer recovery remains dependent on the AuBit International official liquidation, asset tracing, claim admission, and any recoveries from affiliated entities or service providers. No reliable universal recovery percentage is established in this record.
Yield AppClaims ongoingHighNo reliable universal recovery percentage is established. Customer outcomes depend on the joint liquidators' asset realization, litigation, claims adjudication, and distribution process.
StablegainsUnknownMediumStage 2 review adds the February 2023 U.S. customer lawsuit to the post-collapse lifecycle but does not convert complaint allegations into adjudicated findings. The reviewed public material does not establish a Stablegains-wide settlement, completed customer distribution, or uniform recovery percentage. Terra/Terraform litigation and claimant recoveries are not treated as Stablegains-specific recovery, and proposed community relief for pooled Stablegains users is not treated as an actual distribution. `unknown` is therefore retained fail-close.
MyConstantClaims ongoingHighMyConstant had returned some funds after closing, but prior plan payments were later terminated. The court-authorized settlement site described a proposed liquidating trust and pro rata distributions subject to the settlement process. CYA does not treat the case as completed repayment or assign a customer-wide percentage.
DelioClaims ongoingMediumThe bankruptcy process required creditor claims and moved Delio into liquidation. Public reporting identified a claim-filing deadline of 21 February 2025 and a first creditor meeting scheduled for March 2025, but no reliable public record reviewed for this batch establishes a completed distribution or one universal recovery percentage.
CoinFLEXClaims ongoingHighThe scheme approval and creditor portal show an active recovery process, but the reviewed sources do not establish completed distributions for every creditor or a final percentage recovery. The ten-percent withdrawal event is recorded as the beginning of customer access, not final repayment.
ZipmexClaims ongoingHighSome ordinary wallet access and asset-return channels differed from ZipUp-related claims. Singapore entities entered winding-up proceedings, while Thailand required the licensed company to return or transfer client assets. The reviewed sources do not establish completed distributions or one recovery percentage across all jurisdictions and products.
CredClaims ongoingHighThe liquidation plan became effective on 19 April 2021, but that milestone does not establish completed distributions. Criminal sentences and valuation estimates do not determine bankruptcy recoveries.
DonutClaims ongoingMediumGenesis began creditor distributions in August 2024, but the reviewed sources do not establish one Donut-specific completion date or recovery percentage for every user. Gemini Earn's separately documented outcome is not applied to Donut.
Nuri Bitcoin Interest AccountClaims ongoingHighOrdinary Nuri bank balances, custody wallets and self-custodial vaults are outside this outcome. Former Nuri interest-account users depend on their individual Celsius claim and distribution status.
YieldNodesClaims ongoingMediumThe NFT claim page is a restructuring path, not proof of repayment. Operator statements, investor-group claims, asset-value assertions, and future-platform plans remain separate. No fraud finding, principal recovery, NFT repurchase value, or completion date is inferred.
BakeUnknownHighThe platform describes an orderly USD withdrawal process rather than insolvency or bankruptcy. Unknown is used because platform-wide completion, fees, timing, and treatment of assets lacking a liquid market are not independently confirmed.
BitLendingClubUnknownMediumThe operator's projected timetable and continued repayment access are not treated as proof of full repayment, final withdrawal, or legal dissolution. Security-incident losses and ordinary loan wind-down outcomes remain separate.
Bitbond Lending MarketplaceUnknownMediumThe company's successful continuation as a tokenization provider does not establish settlement of every historical lending or BB1 obligation. Marketplace contracts and security-token rights remain separate.
BitMart Earn and LendingUnknownHighThe platform remained in an active wind-down. Withdrawal availability and instructions to redeem products are not proof that every fixed-term product matured, every loan or collateral position settled, every compliance review completed, or every customer withdrew. Future August 2026 and January 2027 deadlines are not treated as completed.
Kriptomat KriptoEarnUnknownHighInternal-wallet return is not equated with completed external recovery. Residual accounts remained subject to read-only access, manual processing, compliance review, operational limitations, and possible fees.
AAX SavingsUnknownHighStage 2 review adds the Cayman compulsory-liquidation step for Atom Holdings and independent insolvency-practitioner confirmation of the Singapore liquidator appointments. The reviewed authoritative materials establish liquidation and creditor/asset investigation but do not establish a uniform completed customer distribution, final recovery percentage or group-wide claim result. `unknown` is therefore retained fail-close. Absence of a public final distribution located in this review is not treated as evidence that no distribution occurred. No claim is made that every savings customer contracted with a Singapore entity or that every AAX group entity entered the same proceeding.
BlueBenxUnknownHighStage 2 re-review checked the primary CVM record through the final 2025 administrative sanctions and additional CVM settlement-process material. Those records establish regulatory findings and sanctions but do not establish insolvency or liquidation, a creditor claim process, a completed customer distribution, or a uniform recovery percentage. A 2024 CVM settlement-proposal review noted the absence of a proposal to return alleged benefits or compensate alleged diffuse market damages, but that is not evidence that individual customers received no recovery. `unknown` is therefore retained fail-close. The platform's claimed 2022 hack is not used to calculate losses or recovery, and absence of a public repayment record located in this review is not treated as proof of no recovery.
FTX EarnClaims ongoingHighStage 2 review confirms that FTX support continues to include Earn-program amounts in petition-date account histories and to treat pending withdrawals through bankruptcy claims where applicable. CYA does not treat published Dotcom, U.S., Convenience or other claim-class distribution percentages as a product-specific FTX Earn recovery rate. Some claims remain disputed or ineligible for distribution pending reconciliation, and affiliate/entity differences remain explicit.
Liquid EarnClaims ongoingHighLiquid's help center confirms an available claim path and continued suspension of services. CYA does not infer that every Liquid Earn balance became a direct Celsius claim, that Liquid itself was independently insolvent, or that all users have received a distribution.
XORA FinanceUnknownMediumUnknown is scoped to the documented claimant dispute and must not be read as a platform-wide loss, insolvency or recovery-rate conclusion. The platform remains recorded as active because current first-party materials present it as operating and the reviewed evidence does not establish a general withdrawal suspension.
JBankUnknownMediumUnknown does not mean no recovery. The issuer notice provides a release mechanism but CYA did not find first-party evidence proving that every affected long-term position had been fully released by the verification date. No static returns were to accrue during the described waiting/unlocking routes.
Smart LendingUnknownHighThe first-party closure notice establishes that the official website and My Page closed on 2026-09-04. It does not establish insolvency, customer loss, a claims process, outstanding unpaid balances, or a universal repayment outcome, so recovery remains unknown rather than inferred.
NeutrlClaims ongoingHighRecovery remains unresolved. No universal haircut, recovery percentage, completed redemption process, bankruptcy or insolvency outcome is established by the reviewed sources.
MORE MarketsUnknownMediumNo final user-loss allocation, bad-debt amount, recovery amount, repayment process or compensation plan was established in the reviewed same-day evidence. The incident remains under investigation.
TectonicUnknownMediumFinal lender/user loss allocation, bad debt, recovery amount and any compensation or recapitalization outcome were not established in the reviewed sources. Assets reported frozen or stranded on Cronos are not counted as recovered merely because they did not leave the chain.
GoldfinchClaims ongoingHighPrime redemption must not be generalized into full recovery for legacy V1 pools. Official materials state that legacy deals remained either awaiting payments or under active recovery.
C.R.E.A.M. FinanceUnknownHighThe compensation mechanism and one-year claim window are documented, but CYA does not have sufficient evidence to assign a universal realized recovery percentage or to conclude that every affected user was made whole. Token allocation value also should not be equated mechanically with the USD value removed during the exploit.
HodlnautClaims ongoingMediumHodlnaut was ordered into liquidation after judicial management. Customer recovery remains liquidation-dependent in this seed record and needs direct liquidator-source upgrades.
VauldClaims ongoingMediumVauld customer outcome remains restructuring-dependent in this seed. A later pass should replace this with direct creditor or court-source details.
Haru InvestClaims ongoingMediumHaru Invest customer recovery remains unresolved in this seed. Later records should use direct court, administrator, or official customer-update sources.
CoinLoanClaims ongoingHighThe court confirmed the creditor list on 10 April 2025. This establishes progress in the claims process but does not by itself establish a completed distribution or one recovery percentage for every creditor class.

Terms queue

Unknown terms-risk records

6 records
PlatformTermsConfidenceReason
Babel FinanceUnknownHighUnknown is retained deliberately. Product terms, contracting entity and claim basis may affect treatment under the scheme.
BlockFillsUnknownHighKeep unknown until direct restructuring, court, or customer-claim documents establish treatment and priority.
StablegainsUnknownMediumKeep terms status unknown until a court decision, settlement document, or authoritative product-specific legal analysis establishes customer ownership and claim treatment.
CoinTrade LendingUnknownMediumPublished reward rates are issuer terms rather than verified realized returns. Mid-term cancellation is generally unavailable; approved exceptions receive no lending reward and incur a cancellation fee equal to 10% of the application quantity. Product-specific insolvency/custody treatment remains unresolved unless stronger dedicated terms are reviewed.
VauldUnknownMediumKeep terms status unknown until the creditor process can support a stronger product-level classification.
Haru InvestUnknownMediumUse unknown because the customer outcome is tied to unresolved legal and claims processes.

Coverage queue

Platforms with fewer than 3 evidence records

0 platforms