defi lending · Global

Morpho

Permissionless non-custodial DeFi lending infrastructure with isolated markets and vaults. Morpho remained operational through a 2025 application-layer configuration incident and a separate 2025 Base market oracle-manipulation event, while continuing active product and protocol releases in 2026.

Also known as: Morpho Protocol, Morpho Blue, Morpho Vaults

Status
Active
Outcome
Unknown
Confidence
High
Last verified
2026-09-02
Launch
End
Failure reasonUnknown
Events2
Evidence4
Products1

Case summary

What happened

On 2025-04-10, a Morpho App SDK configuration error sent exact-amount token approvals to the Bundler3 contract instead of its adapters. One bundled transaction was intercepted by a whitehat MEV bot, the funds were returned, and the frontend was rolled back within minutes; Morpho smart contracts were unaffected. On 2025-05-25, an oracle design flaw in a curator-created Base cUSDO/USDC LP lending market was manipulated, creating approximately 49.3k USDC of bad debt. The curator covered the shortfall within hours, leaving no external lender losses in that market. Morpho continued operating and releasing products in 2026.

Customer result

Customer outcome

Unknown

The April 2025 intercepted user funds were returned by the whitehat. The May 2025 market bad debt of approximately 49,303 USDC was fully covered by the curator within hours, leaving no external lender loss in that market. These event-specific resolutions are not converted into one universal platform-wide recovery percentage.

Estimated recovery
Unknown
Repayment started
Repayment completed
Confidence
High

Asset treatment

Terms risk

Customer-owned

Morpho is modeled as non-custodial smart-contract lending infrastructure. Permissionless market creation leaves oracle, collateral, curator, and market-configuration risk with each market context; the April 2025 App incident also shows application-layer transaction-construction risk. These risks do not imply centralized custody of supplied assets.

Affected product
Confidence
High

Source: Risk & Security Documentation

Known unknowns

Uncertainty

The April 2025 event was an application-layer configuration failure rather than a core-contract exploit. The May 2025 event was isolated to a curator-created market and oracle design; approximately 49.3k USDC market bad debt was fully covered by the curator and is not treated as protocol-wide customer loss.

Chronology

Historical record

OtherMedium impact1 sources

Morpho App configuration error misroutes token approvals

A Morpho App update contained an SDK configuration error that sent exact-amount token approvals to Bundler3 instead of the intended adapters. One bundled transaction was intercepted by a whitehat MEV bot, which later returned the funds. Morpho rolled back the frontend update within minutes of being alerted, and the protocol's smart contracts were not affected.

Application-layer configuration incident. The intercepted funds were returned; no protocol-wide contract loss is inferred.

price manipulationMedium impact1 sources

cUSDO/USDC LP oracle manipulation creates approximately 49.3k USDC bad debt

An attacker manipulated the oracle used by a Base Morpho lending market for Aerodrome cUSDO/USDC LP collateral. The attack created approximately 49.3k USDC of market bad debt. The market curator covered the shortfall internally within hours, after which no external lender loss remained and the affected market was moved to close-only allocation from the curator's vault.

The root cause was the market oracle design and curation, not a Morpho core-contract exploit. The bad debt was fully covered by the curator.

Source record

Evidence dossier

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Showing 4 of 4 evidence records

Event

2 sources
Official statementHighEvent linked

Morpho App Incident: April 10, 2025

Morpho · 2025-04-17

Official incident report documenting the frontend SDK misconfiguration, whitehat interception and return of funds, rapid rollback, and unaffected Morpho smart contracts.

status

2 sources
Official statementHigh

Risk & Security Documentation

Morpho

Current Morpho documentation describing active protocol risk controls and explicit oracle-risk boundaries for permissionless markets.

Official statementHigh

Morpho Blog

Morpho

Current official product and protocol release stream confirming active Morpho development and deployments through August 2026.

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