Crypto lending history

The historical record of crypto lending, Earn products, and customer outcomes.

Crypto Yield Archive documents what happened after users deposited assets into centralized lending and yield platforms. It connects platform history, customer outcome, terms risk, failure chain, and evidence.

Platforms
32
Events
158
Evidence
214
Claims ongoing
13
Evidence-based static registry Last verified 2026-06-18 Not an APY ranking

Archive directory

Explore the record

Cross-platform views separate historical outcomes, causes, terms, events, and evidence quality.

Platform registry

Browse all records

Search and filter the complete platform-level registry. Current view state remains shareable by URL.

Showing 32 of 32 platforms
Platform Status Outcome Failure Terms Years Evidence / links
Babel FinanceInstitutional lending · Hong Kong / Singapore Restructuring Claims ongoing Liquidity crisis Unknown 2018–
NexoCrypto interest account · Europe / Global Active Not applicable Unknown Varies by product 2018–
LednBorrow/lend platform · Canada / Global Active Not applicable Unknown Varies by product 2018–
BlockFillsInstitutional lending · United States Restructuring Claims ongoing Liquidity crisis Unknown 2018–
AbraCrypto interest account · United States / Global Limited Partial repayment Regulatory action Varies by product 2014–
Gemini Earnexchange earn · United States Operations ended Full repayment Counterparty exposure Varies by product 2021–2024
Kraken Staking Programexchange earn · United States / Global Limited Not applicable Regulatory action Varies by product 2019–
Coinbase Stakingexchange earn · United States / Global Active Not applicable Regulatory action Varies by product 2019–
BitConnect Lending ProgramCentralized yield platform · United Kingdom / Global Operations ended Partial repayment Misconduct Platform-owned 2017–2018
BTCJamBorrow/lend platform · United States / Global Operations ended Unknown Voluntary shutdown Unclear 2012–2017
Crypto.com Earnexchange earn · Singapore / Global Active Not applicable Unknown Varies by product 2018–
Nexo Earn Interest ProductCrypto interest account · United Kingdom / Bulgaria / Global Limited Not applicable Regulatory action Varies by product 2018–
Anchor Protocoldefi lending · Terra ecosystem / Global Operations ended No recovery market collapse Varies by product 2021–2022
Midas InvestmentsCentralized yield platform · Global Operations ended Partial repayment risk mismanagement Platform-owned 2018–2022
FreewayCentralized yield platform · Cayman Islands / Seychelles / Global Operations ended Claims ongoing Insolvency Platform-owned 2020–2023
Yield AppCentralized yield platform · Seychelles / Global Operations ended Claims ongoing Counterparty exposure Varies by product 2021–2024
StablegainsCentralized yield platform · United States / Global Operations ended Unknown market collapse Unknown 2021–2022
MyConstantBorrow/lend platform · United States / Vietnam / Global Operations ended Claims ongoing Misconduct Unclear 2019–2022
DelioCentralized yield platform · South Korea Bankrupt Claims ongoing Counterparty exposure Unclear 2018–2024
Linus FinancialCrypto interest account · United States Operations ended Full repayment Regulatory action Platform-owned 2020–2022
CoinFLEXexchange earn · Seychelles / Global Restructuring Claims ongoing Counterparty exposure Varies by product 2019–
Zipmexexchange earn · Singapore / Thailand / Indonesia / Australia Operations ended Claims ongoing Counterparty exposure Varies by product 2018–2024
CredCrypto interest account · United States / Global Operations ended Claims ongoing Misconduct Platform-owned 2018–2020
SALT LendingBorrow/lend platform · United States / Global Active Not applicable Unknown Varies by product 2016–
Celsius NetworkCrypto interest account · United States Operations ended Partial repayment Insolvency Varies by product 2017–2024
BlockFiCrypto interest account · United States Operations ended Full repayment Counterparty exposure Varies by product 2017–2023
Voyager DigitalBorrow/lend platform · United States / Canada Operations ended Partial repayment Counterparty exposure Varies by product 2018–2023
Genesis Global CapitalCeFi lending · United States Operations ended Partial repayment Counterparty exposure Varies by product 2013–2024
HodlnautCrypto interest account · Singapore Operations ended Claims ongoing market collapse Unknown 2019–2023
VauldCrypto interest account · Singapore / India Restructuring Claims ongoing Liquidity crisis Unknown 2018–
Haru InvestCentralized yield platform · South Korea Withdrawals suspended Claims ongoing Misconduct Unknown 2019–
CoinLoanCeFi lending · Estonia / Global Bankrupt Claims ongoing Insolvency Unknown 2017–2023