Case summary
What happened
First-party materials had described 30-day ordinary and 365-day premium crypto lending and stated that ownership of lent crypto transferred to Smart Lending Co., Ltd., with lent assets outside statutory segregated management. On 2026-09-02 the operator announced a comprehensive review of future service policy and stated that the official website and My Page would close on 2026-09-04. This record therefore treats the service as operations ended from 2026-09-04 without inferring insolvency, customer loss or a withdrawal suspension that the notice does not establish.
Customer result
Customer outcome
Unknown
The first-party closure notice establishes that the official website and My Page closed on 2026-09-04. It does not establish insolvency, customer loss, a claims process, outstanding unpaid balances, or a universal repayment outcome, so recovery remains unknown rather than inferred.
- Estimated recovery
- Unknown
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Platform-owned
The terms warn that principal and interest may not be returned if the company fails. Advertised fixed annualized rates and return-preparation statements remain operator claims rather than independent guarantees or proof of solvency.
- Affected product
- Smart Lending
- Confidence
- High
Current Smart Lending terms state that ownership of lent crypto transfers to Smart Lending Co., Ltd.; the lending exposure is unsecured, the service is not a deposit, and lent assets are outside statutory segregated management.
Known unknowns
Uncertainty
The exact original service-launch date remains unresolved. The closure notice establishes the website/My Page shutdown date but does not establish insolvency, customer loss, a claims process or universal repayment outcome. Advertised 11%/13% annualized rates, yield-source explanations and reserve/return-preparation statements remain operator claims.
Chronology
Historical record
Smart Lending closes official website and My Page
Smart Lending announced on 2026-09-02 that, following a comprehensive review of its future service policy, its official website and My Page would close on 2026-09-04.
The first-party notice establishes the service-site and My Page closure date. It does not establish insolvency, customer loss, a claims process or a withdrawal suspension.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
1 sourcesサービスに関するお知らせ
スマートレンディング株式会社 · 2026-09-02
First-party notice stating that, following a comprehensive review of future service policy, the official website and My Page would close on 2026-09-04. The notice does not establish insolvency, customer loss, a claims process or a withdrawal suspension.
status
1 sourcesSmart Lending service and company overview
Smart Lending Co., Ltd.
First-party service surface that supported registration, deposit and lending application flows before closure. Advertised 11%/13% annualized rates and yield-source/reserve statements are recorded only as operator claims.
terms risk
1 sourcesSmart Lending Terms of Service
Smart Lending Co., Ltd.
First-party authority for crypto-asset consumption-loan treatment, ownership transfer, unsecured exposure, non-deposit status, exclusion from statutory segregated management and non-return risk on company failure.
No evidence records match the current filters.
Comparative records