Case summary
What happened
OKJ announced the Web launch of its 貸暗号資産 service for 2025-02-28 at 17:00 JST. Current first-party materials state that customers lend crypto assets to OKJ under a consumption-loan arrangement, with principal and contractual lending fees returned according to offering-specific lending and return terms. Early cancellation is available, but no lending fee is paid on early cancellation and return follows the specified return schedule. OKJ explicitly states that the product is not a deposit or deposit-like product, is not covered by deposit insurance, and that lent assets are not subject to statutory segregated management. OKJ warns that lent crypto may not be returned if the company fails.
Customer result
Customer outcome
Not applicable
Current product mechanics do not prove universal historical repayment performance or a realized recovery percentage.
- Estimated recovery
- Not applicable
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Platform-owned
The product is not a deposit or deposit-like product and is not covered by deposit insurance. OKJ warns that lent crypto may not be returned if the company fails. Early cancellation produces no lending fee and return follows the offering-specific return schedule. Published rates remain issuer product terms, not verified realized returns.
- Affected product
- OKJ 貸暗号資産
- Confidence
- High
The reviewed materials describe customers lending crypto assets to OKJ under a crypto-asset consumption-loan arrangement. OKJ expressly states that lent assets are not subject to statutory segregated management. CYA therefore represents borrower/counterparty economic exposure during the lending period and does not infer exchange-custody protection, deposit protection, insurance or guaranteed principal.
Known unknowns
Uncertainty
Published lending rates are issuer product terms, not independently verified realized returns. Current contractual mechanics do not establish universal historical repayment performance. Exchange-service custody protections are not generalized to lent balances.
Chronology
Historical record
OKJ launches 貸暗号資産
OKJ announced the Web launch of its crypto-asset lending service 貸暗号資産 for 2025-02-28 at 17:00 JST, allowing customers to lend crypto assets to OKJ and receive contractual lending fees under offering-specific terms.
First-party launch authority. Published campaign and lending rates remain issuer product terms and are not treated as independently verified realized return.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
1 sources〖2025/02/25〗 「貸暗号資産」サービス開始のお知らせ
OKJ · 2025-02-25
First-party authority for Web service launch at 2025-02-28 17:00 JST. Published campaign rates remain issuer product terms rather than independently verified realized returns.
status
1 sources貸暗号資産を始める（申請方法）
OKJ
Current first-party application instructions support active availability of the lending product and confirm the consumption-loan agreement acceptance flow.
terms risk
1 sources貸暗号資産
OKJ
Current first-party authority for lending-fee calculation, lending/return flow, early-cancellation mechanics, non-deposit status, non-segregated treatment of lent assets and possible non-return on OKJ failure.
No evidence records match the current filters.
Comparative records