CeFi lending · Japan

bitFlyer 定期貸しコイン

Active fixed-period crypto-asset lending service offered by bitFlyer. Customers lend eligible crypto assets to bitFlyer for a preset period and receive contractual lending fees under round-specific terms.

Also known as: bitFlyer Lending, 定期貸しコイン, bitFlyer Crypto Lending

Status
Active
Outcome
Not applicable
Confidence
High
Last verified
2026-08-21
Launch
End
Failure reasonUnknown
Events0
Evidence3
Products1

Case summary

What happened

bitFlyer's current first-party FAQ defines 定期貸しコイン as a fixed-period crypto-asset lending service and states that customer-requested mid-term cancellation is unavailable. A first-party 2026-05-29 announcement documents the fourth lending round, confirming continued operation. The reviewed material does not establish the original product launch date, so CYA does not manufacture one.

Customer result

Customer outcome

Not applicable

Current product operation and contractual return mechanics do not prove universal historical repayment performance or a realized recovery percentage.

Estimated recovery
Not applicable
Repayment started
Repayment completed
Confidence
High

Asset treatment

Terms risk

Unknown

Published annual rates remain issuer terms rather than verified realized returns. Customer-requested mid-term cancellation is unavailable. Lending-specific insolvency treatment and principal-protection status remain unresolved without stronger dedicated first-party terms.

Affected product
bitFlyer 定期貸しコイン
Confidence
Medium

The reviewed first-party FAQ establishes a fixed-period crypto lending contract but does not provide sufficient dedicated authority to characterize lent balances as segregated, insured, trust-protected or otherwise insulated from operator counterparty exposure. Ordinary exchange custody treatment is not generalized to the lending product.

Source: bitFlyer 定期貸しコイン FAQ

Known unknowns

Uncertainty

The original launch date is unresolved. Published annual rates are issuer product terms, not independently verified realized returns. Dedicated lending custody, segregation, insolvency priority, insurance and principal protection are not inferred beyond reviewed first-party lending authority.

Chronology

Historical record

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Source record

Evidence dossier

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Showing 3 of 3 evidence records

status

1 sources

terms risk

2 sources
Official statementHigh

bitFlyer 定期貸しコイン FAQ

bitFlyer

First-party lending FAQ establishes the current fixed-period crypto-asset lending product and contractual lending-fee model. Published rates remain issuer terms rather than verified realized returns.

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