Case summary
What happened
BITPOINT announced the launch of its crypto-asset lending service on 2020-11-26. Current first-party materials describe a consumption-loan contract in which customers lend crypto assets to BITPOINT, with lending periods and lending-fee rates fixed per offering. The current service detail states that equivalent crypto and the lending fee are returned on the day after the lending period ends and that mid-term cancellation is unavailable. BITPOINT explicitly states that the service is not a crypto-asset exchange service under the Payment Services Act and that assets lent through the service are not subject to statutory segregated management. The product is also stated not to be a deposit-like product or deposit-insurance covered.
Customer result
Customer outcome
Not applicable
Current product mechanics do not prove universal historical repayment performance or a realized recovery percentage.
- Estimated recovery
- Not applicable
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Platform-owned
Current terms state offering-specific lending periods/rates, no mid-term cancellation, and return/payment after the lending period. Published rates remain issuer terms, not verified realized returns.
- Affected product
- BITPOINT 貸して増やす
- Confidence
- High
The reviewed materials describe customers lending crypto assets to BITPOINT under a consumption-loan contract in exchange for contractual lending fees. BITPOINT explicitly states that lent assets are not subject to statutory segregated management for this service. CYA therefore represents borrower/counterparty economic exposure during the lending period and does not infer exchange-custody protection, deposit protection, insurance or guaranteed principal.
Known unknowns
Uncertainty
Published launch/current lending rates are issuer product terms, not independently verified realized returns. Current return mechanics do not establish universal historical repayment performance. Exchange-service custody protections must not be generalized to lent balances.
Chronology
Historical record
BITPOINT launches 貸して増やす
BITPOINT announced the launch of its crypto-asset lending service 貸して増やす on 2020-11-26, allowing customers to lend crypto assets to BITPOINT and receive contractual lending fees under the published offering terms.
First-party launch authority. The launch campaign rate is an issuer product term and is not treated as independently verified realized return.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
1 sources暗号資産レンディングサービス「貸して増やす」提供開始
BITPOINT · 2020-11-26
First-party launch authority for 2020-11-26. The launch-campaign rate remains an issuer product term rather than independently verified realized return.
status
1 sources「貸して増やす」とは何ですか？
BITPOINT
Current first-party support confirms the service concept and active customer-facing lending product.
terms risk
2 sources貸して増やす
BITPOINT
Current first-party service page documents the consumption-loan structure, equivalent-asset return plus lending fee, active application flow, and explicit statutory segregated-management boundary.
貸して増やす サービス詳細
BITPOINT
First-party service details document offering-specific periods/rates, post-period return/payment timing, no mid-term cancellation, no statutory segregated management for lent assets, and no deposit-insurance coverage.
No evidence records match the current filters.
Comparative records