CeFi lending · Japan

FUELHASH CRYPTOLENDING

Active Japanese crypto-asset lending service operated by 株式会社FUELHASH. Current terms define direct customer-to-FUELHASH lending contracts with flexible and fixed lending mechanics, including fixed-rate CRYPTOLENDING and variable-rate CRYPTOTREND products.

Also known as: CRYPTOLENDING, FUELHASH Crypto Lending, FUELHASH クリプトレンディング, クリプトレンディング, CRYPTOTREND

Status
Active
Outcome
Not applicable
Confidence
High
Last verified
2026-08-15
Launch2022-11-07
End
Failure reasonUnknown
Events1
Evidence4
Products1

Case summary

What happened

FUELHASH announced CRYPTOLENDING on 2022-11-02 for service start on 2022-11-07. Current first-party terms continue to define a direct crypto-asset lending arrangement in which users lend eligible assets or tokens to FUELHASH and the company owes return of the same type and quantity plus contractual interest. The terms distinguish flexible lending from fixed lending, with fixed lending including the fixed-rate CRYPTOLENDING product and variable-rate CRYPTOTREND. They also state that the service is not crypto-asset exchange business, that the exchange-business segregated-management obligations described in the terms do not apply, and that FUELHASH may be unable to return borrowed customer assets if the company fails. CYA records current marketing statements such as high rates, stable operation and principal-guarantee language strictly as operator claims and not as independently verified guarantees, licensing validation, insurance, reserve proof, realized returns or solvency evidence.

Customer result

Customer outcome

Not applicable

Current operation and contractual return mechanics do not prove universal realized repayment or solvency. The current Terms expressly disclose that FUELHASH failure can make return of borrowed customer assets impossible; marketing principal-guarantee language is not treated as independent proof of principal protection.

Estimated recovery
Not applicable
Repayment started
Repayment completed
Confidence
High

Asset treatment

Terms risk

Platform-owned

Current marketing uses principal-guarantee and stable-operation language, but the Terms independently disclose company-failure non-return risk. CYA preserves that distinction and does not convert marketing claims into independent guarantees, insurance, reserve proof, licensing validation or solvency evidence.

Affected product
FUELHASH CRYPTOLENDING / CRYPTOTREND
Confidence
High

Current first-party Terms define CRYPTOLENDING as a lending arrangement in which eligible crypto assets/tokens are lent by the user to 株式会社FUELHASH and FUELHASH owes return of the same type and quantity plus contractual interest. The Terms state that this is not crypto-asset exchange business and that the exchange-business segregated-management obligations described there do not apply; they also state that the service is not a bank deposit or deposit-like product and warn that FUELHASH failure may make return impossible. CYA therefore uses `platform_owned` to represent the borrower-counterparty economic exposure during the lending contract, without making a broader legal-title conclusion beyond the published terms.

Source: 利用規約

Known unknowns

Uncertainty

The reviewed first-party material establishes the 2022-11-07 service start and current contract mechanics, but does not independently establish the economic source of every interest payment, current solvency, reserve sufficiency or universal realized repayment. Current marketing uses principal-guarantee language while the Terms separately disclose that company failure can make return of borrowed assets impossible; CYA preserves both statements without converting the marketing claim into an independent guarantee.

Chronology

Historical record

LaunchHigh impact1 sources

FUELHASH launches CRYPTOLENDING

FUELHASH announced CRYPTOLENDING on 2022-11-02 and stated that the crypto-asset lending service would begin operation on 2022-11-07.

This is a first-party verified service launch date. The launch establishes product history but does not validate later advertised rates, principal-guarantee language, realized returns or solvency.

Source record

Evidence dossier

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Showing 4 of 4 evidence records

Entity

1 sources
Official statementHigh

Company

株式会社FUELHASH

Current first-party company information identifies 株式会社FUELHASH as the operator and states company establishment in March 2021. Company descriptions of business quality or performance are not independent safety or solvency evidence.

Event

1 sources

status

1 sources
Official statementHigh

CRYPTOLENDING

株式会社FUELHASH

Current first-party product surface confirms ongoing CRYPTOLENDING availability and current product positioning. Headline rates, principal-guarantee language, stable-operation statements and partnership/licensing language are operator marketing claims and are not independently verified guarantees, licensing validation, insurance, reserve proof, realized returns or solvency evidence.

terms risk

1 sources
Official statementHigh

利用規約

株式会社FUELHASH

Current first-party Terms define direct user-to-FUELHASH lending of eligible crypto assets/tokens, flexible and fixed lending, maturity/return mechanics, non-exchange-business treatment, non-deposit status and explicit company-failure non-return risk.

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