Case summary
What happened
AQRU launched its consumer-facing crypto-yield platform in December 2021 and reported more than USD 50 million in assets under management and 20,000 signups by May 2022. In November 2022, AQRU plc reduced yields to a maximum of 3% on its Maple product, stopped interest on Bitcoin and Ethereum deposits, and said customer assets remained available for withdrawal. In August 2023, AQRU plc transferred its interest in the app and related digital-asset businesses to Langland Software Solutions in exchange for a minority stake, while stating that customers should not experience service disruption. The current AQRU site remains live but requires a USD 250,000 minimum and shows several legacy products closed to new deposits, supporting a limited rather than ended classification.
Customer result
Customer outcome
Not applicable
AQRU plc stated in November 2022 that customer assets were available for withdrawal as normal, and the 2023 transfer announcement said customers should not experience service disruption. These statements do not prove a universal historical withdrawal result, but no reviewed evidence established a claims or repayment process requiring an outcome classification.
- Estimated recovery
- No customer-loss or repayment event is assigned. Reviewed sources describe product contraction, continued withdrawal availability, an ownership restructure, and continuing limited platform operation.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- Medium
Asset treatment
Terms risk
Varies by product
The reviewed terms predate the 2023 ownership restructure and do not fully resolve current product-level asset ownership, counterparty exposure, security, or insolvency treatment. Reverify terms before any status or customer-outcome change.
- Affected product
- AQRU wallet, exchange, investment and yield products
- Confidence
- Medium
AQRU terms cover wallet, custody, exchange, investment and multiple yield or strategy products, while current products use different underlying arrangements. One ownership or insolvency interpretation should not be applied across Auto, Flex, Maple, Trend, Ten, exchange, and receivables products.
Known unknowns
Uncertainty
The exact December 2021 launch day was not identified and 1 December is used as a sortable approximate date. Current product availability is jurisdiction-dependent. The 2023 ownership transfer did not establish a customer-loss, shutdown, repayment, or acquisition outcome for the customer-facing platform.
Chronology
Historical record
AQRU consumer yield platform launches
AQRU launched its consumer-facing crypto-yield platform around December 2021.
A May 2022 first-party market announcement states that the platform launched five months earlier; 1 December is a sortable approximate date.
AQRU reports USD 50 million AUM and 20,000 signups
AQRU plc reported that the AQRU.io platform had exceeded USD 50 million in assets under management and 20,000 customer signups five months after launch.
Operating-scale milestone rather than a customer-outcome event.
AQRU cuts yields and ends BTC and ETH interest
AQRU plc reduced yields to a maximum of 3% on the Maple product and stopped interest accrual on Bitcoin and Ethereum deposits while stating that customer assets remained available for withdrawal.
The update reflected market-driven product contraction, not a withdrawal suspension or platform shutdown.
AQRU app business transfers to Langland Software Solutions
AQRU plc transferred its interest in the AQRU app, Maple Finance activities, and related technology businesses to Langland Software Solutions in exchange for a 30% stake, while stating that customers should not experience service disruption.
Recorded as an ownership and operating restructure, not an acquisition, failure, or customer-repayment event.
AQRU remains live with narrowed product availability
AQRU's current site showed a USD 250,000 minimum balance, one displayed fixed-term receivables product, and multiple legacy crypto-yield products closed to new deposits.
Current-state snapshot supporting limited status; availability remains jurisdiction-dependent.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
2 sourcesAQRU.io platform surpasses USD 50 million in assets under management and 20,000 customer signups
AQRU plc / Aquis Stock Exchange · 2022-05-09
First-party operating-scale milestone for the AQRU.io platform.
AQRU plc operational update
AQRU plc / Aquis Stock Exchange · 2022-11-23
Documents the maximum 3% Maple yield, end of BTC and ETH interest, and normal withdrawal availability.
launch date
1 sourcesAQRU.io platform surpasses USD 50 million in assets under management and 20,000 customer signups
AQRU plc / Aquis Stock Exchange · 2022-05-09
First-party market announcement states that AQRU.io launched five months before the May 2022 milestone.
ownership
2 sourcesAQRU plc operational update and board changes
AQRU plc / Regulatory News Service · 2023-08-29
First-party announcement of the transfer to Langland Software Solutions and the stated expectation of no customer-service disruption.
ACCRU FINANCE LTD filing history
UK Companies House
Official corporate filing history records the August 2023 change in significant control from AQRU plc to Langland Software Solutions.
status
2 sourcesAQRU crypto investing and yield platform
AQRU
Current first-party platform page showing the high minimum, current receivables product, closed legacy deposits, exchange access, and withdrawal description.
Earn interest on crypto with AQRU
AQRU
Current product page distinguishing the open receivables product from Maple and Flex products closed to new deposits.
terms risk
1 sourcesAQRU terms of use
Accru Finance Ltd. · 2022-10-30
First-party terms covering wallet, custody, exchange, investment, Auto AQRU and other product structures; current products require separate review.
No evidence records match the current filters.
Comparative records