Crypto interest account · United Kingdom / Bulgaria / Global

Nexo Earn Interest Product

Crypto interest product operated by Nexo that became a major U.S. regulatory case in 2023, when Nexo agreed to stop offering its Earn Interest Product to U.S. investors and pay a $45 million settlement while continuing non-U.S. and later restructured operations separately.

Also known as: Nexo Earn, Nexo EIP, Nexo Earn Interest

Status
Limited
Outcome
Not applicable
Confidence
High
Last verified
2026-06-08
Launch2018-01-01
End
Failure reasonRegulatory action
Events4
Evidence5
Products1

Case summary

What happened

Nexo offered an Earn Interest Product to customers. In January 2023, the SEC announced that Nexo agreed to cease offering and selling the product to U.S. investors and pay penalties, following Nexo's earlier announcement that it would phase out U.S. products and services. Nexo later returned to the U.S. market with a different structure, so this record tracks the original Earn Interest Product regulatory path rather than a full platform collapse.

Customer result

Customer outcome

Not applicable

Nexo Earn Interest Product is tracked as a U.S. regulatory product-change record. It is not a customer insolvency or bankruptcy-recovery case.

Estimated recovery
Not applicable
Repayment started
Repayment completed
Confidence
High

Claim or case process →

Asset treatment

Terms risk

Varies by product

Use product-dependent classification because this is a regulatory interest-product record, not a platform bankruptcy case.

Affected product
Nexo Earn Interest Product
Confidence
Medium

Nexo Earn customer treatment varies by product terms, asset, jurisdiction, and regulatory period rather than a single insolvency claim process.

Source: SEC charges Nexo with failing to register the offer and sale of its retail crypto asset lending product

Known unknowns

Uncertainty

This record is product-specific and jurisdiction-specific. It should not be read as a full shutdown of Nexo or as a claim about identical terms across all countries.

Chronology

Historical record

yield program startedMedium impact1 sources

Nexo Earn Interest Product operates

Nexo operated a crypto interest product that allowed customers to earn yield on supported digital assets.

Launch year is approximate and should be refined with archived first-party product pages.

Operations endedHigh impact1 sources

Nexo announces U.S. product phase-out

Nexo announced that it would phase out products and services in the United States, including the Earn Interest Product for U.S. customers.

U.S.-specific product phase-out, not a full global platform shutdown.

OtherMedium impact1 sources

Nexo announces return to the United States

Nexo announced plans to return to the U.S. market, making this a product-transition and regulatory-history record rather than a simple permanent shutdown case.

Later market-return event; exact product availability and terms should be checked separately.

Source record

Evidence dossier

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Showing 5 of 5 evidence records

Entity

1 sources

Event

4 sources

Comparative records

Record maintenance

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