Case summary
What happened
YouHodler developed as a crypto-backed lending and wallet platform and launched a USDT savings account in August 2019 followed by a Bitcoin savings account in September 2019. It moved savings payouts to a weekly schedule in April 2020. The current platform continues to offer a Yield Account with weekly settlement, flexible access, asset and account limits, and jurisdiction-specific restrictions. Current terms identify YouHodler entities in Switzerland and the European Union and describe segregated, off-balance-sheet handling for covered customer assets while allowing the use of disclosed third-party service providers.
Customer result
Customer outcome
Not applicable
Not-applicable applies only because the platform is active and the reviewed record does not concern a failure or customer-recovery process. It is not a guarantee against product, counterparty, market, custody, or jurisdictional risk.
- Estimated recovery
- No platform-wide customer-loss, claims, or repayment event was identified in the reviewed sources; YouHodler remains an active comparator.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Varies by product
Segregation and custody language should not be converted into a universal customer-owned classification for every product or jurisdiction. Product terms, legal entity, limits, eligible assets and protections require periodic re-verification.
- Affected product
- YouHodler Yield Account, wallets, conversion and crypto-backed loans
- Confidence
- Medium
Current YouHodler terms describe segregated and off-balance-sheet handling for covered customer assets and allow custody through disclosed group or third-party providers, but product-specific rights and risks differ across wallets, conversion, Yield Account, loans, trading and other services.
Known unknowns
Uncertainty
The platform-level launch year is approximate. Product availability, eligible assets, limits, reward rates, legal entity, and regulatory treatment vary by jurisdiction and can change. This record does not imply deposit insurance or universal customer protection.
Chronology
Historical record
YouHodler launches USDT savings account
YouHodler introduced a USDT savings account that credited platform users with interest on deposited USDT.
First dated savings-product launch identified in the reviewed YouHodler sources.
YouHodler launches Bitcoin savings account
YouHodler expanded its savings-account product to Bitcoin deposits with platform-calculated interest.
Product expansion within the continuing lending and wallet platform.
YouHodler moves savings payouts to weekly schedule
YouHodler announced weekly payouts for its high-yield savings accounts, replacing the prior monthly schedule.
Payout-frequency change rather than a platform status change.
YouHodler documents current Yield Account operation
YouHodler's current guide described an active Yield Account with supported assets, account-level eligibility, weekly settlement, and user-controlled start and withdrawal actions.
Current product-operation snapshot; rates, limits, assets, and jurisdictional availability can change.
YouHodler remains active under jurisdiction-specific terms
Current first-party materials described continuing lending, trading, custody, and yield services through Swiss and European entities with jurisdiction-specific restrictions and segregated-custody language.
Status and legal-structure snapshot; it does not imply identical regulatory protections in every jurisdiction.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
4 sourcesUSDT savings account gives users annual yield
YouHodler · 2019-08-09
First-party announcement of the USDT savings-account launch. Historical promotional rate claims are recorded as product history, not guaranteed current returns.
Bitcoin savings account launch
YouHodler · 2019-09-20
First-party announcement of the BTC savings-account launch. Historical promotional rate claims are not treated as current rates.
YouHodler savings accounts update: weekly payouts
YouHodler · 2020-04-27
First-party product update changing savings-account payouts from monthly to weekly.
Crypto Yield Account guide
YouHodler · 2026-03-18
Current first-party operating guide for starting and managing Yield Account positions.
status
2 sourcesYouHodler Yield Account
YouHodler
Current product page describing weekly payouts, flexible terms, supported assets, and jurisdiction-specific asset restrictions.
About YouHodler
YouHodler
Current first-party company page describing active lending, yield, trading and custody operations and regional regulatory positioning.
terms risk
2 sourcesYouHodler commissions and limits
YouHodler
Current limits page documents minimum and maximum Yield Account balances and the weekly settlement period.
YouHodler terms of service
YouHodler SA
Current terms describe Swiss and European service entities, segregated and off-balance-sheet handling for covered assets, and disclosed third-party custody arrangements.
No evidence records match the current filters.
Comparative records