Case summary
What happened
CoinRabbit began operating as a crypto-backed lending platform in 2020 and launched its crypto savings account in June 2021. It added a mobile app in August 2025. Current materials describe active fixed-term and open-ended loans and an Earn Interest Product with daily accrual and flexible withdrawals. Current terms state that CoinRabbit acquires ownership of both loan collateral and topped-up Earn assets, while the current loan marketing page separately says collateral is fully reserved and not rehypothecated. The record preserves that distinction instead of treating marketing language as a replacement for the contractual ownership terms.
Customer result
Customer outcome
Not applicable
Not-applicable reflects the absence of a reviewed failure or recovery process. It is not a guarantee of principal, collateral return, reserve sufficiency, product access, or solvency.
- Estimated recovery
- No platform-wide customer-loss, claims, or repayment event was identified for CoinRabbit in the reviewed sources; loans and Earn remain active.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Platform-owned
The current loan page separately markets fully reserved collateral and no rehypothecation. That marketing claim is recorded but does not replace the contractual title-transfer language. Product terms, reserves, use practices, and jurisdiction require continuing review.
- Affected product
- CoinRabbit Earn Interest Product and crypto-backed loans
- Confidence
- High
Current CoinRabbit terms state that CoinRabbit acquires ownership of digital assets transferred as loan collateral and owns digital assets topped up into the Earn Interest Product while owing contractual return or balance obligations.
Known unknowns
Uncertainty
The exact 2020 platform launch day was not identified and 1 January is used as a sortable approximate date. Current rates, supported assets, LTVs, limits, verification requirements, reserve practices, custody, and jurisdictional availability can change.
Chronology
Historical record
CoinRabbit begins operating
CoinRabbit began operating as a crypto-backed lending platform in 2020.
The exact launch day was not identified; 1 January is a sortable approximate date based on current first-party company and product pages.
CoinRabbit launches its crypto savings account
CoinRabbit announced a newly launched crypto savings account backed by its crypto-loan business, with daily account updates and flexible withdrawal conditions.
Historical rates and supported assets are recorded as launch context, not current guaranteed terms.
CoinRabbit launches mobile app
CoinRabbit launched a mobile app combining loan management, swaps, storage, and portfolio tools.
App-launch milestone for the continuing platform.
CoinRabbit terms define current Earn and collateral ownership structure
CoinRabbit's updated terms defined the Earn Interest Product, daily accrual and withdrawal mechanics, and contractual ownership transfer for topped-up Earn assets and loan collateral.
Contractual event used to preserve ownership and use terms; it is not a customer-loss event.
CoinRabbit remains active across loans and Earn
Current first-party pages described active fixed and open-ended loans and an Earn product with daily accrual and flexible withdrawals.
Current-state snapshot; rates, assets, limits, verification, reserve practices, and availability can change.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Entity
1 sourcesAbout CoinRabbit
CoinRabbit
Current first-party company page describing more than five years of operation.
Event
2 sourcesCoinRabbit crypto savings account: a simple way to earn crypto
CoinRabbit · 2021-06-24
First-party launch article for the CoinRabbit crypto savings account.
Introducing the CoinRabbit crypto app
CoinRabbit · 2025-08-04
First-party mobile-app launch announcement.
launch date
1 sourcesCoinRabbit crypto loans
CoinRabbit
Current first-party loan page states that CoinRabbit was founded in 2020.
ownership
1 sourcesCoinRabbit terms and conditions
CoinRabbit · 2026-05-18
Current terms define the Earn product, collateral treatment, daily accrual, and withdrawal conditions.
status
2 sourcesCoinRabbit crypto savings account
CoinRabbit
Current first-party Earn page describing daily accrual and flexible withdrawals.
CoinRabbit crypto loans
CoinRabbit
Current first-party loan page describing fixed and open-ended loans, collateral handling, and reserve claims.
No evidence records match the current filters.
Comparative records