Case summary
What happened
Coinchange developed automated systems for allocating digital assets across DeFi and CeFi strategies and states that it brought the proprietary platform to market in Q3 2021. Historical terms governed a customer-facing High Yield Account, while current materials emphasize customized individual and business Earn products, APIs, vaults, and multi-strategy allocation. The platform remains active, but custody, key control, strategy composition, liquidity, fees, legal entities, and client-facing arrangements vary by product and version.
Customer result
Customer outcome
Not applicable
Not-applicable applies because no reviewed recovery process exists. It does not eliminate custody, strategy, protocol, counterparty, liquidity, operational, legal, or regulatory risk.
- Estimated recovery
- No platform-wide customer-loss, claims, or repayment event was identified for Coinchange in the reviewed sources; yield products and infrastructure remain active.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Varies by product
Historical 2021 terms must not be silently applied to every current product. Current first-party custody and key-control statements are recorded as claims and require implementation-specific verification.
- Affected product
- Coinchange Earn accounts, business products, APIs, vaults, and related yield infrastructure
- Confidence
- Medium
Coinchange's historical High Yield Account used an asset-management agreement, while current materials describe multiple individual, business, API, vault, custodial, and planned trust-minimized structures. Ownership and key control therefore depend on product, agreement version, implementation, legal entity, and client-facing arrangement.
Known unknowns
Uncertainty
The Q3 2021 launch is recorded as 1 July for sortable year-quarter precision. Current marketing statements about APY, principal protection, custody, key control, strategy risk, liquidity, and regulation are product- and jurisdiction-specific and can change.
Chronology
Historical record
Coinchange brings its proprietary yield platform to market
Coinchange states that it brought its proprietary automated digital-asset yield platform to market in Q3 2021 after two years of development.
1 July represents the start of Q3 because an exact launch day was not identified.
Coinchange documents the High Yield Account arrangement
Coinchange's historical High Yield Account agreement defined an asset-management arrangement for customer yield accounts and the applicable platform terms.
Historical account terms are not automatically applied to every current API, vault, business, or non-custodial product.
Coinchange operates multi-strategy Earn infrastructure
Current first-party materials describe individual and business Earn accounts, API and vault infrastructure, and automated multi-strategy digital-asset yield products.
Current-state snapshot; APY, strategies, liquidity, fees, product access, and legal structure can change.
Coinchange publishes current transparency and custody claims
Coinchange describes on-chain strategy transparency and product-dependent custody or key-control arrangements while developing additional trust-minimized infrastructure.
First-party transparency and custody claims are recorded as claims and do not prove universal customer protection or eliminate strategy and counterparty risk.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
launch date
1 sourcesWhat is Coinchange?
Coinchange
First-party company history states that the proprietary platform reached market in Q3 2021 after two years of development.
ownership
2 sourcesCoinchange Terms and Conditions
Coinchange · 2021-07-01
Historical general terms describing account, wallet, fiat, suspension, and service conditions.
Coinchange transparency and trust
Coinchange
First-party discussion of on-chain allocation, key-control claims, transparency reports, and planned trust-minimized products.
status
2 sourcesCoinchange customized yield solutions
Coinchange
Current first-party page describing Earn, API, vault, business, and multi-strategy yield infrastructure.
Coinchange Earn Account for business
Coinchange
Current first-party product page describing business Earn accounts and daily-compounding yield.
terms risk
1 sourcesCoinchange High Yield Account Terms
Coinchange · 2021-08-11
Historical asset-management agreement governing the Coinchange Financials Yield Account.
No evidence records match the current filters.
Comparative records