Centralized yield platform · Estonia / Global / jurisdiction-dependent

Coinmetro BTC Earn

Product-scoped record for Coinmetro BTC Earn, a current fixed-term Bitcoin reward program with 3, 6, 12 and 24 month terms and rewards paid in BTC. Coinmetro's first-party copies of the same launch article expose inconsistent publication-date metadata, so CYA does not assign an exact launch date.

Also known as: BTC Earn, Coinmetro Bitcoin Earn

Status
Active
Outcome
Not applicable
Confidence
High
Last verified
2026-08-10
Launch
End
Failure reasonUnknown
Events0
Evidence3
Products1

Case summary

What happened

Coinmetro currently presents BTC Earn as a fixed-term reward program. The first-party launch article describes commitment terms of 3, 6, 12 and 24 months, real-time BTC reward accrual, forfeiture of rewards on early exit and return of the committed BTC balance at term end. Coinmetro states that rewards are generated and distributed through its internal infrastructure without external lending platforms, third-party protocols, wrapped assets or synthetic tokens. Official copies of the same article currently expose conflicting publication dates across host and locale variants, so CYA does not convert any one displayed date into an exact canonical launch date or dated launch event. Product mechanics and return statements are recorded as first-party claims, not as proof of principal protection, solvency, segregation, legal title or insolvency treatment. The broader Coinmetro on-chain staking and MARs/XCM ecosystem is outside this narrow product identity.

Customer result

Customer outcome

Not applicable

The first-party promise to return committed BTC at term end is not treated as proof of principal protection, segregation, insurance or solvency. Not-applicable reflects the absence of a reviewed platform-wide claims process, not a guarantee. No exact BTC Earn launch date is asserted because official copies of the same product article expose conflicting publication-date metadata.

Estimated recovery
No platform-wide Coinmetro BTC Earn customer-loss, claims or repayment process was identified in the reviewed sources; BTC Earn was presented as active at review time.
Repayment started
Repayment completed
Confidence
High

Asset treatment

Terms risk

Unclear

The first-party term-end return promise and statement that no external lending platforms or third-party protocols are used do not establish independent principal protection, insurance, segregation or solvency. Underlying internal reward economics also remain undisclosed in the reviewed material.

Affected product
Coinmetro BTC Earn
Confidence
Medium

Coinmetro's BTC Earn launch material states that BTC is held inside the Coinmetro account for a selected fixed term and returned at term end, but the reviewed public material does not establish whether legal title transfers, whether assets are segregated, or how they would be treated in insolvency. CYA leaves those questions unresolved.

Source: Earn 6% on Your Bitcoin: Introducing BTC Earn by Coinmetro

Known unknowns

Uncertainty

The product is current and its mechanics are documented by Coinmetro, but official copies of the same launch article expose conflicting publication dates, including different 2026 dates across host or locale variants. Exact launch_date therefore remains null. Reviewed public material also does not establish the underlying economic source of the internal reward, legal-title transfer, segregation or insolvency treatment.

Chronology

Historical record

No events yet.

Source record

Evidence dossier

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Showing 3 of 3 evidence records

Entity

1 sources
Official statementHigh

Coinmetro

Coinmetro

Current first-party platform surface documenting the broader Coinmetro exchange and separate on-chain staking/MARs ecosystem, supporting the product boundary that BTC Earn is not used as an umbrella identity for all Coinmetro reward products.

status

1 sources
Official statementHigh

Earn 6% on Your Bitcoin: Introducing BTC Earn by Coinmetro

Coinmetro

First-party BTC Earn article documenting fixed commitment terms, real-time BTC rewards, early-exit forfeiture and Coinmetro's statement that the reward structure uses internal infrastructure rather than external lending platforms or third-party protocols. Official host and locale copies expose conflicting publication-date metadata, so no exact publication or launch date is asserted.

terms risk

1 sources
Official statementHigh

Coinmetro Services Terms of Use

Coinmetro · 2025-04-07

Current first-party general terms identify Coinmetro Group OÜ and Coinmetro OÜ, state that specific services may have additional terms, warn of substantial digital-asset loss risk, and describe passive-income opportunities as facilitated by Coinmetro but potentially dependent on user or third-party actions. The general terms do not resolve BTC Earn-specific legal title, segregation or insolvency treatment.

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