Crypto interest account · United States

Celsius Network

Crypto lending and interest account platform that paused withdrawals in June 2022, filed for Chapter 11 bankruptcy in July 2022, and later exited bankruptcy with creditor distributions and a wind-down of platform operations.

Also known as: Celsius, Celsius Network LLC

Status
Operations ended
Outcome
Partial repayment
Confidence
Medium
Last verified
2026-06-03
Launch2017-01-01
End2024-02-29
Failure reasonInsolvency
Events5
Evidence6
Products2

Case summary

What happened

Celsius grew as a crypto interest and lending platform, halted withdrawals during the 2022 market crisis, entered Chapter 11, and later emerged from bankruptcy with distributions to creditors and a wind-down of its consumer platform.

Customer result

Customer outcome

Partial repayment

Celsius exited bankruptcy and began creditor distributions. Customer recovery depended on account/product type and claim treatment. This record is intentionally conservative until direct plan documents are parsed.

Estimated recovery
varies by claim class
Repayment started
2024-01-31
Repayment completed
Confidence
Medium

Claim or case process →

Asset treatment

Terms risk

Varies by product

Celsius account and product category affected asset-treatment and customer-outcome analysis. Direct court order citations should be preferred when available.

Affected product
Celsius Earn and other Celsius account categories
Confidence
Medium

Celsius Earn account assets were treated differently from some other product categories in bankruptcy-related analysis and rulings.

Source: Celsius asset treatment coverage

Known unknowns

Uncertainty

Recovery and asset treatment varied by product and claim class. This seed record should be upgraded with direct bankruptcy docket references before being treated as complete.

Chronology

Historical record

LaunchMedium impact0 sources

Celsius begins operating

Celsius began operating as a crypto lending and interest account platform during the early growth period for centralized crypto yield services.

Launch date is approximate and should be verified against primary company history sources.

No direct evidence linked to this event yet.

Withdrawals suspendedCritical impact1 sources

Withdrawals and transfers paused

Celsius announced a pause on withdrawals, swaps, and transfers, citing extreme market conditions.

Core failure-chain event.

Bankruptcy filingCritical impact1 sources

Chapter 11 bankruptcy filed

Celsius and affiliated debtors filed for Chapter 11 bankruptcy protection in the Southern District of New York.

Bankruptcy filing anchors the main restructuring period.

Restructuring startedHigh impact1 sources

Reorganization plan confirmed

The bankruptcy court confirmed Celsius's plan, setting up distributions to creditors and a transition out of bankruptcy.

Needs direct docket evidence in later pass.

customer repayment startedCritical impact1 sources

Creditor distributions begin after bankruptcy exit

Celsius exited bankruptcy and announced that distributions to creditors would begin, including crypto and other recovery components.

Customer outcome depends on claim type.

Source record

Evidence dossier

Filter by claim, reliability, source type, and whether evidence is linked to a specific event.

Showing 6 of 6 evidence records

customer outcome

1 sources
News articleHighEvent linked

Celsius exits bankruptcy

Reuters · 2024-01-31

Supports bankruptcy exit and creditor distributions.

Event

3 sources

terms risk

2 sources
Regulatory noticeHigh

SEC charges Celsius Network and Alex Mashinsky

U.S. Securities and Exchange Commission · 2023-07-13

Direct SEC source for Celsius regulatory and disclosure-risk context, including allegations around the Earn Interest Program, CEL token sales, and misleading statements to investors.

Comparative records

Record maintenance

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