Case summary
What happened
BloFin's first-party Earn guidance documented flexible and fixed subscriptions by August 2025. Current March 2026 materials describe BloFin Simple Earn with flexible and fixed products, while the governing Earn Service Agreement states that users remain legal owners of deposited assets but entrust and authorize BloFin as an intermediary to perform actions on subscribed assets, including node voting and digital-asset gain. The agreement also states that principal repayment and displayed interest are not guaranteed, allows Auto-Earn subscriptions from eligible idle balances, and permits product-specific redemption timing. CYA therefore keeps the record product-scoped and does not convert the Simple Earn FAQ's safety language into a universal principal, custody or solvency guarantee.
Customer result
Customer outcome
Not applicable
Not-applicable is not a guarantee. The governing Earn Service Agreement explicitly says BloFin does not guarantee repayment of principal or displayed interest and describes severe or total digital-asset loss risks.
- Estimated recovery
- No platform-wide BloFin Earn customer-loss, claims or repayment process was identified in the reviewed sources; BloFin Earn remains active.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Varies by product
Flexible, fixed and Auto-Earn differ in interest and redemption mechanics. Current governing agreement takes precedence over promotional safety descriptions for canonical risk interpretation.
- Affected product
- BloFin Earn
- Confidence
- High
Current BloFin Earn Service Agreement states users are legal owners of deposited Digital Assets, but after subscription or lockup users entrust and authorize BloFin as an intermediary to perform actions on subscribed assets, including node voting and Digital Asset gain. The same agreement does not guarantee principal repayment or displayed interest. CYA therefore does not treat promotional Simple Earn safety wording as a bank-deposit, trust, segregation or solvency guarantee.
Known unknowns
Uncertainty
The reviewed sources establish active BloFin Earn by August 2025 but do not establish the first launch date of the umbrella service, so launch_date remains null. Flexible, fixed and Auto-Earn products have different interest, lockup and redemption mechanics.
Chronology
Historical record
BloFin documents active Flexible and Fixed Earn products
BloFin published first-party guidance describing use of its Earn service with flexible and fixed subscription options.
This establishes reviewed operation by August 2025 but is not treated as the original BloFin Earn launch date.
BloFin publishes current Earn Service Agreement
BloFin published the reviewed Earn Service Agreement governing Flexible, Fixed and Auto-Earn subscriptions, asset-use authorization, redemption and principal-risk terms.
The agreement is used for current risk and custody interpretation; it does not establish the service's original launch date.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Entity
1 sourcesBloFin Simple Earn FAQ
BloFin · 2026-03-25
Current first-party FAQ describing Flexible and Fixed Simple Earn, supported assets and redemption. Promotional safety wording is not treated as overriding the governing agreement's non-guarantee and risk clauses.
Event
1 sourcesHow Do I Use BloFin Earn? (App)
BloFin · 2025-08-16
First-party guidance documenting active Flexible and Fixed BloFin Earn subscription options by August 2025.
status
1 sourcesBloFin Earn product page
BloFin
Current first-party product surface confirming continuing Earn availability in 2026.
terms risk
1 sourcesBloFin Earn Service Agreement
BloFin · 2026-03-26
Current first-party agreement covering Flexible, Fixed and Auto-Earn. It says users are legal owners of deposited assets, entrust and authorize BloFin as intermediary to act on subscribed assets, and BloFin does not guarantee repayment of principal or displayed interest.
No evidence records match the current filters.
Comparative records