Case summary
What happened
Bitunix's Easy Earn agreement, published on 14 August 2025 and updated on 28 May 2026, defines Flexible Savings and Fixed-Term Savings. Subscribed assets move from the Spot Account to the Earn Account, flexible interest accrues hourly, fixed-term interest follows term rules, and 15% of financial-income distribution is allocated to a risk reserve while 85% is used for user return distribution. The agreement states returns vary with market conditions and disclaims liability for fund losses arising from force majeure, system failures, hacking attacks or policy changes. Current Bitunix Earn surfaces continue to offer Easy Earn. CYA does not convert the risk reserve, repayment mechanics or promotional capital-protection wording from educational materials into a universal legal-title, custody or solvency guarantee.
Customer result
Customer outcome
Not applicable
Not-applicable is not a guarantee. The Easy Earn agreement disclaims liability for specified loss events, and the 15% risk reserve is an interest-distribution mechanism rather than a universal principal guarantee.
- Estimated recovery
- No platform-wide Bitunix Easy Earn customer-loss, claims or repayment process was identified in the reviewed sources; Easy Earn remains active.
- Repayment started
- —
- Repayment completed
- —
- Confidence
- High
Asset treatment
Terms risk
Unclear
The current general Bitunix Risk Disclosure separately states that different services carry distinct risks and Bitunix does not act as a fiduciary or investment manager absent applicable-law requirements.
- Affected product
- Bitunix Easy Earn
- Confidence
- Medium
The Bitunix Easy Earn agreement defines asset movement from Spot Account to Earn Account and describes principal/interest return mechanics plus a 15% interest-distribution risk reserve. The reviewed public terms do not establish a universal segregated bank-deposit, trust, fiduciary or insolvency-protected ownership structure for Easy Earn assets. CYA therefore leaves legal title and segregation unresolved rather than interpreting the risk reserve or educational capital-protection language as a universal guarantee.
Known unknowns
Uncertainty
The reviewed sources establish Easy Earn terms by August 2025 but do not establish the original umbrella-product launch date, so launch_date remains null. The public agreement defines account transfers, interest and risk-reserve mechanics but does not establish a universal segregated-deposit or trust structure.
Chronology
Historical record
Bitunix publishes Easy Earn User Agreement
Bitunix published the reviewed Easy Earn agreement defining flexible and fixed-term savings, account transfers, interest distribution and risk-reserve mechanics.
This is a governing-terms milestone and is not treated as the original Easy Earn launch date.
Bitunix updates Easy Earn product documentation
Bitunix updated Easy Earn product and agreement documentation covering flexible and fixed-term products and current risk mechanics.
This confirms current product operation and updated mechanics in 2026.
Source record
Evidence dossier
Filter by claim, reliability, source type, and whether evidence is linked to a specific event.
Event
2 sourcesBitunix Easy Earn User Agreements
Bitunix · 2025-08-14
First-party agreement defining Flexible Savings, Fixed-Term Savings, Spot-to-Earn account transfers, interest mechanics, 15% risk-reserve allocation and fund-loss disclaimers; updated 2026-05-28.
Bitunix Easy Earn Product Introduction
Bitunix · 2026-05-28
Current first-party product guide describing flexible and fixed-term Easy Earn and Spot-to-financial-account subscription mechanics.
status
1 sourcesBitunix Earn product page
Bitunix
Current first-party Easy Earn product surface confirming flexible and fixed-term operation, hourly/fixed return formulas and 85% user-distribution factor.
terms risk
1 sourcesBitunix Risk Disclosure
Bitunix · 2026-07-20
Current first-party general risk disclosure stating different Bitunix services, including earn products, carry distinct risks and that Bitunix does not act as a fiduciary or investment manager absent applicable-law requirements.
No evidence records match the current filters.
Comparative records