{ "schema_version": "1.2.0", "data_schema_version": "cya_registry_public_data_v2", "project_id": "crypto-yield-archive", "dataset": "evidence", "canonical_origin": "https://cya.badjoke-lab.com", "canonical_only": true, "generated_at": "2026-08-31T16:44:22.893Z", "build": { "commit": "1556a9022d96de62d086007ed7346d1eeaaf89d2", "branch": "main", "generated_at": "2026-08-31T16:44:22.893Z", "verification_marker": "cya_machine_readable_layer_v2" }, "record_count": 741, "records": [ { "id": "cya_src_000025", "platform_id": "cya_plat_000003", "event_id": null, "source_type": "official_statement", "title": "Voyager Wind-Down Debtor confirms FTX settlement funded Second Distribution", "url": "https://support.investvoyager.com/hc/en-us/articles/16443310532123-What-is-the-status-of-the-FTX-litigation-claims", "publisher": "Voyager Wind-Down Debtor", "published_at": null, "archived_url": null, "accessed_at": "2026-08-29", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official support update states that the Alameda/FTX settlement released $450 million plus interest to the Wind-Down Debtor and that those funds were distributed to Voyager creditors in the Second Distribution. It does not establish one universal recovery percentage for every creditor or a final completed estate recovery." }, { "id": "cya_src_000026", "platform_id": "cya_plat_000003", "event_id": null, "source_type": "official_statement", "title": "Voyager creditor portal lists February 2026 Tenth Status Report", "url": "https://www.investvoyager.com/", "publisher": "Voyager Wind-Down Debtor", "published_at": "2026-02-27", "archived_url": null, "accessed_at": "2026-08-29", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official creditor portal lists the Plan Administrator's Tenth Status Report dated 2026-02-27. The report states that another round of creditor distributions was expected later in 2026. This supports an ongoing recovery process, not a final recovery rate or completed distribution for all claims." }, { "id": "cya_src_b03_0001", "platform_id": "cya_plat_000006", "event_id": "cya_ev_000029", "source_type": "news_article", "title": "Vauld platform halt coverage", "url": "https://www.reuters.com/technology/crypto-lender-vauld-suspends-withdrawals-trading-deposits-2022-07-04/", "publisher": "Reuters", "published_at": "2022-07-04", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports Vauld halt event." }, { "id": "cya_src_b03_0002", "platform_id": "cya_plat_000006", "event_id": "cya_ev_000030", "source_type": "news_article", "title": "Vauld creditor protection coverage", "url": "https://www.reuters.com/technology/crypto-lender-vauld-files-protection-creditors-singapore-2022-07-08/", "publisher": "Reuters", "published_at": "2022-07-08", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports creditor-protection and restructuring context." }, { "id": "cya_src_b03_0003", "platform_id": "cya_plat_000006", "event_id": "cya_ev_000031", "source_type": "news_article", "title": "Vauld and Nexo transaction coverage", "url": "https://www.coindesk.com/business/2022/07/05/nexo-signs-term-sheet-to-acquire-vauld/", "publisher": "CoinDesk", "published_at": "2022-07-05", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports Nexo transaction discussion path." }, { "id": "cya_src_b03_0005", "platform_id": "cya_plat_000007", "event_id": "cya_ev_000034", "source_type": "news_article", "title": "Haru Invest withdrawal halt coverage", "url": "https://www.coindesk.com/business/2023/06/13/crypto-yield-platform-haru-invest-suspends-withdrawals/", "publisher": "CoinDesk", "published_at": "2023-06-13", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports Haru withdrawal halt." }, { "id": "cya_src_b03_0006", "platform_id": "cya_plat_000007", "event_id": "cya_ev_000036", "source_type": "news_article", "title": "Haru Invest legal process coverage", "url": "https://www.reuters.com/world/asia-pacific/south-korean-crypto-firm-haru-invest-ceo-stabbed-during-fraud-trial-police-say-2024-08-29/", "publisher": "Reuters", "published_at": "2024-08-29", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports legal-process context and the reported February 2024 indictment after Haru suspended withdrawals." }, { "id": "cya_src_b03_0015", "platform_id": "cya_plat_000007", "event_id": "cya_ev_000367", "source_type": "news_article", "title": "Seoul Bankruptcy Court declares Haru Management Limited bankrupt", "url": "https://www.yna.co.kr/view/AKR20241120082300004", "publisher": "Yonhap News Agency", "published_at": "2024-11-20", "archived_url": null, "accessed_at": "2026-08-28", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous court report states that the Seoul Bankruptcy Court declared Haru Management Limited bankrupt after finding grounds of inability to pay, and identifies the company as the Haru Invest operating entity responsible for membership, product subscriptions, and customer virtual-asset management. It supports bankruptcy status and creditor-process context only; it does not establish a completed distribution, universal recovery percentage, or final criminal liability." }, { "id": "cya_src_b03_0016", "platform_id": "cya_plat_000007", "event_id": "cya_ev_000033", "source_type": "official_statement", "title": "Haru Invest describes trading-based yield-generation strategy", "url": "https://www.businesswire.com/news/home/20230326005037/en/Crypto-Asset-Management-Platform-Haru-Invest-Obtains-VASP-Authorization-for-Its-EU-Operation-From-Lithuania", "publisher": "Haru Invest via Business Wire", "published_at": "2023-03-27", "archived_url": null, "accessed_at": "2026-08-28", "reliability": "high", "claim_scope": "event", "notes": "Company-attributed release states that Haru Invest offered Earn Plus and Earn Explore and described its crypto-fund management as based on trading models exploiting market inefficiencies to generate profits. This resolves only the existence of a disclosed source-of-yield mechanism. It does not independently verify realized returns, asset segregation, custody treatment, or whether the stated strategies matched actual deployment of all customer assets. Linked to the platform launch/product lineage event for schema continuity; the 2023 disclosure date is not treated as the product launch date." }, { "id": "cya_src_b03_0017", "platform_id": "cya_plat_000007", "event_id": "cya_ev_000036", "source_type": "news_article", "title": "Prosecutors alleged Haru marketed risk-free principal-guaranteed returns", "url": "https://view.asiae.co.kr/en/article/2024022214362888871", "publisher": "The Asia Business Daily", "published_at": "2024-02-22", "archived_url": null, "accessed_at": "2026-08-29", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting of the Seoul Southern District Prosecutors' Office indictment states that prosecutors alleged Haru executives attracted deposits by representing risk-free management, principal protection and industry-leading returns. This is recorded strictly as a prosecution allegation about customer-facing representations, not as an adjudicated finding that principal was in fact guaranteed or protected, and not as proof of realized returns or actual asset deployment." }, { "id": "cya_src_b03_0007", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000039", "source_type": "news_article", "title": "CoinLoan withdrawal limit coverage", "url": "https://www.coindesk.com/business/2023/04/24/crypto-lender-coinloan-lowers-withdrawal-limit/", "publisher": "CoinDesk", "published_at": "2023-04-24", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous customer-facing withdrawal-limit report." }, { "id": "cya_src_b03_0008", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000038", "source_type": "archive_capture", "title": "CoinLoan website archive captures", "url": "https://web.archive.org/web/*/https://coinloan.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coinloan.io/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures of the customer-facing platform domain." }, { "id": "cya_src_b03_0009", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000039", "source_type": "court_document", "title": "CoinLoan OÜ asset-disposal restriction notice", "url": "https://www.ametlikudteadaanded.ee/eng/teadaanne?teate_number=2065591", "publisher": "Ametlikud Teadaanded / Harju County Court", "published_at": "2023-04-24", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official notice of the provisional restriction on disposal of CoinLoan OÜ assets without trustee consent." }, { "id": "cya_src_b03_0010", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000040", "source_type": "court_document", "title": "CoinLoan OÜ bankruptcy declaration notice", "url": "https://www.ametlikudteadaanded.ee/eng/teadaanne?teate_number=2084705", "publisher": "Ametlikud Teadaanded / Harju County Court", "published_at": "2023-06-14", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official notice declaring CoinLoan OÜ bankrupt at 10:00 on 14 June 2023 in proceeding 2-23-3290." }, { "id": "cya_src_b03_0011", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000040", "source_type": "official_statement", "title": "CoinLoan bankruptcy proceedings overview", "url": "https://lauspartners.ee/en/coinloan-bankruptcy/", "publisher": "Laus & Partners", "published_at": null, "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Creditor-representation overview of the Estonian bankruptcy case." }, { "id": "cya_src_b03_0012", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000041", "source_type": "court_document", "title": "CoinLoan OÜ bankruptcy declaration", "url": "https://www.ametlikudteadaanded.ee/avalik/teadaanne?teate_number=2084705", "publisher": "Ametlikud Teadaanded / Harju County Court", "published_at": "2023-06-14", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "status", "notes": "Authentic-language official notice supporting the end of normal operations and bankrupt status." }, { "id": "cya_src_b03_0013", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000042", "source_type": "court_document", "title": "CoinLoan preliminary creditor list notice", "url": "https://www.ametlikudteadaanded.ee/avalik/teadaanne?teate_number=2402510", "publisher": "Ametlikud Teadaanded / bankruptcy trustee", "published_at": "2024-12-31", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official notice that a preliminary creditor list had been prepared in proceeding 2-23-3290." }, { "id": "cya_src_b03_0014", "platform_id": "cya_plat_000008", "event_id": "cya_ev_000042", "source_type": "court_document", "title": "CoinLoan creditor list confirmation notice", "url": "https://www.ametlikudteadaanded.ee/eng/teadaanne?teate_number=2441360", "publisher": "Ametlikud Teadaanded / Harju County Court", "published_at": "2025-04-10", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official notice that the court confirmed the trustee-submitted creditor list." }, { "id": "cya_src_b04_0001", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000044", "source_type": "news_article", "title": "Babel Finance suspends redemptions and withdrawals", "url": "https://www.reuters.com/technology/crypto-lender-babel-finance-suspends-withdrawals-redemptions-2022-06-17/", "publisher": "Reuters", "published_at": "2022-06-17", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Supports Babel Finance withdrawal and redemption halt." }, { "id": "cya_src_b04_0002", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000045", "source_type": "news_article", "title": "Babel Finance says it reached preliminary debt agreements", "url": "https://www.coindesk.com/business/2022/06/20/babel-finance-says-it-has-reached-preliminary-agreements-on-repayment-of-some-debts/", "publisher": "CoinDesk", "published_at": "2022-06-20", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Supports preliminary debt negotiations after the withdrawal halt." }, { "id": "cya_src_b04_0003", "platform_id": "cya_plat_000010", "event_id": "cya_ev_000047", "source_type": "regulatory_notice", "title": "SEC charges Nexo with failing to register Earn Interest Product", "url": "https://www.sec.gov/newsroom/press-releases/2023-11", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-01-19", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source for the Nexo Earn Interest Product settlement." }, { "id": "cya_src_b04_0004", "platform_id": "cya_plat_000010", "event_id": "cya_ev_000047", "source_type": "news_article", "title": "Nexo agrees to pay $45 million to settle SEC charges", "url": "https://www.reuters.com/technology/crypto-lender-nexo-pay-45-mln-settle-sec-state-charges-2023-01-19/", "publisher": "Reuters", "published_at": "2023-01-19", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Supports settlement amount and regulatory-action context." }, { "id": "cya_src_b04_0005", "platform_id": "cya_plat_000010", "event_id": "cya_ev_000048", "source_type": "news_article", "title": "Nexo U.S. return coverage", "url": "https://www.reuters.com/business/finance/crypto-lender-nexo-return-us-market-with-bakkt-partnership-2026-04-28/", "publisher": "Reuters", "published_at": "2026-04-28", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Supports active comparator status and U.S. market return context." }, { "id": "cya_src_b04_0006", "platform_id": "cya_plat_000011", "event_id": "cya_ev_000050", "source_type": "official_statement", "title": "Ledn Proof of Reserves", "url": "https://ledn.io/legal/en/proof-of-reserves", "publisher": "Ledn", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://ledn.io/legal/en/proof-of-reserves", "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "entity", "notes": "Official transparency source for active lender comparator record." }, { "id": "cya_src_b04_0007", "platform_id": "cya_plat_000011", "event_id": "cya_ev_000049", "source_type": "official_statement", "title": "Ledn official website", "url": "https://ledn.io/", "publisher": "Ledn", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://ledn.io/", "accessed_at": "2026-06-05", "reliability": "medium", "claim_scope": "entity", "notes": "Supports official URL and active platform identity." }, { "id": "cya_src_b04_0008", "platform_id": "cya_plat_000012", "event_id": "cya_ev_000052", "source_type": "news_article", "title": "BlockFills suspends deposits and withdrawals", "url": "https://www.reuters.com/technology/crypto-lender-blockfills-suspends-deposits-withdrawals-2026-02-11/", "publisher": "Reuters", "published_at": "2026-02-11", "archived_url": null, "accessed_at": "2026-06-09", "reliability": "high", "claim_scope": "event", "notes": "Supports the client deposit and withdrawal suspension." }, { "id": "cya_src_b04_0009", "platform_id": "cya_plat_000012", "event_id": "cya_ev_000051", "source_type": "official_statement", "title": "BlockFills official website", "url": "https://www.blockfills.com/", "publisher": "BlockFills", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.blockfills.com/", "accessed_at": "2026-06-09", "reliability": "medium", "claim_scope": "entity", "notes": "Supports official platform identity and URL." }, { "id": "cya_src_b04_0010", "platform_id": "cya_plat_000012", "event_id": "cya_ev_000052", "source_type": "news_article", "title": "BlockFills restructuring coverage", "url": "https://www.ft.com/content/5c2a10c9-25d9-4a94-8554-87bda5cf69ec", "publisher": "Financial Times", "published_at": "2026-03-06", "archived_url": null, "accessed_at": "2026-06-09", "reliability": "medium", "claim_scope": "event", "notes": "Supports reported restructuring preparation, balance-sheet stress, and customer-litigation context." }, { "id": "cya_src_b04_0011", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000043", "source_type": "archive_capture", "title": "Babel Finance website archive captures", "url": "https://web.archive.org/web/*/https://babel.finance/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://babel.finance/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures support the platform identity and operating history." }, { "id": "cya_src_b04_0012", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000044", "source_type": "news_article", "title": "Babel Finance suspends withdrawals citing unusual liquidity pressures", "url": "https://www.coindesk.com/business/2022/06/17/babel-finance-suspends-withdrawals-citing-unusual-liquidity-pressures", "publisher": "CoinDesk", "published_at": "2022-06-17", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Independent contemporaneous support for the redemption and withdrawal suspension." }, { "id": "cya_src_b04_0013", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000141", "source_type": "official_statement", "title": "Babel Finance files moratorium application in Singapore High Court", "url": "https://www.prnewswire.com/news-releases/babel-finance-files-moratorium-application-in-singapore-high-court-301763460.html", "publisher": "Babel Finance via PR Newswire", "published_at": "2023-03-06", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement of the five Singapore moratorium applications." }, { "id": "cya_src_b04_0014", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000141", "source_type": "court_document", "title": "Re Babel Holding Ltd and other matters [2023] SGHC 98", "url": "https://www.elitigation.sg/gdviewer/s/2023_SGHC_98", "publisher": "Supreme Court of Singapore", "published_at": "2023-04-17", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official judgment identifies the applicants, application dates and proposed group restructuring." }, { "id": "cya_src_b04_0015", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000142", "source_type": "court_document", "title": "Re Babel Holding Ltd and other matters [2023] SGHC 98", "url": "https://www.elitigation.sg/gdviewer/s/2023_SGHC_98", "publisher": "Supreme Court of Singapore", "published_at": "2023-04-17", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official grounds of decision for extending the Babel group moratoria." }, { "id": "cya_src_b04_0016", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000142", "source_type": "news_article", "title": "Court grants extension of moratoria in Babel restructuring", "url": "https://www.rajahtannasia.com/viewpoints/court-grants-extension-of-moratoria-and-sealing-of-documents-in-restructuring-of-cryptocurrency-business-2/", "publisher": "Rajah & Tann Asia", "published_at": "2023-05-01", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Legal analysis summarizing the High Court's moratorium-extension decision." }, { "id": "cya_src_b04_0017", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000143", "source_type": "court_document", "title": "Re Babel Holding Ltd (Parastate Labs, Inc and others, non-parties) [2023] SGHC 329", "url": "https://www.elitigation.sg/gdviewer/s/2023_SGHC_329", "publisher": "Supreme Court of Singapore", "published_at": "2023-11-24", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official judgment granting leave to convene a scheme creditors' meeting." }, { "id": "cya_src_b04_0018", "platform_id": "cya_plat_000009", "event_id": "cya_ev_000143", "source_type": "news_article", "title": "Singapore restructuring and insolvency yearbook 2023", "url": "https://ccla.smu.edu.sg/sgri/blog/2024/01/16/singapore-restructuring-insolvency-yearbook-2023", "publisher": "Singapore Management University Centre for Commercial Law in Asia", "published_at": "2024-01-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Academic summary of the Babel scheme and group-liability restructuring decisions." }, { "id": "cya_src_b05_0001", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000054", "source_type": "regulatory_notice", "title": "Texas Securities Commissioner files emergency action over Abra crypto investments", "url": "https://www.ssb.texas.gov/news-publications/texas-securities-commissioner-files-emergency-action-stop-abra-offering-crypto-investments", "publisher": "Texas State Securities Board", "published_at": "2023-06-15", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Primary state regulatory source for the emergency action involving Abra Earn and Abra Boost." }, { "id": "cya_src_b05_0002", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000055", "source_type": "regulatory_notice", "title": "State financial regulators settle with Abra to return cryptocurrency assets", "url": "https://www.csbs.org/newsroom/state-financial-regulators-settle-abra-return-cryptocurrency-assets", "publisher": "Conference of State Bank Supervisors", "published_at": "2024-06-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary multistate settlement announcement covering 25 regulators, remaining customer refunds, and up to $82.1 million in consumer asset returns." }, { "id": "cya_src_b05_0003", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000055", "source_type": "regulatory_notice", "title": "Washington DFI Abra settlement announcement", "url": "https://dfi.wa.gov/news/press/abra-settlement", "publisher": "Washington State Department of Financial Institutions", "published_at": "2024-06-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "State regulator source supporting the multistate settlement, customer refund obligation, and U.S. activity restrictions." }, { "id": "cya_src_b05_0004", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000053", "source_type": "official_statement", "title": "Abra official website", "url": "https://www.abra.com/", "publisher": "Abra", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.abra.com/", "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "entity", "notes": "Supports the current official platform identity and URL; the exact 2014 launch day remains approximate." }, { "id": "cya_src_b05_0005", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000127", "source_type": "court_document", "title": "SEC complaint against Plutus Lending LLC", "url": "https://www.sec.gov/files/litigation/complaints/2024/comp-pr2024-105.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "launch_date", "notes": "Primary complaint describing the approximate July 2020 Abra Earn launch, product terms, deployment model, wind-down, and customer asset returns." }, { "id": "cya_src_b05_0006", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000127", "source_type": "regulatory_notice", "title": "SEC charges Abra over Abra Earn", "url": "https://www.sec.gov/newsroom/press-releases/2024-105", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official SEC summary confirming that Abra Earn began around July 2020 and describing its operating scale and model." }, { "id": "cya_src_b05_0007", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000128", "source_type": "regulatory_notice", "title": "Texas consent order concerning Abra Earn and Abra Boost", "url": "https://ssb.texas.gov/sites/default/files/2024-04/ENF_24_CDO_1881.pdf", "publisher": "Texas State Securities Board", "published_at": "2024-04-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Primary state order stating that Abra ceased selling new Abra Earn investments around 3 October 2022 and began offering Abra Boost to accredited investors." }, { "id": "cya_src_b05_0008", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000128", "source_type": "court_document", "title": "SEC complaint records halt to new Abra Earn sales", "url": "https://www.sec.gov/files/litigation/complaints/2024/comp-pr2024-105.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Federal complaint corroborating the end of new U.S. retail Abra Earn sales and transition to Abra Boost." }, { "id": "cya_src_b05_0009", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000129", "source_type": "regulatory_notice", "title": "Texas consent order records Abra yield-product wind-down", "url": "https://ssb.texas.gov/sites/default/files/2024-04/ENF_24_CDO_1881.pdf", "publisher": "Texas State Securities Board", "published_at": "2024-04-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "end_date", "notes": "Primary source for the 14 June 2023 conversion of Earn and Boost balances to non-interest-bearing Abra Trade accounts and the end of yield generation." }, { "id": "cya_src_b05_0010", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000129", "source_type": "regulatory_notice", "title": "SEC describes Abra Earn wind-down", "url": "https://www.sec.gov/newsroom/press-releases/2024-105", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "end_date", "notes": "Official SEC release confirming that Abra began winding down Abra Earn and returning customer assets in June 2023." }, { "id": "cya_src_b05_0011", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000130", "source_type": "regulatory_notice", "title": "Texas order details Abra customer withdrawal and return process", "url": "https://ssb.texas.gov/sites/default/files/2024-04/ENF_24_CDO_1881.pdf", "publisher": "Texas State Securities Board", "published_at": "2024-04-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary source describing customer withdrawal notices, segregated remaining assets, and the in-kind or fiat-check process for unclaimed balances." }, { "id": "cya_src_b05_0012", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000130", "source_type": "regulatory_notice", "title": "State regulators require Abra customer asset returns", "url": "https://www.csbs.org/newsroom/state-financial-regulators-settle-abra-return-cryptocurrency-assets", "publisher": "Conference of State Bank Supervisors", "published_at": "2024-06-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official multistate announcement describing the refund requirement and decision to forgo penalties to facilitate customer repayments." }, { "id": "cya_src_b05_0013", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000131", "source_type": "regulatory_notice", "title": "Texas State Securities Board Consent Order No. ENF-24-CDO-1881", "url": "https://ssb.texas.gov/sites/default/files/2024-04/ENF_24_CDO_1881.pdf", "publisher": "Texas State Securities Board", "published_at": "2024-04-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Signed state consent order imposing cease-and-desist terms and conditioning suspended sanctions on completion of the customer asset-return process." }, { "id": "cya_src_b05_0014", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000131", "source_type": "regulatory_notice", "title": "Order No. ENF-24-CDO-1881", "url": "https://ssb.texas.gov/news-publications/order-no-enf-24-cdo-1881", "publisher": "Texas State Securities Board", "published_at": "2024-04-16", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official order landing page confirming the order date and respondent." }, { "id": "cya_src_b05_0015", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000132", "source_type": "regulatory_notice", "title": "SEC charges Abra with unregistered offers of Abra Earn", "url": "https://www.sec.gov/newsroom/press-releases/2024-105", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official press release announcing the settled federal registration charges." }, { "id": "cya_src_b05_0016", "platform_id": "cya_plat_000013", "event_id": "cya_ev_000132", "source_type": "regulatory_notice", "title": "SEC litigation release concerning Plutus Lending LLC", "url": "https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26082", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2024-08-26", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official litigation release summarizing the complaint, consent, injunctions, and penalty process." }, { "id": "cya_src_b05_0017", "platform_id": "cya_plat_000013", "event_id": null, "source_type": "archive_capture", "title": "Abra Earn website archive captures", "url": "https://web.archive.org/web/*/https://www.abra.com/earn/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.abra.com/earn/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Archived customer-facing captures preserve the historical Abra Earn product presentation." }, { "id": "cya_src_b05_0018", "platform_id": "cya_plat_000013", "event_id": null, "source_type": "official_statement", "title": "About Abra", "url": "https://www.abra.com/about-us/", "publisher": "Abra", "published_at": null, "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "status", "notes": "Current first-party page supporting continued operation of the Abra brand for private and institutional clients, separate from discontinued U.S. retail Earn products." }, { "id": "cya_src_b06_0001", "platform_id": "cya_plat_000014", "event_id": "cya_ev_000057", "source_type": "news_article", "title": "Gemini Earn redemptions delayed after Genesis halts withdrawals", "url": "https://www.reuters.com/technology/crypto-lender-genesis-suspends-withdrawals-2022-11-16/", "publisher": "Reuters", "published_at": "2022-11-16", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Supports Genesis halt and Gemini Earn customer impact context." }, { "id": "cya_src_b06_0002", "platform_id": "cya_plat_000014", "event_id": "cya_ev_000058", "source_type": "regulatory_notice", "title": "SEC charges Genesis and Gemini for unregistered securities offering through Gemini Earn", "url": "https://www.sec.gov/newsroom/press-releases/2023-7", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-01-12", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source for Gemini Earn securities action." }, { "id": "cya_src_b06_0003", "platform_id": "cya_plat_000014", "event_id": "cya_ev_000059", "source_type": "regulatory_notice", "title": "NYDFS announces Gemini settlement over Earn program", "url": "https://www.dfs.ny.gov/reports_and_publications/press_releases/pr202402282", "publisher": "New York Department of Financial Services", "published_at": "2024-02-28", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary regulator source for Earn settlement and return-of-assets commitment." }, { "id": "cya_src_b06_0004", "platform_id": "cya_plat_000014", "event_id": "cya_ev_000060", "source_type": "official_statement", "title": "Gemini Earn update on in-kind distributions", "url": "https://www.gemini.com/earn", "publisher": "Gemini", "published_at": "2024-05-29", "archived_url": "https://web.archive.org/web/*/https://www.gemini.com/earn", "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official customer update source for in-kind asset return." }, { "id": "cya_src_b06_0005", "platform_id": "cya_plat_000014", "event_id": "cya_ev_000060", "source_type": "news_article", "title": "Gemini Earn users to receive crypto back after Genesis bankruptcy process", "url": "https://www.reuters.com/technology/gemini-earn-users-receive-crypto-assets-back-kind-after-genesis-bankruptcy-2024-05-29/", "publisher": "Reuters", "published_at": "2024-05-29", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Supports customer recovery timing and in-kind recovery context." }, { "id": "cya_src_b07_0001", "platform_id": "cya_plat_000015", "event_id": "cya_ev_000062", "source_type": "regulatory_notice", "title": "SEC charges Kraken with failing to register staking-as-a-service program", "url": "https://www.sec.gov/newsroom/press-releases/2023-25", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-02-09", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source for the Kraken staking settlement." }, { "id": "cya_src_b07_0002", "platform_id": "cya_plat_000015", "event_id": "cya_ev_000062", "source_type": "news_article", "title": "Kraken to end crypto staking service for U.S. clients and pay $30 million settlement", "url": "https://www.reuters.com/technology/crypto-exchange-kraken-shut-us-staking-service-pay-30-mln-sec-settlement-2023-02-09/", "publisher": "Reuters", "published_at": "2023-02-09", "archived_url": null, "accessed_at": "2026-06-05", "reliability": "high", "claim_scope": "event", "notes": "Supports settlement amount and U.S. staking-service shutdown context." }, { "id": "cya_src_b07_0003", "platform_id": "cya_plat_000015", "event_id": "cya_ev_000064", "source_type": "official_statement", "title": "Kraken launches new staking experience for U.S. clients", "url": "https://blog.kraken.com/product/asset-listings/kraken-staking-us-clients", "publisher": "Kraken Blog", "published_at": "2025-01-30", "archived_url": "https://web.archive.org/web/*/https://blog.kraken.com/product/asset-listings/kraken-staking-us-clients", "accessed_at": "2026-06-05", "reliability": "medium", "claim_scope": "event", "notes": "Official source for later U.S. staking product availability." }, { "id": "cya_src_b07_0004", "platform_id": "cya_plat_000015", "event_id": "cya_ev_000061", "source_type": "official_statement", "title": "Kraken staking product page", "url": "https://www.kraken.com/features/staking-coins", "publisher": "Kraken", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.kraken.com/features/staking-coins", "accessed_at": "2026-06-05", "reliability": "medium", "claim_scope": "entity", "notes": "Supports current official staking product identity and URL." }, { "id": "cya_src_b08_0001", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000066", "source_type": "regulatory_notice", "title": "SEC charges Coinbase for operating as an unregistered securities exchange, broker, and clearing agency", "url": "https://www.sec.gov/newsroom/press-releases/2023-102", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-06-06", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source for the 2023 Coinbase action including staking-as-a-service allegations." }, { "id": "cya_src_b08_0002", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000066", "source_type": "news_article", "title": "SEC sues Coinbase over exchange and staking services", "url": "https://www.reuters.com/legal/us-sec-sues-coinbase-over-failure-register-2023-06-06/", "publisher": "Reuters", "published_at": "2023-06-06", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Reuters coverage supporting the SEC case and staking context." }, { "id": "cya_src_b08_0003", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000067", "source_type": "news_article", "title": "Coinbase loses bid to dismiss SEC lawsuit", "url": "https://www.reuters.com/legal/coinbase-loses-bid-dismiss-sec-lawsuit-over-crypto-trading-2024-03-27/", "publisher": "Reuters", "published_at": "2024-03-27", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Reuters coverage of the court decision allowing much of the SEC case to proceed." }, { "id": "cya_src_b08_0004", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000068", "source_type": "regulatory_notice", "title": "SEC announces dismissal of civil enforcement action against Coinbase", "url": "https://www.sec.gov/newsroom/press-releases/2025-47", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2025-02-27", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Primary source for dismissal of the SEC civil enforcement action." }, { "id": "cya_src_b08_0005", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000068", "source_type": "news_article", "title": "SEC agrees to drop lawsuit against Coinbase", "url": "https://www.reuters.com/legal/us-sec-agrees-drop-lawsuit-against-coinbase-2025-02-21/", "publisher": "Reuters", "published_at": "2025-02-21", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Reuters coverage of the SEC agreement to drop the Coinbase lawsuit." }, { "id": "cya_src_b08_0006", "platform_id": "cya_plat_000016", "event_id": "cya_ev_000065", "source_type": "official_statement", "title": "Coinbase staking product page", "url": "https://www.coinbase.com/earn/staking", "publisher": "Coinbase", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.coinbase.com/earn/staking", "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "entity", "notes": "Official Coinbase staking page for product identity and availability context." }, { "id": "cya_src_b09_0001", "platform_id": "cya_plat_000017", "event_id": "cya_ev_000071", "source_type": "regulatory_notice", "title": "SEC charges BitConnect founder and promoters", "url": "https://www.sec.gov/newsroom/press-releases/2021-172", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2021-09-01", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Primary civil enforcement source for BitConnect lending-program allegations." }, { "id": "cya_src_b09_0002", "platform_id": "cya_plat_000017", "event_id": "cya_ev_000072", "source_type": "regulatory_notice", "title": "BitConnect founder indicted in global cryptocurrency scheme", "url": "https://www.justice.gov/opa/pr/bitconnect-founder-indicted-global-24-billion-cryptocurrency-scheme", "publisher": "U.S. Department of Justice", "published_at": "2022-02-25", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "high", "claim_scope": "event", "notes": "Primary criminal enforcement source for BitConnect founder indictment." }, { "id": "cya_src_b09_0003", "platform_id": "cya_plat_000017", "event_id": "cya_ev_000070", "source_type": "archive_capture", "title": "BitConnect archived website", "url": "https://web.archive.org/web/*/https://bitconnect.co/", "publisher": "Internet Archive", "published_at": null, "archived_url": null, "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "url_history", "notes": "Archived domain history for the original BitConnect site." }, { "id": "cya_src_b09_0004", "platform_id": "cya_plat_000018", "event_id": "cya_ev_000074", "source_type": "news_article", "title": "BTCJam brings its bitcoin-based lending service to emerging markets", "url": "https://techcrunch.com/2014/06/05/btcjam-brings-its-bitcoin-based-lending-service-to-emerging-markets/", "publisher": "TechCrunch", "published_at": "2014-06-05", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "event", "notes": "Supports BTCJam operating model and international marketplace context." }, { "id": "cya_src_b09_0005", "platform_id": "cya_plat_000018", "event_id": "cya_ev_000075", "source_type": "news_article", "title": "BTCJam sets closing date; users may withdraw stored bitcoin until July", "url": "https://www.crowdfundinsider.com/2017/05/100873-btcjam-sets-closing-date-users-may-withdraw-stored-bitcoin-july/", "publisher": "Crowdfund Insider", "published_at": "2017-05-29", "archived_url": null, "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "event", "notes": "Supports BTCJam wind-down and withdrawal window context." }, { "id": "cya_src_b09_0006", "platform_id": "cya_plat_000018", "event_id": "cya_ev_000073", "source_type": "archive_capture", "title": "BTCJam archived website", "url": "https://web.archive.org/web/*/https://btcjam.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": null, "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "url_history", "notes": "Archived domain history for BTCJam." }, { "id": "cya_src_b09_0007", "platform_id": "cya_plat_000019", "event_id": "cya_ev_000077", "source_type": "official_statement", "title": "Crypto.com Earn product page", "url": "https://crypto.com/earn", "publisher": "Crypto.com", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://crypto.com/earn", "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "entity", "notes": "Official product page for active comparator status." }, { "id": "cya_src_b09_0008", "platform_id": "cya_plat_000019", "event_id": "cya_ev_000077", "source_type": "official_statement", "title": "Crypto Earn help article", "url": "https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work", "publisher": "Crypto.com Help Center", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://help.crypto.com/en/articles/2996965-crypto-earn-how-does-it-work", "accessed_at": "2026-06-07", "reliability": "medium", "claim_scope": "terms_risk", "notes": "Official help article describing Crypto.com Earn mechanics and conditions." }, { "id": "cya_src_b10_0001", "platform_id": "cya_plat_000020", "event_id": "cya_ev_000080", "source_type": "regulatory_notice", "title": "SEC charges Nexo with failing to register the offer and sale of its retail crypto asset lending product", "url": "https://www.sec.gov/newsroom/press-releases/2023-11", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-01-19", "archived_url": null, "accessed_at": "2026-06-08", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source for the Nexo Earn Interest Product settlement." }, { "id": "cya_src_b10_0002", "platform_id": "cya_plat_000020", "event_id": "cya_ev_000080", "source_type": "news_article", "title": "Crypto lender Nexo settles with U.S. regulators for $45 million", "url": "https://www.reuters.com/legal/crypto-lender-nexo-pay-45-mln-settle-sec-state-charges-2023-01-19/", "publisher": "Reuters", "published_at": "2023-01-19", "archived_url": null, "accessed_at": "2026-06-08", "reliability": "high", "claim_scope": "event", "notes": "Reuters coverage supporting settlement amount and U.S. regulatory context." }, { "id": "cya_src_b10_0003", "platform_id": "cya_plat_000020", "event_id": "cya_ev_000079", "source_type": "official_statement", "title": "Nexo announces gradual departure from the United States", "url": "https://nexo.com/media-center/nexo-announces-gradual-departure-from-the-united-states", "publisher": "Nexo", "published_at": "2022-12-05", "archived_url": "https://web.archive.org/web/*/https://nexo.com/media-center/nexo-announces-gradual-departure-from-the-united-states", "accessed_at": "2026-06-08", "reliability": "medium", "claim_scope": "event", "notes": "Official source for the U.S. product phase-out context." }, { "id": "cya_src_b10_0004", "platform_id": "cya_plat_000020", "event_id": "cya_ev_000078", "source_type": "official_statement", "title": "Nexo Earn product page", "url": "https://nexo.com/earn-crypto", "publisher": "Nexo", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://nexo.com/earn-crypto", "accessed_at": "2026-06-08", "reliability": "medium", "claim_scope": "entity", "notes": "Official product page for current product identity and URL history." }, { "id": "cya_src_b10_0005", "platform_id": "cya_plat_000020", "event_id": "cya_ev_000081", "source_type": "official_statement", "title": "Nexo announces return to the United States", "url": "https://nexo.com/media-center/nexo-returns-to-the-united-states", "publisher": "Nexo", "published_at": "2025-04-28", "archived_url": "https://web.archive.org/web/*/https://nexo.com/media-center/nexo-returns-to-the-united-states", "accessed_at": "2026-06-08", "reliability": "medium", "claim_scope": "event", "notes": "Official source for later U.S. market-return context." }, { "id": "cya_src_b11_0001", "platform_id": "cya_plat_000021", "event_id": "cya_ev_000086", "source_type": "regulatory_notice", "title": "SEC charges Terraform and CEO Do Kwon with defrauding investors in crypto schemes", "url": "https://www.sec.gov/newsroom/press-releases/2023-32", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-02-16", "archived_url": null, "accessed_at": "2026-06-11", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source describing UST as a yield-bearing stablecoin advertised as paying as much as 20 percent interest through Anchor Protocol." }, { "id": "cya_src_b11_0002", "platform_id": "cya_plat_000021", "event_id": "cya_ev_000084", "source_type": "regulatory_notice", "title": "SEC charges Terraform and CEO Do Kwon with defrauding investors in crypto schemes", "url": "https://www.sec.gov/newsroom/press-releases/2023-32", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-02-16", "archived_url": null, "accessed_at": "2026-06-11", "reliability": "high", "claim_scope": "event", "notes": "Primary regulatory source stating that UST depegged in May 2022 and that UST and sister tokens plummeted to close to zero." }, { "id": "cya_src_b11_0003", "platform_id": "cya_plat_000021", "event_id": "cya_ev_000084", "source_type": "news_article", "title": "Stablecoin TerraUSD collapses as crypto market sell-off deepens", "url": "https://www.reuters.com/technology/stablecoin-terrausd-collapses-crypto-market-sell-off-deepens-2022-05-12/", "publisher": "Reuters", "published_at": "2022-05-12", "archived_url": null, "accessed_at": "2026-06-11", "reliability": "high", "claim_scope": "event", "notes": "Reuters market coverage for the May 2022 TerraUSD collapse context." }, { "id": "cya_src_b11_0004", "platform_id": "cya_plat_000021", "event_id": "cya_ev_000082", "source_type": "archive_capture", "title": "Anchor Protocol application archive captures", "url": "https://web.archive.org/web/*/https://app.anchorprotocol.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://app.anchorprotocol.com/", "accessed_at": "2026-06-11", "reliability": "high", "claim_scope": "url_history", "notes": "Archived URL history for the Anchor application domain." }, { "id": "cya_src_b11_0005", "platform_id": "cya_plat_000021", "event_id": "cya_ev_000083", "source_type": "database_reference", "title": "Anchor Protocol documentation and ecosystem references", "url": "https://docs.anchorprotocol.com/", "publisher": "Anchor Protocol documentation", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://docs.anchorprotocol.com/", "accessed_at": "2026-06-11", "reliability": "medium", "claim_scope": "entity", "notes": "Protocol documentation reference for product identity; regulatory and Reuters sources carry the failure-context claims." }, { "id": "cya_src_b12_0001", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000089", "source_type": "official_statement", "title": "Midas closure reasons and CeDeFi pivot", "url": "https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "publisher": "Midas Investments", "published_at": "2022-12-27", "archived_url": "https://web.archive.org/web/*/https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Archived first-party closure explanation." }, { "id": "cya_src_b12_0002", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000088", "source_type": "official_statement", "title": "Midas closure reasons and CeDeFi pivot", "url": "https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "publisher": "Midas Investments", "published_at": "2022-12-27", "archived_url": "https://web.archive.org/web/*/https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "failure_reason", "notes": "First-party explanation of portfolio losses, withdrawals and the asset deficit." }, { "id": "cya_src_b12_0003", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000089", "source_type": "news_article", "title": "Crypto investment firm Midas shutting down platform following losses", "url": "https://www.coindesk.com/business/2022/12/27/crypto-investment-firm-midas-shutting-down-platform-following-losses", "publisher": "CoinDesk", "published_at": "2022-12-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting on the closure and portfolio losses." }, { "id": "cya_src_b12_0004", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000090", "source_type": "news_article", "title": "Crypto investment firm Midas shutting down platform following losses", "url": "https://www.coindesk.com/business/2022/12/27/crypto-investment-firm-midas-shutting-down-platform-following-losses", "publisher": "CoinDesk", "published_at": "2022-12-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Supports the announced customer balance adjustment and token mechanism." }, { "id": "cya_src_b12_0005", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000087", "source_type": "archive_capture", "title": "Midas Investments website archive captures", "url": "https://web.archive.org/web/*/https://midas.investments/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://midas.investments/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Archived history of the customer-facing domain." }, { "id": "cya_src_b12_0006", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000088", "source_type": "news_article", "title": "Crypto investment firm Midas shutting down platform following losses", "url": "https://www.coindesk.com/business/2022/12/27/crypto-investment-firm-midas-shutting-down-platform-following-losses", "publisher": "CoinDesk", "published_at": "2022-12-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Independent support for the disclosed losses and shortfall." }, { "id": "cya_src_b12_0007", "platform_id": "cya_plat_000022", "event_id": "cya_ev_000090", "source_type": "official_statement", "title": "Midas closure reasons and CeDeFi pivot", "url": "https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "publisher": "Midas Investments", "published_at": "2022-12-27", "archived_url": "https://web.archive.org/web/*/https://blog.midas.investments/midas-closure-reasons-and-pivot-to-cedefi/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "First-party source for the balance adjustment and token compensation plan." }, { "id": "cya_src_b13_0006", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000096", "source_type": "news_article", "title": "FTX and BlockFi reach settlement over claims", "url": "https://www.reuters.com/technology/ftx-reaches-settlement-with-blockfi-may-pay-up-874-million-2024-03-07/", "publisher": "Reuters", "published_at": "2024-03-07", "archived_url": null, "accessed_at": "2026-06-13", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Reuters report on the settlement that materially improved BlockFi estate recoveries and supported later distributions." }, { "id": "cya_src_b13_0007", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000097", "source_type": "official_statement", "title": "BlockFi Plan Administrator Announces Claims Sale and Full Customer Recovery", "url": "https://www.prnewswire.com/news-releases/blockfi-plan-administrator-announces-claims-sale-and-full-customer-recovery-302203082.html", "publisher": "BlockFi Plan Administrator / PR Newswire", "published_at": "2024-07-22", "archived_url": null, "accessed_at": "2026-06-13", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official plan-administrator announcement that monetization of FTX claims enabled a near-term final distribution of 100% on allowed customer and general unsecured creditor claims." }, { "id": "cya_src_b13_0008", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000097", "source_type": "official_statement", "title": "Haynes Boone secures 100% recovery for BlockFi creditors", "url": "https://www.haynesboone.com/news/press-releases/haynes-boone-secures-100-recovery-for-blockfi-creditors", "publisher": "Haynes Boone", "published_at": "2024-07-25", "archived_url": null, "accessed_at": "2026-06-13", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Counsel statement confirming that BlockFi bankruptcy recoveries were expected to produce 100% recovery for all allowed claims." }, { "id": "cya_src_b14_0001", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000098", "source_type": "archive_capture", "title": "Freeway website archive captures", "url": "https://web.archive.org/web/*/https://freeway.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://freeway.io/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "url_history", "notes": "Archived customer-facing Freeway pages support historical product, branding, and yield-offer review." }, { "id": "cya_src_b14_0002", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000099", "source_type": "news_article", "title": "Crypto Staking Platform Freeway Halts Withdrawals, Citing Market Volatility", "url": "https://www.coindesk.com/markets/2022/10/24/crypto-staking-platform-freeway-halts-withdrawals-citing-market-volatility", "publisher": "CoinDesk", "published_at": "2022-10-24", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous industry reporting on the Supercharger buy-back and withdrawal halt." }, { "id": "cya_src_b14_0003", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000099", "source_type": "news_article", "title": "Crypto Yield Platform Freeway Halts, Token Tanks 75%", "url": "https://blockworks.co/news/crypto-yield-platform-freeway-halts-token-tanks-75", "publisher": "Blockworks", "published_at": "2022-10-24", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Supports product structure, advertised yield, and the October 2022 transaction halt." }, { "id": "cya_src_b14_0004", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000100", "source_type": "news_article", "title": "Freeway's withdrawal halt blamed on failed trading strategy", "url": "https://cointelegraph.com/news/freeway-reveals-key-factors-leading-to-platform-withdrawal-halt", "publisher": "Cointelegraph", "published_at": "2022-10-26", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Reports Freeway's explanation that a failed trading strategy and market conditions caused substantial losses." }, { "id": "cya_src_b14_0005", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000101", "source_type": "other", "title": "Intention Matters: In the Matter of AuBit International", "url": "https://www.applebyglobal.com/publications/intention-matters-in-the-matter-of-aubit-international/", "publisher": "Appleby", "published_at": null, "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Legal analysis of the Cayman restructuring-officer petition and the court's dismissal of the insufficiently developed restructuring proposal." }, { "id": "cya_src_b14_0006", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000102", "source_type": "bankruptcy_document", "title": "Cayman Islands Gazette notice for AuBit International official liquidation", "url": "https://www.gov.ky/content/published/api/v1.1/assets/CONTBF19B5BDEF89426C9AD09A2153E36BB9/native/Ex842023.pdf?channelToken=c915417e96ad49e2bcda2e4d22158c40", "publisher": "Cayman Islands Government Gazette", "published_at": "2023-10-16", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official government notice recording the AuBit International liquidation order and liquidator appointment." }, { "id": "cya_src_b14_0007", "platform_id": "cya_plat_000023", "event_id": "cya_ev_000102", "source_type": "official_statement", "title": "AuBit International in official liquidation", "url": "https://www.businesswire.com/news/home/20231023866212/en/RE-Aubit-International-in-official-liquidation-the-Company", "publisher": "Joint Official Liquidators / Business Wire", "published_at": "2023-10-23", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official liquidator communication identifying AuBit International as affiliated with the Freeway platform and Supercharger products." }, { "id": "cya_src_b15_0001", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000103", "source_type": "official_statement", "title": "YIELD App announces full public launch", "url": "https://yield.app/blog/yield-app-announces-full-public-launch", "publisher": "Yield App", "published_at": "2021-02-11", "archived_url": "https://web.archive.org/web/*/https://yield.app/blog/yield-app-announces-full-public-launch", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "launch_date", "notes": "Yield App's own announcement states that the public launch occurred on 12 February 2021." }, { "id": "cya_src_b15_0002", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000104", "source_type": "news_article", "title": "Yield App suspends activity and enters liquidation proceedings, citing FTX collapse", "url": "https://www.theblock.co/post/302484/yield-app-suspension-liquidation", "publisher": "The Block", "published_at": "2024-06-28", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting quoting Yield App's announcement that all platform activity was suspended immediately." }, { "id": "cya_src_b15_0003", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000104", "source_type": "news_article", "title": "Yield App suspends activity ahead of liquidation proceedings", "url": "https://invezz.com/news/2024/06/28/yield-app-suspends-activity-ahead-of-liquidation-proceedings/", "publisher": "Invezz", "published_at": "2024-06-28", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Reports the platform statement linking the suspension to portfolio losses through third-party hedge fund managers that held assets on FTX." }, { "id": "cya_src_b15_0004", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000105", "source_type": "official_statement", "title": "Yield App Limited in liquidation", "url": "https://yield.app/en/earn-on-crypto", "publisher": "Yield App / Joint Liquidators", "published_at": "2024-07-02", "archived_url": "https://web.archive.org/web/*/https://yield.app/en/earn-on-crypto", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official notice states that Yield App commenced insolvent liquidation and identifies the appointed joint liquidators." }, { "id": "cya_src_b15_0005", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000105", "source_type": "official_statement", "title": "Liquidators appointed to Yield App to oversee insolvency proceedings", "url": "https://corkgully.com/liquidators-appointed-to-yield-app-to-oversee-insolvency-proceedings/", "publisher": "Cork Gully LLP", "published_at": "2024-08-29", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Joint liquidator announcement confirming liquidation effective 1 July 2024 and the creditor claims process." }, { "id": "cya_src_b15_0006", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000133", "source_type": "official_statement", "title": "Cork Gully reports rapid asset recovery and interim distribution in Yield App liquidation", "url": "https://corkgully.com/cork-gully-achieves-rapid-crypto-asset-recovery-and-distribution-in-yield-app-liquidation/", "publisher": "Cork Gully LLP", "published_at": "2025-05-02", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Liquidator report stating that an early interim distribution of 14 cents in the U.S. dollar was made entirely in cryptocurrency and that further recoveries remained in progress." }, { "id": "cya_src_b15_0007", "platform_id": "cya_plat_000024", "event_id": "cya_ev_000134", "source_type": "court_document", "title": "Seychelles Supreme Court clarifies treatment of commingled cryptoassets in Yield App liquidation", "url": "https://corkgully.com/yield-app-liquidation-commingled-cryptoassets/", "publisher": "Cork Gully LLP", "published_at": "2025-12-09", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "ownership", "notes": "Liquidator summary of the court's guidance that widespread commingling generally required pari passu unsecured-creditor treatment, subject to a narrow category of potentially traceable assets." }, { "id": "cya_src_b15_0008", "platform_id": "cya_plat_000024", "event_id": null, "source_type": "official_statement", "title": "Yield App terms and conditions", "url": "https://yield.app/terms-and-conditions", "publisher": "Yield App", "published_at": "2024-04-16", "archived_url": "https://web.archive.org/web/*/https://yield.app/terms-and-conditions", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "Terms state that users lend digital assets and may become general unsecured creditors if Yield cannot pay its debts." }, { "id": "cya_src_b16_0001", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000106", "source_type": "archive_capture", "title": "Stablegains website archive captures", "url": "https://web.archive.org/web/*/https://stablegains.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://stablegains.com/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "entity", "notes": "Archived customer-facing pages support review of Stablegains branding, product positioning, and stablecoin-yield offering." }, { "id": "cya_src_b16_0002", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000106", "source_type": "archive_capture", "title": "Stablegains terms and product disclosures archive", "url": "https://web.archive.org/web/*/https://stablegains.com/terms", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://stablegains.com/terms", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Archived terms are retained for product-structure and customer-asset-treatment review; exact legal interpretation remains conservative." }, { "id": "cya_src_b16_0003", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000107", "source_type": "regulatory_notice", "title": "SEC charges Terraform Labs and Do Kwon with fraud", "url": "https://www.sec.gov/newsroom/press-releases/2023-32", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-02-16", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "failure_reason", "notes": "Primary regulatory source for the TerraUSD collapse and the yield-bearing UST/Anchor context underlying Stablegains' strategy." }, { "id": "cya_src_b16_0004", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000107", "source_type": "database_reference", "title": "Anatomy of a Stablecoin's Failure: the Terra-Luna case", "url": "https://arxiv.org/abs/2207.13914", "publisher": "arXiv", "published_at": "2022-07-28", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Research source describing the TerraUSD/LUNA failure and Anchor dependency that destroyed the underlying yield strategy." }, { "id": "cya_src_b16_0005", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000108", "source_type": "archive_capture", "title": "Stablegains post-collapse website captures", "url": "https://web.archive.org/web/2022*/https://stablegains.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/2022*/https://stablegains.com/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "status", "notes": "Post-collapse captures support the operational-end and customer-dispute period without asserting a formal bankruptcy proceeding." }, { "id": "cya_src_b17_0001", "platform_id": "cya_plat_000026", "event_id": null, "source_type": "archive_capture", "title": "MyConstant website archive captures", "url": "https://web.archive.org/web/*/https://www.myconstant.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.myconstant.com/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "url_history", "notes": "Archived pages preserve the platform and product history." }, { "id": "cya_src_b17_0002", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000109", "source_type": "regulatory_notice", "title": "SEC administrative order concerning MyConstant", "url": "https://www.sec.gov/files/litigation/admin/2025/33-11382.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2025-08-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "launch_date", "notes": "The order dates the Loan Matching Service to around May 2019." }, { "id": "cya_src_b17_0003", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000110", "source_type": "regulatory_notice", "title": "DFPI investigation alert on MyConstant", "url": "https://dfpi.ca.gov/alert/dfpi-announces-investigation-into-crypto-lending-company-myconstant/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-12-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Confirms the 17 November 2022 deposit and withdrawal pause." }, { "id": "cya_src_b17_0004", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000110", "source_type": "regulatory_notice", "title": "SEC administrative order: November 2022 halt", "url": "https://www.sec.gov/files/litigation/admin/2025/33-11382.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2025-08-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Records the November 2022 end of normal operations and customer withdrawals." }, { "id": "cya_src_b17_0005", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000111", "source_type": "regulatory_notice", "title": "SEC administrative order: platform status", "url": "https://www.sec.gov/files/litigation/admin/2025/33-11382.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2025-08-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "status", "notes": "Supports the operations-ended classification." }, { "id": "cya_src_b17_0006", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000112", "source_type": "regulatory_notice", "title": "DFPI alert records MyConstant liquidation announcement", "url": "https://dfpi.ca.gov/alert/dfpi-announces-investigation-into-crypto-lending-company-myconstant/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-12-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Confirms the 25 November 2022 orderly-liquidation announcement." }, { "id": "cya_src_b17_0007", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000113", "source_type": "regulatory_notice", "title": "Desist and Refrain Orders against CONST LLC", "url": "https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/12/D-R-CONST-LLC.pdf", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-12-21", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official order covering the platform's lending and interest-bearing products." }, { "id": "cya_src_b17_0008", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000113", "source_type": "regulatory_notice", "title": "DFPI orders MyConstant to cease offering crypto-related products", "url": "https://dfpi.ca.gov/press_release/dfpi-orders-myconstant-to-cease-offering-crypto-related-products/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-12-21", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the state regulatory action." }, { "id": "cya_src_b17_0009", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000114", "source_type": "court_document", "title": "Preliminary Approval Order in Bhavsar et al. v. CONST LLC et al.", "url": "https://constsettlement.com/files/Preliminary%20Approval%20Order.pdf", "publisher": "Riverside County Superior Court / Kroll Settlement Administration", "published_at": "2025-02-04", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Court order granting preliminary approval to the proposed class settlement." }, { "id": "cya_src_b17_0010", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000114", "source_type": "official_statement", "title": "CONST Settlement frequently asked questions", "url": "https://constsettlement.com/faq", "publisher": "Court-authorized CONST Settlement Administrator", "published_at": null, "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Describes the proposed liquidating trust, pro rata allocation, and approval process." }, { "id": "cya_src_b17_0011", "platform_id": "cya_plat_000026", "event_id": "cya_ev_000115", "source_type": "regulatory_notice", "title": "SEC administrative order in the MyConstant matter", "url": "https://www.sec.gov/files/litigation/admin/2025/33-11382.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2025-08-05", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "failure_reason", "notes": "Primary source for the federal findings and ordered sanctions." }, { "id": "cya_src_b18_0001", "platform_id": "cya_plat_000027", "event_id": null, "source_type": "archive_capture", "title": "Delio website archive captures", "url": "https://web.archive.org/web/*/https://delio.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://delio.io/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "url_history", "notes": "Archived customer-facing pages preserve Delio branding, products, and historical service descriptions." }, { "id": "cya_src_b18_0002", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000116", "source_type": "database_reference", "title": "Delio company profile", "url": "https://thevc.kr/delio", "publisher": "THE VC", "published_at": null, "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "launch_date", "notes": "Company-profile source supporting establishment in February 2018; the exact day remains approximate." }, { "id": "cya_src_b18_0003", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000117", "source_type": "official_statement", "title": "Delio launches Korea's first crypto-bank service", "url": "https://delio-io.medium.com/delio-delio-koreas-first-crypto-bank-service-launch-a64fdd9e2173", "publisher": "Delio", "published_at": "2022-07-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement for the expanded crypto-bank service and product positioning." }, { "id": "cya_src_b18_0004", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000117", "source_type": "news_article", "title": "Delio unveils South Korea's first crypto bank", "url": "https://www.finextra.com/newsarticle/40606/delio-unveils-south-koreas-first-crypto-bank", "publisher": "Finextra", "published_at": null, "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous industry coverage of the expanded deposit, lending, and asset-service launch." }, { "id": "cya_src_b18_0005", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000118", "source_type": "news_article", "title": "South Korean Bitcoin lending platform Delio pauses withdrawals", "url": "https://cointelegraph.com/news/south-korean-bitcoin-lending-platform-delio-pauses-withdrawals", "publisher": "Cointelegraph", "published_at": "2023-06-14", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Quotes Delio's withdrawal-suspension notice and records the effective time." }, { "id": "cya_src_b18_0006", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000118", "source_type": "news_article", "title": "Delio follows Haru in pausing withdrawals on high-yield crypto platform", "url": "https://www.bloomberg.com/news/articles/2023-06-14/delio-follows-haru-in-pausing-withdrawals-on-high-yield-crypto-platform", "publisher": "Bloomberg", "published_at": "2023-06-14", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Independent financial-news coverage of the withdrawal halt and Haru-related market stress." }, { "id": "cya_src_b18_0007", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000118", "source_type": "news_article", "title": "Consecutive withdrawal suspensions in virtual-asset deposit services", "url": "https://cm.asiae.co.kr/en/article/2023061422161572068", "publisher": "The Asia Business Daily", "published_at": "2023-06-14", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Korean reporting quoting Delio's announcement and the 18:30 Korea-time start of the suspension." }, { "id": "cya_src_b18_0008", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000119", "source_type": "news_article", "title": "FIU suspends Delio operations and imposes a KRW 1.9 billion fine", "url": "https://view.asiae.co.kr/en/article/2023090113580004824", "publisher": "The Asia Business Daily", "published_at": "2023-09-01", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Reports the FIU sanction decision, duration, monetary amount, and compliance findings." }, { "id": "cya_src_b18_0009", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000119", "source_type": "news_article", "title": "FIU imposes three-month suspension and fine on Delio", "url": "https://www.yna.co.kr/view/AKR20230901085600002", "publisher": "Yonhap News Agency", "published_at": "2023-09-01", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Independent Korean wire-service confirmation of the FIU sanctions." }, { "id": "cya_src_b18_0010", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000120", "source_type": "news_article", "title": "Court rejects rehabilitation applications of Delio and Haru Invest", "url": "https://view.asiae.co.kr/en/article/2024040412005828228", "publisher": "The Asia Business Daily", "published_at": "2024-04-04", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Reports the Seoul Rehabilitation Court's dismissal and stated reasoning on business continuity and liquidation value." }, { "id": "cya_src_b18_0011", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000120", "source_type": "news_article", "title": "Court dismisses rehabilitation applications involving Delio", "url": "https://www.hankyung.com/article/2024040408461", "publisher": "The Korea Economic Daily", "published_at": "2024-04-04", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Additional Korean reporting confirming dismissal of the rehabilitation path." }, { "id": "cya_src_b18_0012", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000121", "source_type": "news_article", "title": "Delio declared bankrupt after withdrawal suspension", "url": "https://view.asiae.co.kr/en/article/2024112211250814450", "publisher": "The Asia Business Daily", "published_at": "2024-11-22", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "English-language Korean report quoting the Seoul Bankruptcy Court's payment-inability finding." }, { "id": "cya_src_b18_0013", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000121", "source_type": "news_article", "title": "Delio declared bankrupt over suspended virtual-asset withdrawals", "url": "https://www.yna.co.kr/view/AKR20241122076400004", "publisher": "Yonhap News Agency", "published_at": "2024-11-22", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Korean wire-service confirmation of the bankruptcy declaration." }, { "id": "cya_src_b18_0014", "platform_id": "cya_plat_000027", "event_id": "cya_ev_000121", "source_type": "news_article", "title": "Delio bankruptcy follows virtual-asset withdrawal suspension", "url": "https://www.ytn.co.kr/en/news/news_view.php?key=202411221440405585", "publisher": "YTN", "published_at": "2024-11-22", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "medium", "claim_scope": "event", "notes": "Additional Korean coverage of the court declaration and liquidation path." }, { "id": "cya_src_b19_0001", "platform_id": "cya_plat_000028", "event_id": null, "source_type": "archive_capture", "title": "Linus Financial website archive captures", "url": "https://web.archive.org/web/*/http://www.getlinus.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/http://www.getlinus.io/", "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "url_history", "notes": "Archived customer-facing pages preserve the historical website and product presentation." }, { "id": "cya_src_b19_0002", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000122", "source_type": "regulatory_notice", "title": "SEC order concerning Linus Financial, Inc.", "url": "https://www.sec.gov/files/litigation/admin/2023/33-11229.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Primary order describing the March 2020 launch, product structure, pooled asset deployment, closure, repayment, and registration violations." }, { "id": "cya_src_b19_0003", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000122", "source_type": "regulatory_notice", "title": "Linus Financial agrees to settle SEC charges", "url": "https://www.sec.gov/newsroom/press-releases/2023-171", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official SEC summary confirming the product launch and operating model." }, { "id": "cya_src_b19_0004", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000123", "source_type": "regulatory_notice", "title": "SEC order records voluntary halt to new Linus accounts", "url": "https://www.sec.gov/files/litigation/admin/2023/33-11229.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the 25 March 2022 halt and withdrawal instruction." }, { "id": "cya_src_b19_0005", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000123", "source_type": "regulatory_notice", "title": "SEC press release describes Linus remediation", "url": "https://www.sec.gov/newsroom/press-releases/2023-171", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the voluntary product wind-down and customer withdrawal request." }, { "id": "cya_src_b19_0006", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000124", "source_type": "regulatory_notice", "title": "SEC order records Linus product closure", "url": "https://www.sec.gov/files/litigation/admin/2023/33-11229.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "end_date", "notes": "Primary source for the 22 April 2022 end of interest accrual and public product operations." }, { "id": "cya_src_b19_0007", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000124", "source_type": "regulatory_notice", "title": "SEC press release confirms Linus product closure", "url": "https://www.sec.gov/newsroom/press-releases/2023-171", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "end_date", "notes": "Official summary confirming that existing investors were asked to withdraw by late April 2022." }, { "id": "cya_src_b19_0008", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000125", "source_type": "regulatory_notice", "title": "SEC order confirms all Linus investor funds were claimed", "url": "https://www.sec.gov/files/litigation/admin/2023/33-11229.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary source for the completed customer repayment outcome." }, { "id": "cya_src_b19_0009", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000125", "source_type": "regulatory_notice", "title": "SEC press release confirms withdrawal of all investor funds", "url": "https://www.sec.gov/newsroom/press-releases/2023-171", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official summary stating that all investor funds had been withdrawn." }, { "id": "cya_src_b19_0010", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000126", "source_type": "regulatory_notice", "title": "SEC cease-and-desist order against Linus Financial", "url": "https://www.sec.gov/files/litigation/admin/2023/33-11229.pdf", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Primary administrative order establishing the settled registration violations and sanction." }, { "id": "cya_src_b19_0011", "platform_id": "cya_plat_000028", "event_id": "cya_ev_000126", "source_type": "regulatory_notice", "title": "SEC announces Linus Financial settlement", "url": "https://www.sec.gov/newsroom/press-releases/2023-171", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-09-07", "archived_url": null, "accessed_at": "2026-06-14", "reliability": "high", "claim_scope": "event", "notes": "Official press release explaining the settlement and the decision not to impose a civil penalty." }, { "id": "cya_src_b20_0012", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000140", "source_type": "news_article", "title": "CoinFLEX plan receives court approval", "url": "https://www.theblock.co/post/217724/coinflex-restructuring-plan-approved", "publisher": "The Block", "published_at": "2023-03-07", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Reports approval of the Seychelles scheme." }, { "id": "cya_src_b20_0011", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000140", "source_type": "official_statement", "title": "CoinFLEX creditor portal", "url": "https://www.coinflexportal.com/", "publisher": "CoinFLEX creditor portal", "published_at": null, "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Portal records the post-approval creditor claim process." }, { "id": "cya_src_b20_0001", "platform_id": "cya_plat_000029", "event_id": null, "source_type": "archive_capture", "title": "CoinFLEX website archive captures", "url": "https://web.archive.org/web/*/https://coinflex.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coinflex.com/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves historical exchange and yield-product pages." }, { "id": "cya_src_b20_0002", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000135", "source_type": "official_statement", "title": "CoinfloorEX announces spin-off and CoinFLEX relaunch", "url": "https://www.prnewswire.co.uk/news-releases/coinfloorex-world-s-first-physically-delivered-crypto-futures-exchange-announces-spin-off-from-coinfloor-group-807066579.html", "publisher": "CoinfloorEX / PR Newswire", "published_at": "2019-01-07", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "launch_date", "notes": "Company release announcing the February 2019 CoinFLEX relaunch." }, { "id": "cya_src_b20_0003", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000135", "source_type": "official_statement", "title": "CoinFLEX launches centrally traded repo market", "url": "https://www.businesswire.com/news/home/20200629005543/en/CoinFLEX-Launches-Centrally-Cleared-and-Traded-Repo-Market", "publisher": "CoinFLEX / Business Wire", "published_at": "2020-06-29", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "entity", "notes": "Company release describing the exchange, founders and early-2019 launch." }, { "id": "cya_src_b20_0004", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000136", "source_type": "news_article", "title": "CoinFLEX launches the first interest-bearing stablecoin", "url": "https://www.theblock.co/post/84637/coinflex-sponsored", "publisher": "The Block / CoinFLEX sponsored", "published_at": "2020-11-17", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Launch announcement describing flexUSD repo-market lending and interest payments." }, { "id": "cya_src_b20_0005", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000136", "source_type": "official_statement", "title": "CoinFLEX podcast: repo market, flexUSD and yield", "url": "https://podcasts.apple.com/us/podcast/coinflex-podcast/id1542320548", "publisher": "CoinFLEX / Apple Podcasts", "published_at": "2020-11-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "First-party discussion covering flexUSD, repo-market yield and borrowing." }, { "id": "cya_src_b20_0006", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000137", "source_type": "court_document", "title": "Ex-parte Liquidity Technologies Ltd v Saint Bitts LLC", "url": "https://seylii.org/akn/sc/judgment/scsc/2022/1000/eng%402022-11-15", "publisher": "Supreme Court of Seychelles / SeyLII", "published_at": "2022-11-15", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Court judgment records the June 2022 freeze and restructuring dispute." }, { "id": "cya_src_b20_0007", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000137", "source_type": "news_article", "title": "CoinFLEX files for restructuring in Seychelles court", "url": "https://www.theblock.co/post/162571/coinflex-files-for-restructuring-in-seychelles-court-bloomberg", "publisher": "The Block", "published_at": "2022-08-09", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Reports that withdrawals were suspended on 23 June 2022 amid counterparty uncertainty." }, { "id": "cya_src_b20_0008", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000138", "source_type": "news_article", "title": "CoinFLEX resumes withdrawals with ten-percent limit", "url": "https://cointelegraph.com/news/coinflex-resumes-withdrawals-limiting-users-to-10", "publisher": "Cointelegraph", "published_at": "2022-07-15", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Contemporaneous report on limited withdrawal access and exclusion of flexUSD." }, { "id": "cya_src_b20_0009", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000139", "source_type": "court_document", "title": "Liquidity Technologies Ltd v Roger Keith Ver judgment summary", "url": "https://jusmundi.com/en/document/decision/en-liquidity-technologies-ltd-coinflex-v-roger-keith-ver-judgment-of-the-court-of-first-instance-of-the-high-court-of-hong-kong-2026-hkcfi-1758-thursday-2nd-april-2026", "publisher": "High Court of Hong Kong / Jus Mundi", "published_at": "2026-04-02", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Later judgment records the 28 July 2022 scheme application and restructuring rationale." }, { "id": "cya_src_b20_0010", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000139", "source_type": "news_article", "title": "CoinFLEX files for Seychelles restructuring", "url": "https://www.theblock.co/post/162571/coinflex-files-for-restructuring-in-seychelles-court-bloomberg", "publisher": "The Block", "published_at": "2022-08-09", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report confirming the court restructuring process." }, { "id": "cya_src_b20_0013", "platform_id": "cya_plat_000029", "event_id": "cya_ev_000139", "source_type": "court_document", "title": "In the matter of Liquidity Technologies Ltd — reorganisation application", "url": "https://seylii.org/akn/sc/judgment/scsc/2022/718/eng%402022-08-17/source.pdf", "publisher": "Supreme Court of Seychelles / SeyLII", "published_at": "2022-08-17", "archived_url": null, "accessed_at": "2026-08-28", "reliability": "high", "claim_scope": "event", "notes": "Primary court judgment records the proposed creditor treatment at the application stage: creditor-balance haircuts, dollarisation, pro-rata rvUSD rights tied to recoveries from the Roger Ver claim, pro-rata CoinFLEX equity rights and FLEX distributions, with 75% creditor approval and later final court approval still required. This source does not establish that the proposal was finally approved or that any creditor ultimately received a particular recovery percentage." }, { "id": "cya_src_b21_0001", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000144", "source_type": "archive_capture", "title": "Zipmex website archive captures", "url": "https://web.archive.org/web/*/https://zipmex.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://zipmex.com/", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures support the platform identity and operating history." }, { "id": "cya_src_b21_0002", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000145", "source_type": "regulatory_notice", "title": "SEC orders Zipmex to clarify information on clients' assets", "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=9530", "publisher": "Securities and Exchange Commission, Thailand", "published_at": "2022-07-21", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official notice records the withdrawal suspension and requests evidence concerning ZipUp assets placed with Celsius Network and Babel Finance." }, { "id": "cya_src_b21_0003", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000145", "source_type": "official_statement", "title": "Official statement from Zipmex on ZipUp+ exposure", "url": "https://updates.zipmex.co.th/?p=181769", "publisher": "Zipmex", "published_at": "2022-07-24", "archived_url": "https://web.archive.org/web/*/https://updates.zipmex.co.th/?p=181769", "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "failure_reason", "notes": "Zipmex states that ZipUp+ funds were deposited with external lending platforms including Celsius and discusses Babel-related liquidity concerns." }, { "id": "cya_src_b21_0004", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000145", "source_type": "news_article", "title": "Zipmex confirms loans to Babel and Celsius", "url": "https://www.coindesk.com/markets/2022/07/21/zipmex-confirms-loans-worth-53m-to-babel-and-celsius", "publisher": "CoinDesk", "published_at": "2022-07-21", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting supports the withdrawal halt and counterparty-exposure context." }, { "id": "cya_src_b21_0005", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000146", "source_type": "court_document", "title": "Re Zipmex Co Ltd and other matters [2024] SGHC 6", "url": "https://www.elitigation.sg/gd/s/2024_SGHC_6", "publisher": "Supreme Court of Singapore", "published_at": "2024-01-11", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official judgment records that five group moratorium applications were first made on 22 July 2022 and granted at the August 2022 hearing." }, { "id": "cya_src_b21_0006", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000146", "source_type": "news_article", "title": "Zipmex files for bankruptcy protection in Singapore", "url": "https://www.coindesk.com/business/2022/07/28/zipmex-files-for-bankruptcy-protection-in-singapore", "publisher": "CoinDesk", "published_at": "2022-07-28", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report on the five Singapore moratorium applications." }, { "id": "cya_src_b21_0007", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000147", "source_type": "court_document", "title": "Re Zipmex Co Ltd and other matters [2024] SGHC 6", "url": "https://www.elitigation.sg/gd/s/2024_SGHC_6", "publisher": "Supreme Court of Singapore", "published_at": "2024-01-11", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official judgment records the 22 November 2023 scheme meetings and explains why neither inter-linked scheme could be implemented." }, { "id": "cya_src_b21_0008", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000148", "source_type": "court_document", "title": "Re Zipmex Co Ltd and other matters [2024] SGHC 6", "url": "https://www.elitigation.sg/gd/s/2024_SGHC_6", "publisher": "Supreme Court of Singapore", "published_at": "2024-01-11", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "event", "notes": "Official judgment dismisses further moratorium extensions because there was no further prospect of restructuring." }, { "id": "cya_src_b21_0009", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000148", "source_type": "news_article", "title": "Court dismisses Zipmex moratorium extensions", "url": "https://www.businesstimes.com.sg/startups-tech/court-dismisses-zipmexs-applications-extend-debt-moratoria-says-liquidation-imminent", "publisher": "The Business Times", "published_at": "2024-01-12", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Secondary reporting supports the dismissal and imminent-liquidation context." }, { "id": "cya_src_b21_0010", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000149", "source_type": "court_document", "title": "Zipmex Pte Ltd v Zipmex Asia Pte Ltd and another and another matter [2024] SGHC 298", "url": "https://www.elitigation.sg/gd/s/2024_SGHC_298", "publisher": "Supreme Court of Singapore", "published_at": "2024-11-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "status", "notes": "Official judgment records that Zipmex Pte Ltd was wound up by the court on 26 February 2024 and a liquidator was appointed." }, { "id": "cya_src_b21_0011", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000149", "source_type": "news_article", "title": "Court order obtained to wind up Zipmex Singapore", "url": "https://www.withersworldwide.com/en-gb/insight/read/withers-khattarwong-successfully-obtains-court-order-to-wind-up-zipmex-singapore-%281%29", "publisher": "Withers KhattarWong", "published_at": "2024-02-29", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "medium", "claim_scope": "event", "notes": "Law-firm update supports the Singapore winding-up order." }, { "id": "cya_src_b21_0012", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000150", "source_type": "regulatory_notice", "title": "Zipmex digital-asset exchange and broker licenses revoked", "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=10850", "publisher": "Securities and Exchange Commission, Thailand", "published_at": "2024-06-10", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "status", "notes": "Official notice states that the licenses were revoked effective 28 May 2024 and that Zipmex remained required to return client assets." }, { "id": "cya_src_b21_0013", "platform_id": "cya_plat_000030", "event_id": "cya_ev_000151", "source_type": "court_document", "title": "Zipmex Pte Ltd v Zipmex Asia Pte Ltd and another and another matter [2024] SGHC 298", "url": "https://www.elitigation.sg/gd/s/2024_SGHC_298", "publisher": "Supreme Court of Singapore", "published_at": "2024-11-27", "archived_url": null, "accessed_at": "2026-06-15", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official judgment sets aside Zipmex Asia creditor-meeting resolutions for substantive irregularities and addresses appointment of a liquidator." }, { "id": "cya_src_b22_0003", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000154", "source_type": "bankruptcy_document", "title": "Cred Inc. bankruptcy information center", "url": "https://bankruptcy.angeiongroup.com/Clients/cred/Index", "publisher": "Cred Inc. claims and noticing agent", "published_at": "2020-11-07", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "Official case portal for the Chapter 11 proceedings." }, { "id": "cya_src_b22_0005", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000155", "source_type": "bankruptcy_document", "title": "Order confirming Cred liquidation plan", "url": "https://bankruptcy.angeiongroup.com/Clients/cred/Index", "publisher": "U.S. Bankruptcy Court for the District of Delaware via claims agent", "published_at": "2021-03-11", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "Official portal identifies the confirmation order date." }, { "id": "cya_src_b22_0006", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000156", "source_type": "bankruptcy_document", "title": "Notice of effective date of Cred liquidation plan", "url": "https://bankruptcy.angeiongroup.com/Clients/cred/Index", "publisher": "U.S. Bankruptcy Court for the District of Delaware via claims agent", "published_at": "2021-04-19", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "customer_outcome", "notes": "The effective date is not a universal distribution-completion date." }, { "id": "cya_src_b22_0004", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000154", "source_type": "regulatory_notice", "title": "Cred criminal case and victim information", "url": "https://www.justice.gov/usao-ndca/us-v-daniel-schatt-and-joseph-podulka-24-cr-00243-wha-and-us-v-james-alexander-24-cr", "publisher": "U.S. Attorney's Office, Northern District of California", "published_at": "2024-05-01", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "Official case page identifies Cred customers and investors as affected parties." }, { "id": "cya_src_b22_0007", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000157", "source_type": "regulatory_notice", "title": "Former Cred executives sentenced", "url": "https://www.justice.gov/usao-ndca/pr/former-ceo-and-cfo-cryptocurrency-lender-cred-llc-sentenced-multiple-years-prison-wire", "publisher": "U.S. Attorney's Office, Northern District of California", "published_at": "2025-08-29", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "failure_reason", "notes": "Primary source for the guilty pleas, sentences and misleading customer representations." }, { "id": "cya_src_b22_0002", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000153", "source_type": "news_article", "title": "Cred confirms suspension of fund inflows and outflows", "url": "https://cointelegraph.com/news/cred-officially-confirms-suspension-of-fund-inflows-and-outflows", "publisher": "Cointelegraph", "published_at": "2020-10-29", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report reproducing Cred's statement that CredEarn inflows and outflows were suspended." }, { "id": "cya_src_b22_0012", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000160", "source_type": "official_statement", "title": "SALT California DFPI notice", "url": "https://saltlending.com/california-dfpi-notice/", "publisher": "SALT Lending", "published_at": "2025-01-15", "archived_url": "https://web.archive.org/web/*/https://saltlending.com/california-dfpi-notice/", "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "First-party notice identifies 15 November 2022 as the date withdrawals were paused." }, { "id": "cya_src_b22_0016", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000163", "source_type": "official_statement", "title": "SALT California license reinstatement notice", "url": "https://saltlending.com/california-dfpi-notice/", "publisher": "SALT Lending", "published_at": "2025-01-15", "archived_url": "https://web.archive.org/web/*/https://saltlending.com/california-dfpi-notice/", "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "status", "notes": "First-party notice states that the California lending license was reinstated effective 15 January 2025." }, { "id": "cya_src_b22_0017", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000163", "source_type": "official_statement", "title": "How to withdraw SALT collateral", "url": "https://faq.saltlending.com/en_us/how-do-i-withdraw-my-collateral-ryTYbcCaq", "publisher": "SALT Lending", "published_at": null, "archived_url": null, "accessed_at": "2026-06-18", "reliability": "medium", "claim_scope": "status", "notes": "Current help material describes active collateral-withdrawal functionality." }, { "id": "cya_src_b22_0008", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000158", "source_type": "official_statement", "title": "SALT Lending official website", "url": "https://saltlending.com/", "publisher": "SALT Lending", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://saltlending.com/", "accessed_at": "2026-06-18", "reliability": "medium", "claim_scope": "entity", "notes": "Current first-party source for platform identity and active crypto-backed lending services." }, { "id": "cya_src_b22_0009", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000158", "source_type": "archive_capture", "title": "SALT Lending website archive captures", "url": "https://web.archive.org/web/*/https://saltlending.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://saltlending.com/", "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures support the platform's operating history." }, { "id": "cya_src_b22_0010", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000159", "source_type": "regulatory_notice", "title": "SEC order concerning SALT token offering", "url": "https://www.sec.gov/enforcement-litigation/administrative-proceedings/33-10865-s", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2020-09-30", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "Official order concerning the token offering, separate from borrower-collateral operations." }, { "id": "cya_src_b22_0011", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000160", "source_type": "regulatory_notice", "title": "DFPI suspends SALT financing license", "url": "https://dfpi.ca.gov/press_release/dfpi-suspends-salt-lending-llcs-financing-license-pending-investigation/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-11-21", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "event", "notes": "Official notice records SALT's 15 November withdrawal pause and FTX-related business impact." }, { "id": "cya_src_b22_0013", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000161", "source_type": "regulatory_notice", "title": "DFPI suspends SALT financing license", "url": "https://dfpi.ca.gov/press_release/dfpi-suspends-salt-lending-llcs-financing-license-pending-investigation/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2022-11-21", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "status", "notes": "Primary source for the California license suspension." }, { "id": "cya_src_b22_0014", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000162", "source_type": "regulatory_notice", "title": "DFPI secures SALT borrower refunds and penalties", "url": "https://dfpi.ca.gov/press_release/dfpi-secures-300000-in-borrower-refunds-and-penalties-from-crypto-lending-platform-salt-lending-llc/", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2024-12-23", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official summary of borrower refunds, penalties and consumer-protection requirements." }, { "id": "cya_src_b22_0015", "platform_id": "cya_plat_000032", "event_id": "cya_ev_000162", "source_type": "regulatory_notice", "title": "SALT Lending consent order", "url": "https://dfpi.ca.gov/wp-content/uploads/2024/12/Consent-Order-SALT-Lending-LLC.pdf", "publisher": "California Department of Financial Protection and Innovation", "published_at": "2024-12-23", "archived_url": null, "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "terms_risk", "notes": "Primary settlement document for California borrower treatment and license conditions." }, { "id": "cya_src_b22_0001", "platform_id": "cya_plat_000031", "event_id": "cya_ev_000152", "source_type": "archive_capture", "title": "Cred website archive captures", "url": "https://web.archive.org/web/*/https://mycred.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://mycred.io/", "accessed_at": "2026-06-18", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures support the Cred and CredEarn platform identity." }, { "id": "cya_src_b23_0001", "platform_id": "cya_plat_000033", "source_type": "official_statement", "title": "Donut closure page", "url": "https://www.donut.app/", "publisher": "Donut", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.donut.app/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party page states that Donut has closed and directs users to final account updates by email." }, { "id": "cya_src_b23_0002", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000164", "source_type": "archive_capture", "title": "Donut website archive captures", "url": "https://web.archive.org/web/*/https://www.donut.app/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.donut.app/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures support the Donut platform identity and operating history." }, { "id": "cya_src_b23_0003", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000165", "source_type": "news_article", "title": "Donut is gone", "url": "https://medium.com/coinmonks/donut-is-gone-38503d14653c", "publisher": "Coinmonks / Medium", "published_at": "2023-02-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous article reproduces Donut's user communication connecting the service disruption to Genesis and announcing discontinuation." }, { "id": "cya_src_b23_0004", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000167", "source_type": "news_article", "title": "Donut discontinuation announcement reproduced in contemporaneous coverage", "url": "https://medium.com/coinmonks/donut-is-gone-38503d14653c", "publisher": "Coinmonks / Medium", "published_at": "2023-02-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Reproduces Donut's statement that it was discontinuing the service after the Genesis creditor term sheet milestone." }, { "id": "cya_src_b23_0005", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000168", "source_type": "database_reference", "title": "Donut App Store release-note history", "url": "https://appshunter.io/ios/app/donut-earn-6-apy-with-defi/id1484997461", "publisher": "AppsHunter", "published_at": "2023-02-22", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "end_date", "notes": "Mirrors release notes stating that the Donut app would be removed from the App Store by 31 March 2023 and accounts moved to a web dashboard." }, { "id": "cya_src_b23_0006", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000165", "source_type": "news_article", "title": "Genesis crypto-lending unit halts customer withdrawals", "url": "https://www.coindesk.com/business/2022/11/16/genesis-crypto-lending-unit-is-halting-customer-withdrawals-in-wake-of-ftx-collapse", "publisher": "CoinDesk", "published_at": "2022-11-16", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Contemporaneous source for the Genesis redemption halt that affected Genesis-linked yield programs." }, { "id": "cya_src_b23_0007", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000166", "source_type": "official_statement", "title": "Genesis initiates Chapter 11 restructuring", "url": "https://www.businesswire.com/news/home/20230119005955/en/Genesis-Initiates-Process-to-Achieve-Global-Resolution-to-Maximize-Value-for-All-Clients-and-Stakeholders-and-Strengthen-Its-Business-for-the-Future", "publisher": "Genesis via Business Wire", "published_at": "2023-01-19", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement of Chapter 11 filings by Genesis lending entities. Donut itself was not a debtor in this filing." }, { "id": "cya_src_b23_0008", "platform_id": "cya_plat_000033", "event_id": "cya_ev_000169", "source_type": "official_statement", "title": "Genesis completes restructuring and commences creditor distributions", "url": "https://www.businesswire.com/news/home/20240802215732/en/Genesis-Completes-Restructuring-and-Commences-Distributions-to-Creditors", "publisher": "Genesis via Business Wire", "published_at": "2024-08-02", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "First-party Genesis distribution milestone. It does not prove identical or completed recoveries for every Donut user." }, { "id": "cya_src_b23_0009", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000170", "source_type": "official_statement", "title": "Finblox about page", "url": "https://finblox.com/about", "publisher": "Finblox", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://finblox.com/about", "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "entity", "notes": "First-party historical page for Finblox identity, founders, custodial positioning and product scope." }, { "id": "cya_src_b23_0010", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000170", "source_type": "news_article", "title": "Finblox shutters three years after losing customer deposits", "url": "https://www.dlnews.com/articles/web3/finblox-shuts-down-three-years-after-losing-millions-of-dollars-worth-of-customer-deposits/", "publisher": "DL News", "published_at": "2025-07-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "launch_date", "notes": "Reports that Finblox launched in 2021 and later closed; launch year is used at year-level." }, { "id": "cya_src_b23_0011", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000171", "source_type": "news_article", "title": "Finblox imposes withdrawal limit amid 3AC uncertainty", "url": "https://www.coindesk.com/business/2022/06/16/finblox-imposes-15k-monthly-withdrawal-limit-amid-three-arrows-capital-uncertainty", "publisher": "CoinDesk", "published_at": "2022-06-16", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report on the $1,500 monthly withdrawal limit and reward pause." }, { "id": "cya_src_b23_0012", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000171", "source_type": "news_article", "title": "Finblox imposes withdrawal limit amid 3AC uncertainty", "url": "https://blockworks.com/news/finblox-imposes-withdrawal-limit-amid-3acs-uncertainty/", "publisher": "Blockworks", "published_at": "2022-06-16", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Independent contemporaneous coverage of the restrictions and Three Arrows Capital exposure." }, { "id": "cya_src_b23_0013", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000172", "source_type": "news_article", "title": "Finblox doubles withdrawal limit after 3AC assessment", "url": "https://www.theblock.co/post/155434/finblox-doubles-withdrawal-limit-after-dropping-it-amid-exposure-to-3ac", "publisher": "The Block", "published_at": "2022-07-01", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Reports the increased withdrawal limits and restoration of selected rewards." }, { "id": "cya_src_b23_0014", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000172", "source_type": "news_article", "title": "Finblox increases withdrawal limits following 3AC assessment", "url": "https://blockworks.co/news/finblox-increases-withdrawal-limits-following-3ac-assessment", "publisher": "Blockworks", "published_at": "2022-06-30", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Independent coverage of the partial restoration after the initial restrictions." }, { "id": "cya_src_b23_0015", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000173", "source_type": "news_article", "title": "Finblox shutters after 3AC-related losses", "url": "https://www.dlnews.com/articles/web3/finblox-shuts-down-three-years-after-losing-millions-of-dollars-worth-of-customer-deposits/", "publisher": "DL News", "published_at": "2025-07-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "end_date", "notes": "Reports a 7 July 2025 service closure based on company emails and records unresolved customer complaints. No universal recovery result is inferred." }, { "id": "cya_src_b23_0016", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000174", "source_type": "regulatory_notice", "title": "FINBLOX LIMITED filing history", "url": "https://find-and-update.company-information.service.gov.uk/company/13143046/filing-history", "publisher": "UK Companies House", "published_at": "2026-03-03", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Official corporate register shows voluntary strike-off and final dissolution. The record is corroborative and is not assumed to cover every Finblox operating entity or customer contract." }, { "id": "cya_src_b23_0017", "platform_id": "cya_plat_000034", "source_type": "official_statement", "title": "Finblox automated status page", "url": "https://status.finblox.com/", "publisher": "Finblox status page", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "status", "notes": "The page continues to report systems as operational after the reported closure and is treated as a potentially stale automation artifact, not proof of active customer service." }, { "id": "cya_src_b23_0018", "platform_id": "cya_plat_000034", "source_type": "official_statement", "title": "Where Finblox stored customer cryptocurrencies", "url": "https://help.finblox.com/en/articles/6272323-where-do-you-store-my-cryptocurrencies", "publisher": "Finblox Help Center", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://help.finblox.com/en/articles/6272323-where-do-you-store-my-cryptocurrencies", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party explanation states that deposited assets used Fireblocks infrastructure and could be moved to self-custody cold wallets or lent to borrowers for users who opted into Earn." }, { "id": "cya_src_b23_0019", "platform_id": "cya_plat_000034", "source_type": "archive_capture", "title": "Finblox website archive captures", "url": "https://web.archive.org/web/*/https://finblox.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://finblox.com/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Historical captures preserve the original platform and product pages." }, { "id": "cya_src_b24_0001", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000175", "source_type": "official_statement", "title": "Guide to deposit funds to your Pillow wallet", "url": "https://pillowfund.medium.com/guide-for-indian-users-how-to-purchase-usdt-on-coindcx-and-deposit-to-your-pillow-account-8903e17e871e", "publisher": "Pillow: Dollar Savings App", "published_at": "2021-12-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "First-party product guide documents Pillow's custodial deposit addresses, supported assets and interest-bearing app model." }, { "id": "cya_src_b24_0002", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000175", "source_type": "news_article", "title": "Crypto startup Pillow calls it quits on regulatory woes", "url": "https://economictimes.indiatimes.com/tech/startups/crypto-startup-pillow-calls-it-quits-on-regulatory-woes/articleshow/101222768.cms", "publisher": "The Economic Times", "published_at": "2023-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "launch_date", "notes": "Reports Pillow's 2021 founding and later shutdown. Launch date is retained at year-level." }, { "id": "cya_src_b24_0003", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000176", "source_type": "news_article", "title": "Crypto investment startup Pillow to discontinue all services", "url": "https://techcrunch.com/2023/06/23/pillow-discontinue/", "publisher": "TechCrunch", "published_at": "2023-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Reproduces the shutdown timetable and Pillow's statement that deposits and accrued interest were available for withdrawal." }, { "id": "cya_src_b24_0004", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000176", "source_type": "news_article", "title": "Accel-backed crypto startup Pillow to shut down operations on July 31", "url": "https://www.moneycontrol.com/news/business/startup/accel-backed-crypto-startup-pillow-to-shut-down-operations-on-july-31-10847291.html", "publisher": "Moneycontrol", "published_at": "2023-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Reports the end of interest accrual, withdrawal deadlines and stated regulatory uncertainty." }, { "id": "cya_src_b24_0005", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000176", "source_type": "news_article", "title": "Crypto startup Pillow calls it quits on regulatory woes", "url": "https://economictimes.indiatimes.com/tech/startups/crypto-startup-pillow-calls-it-quits-on-regulatory-woes/articleshow/101222768.cms", "publisher": "The Economic Times", "published_at": "2023-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Independent report on Pillow's voluntary closure under regulatory uncertainty." }, { "id": "cya_src_b24_0006", "platform_id": "cya_plat_000035", "event_id": "cya_ev_000177", "source_type": "news_article", "title": "Pillow shutdown timetable and July 31 termination", "url": "https://www.moneycontrol.com/news/business/startup/accel-backed-crypto-startup-pillow-to-shut-down-operations-on-july-31-10847291.html", "publisher": "Moneycontrol", "published_at": "2023-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "end_date", "notes": "Supports the scheduled 31 July 2023 crypto-withdrawal and service-termination deadline." }, { "id": "cya_src_b24_0007", "platform_id": "cya_plat_000035", "source_type": "archive_capture", "title": "Pillow website archive captures", "url": "https://web.archive.org/web/*/https://pillow.fund/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://pillow.fund/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves the original Pillow domain and historical product surface." }, { "id": "cya_src_b24_0008", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000178", "source_type": "official_statement", "title": "Nuri Bitcoin Interest Account risk warning", "url": "https://nuri.com/uploads/Nuri_Bitcoin_Interest_Account_Risk_Warning_DE_bce12959fc.pdf", "publisher": "Nuri", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://nuri.com/uploads/Nuri_Bitcoin_Interest_Account_Risk_Warning_DE_bce12959fc.pdf", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Historical first-party risk document for the separately contracted Celsius-provided Bitcoin Interest Account." }, { "id": "cya_src_b24_0009", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000178", "source_type": "news_article", "title": "Nuri bitcoin interest product affected by Celsius withdrawal freeze", "url": "https://www.theblock.co/linked/151737/german-fintech-nuris-bitcoin-interest-product-affected-by-celsius-withdrawal-freeze", "publisher": "The Block", "published_at": "2022-06-13", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "launch_date", "notes": "Reports that Nuri launched the Celsius-powered product in May 2021." }, { "id": "cya_src_b24_0010", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000179", "source_type": "official_statement", "title": "Bitcoin Interest Account withdrawals paused", "url": "https://nuri.com/blog/bitcoin-interest-account-withdrawals-paused/", "publisher": "Nuri", "published_at": "2022-06-13", "archived_url": "https://web.archive.org/web/*/https://nuri.com/blog/bitcoin-interest-account-withdrawals-paused/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party historical notice that Celsius exclusively offered the product, Nuri brokered it, and withdrawals and new investments were paused." }, { "id": "cya_src_b24_0011", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000179", "source_type": "news_article", "title": "Nuri bitcoin interest product affected by Celsius withdrawal freeze", "url": "https://www.theblock.co/linked/151737/german-fintech-nuris-bitcoin-interest-product-affected-by-celsius-withdrawal-freeze", "publisher": "The Block", "published_at": "2022-06-13", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous independent coverage of the product-level freeze and new-investment pause." }, { "id": "cya_src_b24_0012", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000180", "source_type": "bankruptcy_document", "title": "Celsius Network Chapter 11 case information", "url": "https://cases.stretto.com/celsius", "publisher": "Stretto / United States Bankruptcy Court", "published_at": "2022-07-13", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official case site for the Celsius Chapter 11 proceedings." }, { "id": "cya_src_b24_0013", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000181", "source_type": "news_article", "title": "German crypto bank Nuri files for insolvency", "url": "https://decrypt.co/107141/german-crypto-bank-nuri-files-insolvency-says-", "publisher": "Decrypt", "published_at": "2022-08-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Reports Nuri's insolvency filing and clearly separates ordinary account assets from frozen Celsius-linked interest accounts." }, { "id": "cya_src_b24_0014", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000181", "source_type": "news_article", "title": "German fintech Nuri files for insolvency amid market downturn", "url": "https://www.theblock.co/post/162545/german-fintech-nuri-files-for-insolvency-amid-market-downturn", "publisher": "The Block", "published_at": "2022-08-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Reports Nuri's insolvency filing and its cited exposure to the Celsius failure and wider market stress." }, { "id": "cya_src_b24_0015", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000182", "source_type": "news_article", "title": "Nuri, previously Bitwala, is closing down", "url": "https://www.financemagnates.com/fintech/nuri-previously-bitwala-is-closing-down/", "publisher": "Finance Magnates", "published_at": "2022-10-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "end_date", "notes": "Reports that Nuri would discontinue business on 19 December 2022 after failing to find an investor." }, { "id": "cya_src_b24_0016", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000182", "source_type": "official_statement", "title": "Goodbye Nuri, hello again Bitwala", "url": "https://bitwala.com/blog/goodbye-nuri", "publisher": "Bitwala", "published_at": "2025-10-13", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Successor-team historical recap confirms Nuri's 2022 shutdown and later reuse of the Bitwala brand; it is not evidence that the old interest account resumed." }, { "id": "cya_src_b24_0017", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000183", "source_type": "bankruptcy_document", "title": "Celsius plan effective date and distribution updates", "url": "https://cases.stretto.com/celsius", "publisher": "Stretto / United States Bankruptcy Court", "published_at": "2024-01-31", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official case site records the plan effective date and continuing rounds of creditor distributions." }, { "id": "cya_src_b24_0018", "platform_id": "cya_plat_000036", "event_id": "cya_ev_000183", "source_type": "official_statement", "title": "Celsius claim distributions overview", "url": "https://celsiusdistribution.stretto.com/support/solutions/articles/153000147043-claim-distributions-overview", "publisher": "Celsius Distributions / Stretto", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Official distribution guidance explains that creditor distributions are made through approved partners and depend on individual claim and jurisdiction details." }, { "id": "cya_src_b24_0019", "platform_id": "cya_plat_000036", "source_type": "court_document", "title": "Order discussing ownership of Celsius Earn account assets", "url": "https://docs.justia.com/cases/federal/district-courts/new-york/nysdce/1%3A2023cv00523/592750/12/", "publisher": "United States District Court, Southern District of New York", "published_at": "2023-03-27", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Court order summarizes the Earn Decision that assets deposited in Celsius Earn accounts became Celsius property and estate assets, subject to reserved creditor defenses." }, { "id": "cya_src_b25_0001", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000184", "source_type": "court_document", "title": "ASIC amended concise statement against Web3 Ventures", "url": "https://download.asic.gov.au/media/snuhfrso/22-324mr-amended-concise-statement-published-4-april-2023.pdf", "publisher": "Australian Securities and Investments Commission", "published_at": "2023-04-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "launch_date", "notes": "Records that Block Earner began offering Earner on 17 March 2022 and describes the product structure." }, { "id": "cya_src_b25_0002", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000184", "source_type": "regulatory_notice", "title": "ASIC successful in High Court Block Earner appeal", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2026-releases/26-124mr-asic-successful-in-high-court-block-earner-appeal/", "publisher": "Australian Securities and Investments Commission", "published_at": "2026-06-17", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "Summarizes Earner's operating period, fixed-return design and final High Court classification." }, { "id": "cya_src_b25_0003", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000185", "source_type": "court_document", "title": "ASIC amended concise statement against Web3 Ventures", "url": "https://download.asic.gov.au/media/snuhfrso/22-324mr-amended-concise-statement-published-4-april-2023.pdf", "publisher": "Australian Securities and Investments Commission", "published_at": "2023-04-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "end_date", "notes": "Records that Block Earner ceased offering Earner on 16 November 2022." }, { "id": "cya_src_b25_0004", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000185", "source_type": "court_document", "title": "Penalty judgment in ASIC v Web3 Ventures", "url": "https://download.asic.gov.au/media/gejnbox2/24-119mr-penalty-judgment_2024-06-04.pdf", "publisher": "Federal Court of Australia", "published_at": "2024-06-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Records the discontinuation of Earner and that all cryptocurrency lent under the product was returned to users within weeks." }, { "id": "cya_src_b25_0005", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000186", "source_type": "regulatory_notice", "title": "ASIC sues Block Earner for unlicensed conduct", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2022-releases/22-324mr-asic-sues-block-earner-for-unlicensed-conduct-over-crypto-asset-based-products/", "publisher": "Australian Securities and Investments Commission", "published_at": "2022-11-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official announcement of ASIC's civil penalty proceedings concerning Earner and the separate Access product." }, { "id": "cya_src_b25_0006", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000186", "source_type": "court_document", "title": "ASIC amended concise statement against Web3 Ventures", "url": "https://download.asic.gov.au/media/snuhfrso/22-324mr-amended-concise-statement-published-4-april-2023.pdf", "publisher": "Australian Securities and Investments Commission", "published_at": "2023-04-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Pleading describing the alleged unlicensed financial services and managed-investment-scheme conduct." }, { "id": "cya_src_b25_0007", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000187", "source_type": "regulatory_notice", "title": "Court finds Block Earner needed financial services licence", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-019mr-court-finds-block-earner-needed-financial-services-licence-to-offer-earner-crypto-product/", "publisher": "Australian Securities and Investments Commission", "published_at": "2024-02-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the Federal Court liability findings concerning Earner." }, { "id": "cya_src_b25_0008", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000188", "source_type": "regulatory_notice", "title": "Court relieves Block Earner from liability to pay a penalty", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-119mr-court-relieves-block-earner-from-liability-to-pay-a-penalty-for-offering-unlicensed-crypto-related-product-earner/", "publisher": "Australian Securities and Investments Commission", "published_at": "2024-06-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the penalty-relief decision and continuing declarations of contravention." }, { "id": "cya_src_b25_0009", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000188", "source_type": "court_document", "title": "Penalty judgment in ASIC v Web3 Ventures", "url": "https://download.asic.gov.au/media/gejnbox2/24-119mr-penalty-judgment_2024-06-04.pdf", "publisher": "Federal Court of Australia", "published_at": "2024-06-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary judgment supporting both penalty relief and the full return of cryptocurrency lent under Earner." }, { "id": "cya_src_b25_0010", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000189", "source_type": "regulatory_notice", "title": "Full Federal Court finds Block Earner did not engage in unlicensed conduct", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2025-releases/25-062mr-full-federal-court-finds-block-earner-did-not-engage-in-unlicensed-conduct/", "publisher": "Australian Securities and Investments Commission", "published_at": "2025-04-22", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the Full Federal Court decision later overturned by the High Court." }, { "id": "cya_src_b25_0011", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000190", "source_type": "regulatory_notice", "title": "ASIC successful in High Court Block Earner appeal", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2026-releases/26-124mr-asic-successful-in-high-court-block-earner-appeal/", "publisher": "Australian Securities and Investments Commission", "published_at": "2026-06-17", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official summary of the unanimous High Court ruling and remittal of the penalty appeal." }, { "id": "cya_src_b25_0012", "platform_id": "cya_plat_000037", "event_id": "cya_ev_000190", "source_type": "court_document", "title": "Australian Securities and Investments Commission v Web3 Ventures Pty Ltd", "url": "https://www.hcourt.gov.au/cases-and-judgments/judgments/judgments-1998-current/australian-securities-and-investments-commission-v-web3-ventures-pty-ltd", "publisher": "High Court of Australia", "published_at": "2026-06-17", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Official judgment page for [2026] HCA 21." }, { "id": "cya_src_b25_0013", "platform_id": "cya_plat_000037", "source_type": "court_document", "title": "ASIC amended concise statement describing Earner terms", "url": "https://download.asic.gov.au/media/snuhfrso/22-324mr-amended-concise-statement-published-4-april-2023.pdf", "publisher": "Australian Securities and Investments Commission", "published_at": "2023-04-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Describes customer transfer of all rights and title to Block Earner and Block Earner's discretion to use and lend the assets." }, { "id": "cya_src_b25_0014", "platform_id": "cya_plat_000037", "source_type": "archive_capture", "title": "Block Earner website archive captures", "url": "https://web.archive.org/web/*/https://blockearner.com.au/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://blockearner.com.au/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves the historical Block Earner product surface while the current business continues separately." }, { "id": "cya_src_b25_0015", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000191", "source_type": "official_statement", "title": "The evolution of Flint Labs", "url": "https://flintlabs.medium.com/the-evolution-of-flint-labs-2978ffa9f1a4", "publisher": "Flint Labs", "published_at": "2023-05-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "First-party retrospective identifying Flint Money as the company's first flagship project and describing its operating history." }, { "id": "cya_src_b25_0016", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000191", "source_type": "news_article", "title": "Sequoia-backed DeFi app Flint discontinues flagship yield service", "url": "https://www.moneycontrol.com/news/business/cryptocurrency/sequoia-backed-defi-app-flint-discontinues-flagship-yield-service-report-9948711.html", "publisher": "Moneycontrol", "published_at": "2023-01-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "launch_date", "notes": "Reports Flint's October 2021 launch and later discontinuation." }, { "id": "cya_src_b25_0017", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000192", "source_type": "official_statement", "title": "How to withdraw your funds from Flint to your crypto wallet", "url": "https://flintlabs.medium.com/how-to-withdraw-your-funds-from-flint-to-your-crypto-wallet-565522183a2d", "publisher": "Flint Labs", "published_at": "2023-01-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party unlend and withdrawal instructions issued during the phase-out." }, { "id": "cya_src_b25_0018", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000192", "source_type": "news_article", "title": "Sequoia-backed DeFi app Flint discontinues flagship yield service", "url": "https://www.moneycontrol.com/news/business/cryptocurrency/sequoia-backed-defi-app-flint-discontinues-flagship-yield-service-report-9948711.html", "publisher": "Moneycontrol", "published_at": "2023-01-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "failure_reason", "notes": "Reports the regulatory-uncertainty explanation, phase-out and customer withdrawal instructions." }, { "id": "cya_src_b25_0019", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000192", "source_type": "news_article", "title": "Flint Labs shuts down Flint Money app amid regulatory uncertainty", "url": "https://inc42.com/buzz/flint-labs-shuts-down-flint-money-app-amid-regulatory-uncertainty/", "publisher": "Inc42", "published_at": "2023-01-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "event", "notes": "Independent coverage of the service phase-out and planned customer fund return." }, { "id": "cya_src_b25_0020", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000193", "source_type": "official_statement", "title": "Flint Labs: Next chapter", "url": "https://flintlabs.medium.com/flint-labs-next-chapter-7e56a87f4f5e", "publisher": "Flint Labs", "published_at": "2023-05-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "First-party statement describing the company pivot after closing Flint Money." }, { "id": "cya_src_b25_0021", "platform_id": "cya_plat_000038", "event_id": "cya_ev_000193", "source_type": "official_statement", "title": "The evolution of Flint Labs", "url": "https://flintlabs.medium.com/the-evolution-of-flint-labs-2978ffa9f1a4", "publisher": "Flint Labs", "published_at": "2023-05-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "First-party retrospective confirming that the Flint Money flagship project had been closed." }, { "id": "cya_src_b25_0022", "platform_id": "cya_plat_000038", "source_type": "archive_capture", "title": "Flint Money website archive captures", "url": "https://web.archive.org/web/*/https://flint.money/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://flint.money/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves the historical flint.money product identity and separates it from unrelated current Flint-branded products." }, { "id": "cya_src_b26_0001", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000194", "source_type": "official_statement", "title": "Inlock introduces Savings Account product", "url": "https://inlock.io/2020/09/11/inlock-introduces-savings-account-product/", "publisher": "Inlock", "published_at": "2020-09-11", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement for the weekly-interest Savings Account." }, { "id": "cya_src_b26_0002", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000194", "source_type": "official_statement", "title": "What is Inlock Savings Account and how does it work?", "url": "https://inlock.io/faq-items/what-is-inlock-savings-account-and-how-does-it-work/", "publisher": "Inlock", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "First-party description of the custodial Savings Account and interest mechanics." }, { "id": "cya_src_b26_0003", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000195", "source_type": "official_statement", "title": "Inlock suspends certain services for customer asset protection", "url": "https://inlock.io/2022/11/14/suspend/", "publisher": "Inlock", "published_at": "2022-11-14", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party emergency-shutdown notice describing the failed liquidation process and suspended functions." }, { "id": "cya_src_b26_0004", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000195", "source_type": "official_statement", "title": "Inlock final platform page and incident notice", "url": "https://inlock.io/", "publisher": "Inlock", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://inlock.io/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "failure_reason", "notes": "Current first-party page preserves the November 2022 suspension notice and the failed-liquidation explanation." }, { "id": "cya_src_b26_0005", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000196", "source_type": "official_statement", "title": "Detailed guide for Exit Payout and Scheduled Release programs", "url": "https://inlock.io/2023/04/02/a-detailed-guide-for-the-exit-payout-and-the-scheduled-release-programs/", "publisher": "Inlock", "published_at": "2023-04-02", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party recovery guide stating that the Recovery and Restructuring Plan was issued on 1 January 2023." }, { "id": "cya_src_b26_0006", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000197", "source_type": "official_statement", "title": "Detailed guide for Exit Payout and Scheduled Release programs", "url": "https://inlock.io/2023/04/02/a-detailed-guide-for-the-exit-payout-and-the-scheduled-release-programs/", "publisher": "Inlock", "published_at": "2023-04-02", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Defines monthly scheduled releases beginning 28 April 2023 and discounted exit-payout treatment." }, { "id": "cya_src_b26_0007", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000197", "source_type": "official_statement", "title": "Choose between the payout options now", "url": "https://inlock.io/2023/04/26/choose-between-the-payout-options-now/", "publisher": "Inlock", "published_at": "2023-04-26", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "First-party notice describing customer selection among recovery paths and payout timing." }, { "id": "cya_src_b26_0008", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000198", "source_type": "official_statement", "title": "Inlock releases more than 75% of fixed incident-date asset value", "url": "https://inlock.io/2024/04/28/inlock-has-successfully-released-more-than-75-of-the-value-of-the-assets-at-the-time-of-the-loss/", "publisher": "Inlock", "published_at": "2024-04-28", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Explains the fixed-value methodology, customer-specific ratios and recovery-path exclusions." }, { "id": "cya_src_b26_0009", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000198", "source_type": "official_statement", "title": "Inlock releases more than 100% of fixed incident-date asset value", "url": "https://inlock.io/2024/08/28/inlock-has-successfully-released-100-of-the-value-of-the-assets-at-the-time-of-the-loss/", "publisher": "Inlock", "published_at": "2024-08-28", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Reports 103.4% of fixed incident-date U.S.-dollar value for the scheduled-release cohort while warning that individual ratios vary." }, { "id": "cya_src_b26_0010", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000199", "source_type": "official_statement", "title": "Public offer for conditional conversion of customer claims", "url": "https://inlock.io/2024/09/02/public-offer-for-conditional-conversion-of-customer-claims-debt-restructuring-offer/", "publisher": "Inlock", "published_at": "2024-09-02", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Describes residual claims, expected partial settlement and optional conversion to longer-term in-kind obligations." }, { "id": "cya_src_b26_0011", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000199", "source_type": "official_statement", "title": "Inlock completes final settlement programme", "url": "https://inlock.io/2025/06/30/inlock-has-successfully-completed-its-final-settlement-programme/", "publisher": "Inlock", "published_at": "2025-06-30", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Reports settlement of more than 75% of outstanding asset value for accepting customers while scheduled releases continued for others." }, { "id": "cya_src_b26_0012", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000200", "source_type": "official_statement", "title": "Announcement on changes to the ILK token ecosystem", "url": "https://inlock.io/2026/03/03/announcement-on-the-changes-to-the-ilk-token-ecosystem-updated-2026/", "publisher": "Inlock", "published_at": "2026-03-03", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Announces the planned conclusion of scheduled releases and 30 June 2026 termination deadlines for remaining platform functions." }, { "id": "cya_src_b26_0013", "platform_id": "cya_plat_000039", "event_id": "cya_ev_000200", "source_type": "official_statement", "title": "Completion of the ILK wind-down and Inlock platform decommissioning", "url": "https://inlock.io/2026/06/30/announcement-on-the-completion-of-the-ilk-wind-down-and-the-decommissioning-of-the-inlock-platform/", "publisher": "Inlock", "published_at": "2026-06-30", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "end_date", "notes": "Confirms the end of all active financial and token-related services, followed by temporary read-only access and support." }, { "id": "cya_src_b26_0014", "platform_id": "cya_plat_000039", "source_type": "archive_capture", "title": "Inlock website archive captures", "url": "https://web.archive.org/web/*/https://inlock.io/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://inlock.io/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves the historical customer-facing platform and service announcements." }, { "id": "cya_src_b26_0015", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000201", "source_type": "official_statement", "title": "Stablehouse opens early access to digital-assets platform", "url": "https://www.prnewswire.co.uk/news-releases/stablehouse-opens-exclusive-early-access-to-digital-assets-platform-offering-up-to-12-interest-powered-by-xbto-822901414.html", "publisher": "Stablehouse via PR Newswire", "published_at": "2021-11-17", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party launch release describing early access and fixed-interest digital-asset products." }, { "id": "cya_src_b26_0016", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000201", "source_type": "official_statement", "title": "XBTO corporate history", "url": "https://www.xbto.com/about-us", "publisher": "XBTO", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "Corporate timeline records Stablehouse incubation in 2020 and later full acquisition in 2023." }, { "id": "cya_src_b26_0017", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000202", "source_type": "official_statement", "title": "Stablehouse debuts new rate structure", "url": "https://www.globenewswire.com/news-release/2022/08/17/2500349/0/en/Stablehouse-Debuts-Competitive-New-Rate-Structure-for-Investors-Inviting-Larger-Participation-on-the-Platform.html", "publisher": "Stablehouse via GlobeNewswire", "published_at": "2022-08-17", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party release documenting revised yield rates and deposit tiers." }, { "id": "cya_src_b26_0018", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000203", "source_type": "official_statement", "title": "XBTO announces acquisition of Stablehouse", "url": "https://www.xbto.com/resources/press-release-xbto-announces-acquisition-of-digital-asset-custody-trading-platform-stablehouse", "publisher": "XBTO", "published_at": "2023-08-10", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party acquisition announcement subject to Bermuda Monetary Authority approval." }, { "id": "cya_src_b26_0019", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000203", "source_type": "official_statement", "title": "XBTO ProTrading powered by Stablehouse", "url": "https://www.xbto.com/resources/xbto-launches-game-changing-xbto-protrading-powered-by-stablehouse-to-empower-institutional-investors", "publisher": "XBTO", "published_at": "2023-10-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Describes Stablehouse as recently acquired and documents the first major post-announcement product launch." }, { "id": "cya_src_b26_0020", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000204", "source_type": "official_statement", "title": "XBTO custody terms provided by Stablehouse", "url": "https://www.xbto.com/terms-of-use/custody", "publisher": "XBTO / Stablehouse", "published_at": "2023-09-05", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Updated terms identify Stablehouse as a wholly owned subsidiary of XBTO Global and provider of custody accounts." }, { "id": "cya_src_b26_0021", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000204", "source_type": "official_statement", "title": "XBTO corporate history confirms Stablehouse fully acquired", "url": "https://www.xbto.com/about-us", "publisher": "XBTO", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "XBTO's corporate timeline states that Stablehouse was fully acquired in 2023." }, { "id": "cya_src_b26_0022", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000205", "source_type": "official_statement", "title": "XBTO launches ProTrading powered by Stablehouse", "url": "https://www.xbto.com/resources/xbto-launches-game-changing-xbto-protrading-powered-by-stablehouse-to-empower-institutional-investors", "publisher": "XBTO", "published_at": "2023-10-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party product-transition announcement for institutional trading and custody." }, { "id": "cya_src_b26_0023", "platform_id": "cya_plat_000040", "event_id": "cya_ev_000205", "source_type": "official_statement", "title": "XBTO platform terms identify Stablehouse custody and trading role", "url": "https://www.xbto.com/terms-of-use", "publisher": "XBTO / Stablehouse", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current terms describe Stablehouse as a wholly owned subsidiary operating digital-asset custody and trading." }, { "id": "cya_src_b26_0024", "platform_id": "cya_plat_000040", "source_type": "archive_capture", "title": "Stablehouse website archive captures", "url": "https://web.archive.org/web/*/https://www.stablehouse.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.stablehouse.com/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "url_history", "notes": "Preserves historical yield-product pages and the later XBTO integration surface." }, { "id": "cya_src_b27_0001", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000206", "source_type": "official_statement", "title": "AQRU.io platform surpasses USD 50 million in assets under management and 20,000 customer signups", "url": "https://www.aquis.eu/stock-exchange/announcements/3550343", "publisher": "AQRU plc / Aquis Stock Exchange", "published_at": "2022-05-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party market announcement states that AQRU.io launched five months before the May 2022 milestone." }, { "id": "cya_src_b27_0002", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000207", "source_type": "official_statement", "title": "AQRU.io platform surpasses USD 50 million in assets under management and 20,000 customer signups", "url": "https://www.aquis.eu/stock-exchange/announcements/3550343", "publisher": "AQRU plc / Aquis Stock Exchange", "published_at": "2022-05-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party operating-scale milestone for the AQRU.io platform." }, { "id": "cya_src_b27_0003", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000208", "source_type": "official_statement", "title": "AQRU plc operational update", "url": "https://www.aquis.eu/stock-exchange/announcements/3841946", "publisher": "AQRU plc / Aquis Stock Exchange", "published_at": "2022-11-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Documents the maximum 3% Maple yield, end of BTC and ETH interest, and normal withdrawal availability." }, { "id": "cya_src_b27_0004", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000209", "source_type": "official_statement", "title": "AQRU plc operational update and board changes", "url": "https://www.investegate.co.uk/announcement/rns/supernova-digital-assets-plc--sol/operational-update-board-changes/7721158", "publisher": "AQRU plc / Regulatory News Service", "published_at": "2023-08-29", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "First-party announcement of the transfer to Langland Software Solutions and the stated expectation of no customer-service disruption." }, { "id": "cya_src_b27_0005", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000209", "source_type": "database_reference", "title": "ACCRU FINANCE LTD filing history", "url": "https://find-and-update.company-information.service.gov.uk/company/13133682/filing-history", "publisher": "UK Companies House", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "medium", "claim_scope": "ownership", "notes": "Official corporate filing history records the August 2023 change in significant control from AQRU plc to Langland Software Solutions." }, { "id": "cya_src_b27_0006", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000210", "source_type": "official_statement", "title": "AQRU crypto investing and yield platform", "url": "https://aqru.io/", "publisher": "AQRU", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://aqru.io/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party platform page showing the high minimum, current receivables product, closed legacy deposits, exchange access, and withdrawal description." }, { "id": "cya_src_b27_0007", "platform_id": "cya_plat_000041", "event_id": "cya_ev_000210", "source_type": "official_statement", "title": "Earn interest on crypto with AQRU", "url": "https://aqru.io/crypto-interest/", "publisher": "AQRU", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current product page distinguishing the open receivables product from Maple and Flex products closed to new deposits." }, { "id": "cya_src_b27_0008", "platform_id": "cya_plat_000041", "event_id": null, "source_type": "official_statement", "title": "AQRU terms of use", "url": "https://aqru.io/terms-of-use/", "publisher": "Accru Finance Ltd.", "published_at": "2022-10-30", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party terms covering wallet, custody, exchange, investment, Auto AQRU and other product structures; current products require separate review." }, { "id": "cya_src_b27_0009", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000211", "source_type": "official_statement", "title": "USDT savings account gives users annual yield", "url": "https://www.youhodler.com/blog/youhodler-usdt-savings-account-gives-users-12-annual-profit-with-0-effort", "publisher": "YouHodler", "published_at": "2019-08-09", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement of the USDT savings-account launch. Historical promotional rate claims are recorded as product history, not guaranteed current returns." }, { "id": "cya_src_b27_0010", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000212", "source_type": "official_statement", "title": "Bitcoin savings account launch", "url": "https://www.youhodler.com/blog/bitcoin-btc-savings-account-gives-users-7-2-annual-profit-with-zero-effort", "publisher": "YouHodler", "published_at": "2019-09-20", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement of the BTC savings-account launch. Historical promotional rate claims are not treated as current rates." }, { "id": "cya_src_b27_0011", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000213", "source_type": "official_statement", "title": "YouHodler savings accounts update: weekly payouts", "url": "https://www.youhodler.com/blog/youhodler-savings-accounts-update-weekly-payouts-are-here", "publisher": "YouHodler", "published_at": "2020-04-27", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party product update changing savings-account payouts from monthly to weekly." }, { "id": "cya_src_b27_0012", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000214", "source_type": "official_statement", "title": "Crypto Yield Account guide", "url": "https://help.youhodler.com/en/articles/7329037-crypto-yield-account-guide", "publisher": "YouHodler", "published_at": "2026-03-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Current first-party operating guide for starting and managing Yield Account positions." }, { "id": "cya_src_b27_0013", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000214", "source_type": "official_statement", "title": "YouHodler Yield Account", "url": "https://www.youhodler.com/yield", "publisher": "YouHodler", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.youhodler.com/yield", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current product page describing weekly payouts, flexible terms, supported assets, and jurisdiction-specific asset restrictions." }, { "id": "cya_src_b27_0014", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000214", "source_type": "official_statement", "title": "YouHodler commissions and limits", "url": "https://help.youhodler.com/en/articles/4111076-youhodler-commissions-and-limits", "publisher": "YouHodler", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current limits page documents minimum and maximum Yield Account balances and the weekly settlement period." }, { "id": "cya_src_b27_0015", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000215", "source_type": "official_statement", "title": "About YouHodler", "url": "https://www.youhodler.com/company", "publisher": "YouHodler", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party company page describing active lending, yield, trading and custody operations and regional regulatory positioning." }, { "id": "cya_src_b27_0016", "platform_id": "cya_plat_000042", "event_id": "cya_ev_000215", "source_type": "official_statement", "title": "YouHodler terms of service", "url": "https://www.youhodler.com/docs/terms-of-service", "publisher": "YouHodler SA", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current terms describe Swiss and European service entities, segregated and off-balance-sheet handling for covered assets, and disclosed third-party custody arrangements." }, { "id": "cya_src_b28_0001", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000216", "source_type": "official_statement", "title": "Bringing DeFi to the masses: launch of X-Accounts and Fireblocks partnership", "url": "https://www.prnewswire.co.uk/news-releases/bringing-defi-to-the-masses-launch-of-x-accounts-amp-fireblocks-partnership-824758918.html", "publisher": "Wirex / PR Newswire", "published_at": "2021-06-23", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Company-issued launch announcement syndicated through PR Newswire." }, { "id": "cya_src_b28_0002", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000217", "source_type": "official_statement", "title": "Interest in X-Accounts grows as Wirex lists fifteen new coins", "url": "https://www.prnewswire.com/news-releases/interest-in-x-accounts-skyrockets-as-wirex-lists-15-new-coins-on-platform-301328678.html", "publisher": "Wirex / PR Newswire", "published_at": "2021-07-12", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "Company-issued early expansion announcement syndicated through PR Newswire." }, { "id": "cya_src_b28_0003", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000218", "source_type": "official_statement", "title": "What is X-Accounts?", "url": "https://help.wirexapp.com/article/what-is-x-accounts-1290", "publisher": "Wirex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product overview covering availability, daily calculation, weekly payment, and account access." }, { "id": "cya_src_b28_0004", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000218", "source_type": "official_statement", "title": "X-Account Terms of Service", "url": "https://help.wirexapp.com/article/x-account-terms-of-service-1667", "publisher": "Wirex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current product terms defining Flexible, Plus, and Fixed variants, rates, lockups, withdrawals, ownership transfer, asset use, and lack of deposit-guarantee protection." }, { "id": "cya_src_b28_0005", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000218", "source_type": "official_statement", "title": "Which X-Account type is right for you?", "url": "https://www.wirexapp.com/post/which-x-account-type-is-right-for-you-a-simple-guide-to-wirex-x-accounts", "publisher": "Wirex", "published_at": "2026-02-03", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party guide comparing Fixed, Plus, and Flexible X-Accounts." }, { "id": "cya_src_b28_0006", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000219", "source_type": "official_statement", "title": "SwissBorg launches Smart Yield account on USDC", "url": "https://swissborg.com/blog/swissborg-launches-usdc-smart-yield", "publisher": "SwissBorg", "published_at": "2020-12-14", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement for the initial USDC Smart Yield wallet." }, { "id": "cya_src_b28_0007", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000220", "source_type": "official_statement", "title": "How borgers yield: eighteen months of Smart Yield", "url": "https://academy.swissborg.com/en/learn/smart-yield-learnings", "publisher": "SwissBorg Academy", "published_at": "2022-06-22", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party historical report on Smart Yield expansion and usage." }, { "id": "cya_src_b28_0008", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000221", "source_type": "official_statement", "title": "Announcing the customisable SwissBorg Earn program", "url": "https://swissborg.com/blog/swissborg-earn", "publisher": "SwissBorg", "published_at": "2022-09-08", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement describing SwissBorg Earn as the next stage of Smart Yield." }, { "id": "cya_src_b28_0009", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000222", "source_type": "official_statement", "title": "SwissBorg Earn: what is it?", "url": "https://help.swissborg.com/hc/en-gb/articles/10716337159825-SwissBorg-Earn-What-is-it", "publisher": "SwissBorg", "published_at": "2026-03-10", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party overview of Earn strategies, APY compounding, and risk scores." }, { "id": "cya_src_b28_0010", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000222", "source_type": "official_statement", "title": "SwissBorg Earn: how to get started", "url": "https://help.swissborg.com/hc/en-gb/articles/10719717436433-SwissBorg-Earn-How-to-get-started", "publisher": "SwissBorg", "published_at": "2026-03-11", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party subscription flow for active Earn strategies." }, { "id": "cya_src_b28_0011", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000222", "source_type": "official_statement", "title": "View your earnings from SwissBorg Earn", "url": "https://help.swissborg.com/hc/en-gb/articles/4414490840337-View-Your-Earnings-from-SwissBorg-Earn", "publisher": "SwissBorg", "published_at": "2026-02-15", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party guide covering earnings, payouts, subscriptions, and redemptions." }, { "id": "cya_src_b28_0012", "platform_id": "cya_plat_000044", "event_id": "cya_ev_000222", "source_type": "official_statement", "title": "SwissBorg pricing policy", "url": "https://swissborg.com/legal/pricing-policy", "publisher": "SwissBorg", "published_at": "2026-07-01", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party pricing policy documenting strategy-specific performance fees, service fees, fee reductions, and yield-boost multipliers." }, { "id": "cya_src_b29_0001", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000223", "source_type": "official_statement", "title": "About CoinRabbit", "url": "https://coinrabbit.io/about/", "publisher": "CoinRabbit", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party company page describing more than five years of operation." }, { "id": "cya_src_b29_0002", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000223", "source_type": "official_statement", "title": "CoinRabbit crypto loans", "url": "https://coinrabbit.io/loans/", "publisher": "CoinRabbit", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "launch_date", "notes": "Current first-party loan page states that CoinRabbit was founded in 2020." }, { "id": "cya_src_b29_0003", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000224", "source_type": "official_statement", "title": "CoinRabbit crypto savings account: a simple way to earn crypto", "url": "https://coinrabbit.io/blog/coinrabbit-earnings-interest-review/", "publisher": "CoinRabbit", "published_at": "2021-06-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party launch article for the CoinRabbit crypto savings account." }, { "id": "cya_src_b29_0004", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000225", "source_type": "official_statement", "title": "Introducing the CoinRabbit crypto app", "url": "https://coinrabbit.io/blog/introducing-the-coinrabbit-crypto-app-a-new-era-of-effortless-crypto-lending/", "publisher": "CoinRabbit", "published_at": "2025-08-04", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party mobile-app launch announcement." }, { "id": "cya_src_b29_0005", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000226", "source_type": "official_statement", "title": "CoinRabbit terms and conditions", "url": "https://coinrabbit.io/terms-of-use/", "publisher": "CoinRabbit", "published_at": "2026-05-18", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Current terms define the Earn product, collateral treatment, daily accrual, and withdrawal conditions." }, { "id": "cya_src_b29_0006", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000227", "source_type": "official_statement", "title": "CoinRabbit crypto savings account", "url": "https://coinrabbit.io/earn/", "publisher": "CoinRabbit", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coinrabbit.io/earn/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party Earn page describing daily accrual and flexible withdrawals." }, { "id": "cya_src_b29_0007", "platform_id": "cya_plat_000045", "event_id": "cya_ev_000227", "source_type": "official_statement", "title": "CoinRabbit crypto loans", "url": "https://coinrabbit.io/loans/", "publisher": "CoinRabbit", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coinrabbit.io/loans/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party loan page describing fixed and open-ended loans, collateral handling, and reserve claims." }, { "id": "cya_src_b29_0008", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000228", "source_type": "official_statement", "title": "The story of Nebeus", "url": "https://nebeus.com/about-us", "publisher": "Nebeus", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "launch_date", "notes": "Current first-party company history states that Nebeus was founded in 2014 as a crypto-lending platform." }, { "id": "cya_src_b29_0009", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000229", "source_type": "official_statement", "title": "Should you consider staking or renting your crypto?", "url": "https://blog.nebeus.com/should-you-consider-staking-or-renting-your-crypto/", "publisher": "Nebeus", "published_at": "2022-08-10", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "event", "notes": "First-party article documenting multiple Nebeus crypto-renting programs by August 2022." }, { "id": "cya_src_b29_0010", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000230", "source_type": "official_statement", "title": "Nebeus Renting Terms of Use", "url": "https://help.nebeus.com/en/legal/renting-terms-of-use", "publisher": "Nebeus", "published_at": "2026-05-24", "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Current terms describe retained user ownership, lockups, operational handling, providers, and product risks." }, { "id": "cya_src_b29_0011", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000230", "source_type": "official_statement", "title": "Nebeus Crypto Renting and Staking Agreement", "url": "https://support.nebeus.com/portal/en/kb/articles/crypto-renting-and-staking-agreement", "publisher": "Nebeus", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "ownership", "notes": "Older first-party agreement used a lease model and granted Nebeus broad operational use rights, showing a change in contractual structure." }, { "id": "cya_src_b29_0012", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000231", "source_type": "official_statement", "title": "Nebeus multi-currency crypto platform", "url": "https://nebeus.com/", "publisher": "Nebeus", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://nebeus.com/", "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party home page presenting active borrowing, earning, exchange, account, and card services." }, { "id": "cya_src_b29_0013", "platform_id": "cya_plat_000046", "event_id": "cya_ev_000231", "source_type": "official_statement", "title": "Overview of Nebeus Crypto Renting Programs", "url": "https://support.nebeus.com/portal/en/kb/articles/how-to-start-renting", "publisher": "Nebeus", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "status", "notes": "Current first-party overview of flexible and fixed Renting programs, reward frequency, and lockup differences." }, { "id": "cya_src_b29_0014", "platform_id": "cya_plat_000046", "event_id": null, "source_type": "official_statement", "title": "Nebeus Terms of Use", "url": "https://support.nebeus.com/portal/en/kb/articles/terms-of-use", "publisher": "Nebeus", "published_at": null, "archived_url": null, "accessed_at": "2026-08-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current general terms state that product-specific terms govern Renting, loans, wallets, cards, and other services." }, { "id": "cya_src_b30_0008", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000237", "source_type": "official_statement", "title": "What is Coinchange?", "url": "https://www.coinchange.io/help-center/what-is-coinchange", "publisher": "Coinchange", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party company history states that the proprietary platform reached market in Q3 2021 after two years of development." }, { "id": "cya_src_b30_0009", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000238", "source_type": "official_statement", "title": "Coinchange High Yield Account Terms", "url": "https://www.coinchange.io/br/hya-agreement", "publisher": "Coinchange", "published_at": "2021-08-11", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "Historical asset-management agreement governing the Coinchange Financials Yield Account." }, { "id": "cya_src_b30_0010", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000238", "source_type": "official_statement", "title": "Coinchange Terms and Conditions", "url": "https://www.coinchange.io/terms", "publisher": "Coinchange", "published_at": "2021-07-01", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "ownership", "notes": "Historical general terms describing account, wallet, fiat, suspension, and service conditions." }, { "id": "cya_src_b30_0011", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000239", "source_type": "official_statement", "title": "Coinchange customized yield solutions", "url": "https://www.coinchange.io/", "publisher": "Coinchange", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.coinchange.io/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current first-party page describing Earn, API, vault, business, and multi-strategy yield infrastructure." }, { "id": "cya_src_b30_0012", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000239", "source_type": "official_statement", "title": "Coinchange Earn Account for business", "url": "https://www.coinchange.io/products/earn-account-business", "publisher": "Coinchange", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page describing business Earn accounts and daily-compounding yield." }, { "id": "cya_src_b30_0013", "platform_id": "cya_plat_000048", "event_id": "cya_ev_000240", "source_type": "official_statement", "title": "Coinchange transparency and trust", "url": "https://www.coinchange.io/help-center/coinchange-transparency-and-trust", "publisher": "Coinchange", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "ownership", "notes": "First-party discussion of on-chain allocation, key-control claims, transparency reports, and planned trust-minimized products." }, { "id": "cya_src_b30_0001", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000232", "source_type": "official_statement", "title": "Matrixport: all-in-one digital asset financial services platform", "url": "https://www.matrixport.com/", "publisher": "Matrixport", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.matrixport.com/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "Current first-party company page states that Matrixport was founded in 2019 and describes its current business lines." }, { "id": "cya_src_b30_0002", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000233", "source_type": "official_statement", "title": "Matrixport App launches Lite version", "url": "https://blog.matrixport.com/announcements/matrixport-app-launches-lite-version/", "publisher": "Matrixport", "published_at": "2021-07-10", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement describing the Lite interface and then-current fixed-income yield products." }, { "id": "cya_src_b30_0003", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000234", "source_type": "official_statement", "title": "Matrixport Fixed-Income API reference", "url": "https://www.matrixport.com/docs/en-us/fixed_income.html", "publisher": "Matrixport", "published_at": "2022-05-27", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party API changelog and product documentation for fixed-income products and orders." }, { "id": "cya_src_b30_0004", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000235", "source_type": "official_statement", "title": "Matrixport launches non-liquidation loan product", "url": "https://blog.matrixport.com/announcements/matrixport-launches-non-liquidation-loan-product/", "publisher": "Matrixport", "published_at": "2022-06-01", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party product-launch announcement for an altcoin-collateralized stablecoin loan." }, { "id": "cya_src_b30_0005", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000236", "source_type": "official_statement", "title": "Matrixport Invest", "url": "https://www.matrixport.com/uni/invest", "publisher": "Matrixport", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current first-party page describing fixed income, flexible yield, structured products, and loan products." }, { "id": "cya_src_b30_0006", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000236", "source_type": "official_statement", "title": "Matrixport Fixed Income", "url": "https://helpcenter.matrixport.com/en/articles/10052260-fixed-income", "publisher": "Matrixport", "published_at": "2026-03-18", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current first-party description of yield sources, collateralized lending, flexible saving, return mechanics, and risk warnings." }, { "id": "cya_src_b30_0007", "platform_id": "cya_plat_000047", "event_id": "cya_ev_000236", "source_type": "official_statement", "title": "Matrixport Platform Terms and Conditions", "url": "https://www.matrixport.com/uni/term", "publisher": "Matrixport", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "General platform terms state that product-specific terms may apply and prevail, supporting a product-dependent interpretation." }, { "id": "cya_src_b31_0010", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000248", "source_type": "official_statement", "title": "Bake about us and company history", "url": "https://bake.io/about-us/", "publisher": "Bake", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bake.io/about-us/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party history states that Cake DeFi was founded in 2019 by Julian Hosp and U-Zyn Chua." }, { "id": "cya_src_b31_0011", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000249", "source_type": "official_statement", "title": "What is Cake DeFi?", "url": "https://blog.bake.io/what-is-cake-defi/", "publisher": "Cake DeFi / Bake", "published_at": "2020-10-20", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Historical first-party description of staking, institutional lending, and DeFiChain liquidity-mining products." }, { "id": "cya_src_b31_0012", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000250", "source_type": "official_statement", "title": "Cake DeFi is now Bake", "url": "https://blog.bake.io/cake-defi-is-now-bake/", "publisher": "Cake Group / Bake", "published_at": "2023-06-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party rebrand announcement identifying Bake as the renamed retail business under Cake Group." }, { "id": "cya_src_b31_0013", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000251", "source_type": "official_statement", "title": "Important update: suspension of crypto-asset trading services", "url": "https://blog.bake.io/important-update-suspension-of-crypto-asset-trading-services/", "publisher": "Bake", "published_at": "2026-03-28", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement of the 15 April 2026 service suspension, balance conversion, and withdrawal arrangements." }, { "id": "cya_src_b31_0014", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000251", "source_type": "official_statement", "title": "Temporary suspension of crypto-asset trading services", "url": "https://www.londonstockexchange.com/news-article/GST/temporary-suspension-of-crypto-trading-services/16954088", "publisher": "GSTechnologies Ltd / London Stock Exchange", "published_at": "2026-03-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Company market announcement confirming the group decision and stated MiCA alignment context." }, { "id": "cya_src_b31_0015", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000252", "source_type": "official_statement", "title": "Important update regarding Bake", "url": "https://app.bake.io/", "publisher": "Bake", "published_at": "2026-04-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current platform notice states that crypto services were suspended, crypto balances were converted to USD, and a custodial institution would handle safekeeping and withdrawals." }, { "id": "cya_src_b31_0016", "platform_id": "cya_plat_000050", "event_id": "cya_ev_000252", "source_type": "official_statement", "title": "Bake terms and conditions updated 15 April 2026", "url": "https://assets.bake.io/docs/TNC.pdf", "publisher": "Bake / Finferno Sp. z o.o.", "published_at": "2026-04-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current terms restrict the platform to account maintenance and USD withdrawals, block all crypto functionality, identify the Polish contracting entity, and provide for custodial handling and fees." }, { "id": "cya_src_b31_0017", "platform_id": "cya_plat_000050", "event_id": null, "source_type": "official_statement", "title": "Bake Savings", "url": "https://bake.io/services/savings/", "publisher": "Bake", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Historical/current product page describes centralized lending of customer assets and marketing claims including principal protection. Those claims are not treated as contractual guarantees." }, { "id": "cya_src_b31_0018", "platform_id": "cya_plat_000050", "event_id": null, "source_type": "official_statement", "title": "Bake Lending", "url": "https://bake.io/services/lending/", "publisher": "Bake", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Product page describes stablecoin lending through Compound and weekly processing. It is historical context after the April 2026 crypto-service suspension." }, { "id": "cya_src_b31_0019", "platform_id": "cya_plat_000050", "event_id": null, "source_type": "official_statement", "title": "Bake Lending risk disclosure", "url": "https://support.bake.io/en/articles/9743731-what-are-the-possible-risks-involved", "publisher": "Bake", "published_at": "2024-08-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party disclosure describes smart-contract, counterparty, liquidity, depegging, and fluctuating-reward risks for DeFi-powered Lending." }, { "id": "cya_src_b31_0001", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000241", "source_type": "official_statement", "title": "Comprehensive update on the current status of YieldNodes", "url": "https://yieldnodes.com/comprehensive-update-on-the-current-status-of-yieldnodes/", "publisher": "YieldNodes", "published_at": "2025-02-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party status update says YieldNodes was established around 2019." }, { "id": "cya_src_b31_0002", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000242", "source_type": "official_statement", "title": "How YieldNodes masternode rental services work", "url": "https://yieldnodes.com/how-yieldnodes-masternode-rental-services-really-work-in-detail/", "publisher": "YieldNodes", "published_at": "2022-11-19", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party explanation states that deposits were suspended after an exchange-account freeze and liquidity pressure. The causal explanation is recorded as an operator claim." }, { "id": "cya_src_b31_0003", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000243", "source_type": "official_statement", "title": "How YieldNodes masternode rental services work", "url": "https://yieldnodes.com/how-yieldnodes-masternode-rental-services-really-work-in-detail/", "publisher": "YieldNodes", "published_at": "2022-11-19", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party confirmation that withdrawals were paused in October 2022." }, { "id": "cya_src_b31_0004", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000243", "source_type": "community_reference", "title": "YieldNodes Legal investor recovery group", "url": "https://yieldnodes.legal/", "publisher": "YieldNodes Legal", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Affected-investor group states that payments stopped and investor funds were frozen. It is not treated as a neutral adjudication or proof of legal liability." }, { "id": "cya_src_b31_0005", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000244", "source_type": "official_statement", "title": "How YieldNodes masternode rental services work", "url": "https://yieldnodes.com/how-yieldnodes-masternode-rental-services-really-work-in-detail/", "publisher": "YieldNodes", "published_at": "2022-11-19", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party statement describes the restructuring and proposed DECENOMY asset strategy." }, { "id": "cya_src_b31_0006", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000245", "source_type": "official_statement", "title": "YieldNodes collection of NFTs ready for distribution", "url": "https://yieldnodes.com/yieldnodes-collection-of-nfts-are-now-primed-for-distribution/", "publisher": "YieldNodes", "published_at": "2023-07-09", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement that account-linked NFTs were ready for distribution." }, { "id": "cya_src_b31_0007", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000246", "source_type": "official_statement", "title": "YieldNodes NFT information and claim status", "url": "https://yieldnodes.com/nft/", "publisher": "YieldNodes", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "First-party page says the NFT claim phase ended on 31 December 2023 and describes later reissuance after a reported vulnerability." }, { "id": "cya_src_b31_0008", "platform_id": "cya_plat_000049", "event_id": "cya_ev_000247", "source_type": "official_statement", "title": "Comprehensive update on the current status of YieldNodes", "url": "https://yieldnodes.com/comprehensive-update-on-the-current-status-of-yieldnodes/", "publisher": "YieldNodes", "published_at": "2025-02-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "First-party update states that YieldNodes Pro remains contingent on resolving regulatory issues." }, { "id": "cya_src_b31_0009", "platform_id": "cya_plat_000049", "event_id": null, "source_type": "official_statement", "title": "YieldNodes imprint", "url": "https://yieldnodes.com/imprint/", "publisher": "YieldNodes / Exceptional Media Limited", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Current imprint identifies Exceptional Media Limited in Hong Kong as publisher. Historical contracting entities and jurisdictions require separate review." }, { "id": "cya_src_b32_0008", "platform_id": "cya_plat_000052", "event_id": "cya_ev_000257", "source_type": "official_statement", "title": "Bitbond company history", "url": "https://www.bitbond.com/company", "publisher": "Bitbond", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party company history states that Bitbond was founded in Berlin in 2013 and began as a regulated blockchain lending platform." }, { "id": "cya_src_b32_0009", "platform_id": "cya_plat_000052", "event_id": "cya_ev_000258", "source_type": "official_statement", "title": "What is the Bitbond STO?", "url": "https://www.bitbond.com/resources/what-is-the-bitbondsto", "publisher": "Bitbond", "published_at": "2019-03-05", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party description of the BB1 security-token issuer, intended use of proceeds, coupon structure, and relationship to SME loans on the Bitbond lending platform. Token rights are not equated with ordinary marketplace lender claims." }, { "id": "cya_src_b32_0010", "platform_id": "cya_plat_000052", "event_id": "cya_ev_000259", "source_type": "official_statement", "title": "Bitbond's State of the Union 2020", "url": "https://www.bitbond.com/resources/bitbonds-state-of-the-union-2020", "publisher": "Bitbond", "published_at": "2020-05-28", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "First-party update says Bitbond shifted toward tokenized securities, returned its asset-broker licence, stopped further loan origination, and continued administering the existing SME loan portfolio." }, { "id": "cya_src_b32_0011", "platform_id": "cya_plat_000052", "event_id": null, "source_type": "official_statement", "title": "Bitbond tokenization infrastructure", "url": "https://www.bitbond.com/", "publisher": "Bitbond", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitbond.com/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "status", "notes": "Current official site presents Bitbond as institutional tokenization infrastructure. It supports classifying the historical lending marketplace as ended while keeping the current company outside that failure classification." }, { "id": "cya_src_b32_0001", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000253", "source_type": "news_article", "title": "Bitcoin loan platform BitLendingClub to shut down", "url": "https://www.coindesk.com/markets/2016/12/02/bitcoin-loan-platform-bitlendingclub-to-shut-down", "publisher": "CoinDesk", "published_at": "2016-12-02", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "launch_date", "notes": "Contemporaneous coverage states that the platform launched in May 2014 and later announced a shutdown. The exact launch day was not provided." }, { "id": "cya_src_b32_0002", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000254", "source_type": "news_article", "title": "Bitcoin-based P2P lending platform BitLendingClub shuts down", "url": "https://debanked.com/2016/12/bitcoin-based-p2p-lending-platform-bitlendingclub-shuts-down/", "publisher": "deBanked", "published_at": "2016-12-02", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "event", "notes": "Retrospective coverage records the September 2015 change to Loanbase and the later return to the BitLendingClub name." }, { "id": "cya_src_b32_0003", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000254", "source_type": "archive_capture", "title": "Archived Loanbase website captures", "url": "https://web.archive.org/web/*/https://loanbase.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://loanbase.com/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "url_history", "notes": "Archive index preserving the temporary Loanbase domain and brand history. Individual captures require date-specific review before quoting page content." }, { "id": "cya_src_b32_0004", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000255", "source_type": "news_article", "title": "Bitcoin lending platform hacked, users lose funds", "url": "https://www.securityweek.com/bitcoin-lending-platform-hacked-users-lose-funds/", "publisher": "SecurityWeek", "published_at": "2016-02-10", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "event", "notes": "Reports exploitation of the platform's WordPress installation, unauthorized account access, confirmed customer losses, and varying estimates of total exposure." }, { "id": "cya_src_b32_0005", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000256", "source_type": "news_article", "title": "Bitcoin loan platform BitLendingClub to shut down", "url": "https://www.coindesk.com/markets/2016/12/02/bitcoin-loan-platform-bitlendingclub-to-shut-down", "publisher": "CoinDesk", "published_at": "2016-12-02", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "event", "notes": "Reports the regulatory-pressure explanation, stop to new marketplace activity, and expected 2017 closure timetable." }, { "id": "cya_src_b32_0006", "platform_id": "cya_plat_000051", "event_id": "cya_ev_000256", "source_type": "news_article", "title": "Regulatory forces cause BitLendingClub to close", "url": "https://news.bitcoin.com/regulatory-forces-bitlendingclub-close/", "publisher": "Bitcoin.com News", "published_at": "2016-12-03", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Reproduces the operator's wind-down timetable: no new registrations, loans, or investments, continued borrower repayment, and a post-repayment withdrawal period. It does not prove final completion." }, { "id": "cya_src_b32_0007", "platform_id": "cya_plat_000051", "event_id": null, "source_type": "archive_capture", "title": "Archived BitLendingClub website captures", "url": "https://web.archive.org/web/*/https://bitlendingclub.com/", "publisher": "Internet Archive", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitlendingclub.com/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Archive index for the historical marketplace domain. The current domain state is not treated as evidence of customer repayment or final legal dissolution." }, { "id": "cya_src_b33_0001", "platform_id": "cya_plat_000053", "event_id": "cya_ev_000260", "source_type": "official_statement", "title": "BitMart Earn Fixed Savings Introduction", "url": "https://www.bitmart.com/en-US/support/articles/7923156042395/7923883930651/7612031451547", "publisher": "BitMart", "published_at": "2022-08-12", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party introduction to the BitMart Earn hub and fixed Savings products. It is used as the earliest reviewed product-specific date, not proof of the launch date for every Earn feature." }, { "id": "cya_src_b33_0002", "platform_id": "cya_plat_000053", "event_id": null, "source_type": "official_statement", "title": "BitMart Savings product page", "url": "https://www.bitmart.com/en-US/savings", "publisher": "BitMart", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitmart.com/en-US/savings", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Describes flexible and fixed Savings, interest calculation, transfers from Spot Wallet to Earn account, and redemption back to Spot Wallet. Marketing language is not treated as a guarantee of principal or return." }, { "id": "cya_src_b33_0003", "platform_id": "cya_plat_000053", "event_id": null, "source_type": "official_statement", "title": "BitMart Staking product page", "url": "https://www.bitmart.com/en-US/staking", "publisher": "BitMart", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitmart.com/en-US/staking", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "entity", "notes": "Describes transfers from Spot Wallet to Earn Wallet and states that assets may be used for on-chain staking or other supported earning activities." }, { "id": "cya_src_b33_0004", "platform_id": "cya_plat_000053", "event_id": null, "source_type": "official_statement", "title": "BitMart User Agreement", "url": "https://www.bitmart.com/en-US/support/articles/21383985713435/21384004345627/115004890354", "publisher": "BitMart", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "The Savings provisions state that subscribed assets may be used for operating purposes, including loans to clients or affiliates, and distinguish flexible from fixed redemption conditions." }, { "id": "cya_src_b33_0005", "platform_id": "cya_plat_000053", "event_id": null, "source_type": "official_statement", "title": "Terms and Conditions for BitMart Crypto Loans", "url": "https://www.bitmart.com/en-US/support/articles/21383985713435/21384004345627/38509639043867", "publisher": "BitMart", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "Describes collateral control, repayment obligations, emergency suspension rights, and optional Flexible Savings yield on frozen collateral." }, { "id": "cya_src_b33_0006", "platform_id": "cya_plat_000053", "event_id": "cya_ev_000261", "source_type": "official_statement", "title": "Important Notice Regarding the Orderly Cessation of BitMart Operations", "url": "https://bitmart.zendesk.com/hc/en-us/articles/53544595916059-Important-Notice-Regarding-the-Orderly-Cessation-of-BitMart-Operations", "publisher": "BitMart", "published_at": "2026-07-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the orderly wind-down announcement and phased discontinuation of Earn, Staking, Lending, and other products." }, { "id": "cya_src_b33_0007", "platform_id": "cya_plat_000053", "event_id": "cya_ev_000262", "source_type": "official_statement", "title": "BitMart wind-down restrictions beginning 26 July 2026", "url": "https://bitmart.zendesk.com/hc/en-us/articles/53544595916059-Important-Notice-Regarding-the-Orderly-Cessation-of-BitMart-Operations", "publisher": "BitMart", "published_at": "2026-07-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the gradual suspension of registration, deposits, new orders, new positions, and automated trading services while withdrawals remained available subject to review." }, { "id": "cya_src_b33_0008", "platform_id": "cya_plat_000053", "event_id": "cya_ev_000263", "source_type": "official_statement", "title": "BitMart trading cessation schedule for 26 August 2026", "url": "https://bitmart.zendesk.com/hc/en-us/articles/53544595916059-Important-Notice-Regarding-the-Orderly-Cessation-of-BitMart-Operations", "publisher": "BitMart", "published_at": "2026-07-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the scheduled future trading cessation. The evidence records an announced deadline, not completed cessation as of the review date." }, { "id": "cya_src_b33_0009", "platform_id": "cya_plat_000053", "event_id": "cya_ev_000264", "source_type": "official_statement", "title": "BitMart formal platform termination schedule for 31 January 2027", "url": "https://bitmart.zendesk.com/hc/en-us/articles/53544595916059-Important-Notice-Regarding-the-Orderly-Cessation-of-BitMart-Operations", "publisher": "BitMart", "published_at": "2026-07-26", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the scheduled future platform termination and planned limited post-termination account and withdrawal access." }, { "id": "cya_src_b33_0010", "platform_id": "cya_plat_000054", "event_id": "cya_ev_000265", "source_type": "official_statement", "title": "11.11.2022. KriptoEarn - Important announcement", "url": "https://help.kriptomat.io/en/articles/6729269-11-11-2022-kriptoearn-important-announcement", "publisher": "Kriptomat", "published_at": "2022-11-11", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for the temporary pause, disabled new deposits, planned transfer of principal and rewards through 10 November to regular wallets, partner-risk explanation, and Kriptomat's statement that it had no liquidity issue." }, { "id": "cya_src_b33_0011", "platform_id": "cya_plat_000054", "event_id": null, "source_type": "official_statement", "title": "KriptoEarn Staking Services Terms of Use", "url": "https://kriptomat.io/kriptoearn-terms-of-use/", "publisher": "Kriptomat", "published_at": "2023-04-26", "archived_url": "https://web.archive.org/web/*/https://kriptomat.io/kriptoearn-terms-of-use/", "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "ownership", "notes": "Version 4.0 states that users remain sole owners of qualified virtual currencies while authorizing Kriptomat to use them for protocol staking, subject to protocol-specific deposit and withdrawal periods, dynamic rewards, fees, and service suspension rights." }, { "id": "cya_src_b33_0012", "platform_id": "cya_plat_000054", "event_id": "cya_ev_000266", "source_type": "official_statement", "title": "Kriptomat to Wind Down Operations by 30 June 2026", "url": "https://kriptomat.io/kriptomat-to-wind-down-operations-by-30-june-2026-and-what-comes-next-for-our-customers/", "publisher": "Kriptomat", "published_at": "2026-05-19", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "failure_reason", "notes": "Primary source for the withdrawn MiCA authorisation application, planned 30 June cessation, claimed solvency and withdrawal availability, Kraken transition option, and continued support for residual obligations." }, { "id": "cya_src_b33_0013", "platform_id": "cya_plat_000054", "event_id": "cya_ev_000267", "source_type": "official_statement", "title": "Kriptomat wind-down information hub", "url": "https://kriptomat.io/wind-down/", "publisher": "Kriptomat", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Current first-party hub marks the phase terminating KriptoEarn positions and the 30 June service deadline as completed, states that assets were moved to main wallets, and describes read-only and manual withdrawal treatment for residual accounts." }, { "id": "cya_src_b33_0014", "platform_id": "cya_plat_000054", "event_id": "cya_ev_000267", "source_type": "official_statement", "title": "Kriptomat Terms of Service during wind-down", "url": "https://kriptomat.io/terms-and-conditions/", "publisher": "Kriptomat", "published_at": null, "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current terms describe cessation of regulated services after 30 June 2026, residual administration and asset-return activities, service restrictions, inactive-account and manual-processing fees, and continued compliance checks during wind-down." }, { "id": "cya_src_b34_0006", "platform_id": "cya_plat_000056", "event_id": null, "source_type": "official_statement", "title": "AAX described flexible and fixed crypto savings products", "url": "https://medium.com/aaxexchange/crypto-savings-on-aax-and-the-power-of-compounding-aax-academy-9981aff30711", "publisher": "AAX", "published_at": "2021-08-23", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party AAX Academy description of flexible savings and fixed-duration savings products, including advertised APY examples. Marketing examples do not establish asset segregation, customer legal title, underlying deployment, or principal protection." }, { "id": "cya_src_b34_0007", "platform_id": "cya_plat_000056", "event_id": null, "source_type": "official_statement", "title": "AAX described the AAB Plus interest-earning service", "url": "https://medium.com/aaxexchange/aab-plus-explained-earning-interest-on-crypto-aax-academy-b31a514e2e6e", "publisher": "AAX", "published_at": "2020-08-21", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party description of fixed and flexible AAB-token savings rewards. It is preserved as a distinct token-linked yield product rather than merged with every AAX savings balance." }, { "id": "cya_src_b34_0008", "platform_id": "cya_plat_000056", "event_id": "cya_ev_000272", "source_type": "news_article", "title": "AAX withdrawal freeze and reported police liquidity findings", "url": "https://www.thestandard.com.hk/news/article/198519/Police-arrested-two-men-in-crypto-exchange-AAX-related-case", "publisher": "The Standard", "published_at": "2022-12-24", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "event", "notes": "Reports the November withdrawal suspension, AAX's system-upgrade explanation and later police statements about liquidity. Operator and police explanations remain separately attributed." }, { "id": "cya_src_b34_0009", "platform_id": "cya_plat_000056", "event_id": "cya_ev_000273", "source_type": "news_article", "title": "Hong Kong police arrests in AAX-related case", "url": "https://www.thestandard.com.hk/news/article/198519/Police-arrested-two-men-in-crypto-exchange-AAX-related-case", "publisher": "The Standard", "published_at": "2022-12-24", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "medium", "claim_scope": "event", "notes": "Reports arrests, frozen accounts, complaints and police allegations. No conviction, final loss total or liability finding is inferred." }, { "id": "cya_src_b34_0010", "platform_id": "cya_plat_000056", "event_id": "cya_ev_000274", "source_type": "court_document", "title": "Singapore High Court grounds for winding up AAX Asia and AAX Singapore", "url": "https://www.elitigation.sg/gd/s/2023_SGHC_324", "publisher": "Supreme Court of Singapore", "published_at": "2023-11-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary court source for the winding-up orders, effective date, inability to pay debts, lack of available assets and appointment of a liquidator for multi-jurisdictional investigation." }, { "id": "cya_src_b34_0011", "platform_id": "cya_plat_000056", "event_id": null, "source_type": "court_document", "title": "AAX customer records and contracting-entity uncertainty", "url": "https://www.elitigation.sg/gd/s/2023_SGHC_324", "publisher": "Supreme Court of Singapore", "published_at": "2023-11-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "The court records that customer records were missing and customers did not know which AAX entities they contracted with. This supports an unclear terms and creditor-entity classification, not one uniform ownership conclusion." }, { "id": "cya_src_b34_0001", "platform_id": "cya_plat_000055", "event_id": null, "source_type": "regulatory_notice", "title": "ASIC describes the Finder Earn product structure", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2022-releases/22-359mr-finder-wallet-sued-for-alleged-unlicensed-conduct-and-inadequate-risk-disclosure-over-finder-earn-product/", "publisher": "Australian Securities and Investments Commission", "published_at": "2022-12-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "terms_risk", "notes": "Primary regulatory description of customer Australian-dollar deposits, conversion to TAUD, allocation to Finder Wallet for its own working capital, and annual compounding returns of 4.01% or 6.01%. It does not by itself establish a complete legal-title or insolvency analysis." }, { "id": "cya_src_b34_0002", "platform_id": "cya_plat_000055", "event_id": "cya_ev_000268", "source_type": "regulatory_notice", "title": "Finder Earn ceased and all customer funds were returned", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2022-releases/22-359mr-finder-wallet-sued-for-alleged-unlicensed-conduct-and-inadequate-risk-disclosure-over-finder-earn-product/", "publisher": "Australian Securities and Investments Commission", "published_at": "2022-12-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "customer_outcome", "notes": "ASIC states that Finder Wallet ceased offering Finder Earn from 24 November 2022 and that all funds were returned in full to customers." }, { "id": "cya_src_b34_0003", "platform_id": "cya_plat_000055", "event_id": "cya_ev_000269", "source_type": "regulatory_notice", "title": "ASIC commenced proceedings concerning Finder Earn", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2022-releases/22-359mr-finder-wallet-sued-for-alleged-unlicensed-conduct-and-inadequate-risk-disclosure-over-finder-earn-product/", "publisher": "Australian Securities and Investments Commission", "published_at": "2022-12-15", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary source for ASIC's civil allegations. Later court decisions rejected the debenture contention, so the allegations are not treated as upheld breaches." }, { "id": "cya_src_b34_0004", "platform_id": "cya_plat_000055", "event_id": "cya_ev_000270", "source_type": "regulatory_notice", "title": "Federal Court found Finder Earn was not a financial product", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2024-releases/24-045mr-federal-court-finds-finder-earn-product-was-not-a-financial-product/", "publisher": "Australian Securities and Investments Commission", "published_at": "2024-03-14", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "ASIC's notice reporting that the Federal Court rejected the debenture contention and dismissed the unlicensed-financial-services case." }, { "id": "cya_src_b34_0005", "platform_id": "cya_plat_000055", "event_id": "cya_ev_000271", "source_type": "regulatory_notice", "title": "Full Federal Court dismissed ASIC's Finder Wallet appeal", "url": "https://www.asic.gov.au/about-asic/news-centre/find-a-media-release/2025-releases/25-147mr-asic-s-appeal-against-finder-wallet-decision-dismissed/", "publisher": "Australian Securities and Investments Commission", "published_at": "2025-07-24", "archived_url": null, "accessed_at": "2026-08-05", "reliability": "high", "claim_scope": "event", "notes": "Primary regulator notice reporting the appeal dismissal, the upheld finding that Finder Earn was not a debenture, and the Finder Wallet rename to Wallet Ventures Pty Ltd." }, { "id": "cya_src_b35_0001", "platform_id": "cya_plat_000057", "event_id": "cya_ev_000275", "source_type": "news_article", "title": "Brazil's Bluebenx crypto platform suspends withdrawals", "url": "https://thepaypers.com/cryptocurrencies/brazils-bluebenx-crypto-platform-suspends-withdrawals--1257991", "publisher": "The Paypers", "published_at": "2022-08-16", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting reproduces BlueBenx's customer communication that BlueBenx Finance products, including withdrawals, redemptions, deposits and transfers, were suspended. The company's claimed hack is preserved as an attributed explanation, not independently verified by CYA." }, { "id": "cya_src_b35_0002", "platform_id": "cya_plat_000057", "event_id": "cya_ev_000276", "source_type": "regulatory_notice", "title": "CVM suspends BlueBenx crypto-linked collective investment offerings", "url": "https://www.gov.br/cvm/pt-br/assuntos/noticias/2022/cvm-suspende-oferta-de-contratos-de-investimento-coletivo-em-criptoativos-realizada-por-blubenx-tecnologia-financeira-s-a/", "publisher": "Comissão de Valores Mobiliários", "published_at": "2022-11-30", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Primary regulator notice identifying Bluebenx Tecnologia Financeira S.A., naming BlueBenx investment products including CriptoSavings and DeFi term products, and ordering the public offering activity stopped. Investigation-stage fraud indications in this notice are not treated as final findings." }, { "id": "cya_src_b35_0003", "platform_id": "cya_plat_000057", "event_id": "cya_ev_000277", "source_type": "regulatory_notice", "title": "CVM sanctions BlueBenx for unregistered public securities offering", "url": "https://www.gov.br/cvm/pt-br/assuntos/noticias/2024/cvm-condena-acusados-por-realizacao-de-oferta-publica-e-exercicio-de-administracao-de-carteira-de-valores-mobiliarios-irregulares/", "publisher": "Comissão de Valores Mobiliários", "published_at": "2024-09-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Primary CVM notice reporting the unanimous administrative decision and fines against Bluebenx Tecnologia Financeira S.A. and Roberto Cardassi for a public securities offering without registration or exemption." }, { "id": "cya_src_b35_0004", "platform_id": "cya_plat_000057", "event_id": "cya_ev_000278", "source_type": "regulatory_notice", "title": "CVM resumes judgment and sanctions BlueBenx for fraudulent operation and unregistered offering", "url": "https://www.gov.br/cvm/pt-br/assuntos/noticias/2025/cvm-retoma-sessoes-de-julgamento-com-retornos-de-vista-do-diretor-joao-accioly", "publisher": "Comissão de Valores Mobiliários", "published_at": "2025-08-06", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Primary CVM notice reporting the unanimous 5 August 2025 administrative decision sanctioning Bluebenx Tecnologia Financeira S.A. for fraudulent securities-market operations and an unregistered public offering. The notice states the sanctions were appealable with suspensive effect. This is not described as a criminal fraud conviction." }, { "id": "cya_src_b35_0010", "platform_id": "cya_plat_000057", "event_id": "cya_ev_000278", "source_type": "regulatory_notice", "title": "CVM report records BlueBenx's stated DeFi yield mechanics", "url": "https://www.gov.br/cvm/pt-br/assuntos/noticias/anexos/2025/20250519-pas-cvm-19957-004388-2023-41-relatorio-diretor-otto-lobo.pdf", "publisher": "Comissão de Valores Mobiliários", "published_at": "2025-05-19", "archived_url": null, "accessed_at": "2026-08-28", "reliability": "high", "claim_scope": "event", "notes": "Primary CVM case report records BlueBenx's own explanation that its DeFi tokens were said to remunerate holders from liquidity generated in decentralized-finance systems and from staking, with yield determined by the DeFi platform and no guarantee as to that remuneration. The report also records BlueBenx's claimed 0.3% trading/intermediation commission and 1.25% exit fee. These are attributed product-mechanics statements preserved from the regulatory record; they do not establish principal protection, realized customer returns, segregation, or recovery after the 2022 suspension." }, { "id": "cya_src_b35_0005", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000279", "source_type": "official_statement", "title": "Hotbit closes TIME T+1 DeFi Farm investment product", "url": "https://hotbit.zendesk.com/hc/en-us/articles/12115799863063-Hotbit-s-Announcement-on-the-Close-of-TIME-T-1-DeFi-Farm-Investment-Product-on-February-2nd-2023", "publisher": "Hotbit Support", "published_at": "2023-02-02", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice states subscription closed on 2 February, remaining positions would be automatically redeemed on 3 February, and users could check their investment accounts on 4 February. It does not establish external withdrawal completion." }, { "id": "cya_src_b35_0006", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000280", "source_type": "official_statement", "title": "Hotbit closes multiple T+1 DeFi Farm investment products", "url": "https://hotbit.zendesk.com/hc/en-us/articles/12910104017943-Hotbit-s-Announcement-on-the-Close-of-IOTX-REEF-WOO-BOTTO-OOE-EOS-and-ALICE-T-1-DeFi-Farm-Investment-Products-on-March-7th-2023", "publisher": "Hotbit Support", "published_at": "2023-03-07", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice lists IOTX, REEF, WOO, BOTTO, OOE, EOS and ALICE T+1 DeFi Farm products, closes subscriptions, schedules automatic redemption, and says balances can then be checked in the investment account." }, { "id": "cya_src_b35_0007", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000281", "source_type": "official_statement", "title": "Hotbit closes SPS staking investment product", "url": "https://hotbit.zendesk.com/hc/en-us/articles/14061339820951-Hotbit-s-Announcement-on-the-Close-of-SPS-T-8-Staking-Investment-Product-on-April-21st-2023", "publisher": "Hotbit Support", "published_at": "2023-04-21", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice documents closure and automatic redemption. The article title calls the product T+8 while the body calls it T+28, so CYA does not resolve the inconsistent term label by guesswork." }, { "id": "cya_src_b35_0008", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000282", "source_type": "news_article", "title": "Crypto Trading Platform Hotbit Terminates CEX Operations", "url": "https://www.coindesk.com/business/2023/05/22/crypto-trading-platform-hotbit-terminates-cex-operations", "publisher": "CoinDesk", "published_at": "2023-05-22", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report states Hotbit terminated centralized-exchange operations and users had until 04:00 UTC on 21 June to withdraw assets. The deadline does not prove withdrawal completion." }, { "id": "cya_src_b35_0009", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000282", "source_type": "news_article", "title": "Hotbit Shutters Crypto Exchange, Urges Users to Withdraw Funds", "url": "https://decrypt.co/140913/hotbit-shutters-crypto-exchange-urges-users-withdraw-funds", "publisher": "Decrypt", "published_at": "2023-05-22", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "medium", "claim_scope": "event", "notes": "Independent contemporaneous report quotes Hotbit's shutdown statement: CEX operations would stop from 04:00 UTC on 22 May and users were asked to withdraw remaining assets by 04:00 UTC on 21 June." }, { "id": "cya_src_b35_0011", "platform_id": "cya_plat_000058", "event_id": "cya_ev_000366", "source_type": "database_reference", "title": "Hotbit announcement archive reproduces DF asset compensation rounds", "url": "https://blockspot.io/exchange/hotbit/", "publisher": "Blockspot.io", "published_at": null, "archived_url": null, "accessed_at": "2026-08-28", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Secondary archival/index page reproduces dated Hotbit notices. The 30 June 2023 notice describes a proportional USDC/HTB compensation plan for DF asset holders; 31 August says a new compensation round would be conducted for all DF asset users that day; 18 September describes a final round for DF asset accounts. CYA uses this to establish that Hotbit announced multiple DF-account compensation rounds, not to establish a universal recovery percentage, full repayment, or completion for every eligible holder." }, { "id": "cya_src_b36_0001", "platform_id": "cya_plat_000059", "event_id": null, "source_type": "archive_capture", "title": "FTX App Earn", "url": "https://web.archive.org/web/20221127164753/https://help.ftx.com/hc/en-us/articles/10573545824532-FTX-App-Earn", "publisher": "FTX", "published_at": null, "archived_url": "https://web.archive.org/web/20221127164753/https://help.ftx.com/hc/en-us/articles/10573545824532-FTX-App-Earn", "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Archived first-party support page for the FTX App Earn program. Used to establish that the FTX-branded mobile product paid yield on supported balances and to preserve the historical product identity." }, { "id": "cya_src_b36_0002", "platform_id": "cya_plat_000059", "event_id": "cya_ev_000283", "source_type": "official_statement", "title": "Account Balances and Transactions", "url": "https://support.ftx.com/hc/en-us/articles/16845301546004-Account-Balances-and-Transactions", "publisher": "FTX", "published_at": "2024-06-05", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Current FTX claims support states that balances and transaction histories are reflected through 11 November 2022 and include amounts earned from staking or participation in the Earn program. It also states that account data are read-only." }, { "id": "cya_src_b36_0003", "platform_id": "cya_plat_000059", "event_id": "cya_ev_000283", "source_type": "official_statement", "title": "FTX Receives Court Approval for First Day Motions", "url": "https://www.prnewswire.com/news-releases/ftx-receives-court-approval-for-first-day-motions-301685748.html", "publisher": "FTX", "published_at": "2022-11-22", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "FTX-provided release states that FTX Trading Ltd. and affiliated debtors filed Chapter 11 petitions on 11 November 2022 and identifies Kroll as the official claims agent." }, { "id": "cya_src_b36_0004", "platform_id": "cya_plat_000059", "event_id": "cya_ev_000284", "source_type": "official_statement", "title": "FTX Commences Initial Distributions to Convenience Class and Sets Next Distribution", "url": "https://www.prnewswire.com/news-releases/ftx-commences-initial-distributions-to-convenience-class-and-sets-next-distribution-302379212.html", "publisher": "FTX and FTX Recovery Trust", "published_at": "2025-02-18", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "customer_outcome", "notes": "FTX-provided release confirms that initial bankruptcy-plan distributions commenced on 18 February 2025 for eligible allowed Convenience Class claims. It is not product-specific recovery evidence for FTX Earn." }, { "id": "cya_src_b36_0005", "platform_id": "cya_plat_000059", "event_id": null, "source_type": "official_statement", "title": "Distributions Dashboard FAQs", "url": "https://support.ftx.com/hc/en-us/articles/34522100742804-Distributions-Dashboard-FAQs", "publisher": "FTX", "published_at": "2026-07-24", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Current FTX support describes ongoing claim reconciliation and distribution eligibility. It also states that FTX EU customers with pending cryptocurrency withdrawals on 11 November 2022 should have filed claims in the U.S. bankruptcy proceedings for those pending withdrawals. This is direct evidence that withdrawal impairment existed by the petition-date context for at least an identified FTX affiliate/customer cohort; CYA does not infer one exact global withdrawal-halt start date or one contracting entity for every FTX Earn user. Distribution status remains claim-class and eligibility dependent, so no universal FTX Earn recovery result is assigned." }, { "id": "cya_src_b36_0006", "platform_id": "cya_plat_000060", "event_id": "cya_ev_000285", "source_type": "official_statement", "title": "Liquid selects Celsius to offer crypto yield to its customers", "url": "https://www.prnewswire.com/news-releases/the-liquid-crypto-exchange-selects-celsius-to-offer-crypto-yield-to-its-customers-301278865.html", "publisher": "Celsius Network", "published_at": "2021-04-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Partner announcement states that Liquid customers gained access to Celsius's compounding-yield model, with weekly payouts, no lock-in and no minimum balance. It establishes the customer-facing product but not one universal custody or creditor structure." }, { "id": "cya_src_b36_0007", "platform_id": "cya_plat_000060", "event_id": "cya_ev_000286", "source_type": "official_statement", "title": "I am unable to access my funds", "url": "https://help.liquid.com/en/articles/8018542-i-am-unable-to-access-my-funds", "publisher": "Liquid Exchange", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current Liquid support says deposits, trading and withdrawals of fiat and crypto assets have been suspended for an extended period in connection with the U.S. Chapter 11 proceedings of parent FTX Trading Ltd. and related affiliates." }, { "id": "cya_src_b36_0008", "platform_id": "cya_plat_000060", "event_id": null, "source_type": "official_statement", "title": "Chapter 11 - should I make a claim?", "url": "https://help.liquid.com/en/articles/8018547-chapter-11-should-i-make-a-claim", "publisher": "Liquid Exchange", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Liquid directs customers to make a claim and to follow the FTX restructuring process while stating that deposits, trading and withdrawals remain unavailable pending further updates." }, { "id": "cya_src_b36_0009", "platform_id": "cya_plat_000060", "event_id": "cya_ev_000286", "source_type": "news_article", "title": "Liquid Global, Crypto Exchange Owned by FTX, Halts Withdrawals", "url": "https://www.coindesk.com/business/2022/11/15/liquid-global-crypto-exchange-bailed-out-by-ftx-halts-withdrawals", "publisher": "CoinDesk", "published_at": "2022-11-15", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report provides the 15 November 2022 timing and states that Liquid Global halted both fiat and crypto withdrawals after the FTX Chapter 11 filing." }, { "id": "cya_src_b37_0001", "platform_id": "cya_plat_000061", "event_id": "cya_ev_000287", "source_type": "official_statement", "title": "Earn program (Staking)", "url": "https://support.swyftx.com/en/articles/12526691-earn-program-staking", "publisher": "Swyftx", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Current first-party support states that Earn, previously named Staking, closed on 10 January 2023 because of changing regulatory requirements and that assets held in Earn wallets were returned to users' trade wallets together with earned interest. Used for the product closure and product-level return outcome; it is not evidence that every user completed an external withdrawal." }, { "id": "cya_src_b37_0002", "platform_id": "cya_plat_000061", "event_id": "cya_ev_000287", "source_type": "news_article", "title": "Swyftx closes Earn product amid regulatory uncertainty", "url": "https://www.smartcompany.com.au/finance/swyftx-closure-of-earn/", "publisher": "SmartCompany", "published_at": "2023-01-09", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting corroborates Swyftx's closure of the high-interest Earn product and regulatory-uncertainty context. It is secondary evidence and is not used to infer an enforcement action against Swyftx Earn." }, { "id": "cya_src_b37_0003", "platform_id": "cya_plat_000061", "event_id": null, "source_type": "official_statement", "title": "Swyftx Terms of Use", "url": "https://swyftx.com/terms-of-use/", "publisher": "Swyftx", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party terms support the continuing identity of the Swyftx exchange and operator boundary. They are not treated as proof of the historical Earn product's 2022 terms, custody model, yield mechanism or ownership treatment." }, { "id": "cya_src_b38_0001", "platform_id": "cya_plat_000062", "event_id": "cya_ev_000288", "source_type": "official_statement", "title": "Pool-X Is Upgraded to KuCoin Earn", "url": "https://www.kucoin.com/it/news/en-pool-x-is-upgraded-to-kucoin-earn", "publisher": "KuCoin", "published_at": "2021-12-20", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement establishing the 22 December 2021 Pool-X-to-KuCoin Earn product-brand transition and related account/product naming changes." }, { "id": "cya_src_b38_0002", "platform_id": "cya_plat_000062", "event_id": null, "source_type": "official_statement", "title": "KuCoin Earn", "url": "https://www.kucoin.com/earn", "publisher": "KuCoin", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page confirming KuCoin Earn remains active and describing its current product categories and redemption behavior." }, { "id": "cya_src_b38_0003", "platform_id": "cya_plat_000062", "event_id": "cya_ev_000289", "source_type": "official_statement", "title": "KuCoin Earn Flexible Product Integration Upgrade", "url": "https://www.kucoin.com/announcement/en-kucoin-earn-flexible-product-integration-upgrade", "publisher": "KuCoin", "published_at": "2026-07-29", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice documenting the July 2026 consolidation of Simple Earn Savings, Simple Earn Flexible and Crypto Lending Pro into Simple Earn Flexible." }, { "id": "cya_src_b38_0004", "platform_id": "cya_plat_000062", "event_id": null, "source_type": "official_statement", "title": "KuCoin Earn support guide", "url": "https://www.kucoin.com/support/25871143292057", "publisher": "KuCoin", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party support guide describing KuCoin Earn access, product categories, subscription, redemption and account presentation. Used for current product boundary; not treated as one universal legal-title or yield-source term." }, { "id": "cya_src_b38_0005", "platform_id": "cya_plat_000063", "event_id": "cya_ev_000290", "source_type": "official_statement", "title": "Getting started with Simple Earn", "url": "https://www.okx.com/en-ae/help/getting-started-with-coins", "publisher": "OKX", "published_at": "2022-11-14", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party guide establishing that Simple Earn was part of OKX's Earn suite by 14 November 2022. The publication date is not asserted as the exact product launch date." }, { "id": "cya_src_b38_0006", "platform_id": "cya_plat_000063", "event_id": null, "source_type": "official_statement", "title": "Simple Earn User Agreement", "url": "https://www.okx.com/en-sg/help/simple-earn-user-agreement", "publisher": "OKX", "published_at": "2023-05-23", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party terms documenting fixed and flexible Simple Earn, deposits into the service, borrowing-demand matching, redemption rules, and the statement that Simple Earn is not principal-protected. Applicability depends on the user's OKX entity and jurisdiction." }, { "id": "cya_src_b38_0007", "platform_id": "cya_plat_000063", "event_id": "cya_ev_000291", "source_type": "official_statement", "title": "Get to know OKX Simple Earn Fixed product", "url": "https://www.okx.com/en-gb/help/get-to-know-okx-simple-earn-fixed-product", "publisher": "OKX", "published_at": "2024-06-05", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party article stating Simple Earn Fixed became available to all eligible users from 30 May 2024 and describing fixed-term lending-order matching and interest accrual." }, { "id": "cya_src_b38_0008", "platform_id": "cya_plat_000063", "event_id": null, "source_type": "official_statement", "title": "Crypto Simple Earn", "url": "https://www.okx.com/earn/simple-earn", "publisher": "OKX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page confirming Simple Earn remains active with flexible and fixed offerings and describing lending-based return and redemption mechanics." }, { "id": "cya_src_b39_0001", "platform_id": "cya_plat_000064", "event_id": "cya_ev_000292", "source_type": "official_statement", "title": "Gate Simple Earn Bonus Feast: Enjoy A 10% Boost on Your Earnings!", "url": "https://www.gate.com/announcements/article/36801", "publisher": "Gate", "published_at": "2024-05-27", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party promotion establishing that Gate Simple Earn was operating by 27 May 2024. Used as a verified-existence milestone, not as the product's exact launch date." }, { "id": "cya_src_b39_0002", "platform_id": "cya_plat_000064", "event_id": "cya_ev_000293", "source_type": "official_statement", "title": "Gate Simple Earn Interest Rate Mechanism Upgrade Completed", "url": "https://www.gate.com/announcements/article/43975", "publisher": "Gate", "published_at": "2025-03-20", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement documenting the borrowing-interest-based Simple Earn rate mechanism applied from 20 March 2025 and the lending relationship underlying subscriber interest." }, { "id": "cya_src_b39_0003", "platform_id": "cya_plat_000064", "event_id": null, "source_type": "official_statement", "title": "Simple Earn Flexible Term", "url": "https://www.gate.com/help/lend/simple-earn/28568", "publisher": "Gate", "published_at": "2025-11-02", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party support states flexible subscriptions serve as working capital for Gate's lending business, funds are lent to other users, lending interest is distributed to subscribers, and redemption can be delayed under heavy request load." }, { "id": "cya_src_b39_0004", "platform_id": "cya_plat_000064", "event_id": null, "source_type": "official_statement", "title": "Simple Earn Fixed-Term Products FAQ", "url": "https://www.gate.com/help/lend/simple-earn/42563/simple-earn-fixed-term-products-faq", "publisher": "Gate", "published_at": "2026-03-16", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party FAQ documents fixed-term subscription, maturity, early-redemption and delayed-credit mechanics. Gate's marketing language about safety is not converted into a CYA principal or solvency guarantee." }, { "id": "cya_src_b39_0005", "platform_id": "cya_plat_000065", "event_id": "cya_ev_000294", "source_type": "official_statement", "title": "How to Get Started With Easy Earn", "url": "https://www.bybit.com/en/help-center/article/How-to-Get-Started-With-Bybit-Savings", "publisher": "Bybit", "published_at": "2025-09-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party guide documenting Easy Earn flexible and fixed product operation by 8 September 2025. The legacy URL wording is not used to infer an exact Bybit Savings-to-Easy Earn rename date." }, { "id": "cya_src_b39_0006", "platform_id": "cya_plat_000065", "event_id": null, "source_type": "official_statement", "title": "FAQ — Easy Earn", "url": "https://www.bybit.com/en/help-center/article/FAQ-Easy-Earn", "publisher": "Bybit", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party FAQ confirms continued Easy Earn operation and flexible/fixed product mechanics. Used for current status rather than historical launch chronology." }, { "id": "cya_src_b39_0007", "platform_id": "cya_plat_000065", "event_id": null, "source_type": "official_statement", "title": "Differences Between Bybit Earn Products", "url": "https://www.bybit.com/en/help-center/article/Differences-Between-Bybit-Earn-Products", "publisher": "Bybit", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party comparison distinguishes Easy Earn yield sources and labels flexible/fixed products as principal-protected. CYA preserves that as Bybit's current product statement and does not turn it into a universal legal, custody or solvency guarantee." }, { "id": "cya_src_b39_0008", "platform_id": "cya_plat_000065", "event_id": "cya_ev_000295", "source_type": "official_statement", "title": "BYUSDT Trade & Earn: Trade Futures Daily to Enjoy up to 10% Bonus APR and 200,000 USDT Prize Pool", "url": "https://announcements.bybit.com/en/article/byusdt-trade-earn-trade-futures-daily-to-enjoy-up-to-10-bonus-apr-and-200-000-usdt-prize-pool-blte526e1948c529f66/", "publisher": "Bybit", "published_at": "2026-06-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party campaign documents BYUSDT integration with USDT Flexible Easy Earn positions while users continue to earn Easy Earn yield. Used as a product-integration milestone, not a launch event." }, { "id": "cya_src_b40_0001", "platform_id": "cya_plat_000066", "event_id": "cya_ev_000296", "source_type": "official_statement", "title": "A Beginner's Guide to Binance Earn", "url": "https://academy.binance.com/en/articles/a-beginner-s-guide-to-binance-earn", "publisher": "Binance Academy", "published_at": "2026-06-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Current first-party guide describing active Simple Earn flexible and locked products and distinguishing Simple Earn from Advanced Earn. Used for current product boundary, not launch chronology." }, { "id": "cya_src_b40_0002", "platform_id": "cya_plat_000066", "event_id": null, "source_type": "official_statement", "title": "Binance Simple Earn", "url": "https://www.binance.com/en/earn/simple-earn", "publisher": "Binance", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface used to confirm that Simple Earn remains offered. Product availability and terms are jurisdiction-dependent." }, { "id": "cya_src_b40_0003", "platform_id": "cya_plat_000066", "event_id": "cya_ev_000297", "source_type": "official_statement", "title": "Binance Japan Simple Earn risk disclosure", "url": "https://www.binance.com/en-JP?contentId=323111242381426", "publisher": "Binance Japan", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current jurisdiction-specific disclosure states that Simple Earn is not a bank deposit or deposit-insured product and describes lending, segregation, priority-repayment and bankruptcy-return risks. These terms are not generalized to every Binance entity or jurisdiction." }, { "id": "cya_src_b40_0004", "platform_id": "cya_plat_000067", "event_id": "cya_ev_000298", "source_type": "official_statement", "title": "Bitget Launches Flexible Savings: Enjoy Up to 5.6% APY and Win Up to 210 BGB in Rewards!", "url": "https://www.bitget.com/support/articles/7809598020121", "publisher": "Bitget", "published_at": "2022-06-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement for Flexible Savings on 24 June 2022. Used as predecessor history and not as the exact Simple Earn-brand launch date." }, { "id": "cya_src_b40_0005", "platform_id": "cya_plat_000067", "event_id": "cya_ev_000298", "source_type": "official_statement", "title": "Bitget Flexible Savings User Guide", "url": "https://www.bitget.com/support/articles/7809940442649", "publisher": "Bitget", "published_at": "2022-06-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Contemporaneous first-party guide documenting predecessor Flexible Savings subscription, Spot-account deduction, daily interest and redemption mechanics." }, { "id": "cya_src_b40_0006", "platform_id": "cya_plat_000067", "event_id": null, "source_type": "official_statement", "title": "Increase your profits with this Bitget Earn upgrade! Announcing the launch of our Fixed-to-Flexible function!", "url": "https://www.bitget.com/support/articles/12560603786479", "publisher": "Bitget", "published_at": "2023-05-16", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party notice documenting Savings products under Bitget Earn and the fixed-to-flexible post-maturity function in May 2023." }, { "id": "cya_src_b40_0007", "platform_id": "cya_plat_000067", "event_id": "cya_ev_000299", "source_type": "official_statement", "title": "Simple Earn Terms", "url": "https://www.bitget.com/support/articles/12560603797489", "publisher": "Bitget", "published_at": "2025-09-29", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current governing product terms describe Bitget as platform provider, possible third-party management and custody, protocol and Bitget credit/operational risks, and no guarantee of principal return or displayed rewards." }, { "id": "cya_src_b40_0008", "platform_id": "cya_plat_000067", "event_id": null, "source_type": "official_statement", "title": "Bitget Simple Earn Fixed: Earn Higher Returns with Locked Deposits", "url": "https://www.bitget.com/support/articles/12560603826507", "publisher": "Bitget", "published_at": "2025-05-02", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "First-party guide documenting current Simple Earn Fixed product mechanics. Promotional principal-safety wording is not treated as overriding the governing risk terms." }, { "id": "cya_src_b41_0001", "platform_id": "cya_plat_000068", "event_id": "cya_ev_000300", "source_type": "official_statement", "title": "Earn Crypto with Phemex's Latest Crypto Asset Management Products", "url": "https://phemex.com/announcements/earn-crypto-phemex-program", "publisher": "Phemex", "published_at": "2020-12-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement stating that Flexible and Fixed Savings would begin on 18 January 2021. Historical promotional risk-free and guaranteed-return wording is preserved as historical company language and is not used as the current canonical risk interpretation." }, { "id": "cya_src_b41_0002", "platform_id": "cya_plat_000068", "event_id": "cya_ev_000301", "source_type": "official_statement", "title": "Phemex Terms of Use", "url": "https://phemex.com/help-center/phemex-terms-of-use", "publisher": "Phemex", "published_at": "2025-07-10", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party terms define Phemex Savings as an Earn Product and state Earn Assets are not segregated, may be commingled with Phemex and affiliate assets, may be used for loans and on-chain staking, and in exceptional circumstances may not be returned in full or at all." }, { "id": "cya_src_b41_0003", "platform_id": "cya_plat_000068", "event_id": null, "source_type": "official_statement", "title": "Phemex Savings", "url": "https://phemex.com/earn-crypto/savings", "publisher": "Phemex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface confirming continued Phemex Savings availability and flexible/fixed product documentation." }, { "id": "cya_src_b41_0004", "platform_id": "cya_plat_000068", "event_id": null, "source_type": "official_statement", "title": "What are the Phemex Savings Accounts?", "url": "https://phemex.com/help-center/what-are-the-earn-crypto-savings-accounts", "publisher": "Phemex", "published_at": "2025-05-02", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party Savings guide documenting interest-generating accounts and noting that product availability can change over time; at the article's reviewed state Flexible Savings was available while Fixed Savings was unavailable." }, { "id": "cya_src_b41_0005", "platform_id": "cya_plat_000069", "event_id": "cya_ev_000302", "source_type": "official_statement", "title": "Meet WhiteBIT Earn", "url": "https://blog.whitebit.com/en/meet-whitebit-earn/", "publisher": "WhiteBIT", "published_at": "2022-10-21", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement introducing WhiteBIT Earn and explicitly renaming SMART Staking to Crypto Lending without affecting existing assets." }, { "id": "cya_src_b41_0006", "platform_id": "cya_plat_000069", "event_id": null, "source_type": "official_statement", "title": "WhiteBIT User Agreement", "url": "https://whitebit.com/pt/terms", "publisher": "WhiteBIT", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party terms define Crypto Lending as lending digital assets to WhiteBIT, state that it is not a regulated deposit/savings/investment product and does not guarantee fixed returns, describe material crypto-market risks, and allow service restrictions or suspension." }, { "id": "cya_src_b41_0007", "platform_id": "cya_plat_000069", "event_id": "cya_ev_000303", "source_type": "official_statement", "title": "Flexible Plans for Crypto Lending", "url": "https://blog.whitebit.com/en/flexible-plans-for-crypto-lending/", "publisher": "WhiteBIT", "published_at": "2025-04-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement introducing flexible Crypto Lending plans alongside fixed plans." }, { "id": "cya_src_b41_0008", "platform_id": "cya_plat_000069", "event_id": null, "source_type": "official_statement", "title": "New Long-Term Crypto Lending Plans with Flexible Early Withdrawal", "url": "https://blog.whitebit.com/en/new-long-term-crypto-lending-plans/", "publisher": "WhiteBIT", "published_at": "2026-06-17", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party notice confirming continued Crypto Lending operation in 2026 and expansion of long-term plans. Product-page principal-return language is not generalized beyond the applicable plan terms." }, { "id": "cya_src_b42_0001", "platform_id": "cya_plat_000070", "event_id": "cya_ev_000304", "source_type": "official_statement", "title": "Simple Earn Agreement", "url": "https://www.htx.com/support/900004967323/", "publisher": "HTX", "published_at": "2021-01-25", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party agreement for HTX Earn flexible and fixed-term products. It contains broad investment-risk disclosures and documents borrowing-demand matching for flexible subscriptions." }, { "id": "cya_src_b42_0002", "platform_id": "cya_plat_000070", "event_id": null, "source_type": "official_statement", "title": "Beginner's Guide to HTX Earn", "url": "https://www.htx.com/support/94931528561381/", "publisher": "HTX", "published_at": "2023-03-09", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party guide showing that HTX Earn includes flexible and fixed deposit products as well as other product families; the canonical record is intentionally limited to Simple Earn flexible/fixed products." }, { "id": "cya_src_b42_0003", "platform_id": "cya_plat_000070", "event_id": null, "source_type": "official_statement", "title": "New Listings on HTX Earn: Flexible Products for TNSR, SAGA, and MASA", "url": "https://www.htx.com/support/104968252695009/", "publisher": "HTX", "published_at": "2024-04-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party announcement explicitly directs app users to Earn > Simple Earn and documents flexible product mechanics." }, { "id": "cya_src_b42_0004", "platform_id": "cya_plat_000070", "event_id": "cya_ev_000305", "source_type": "official_statement", "title": "HTX Earn Offers Limited-Time APY Bonus on LIT Flexible Products", "url": "https://www.htx.com/support/45028485178519/", "publisher": "HTX", "published_at": "2026-03-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party evidence confirming Flexible Earn operation in 2026, including hourly accrual and redemption mechanics." }, { "id": "cya_src_b42_0005", "platform_id": "cya_plat_000071", "event_id": "cya_ev_000306", "source_type": "official_statement", "title": "New Coins Added in CoinEx Financial Account", "url": "https://www.coinex.com/en/announcements/detail/39785375084180", "publisher": "CoinEx", "published_at": "2025-07-30", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party evidence that the product was still named Financial Account on 30 July 2025 and allocated a portion of margin-borrowing interest to users." }, { "id": "cya_src_b42_0006", "platform_id": "cya_plat_000071", "event_id": null, "source_type": "official_statement", "title": "Introduction to Flexible Savings", "url": "https://www.coinex.com/en/help/sections/articles/49377258520857", "publisher": "CoinEx", "published_at": "2025-07-31", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party help page documenting Flexible Savings, daily compound interest and yields linked to CoinEx Margin Trading/Loans borrowing rates with CoinEx subsidies." }, { "id": "cya_src_b42_0007", "platform_id": "cya_plat_000071", "event_id": "cya_ev_000307", "source_type": "official_statement", "title": "CoinEx Flexible Savings Product Upgraded", "url": "https://www.coinex.com/en/announcements/detail/40389734801300", "publisher": "CoinEx", "published_at": "2025-08-19", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party product-upgrade notice using the Flexible Savings name and describing floating APY, flexible access and borrowing-linked yield mechanics." }, { "id": "cya_src_b42_0008", "platform_id": "cya_plat_000071", "event_id": null, "source_type": "official_statement", "title": "New Coin GRAM Added in CoinEx Flexible Savings", "url": "https://www.coinex.com/en/announcements/detail/50377306156180", "publisher": "CoinEx", "published_at": "2026-06-17", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party evidence confirming Flexible Savings operation in 2026 and warning that redemption can be delayed when idle Flexible Savings assets are insufficient until borrowers return coins." }, { "id": "cya_src_b43_0001", "platform_id": "cya_plat_000072", "event_id": "cya_ev_000308", "source_type": "official_statement", "title": "BingX Wealth Grand Launch", "url": "https://bingx.com/en/support/articles/22068501510681/", "publisher": "BingX", "published_at": "2023-08-21", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party launch notice stating BingX Wealth was officially live with flexible-term and fixed-term products." }, { "id": "cya_src_b43_0002", "platform_id": "cya_plat_000072", "event_id": null, "source_type": "official_statement", "title": "FAQ | Earn", "url": "https://bingx.com/en/support/articles/22087407393177-BingXWealthFAQs", "publisher": "BingX", "published_at": "2023-08-22", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party FAQ for the Wealth/Earn product family describing flexible-rate and fixed-term interest mechanics." }, { "id": "cya_src_b43_0003", "platform_id": "cya_plat_000072", "event_id": "cya_ev_000309", "source_type": "official_statement", "title": "Wealth as Margin officially launched", "url": "https://bingx.com/en-us/support/articles/24971317557913/", "publisher": "BingX", "published_at": "2023-11-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party launch notice documenting use of USDT flexible/fixed Wealth assets as perpetual-futures margin while continuing to accrue interest." }, { "id": "cya_src_b43_0004", "platform_id": "cya_plat_000072", "event_id": null, "source_type": "official_statement", "title": "BingX Earn product page", "url": "https://bingx.com/en/wealth/earn", "publisher": "BingX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party surface using the Earn name. It markets principal protection and guaranteed profits while the same page warns that digital-asset and derivatives activity can lead to partial or total account-fund loss; CYA preserves both as attributed statements." }, { "id": "cya_src_b43_0005", "platform_id": "cya_plat_000073", "event_id": "cya_ev_000310", "source_type": "official_statement", "title": "Flexible Savings Upgrade: Hourly Interest Now Live", "url": "https://www.mexc.com/announcements/article/flexible-savings-upgrade-17827791533333", "publisher": "MEXC", "published_at": "2026-01-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice making hourly interest calculation effective 4 February 2026 for existing Flexible Savings assets." }, { "id": "cya_src_b43_0006", "platform_id": "cya_plat_000073", "event_id": "cya_ev_000311", "source_type": "official_statement", "title": "MEXC Earn Service Agreement", "url": "https://www.mexc.com/support/article/mexc-earn-service-agreement-17827791528848", "publisher": "MEXC", "published_at": "2026-03-30", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party agreement. It states Earn is not principal-protected, principal can be lost in whole or part, MEXC may combine user assets and deal with them to generate returns, and displayed APR is variable and not guaranteed." }, { "id": "cya_src_b43_0007", "platform_id": "cya_plat_000073", "event_id": null, "source_type": "official_statement", "title": "MEXC Futures supports opening positions with Flexible Savings assets", "url": "https://www.mexc.com/announcements/article/mexc-futures-now-supports-opening-positions-with-flexible-savings-assets-17827791533488", "publisher": "MEXC", "published_at": "2026-02-03", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "First-party evidence that Flexible Savings was an active account/product type in 2026 and could be used as a funding source for futures margin." }, { "id": "cya_src_b43_0008", "platform_id": "cya_plat_000073", "event_id": null, "source_type": "official_statement", "title": "MEXC Earn upgrades USDT Flexible Savings APR", "url": "https://blog.mexc.com/press-release/mexc-earn-upgrades-raising-usdt-flexible-apr-up-to-20/", "publisher": "MEXC", "published_at": "2026-02-18", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party press release confirming continuing Flexible Savings operation and tiered variable APR in February 2026." }, { "id": "cya_src_b44_0001", "platform_id": "cya_plat_000074", "event_id": "cya_ev_000312", "source_type": "official_statement", "title": "Bitfinex Proudly Celebrates 11 Years of Innovation and Leadership in Bitcoin", "url": "https://blog.bitfinex.com/announcements/bitfinex-proudly-celebrates-11-years-of-innovation-and-leadership-in-bitcoin/", "publisher": "Bitfinex", "published_at": "2023-11-06", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party retrospective stating Bitfinex was born on 6 November 2012 and initially launched as a P2P margin-lending platform for Bitcoin; it also states Lending Pro launched in July 2020 as an automation tool for the margin-funding market." }, { "id": "cya_src_b44_0002", "platform_id": "cya_plat_000074", "event_id": null, "source_type": "official_statement", "title": "Margin Funding on Bitfinex", "url": "https://support.bitfinex.com/hc/en-us/articles/115003428165-Margin-Funding-on-Bitfinex", "publisher": "Bitfinex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party support describing the P2P funding platform, funding wallet, provider-selected amount/rate/term, matching and interest tracking." }, { "id": "cya_src_b44_0003", "platform_id": "cya_plat_000074", "event_id": null, "source_type": "official_statement", "title": "Margin Funding interest on Bitfinex", "url": "https://support.bitfinex.com/hc/en-us/articles/115004554309-Margin-Funding-interest-on-Bitfinex", "publisher": "Bitfinex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party support documenting provider interest calculation and the funding-provider fee deduction." }, { "id": "cya_src_b44_0004", "platform_id": "cya_plat_000074", "event_id": null, "source_type": "official_statement", "title": "Risks associated with offering funding — Frequently Asked Questions", "url": "https://support.bitfinex.com/hc/en-us/articles/213918969-Risks-associated-with-offering-funding-Frequently-Asked-Questions-FAQ", "publisher": "Bitfinex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party risk guidance stating Margin Funding is not risk-free and that extreme market moves could ultimately cause losses to be shared with funding providers despite collateral and liquidation controls." }, { "id": "cya_src_b44_0005", "platform_id": "cya_plat_000075", "event_id": "cya_ev_000313", "source_type": "official_statement", "title": "Announcement on Launch of Poloniex Earn", "url": "https://support.poloniex.com/hc/en-us/articles/11267900375063", "publisher": "Poloniex", "published_at": "2022-12-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement stating Poloniex Earn rollout began on 28 December 2022 and the first Polo Earn subscriptions would open on 4 January 2023 at 00:00 UTC." }, { "id": "cya_src_b44_0006", "platform_id": "cya_plat_000075", "event_id": "cya_ev_000314", "source_type": "official_statement", "title": "Announcement on USDD Soft Staking Reward Adjustments (January 3)", "url": "https://support.poloniex.com/hc/en-us/articles/11395695649559-Announcement-on-USDD-Soft-Staking-Reward-Adjustments-January-3", "publisher": "Poloniex", "published_at": "2023-01-03", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party confirmation that official Polo Earn subscriptions would open on 4 January 2023 at 00:00 UTC; the notice also carries a high-market-risk warning and disclaims liability for investment losses." }, { "id": "cya_src_b44_0007", "platform_id": "cya_plat_000075", "event_id": null, "source_type": "official_statement", "title": "An Introduction to Poloniex Earn", "url": "https://support.poloniex.com/hc/en-us/articles/11238044175767-An-Introduction-to-Poloniex-Earn", "publisher": "Poloniex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party product guide describing flexible/fixed terms, daily interest, auto-subscription and redemption mechanics and characterising all Poloniex Earn investment products as principal-protected." }, { "id": "cya_src_b44_0008", "platform_id": "cya_plat_000075", "event_id": null, "source_type": "official_statement", "title": "Limited-Time Offer: Subscribe to USAT Flexible and Earn 10% APY", "url": "https://support.poloniex.com/hc/en-us/articles/39005919377431-Limited-Time-Offer-Subscribe-to-USAT-Flexible-and-Earn-10-APY", "publisher": "Poloniex", "published_at": "2026-03-13", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "First-party March 2026 launch of a USAT Flexible product confirming continuing Poloniex Earn operation and current flexible redemption/interest mechanics." }, { "id": "cya_src_b45_0001", "platform_id": "cya_plat_000076", "event_id": "cya_ev_000315", "source_type": "official_statement", "title": "Flipster Earn Campaign - 240403 FAQ", "url": "https://support.flipster.io/hc/en-us/articles/9415760012687-Flipster-Earn-Campaign-240403-FAQ", "publisher": "Flipster", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party FAQ stating the reviewed Flipster Earn Campaign began on 3 April 2024 at 00:00 UTC and describing variable daily reward calculations." }, { "id": "cya_src_b45_0002", "platform_id": "cya_plat_000076", "event_id": null, "source_type": "official_statement", "title": "Premium Earn Terms - 250701", "url": "https://support.flipster.io/hc/en-us/articles/13126950024719-Premium-Earn-Terms-250701", "publisher": "Flipster", "published_at": "2025-07-01", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party Premium Earn terms binding participants to Flipster Corp, documenting the 24-hour withdrawal lockup, potential redemption restrictions, derivatives-margin use and product risk disclosures." }, { "id": "cya_src_b45_0003", "platform_id": "cya_plat_000076", "event_id": "cya_ev_000316", "source_type": "official_statement", "title": "Important Flipster Premium Earn changes February 13, 2026", "url": "https://support.flipster.io/hc/en-us/articles/15176290952719-Important-Flipster-s-Premium-Earn-changes-February-13-2026", "publisher": "Flipster", "published_at": "2026-03-04", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party notice requiring acceptance of updated Premium Earn terms effective 5 March 2026 and describing automatic return of balances for non-accepting users." }, { "id": "cya_src_b45_0004", "platform_id": "cya_plat_000076", "event_id": null, "source_type": "official_statement", "title": "Premium Earn Explained", "url": "https://support.flipster.io/hc/en-us/articles/13129992485391-Premium-Earn-Explained", "publisher": "Flipster", "published_at": "2026-03-13", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party guide confirming active Premium Earn operation, floating APR mechanics and continued eligibility of allocated USDT for perpetual-futures margin." }, { "id": "cya_src_b45_0005", "platform_id": "cya_plat_000077", "event_id": null, "source_type": "official_statement", "title": "Join Bitrue Power Piggy and Start Earning at 9% APR on Your USDC and USDT", "url": "https://support.bitrue.com/hc/en-001/articles/16600088669721-Join-Bitrue-Power-Piggy-and-Start-Earning-at-9-APR-on-Your-USDC-and-USDT", "publisher": "Bitrue", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party Power Piggy description stating the service launched in early 2019 and describing daily interest with flexible redemption. The source does not establish an exact launch day." }, { "id": "cya_src_b45_0006", "platform_id": "cya_plat_000077", "event_id": "cya_ev_000317", "source_type": "official_statement", "title": "Bitrue: Forging Ahead In 2026", "url": "https://support.bitrue.com/hc/en-001/articles/53457038350233-Bitrue-Forging-Ahead-In-2026", "publisher": "Bitrue", "published_at": "2025-12-18", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party outlook confirming Power Piggy remained a core staking product entering 2026 and stating more than 120 assets were available for staking." }, { "id": "cya_src_b45_0007", "platform_id": "cya_plat_000077", "event_id": "cya_ev_000318", "source_type": "official_statement", "title": "Earn 4.5% APR on XRP: Bitrue Power Piggy Flexible Staking Now Live", "url": "https://www.bitrue.com/blog/earn-apr-on-xrp-bitrue-power-piggy-flexible-staking", "publisher": "Bitrue", "published_at": "2026-03-23", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Current first-party product announcement confirming a live XRP Power Piggy flexible pool in 2026 with no lockup for the reviewed campaign." }, { "id": "cya_src_b45_0008", "platform_id": "cya_plat_000077", "event_id": null, "source_type": "official_statement", "title": "Power Piggy - Helping You Get The Most Out Of Your Coins", "url": "https://support.bitrue.com/hc/en-001/articles/4407129309337-Power-Piggy-Helping-You-Get-The-Most-Out-Of-Your-Coins", "publisher": "Bitrue", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party product guide describing daily interest, supported assets, BTR-linked rate boosts and separate BTR lockup products. It does not establish a universal segregated custody or principal-guarantee structure." }, { "id": "cya_src_b46_0001", "platform_id": "cya_plat_000078", "event_id": "cya_ev_000319", "source_type": "official_statement", "title": "How Do I Use BloFin Earn? (App)", "url": "https://blofin.com/en/support/FAQ/Earn/13514798128143-How-Do-I-Use-BloFin-Earn-App", "publisher": "BloFin", "published_at": "2025-08-16", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party guidance documenting active Flexible and Fixed BloFin Earn subscription options by August 2025." }, { "id": "cya_src_b46_0002", "platform_id": "cya_plat_000078", "event_id": "cya_ev_000320", "source_type": "official_statement", "title": "BloFin Earn Service Agreement", "url": "https://blofin.com/en/support/Terms/7048150003215-BloFin-Earn-Service-Agreement", "publisher": "BloFin", "published_at": "2026-03-26", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party agreement covering Flexible, Fixed and Auto-Earn. It says users are legal owners of deposited assets, entrust and authorize BloFin as intermediary to act on subscribed assets, and BloFin does not guarantee repayment of principal or displayed interest." }, { "id": "cya_src_b46_0003", "platform_id": "cya_plat_000078", "event_id": null, "source_type": "official_statement", "title": "BloFin Simple Earn FAQ", "url": "https://support.blofin.com/hc/en-us/articles/8178052223375-BloFin-Simple-Earn-FAQ", "publisher": "BloFin", "published_at": "2026-03-25", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party FAQ describing Flexible and Fixed Simple Earn, supported assets and redemption. Promotional safety wording is not treated as overriding the governing agreement's non-guarantee and risk clauses." }, { "id": "cya_src_b46_0004", "platform_id": "cya_plat_000078", "event_id": null, "source_type": "official_statement", "title": "BloFin Earn product page", "url": "https://blofin.com/earn", "publisher": "BloFin", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface confirming continuing Earn availability in 2026." }, { "id": "cya_src_b46_0005", "platform_id": "cya_plat_000079", "event_id": "cya_ev_000321", "source_type": "official_statement", "title": "LBank Earn Service Agreement", "url": "https://www.lbank.com/support/articles/1992912001138950144", "publisher": "LBank", "published_at": "2025-11-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party agreement stating Earn is not principal-protected, users may face partial or total principal loss, assets may be aggregated, and LBank may pledge, lend, provide liquidity, hedge or otherwise use assets to generate returns." }, { "id": "cya_src_b46_0006", "platform_id": "cya_plat_000079", "event_id": "cya_ev_000322", "source_type": "official_statement", "title": "How to Participate in LBank Spot Earn? (Web)", "url": "https://www.lbank.com/support/articles/1997950751959154688", "publisher": "LBank", "published_at": "2025-12-08", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party Spot Earn guide describing flexible account use, first-month LBank subsidy and later yield based on actual arbitrage returns from professional quantitative institutions." }, { "id": "cya_src_b46_0007", "platform_id": "cya_plat_000079", "event_id": null, "source_type": "official_statement", "title": "LBank Spot Earn User Guide", "url": "https://www.lbank.com/support/articles/1942877485741899776", "publisher": "LBank", "published_at": "2025-12-12", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party guide describing Spot Earn flexibility, institutional arbitrage yield source for that product and subordinated-fund / liquidation risk controls. Those controls are not generalized into a universal principal guarantee." }, { "id": "cya_src_b46_0008", "platform_id": "cya_plat_000079", "event_id": null, "source_type": "official_statement", "title": "LBank Product Updates - December 2025", "url": "https://www.lbank.com/support/articles/2016852681502490624", "publisher": "LBank", "published_at": "2026-01-29", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "First-party retrospective confirming the newly upgraded one-stop LBank Earn center and expansion of Earn products in December 2025." }, { "id": "cya_src_b47_0001", "platform_id": "cya_plat_000080", "event_id": "cya_ev_000323", "source_type": "official_statement", "title": "Toobit Will Support BTC Fixed/Flexible Earning", "url": "https://www.toobit.com/en-US/announcement/toobit-will-support-btc-fixedflexible-earning", "publisher": "Toobit", "published_at": "2025-04-24", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement documenting active BTC Fixed and Flexible Earn, variable Flexible APR and product-specific early-redemption rules." }, { "id": "cya_src_b47_0002", "platform_id": "cya_plat_000080", "event_id": null, "source_type": "official_statement", "title": "Toobit Earn FAQs", "url": "https://www.toobit.com/en-US/support/toobit-earn-faqs", "publisher": "Toobit", "published_at": "2025-08-01", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "entity", "notes": "First-party FAQ describing Fixed and Flexible Earn, Spot-to-Earn account transfer, hourly flexible accrual, redemption caps and fixed-term rules." }, { "id": "cya_src_b47_0003", "platform_id": "cya_plat_000080", "event_id": "cya_ev_000324", "source_type": "official_statement", "title": "Toobit now supports ETH Flexible Earn", "url": "https://www.toobit.com/en-US/announcement/toobit-now-supports-eth-flexible-earn", "publisher": "Toobit", "published_at": "2026-02-27", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party 2026 announcement confirming continuing Flexible Earn operation and variable APR, with a digital-asset loss risk warning." }, { "id": "cya_src_b47_0004", "platform_id": "cya_plat_000080", "event_id": null, "source_type": "official_statement", "title": "Toobit Terms of Use", "url": "https://www.toobit.com/en-US/support/toobit-terms-of-use", "publisher": "Toobit", "published_at": "2026-06-16", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Terms of Use identifying Hopeful Technology Co. Ltd. for non-EU/EEA users and Elyndret Spółka Z Ograniczoną Odpowiedzialnością for EU/EEA users. The reviewed general terms do not establish an Earn-specific segregation or legal-title rule." }, { "id": "cya_src_b47_0005", "platform_id": "cya_plat_000081", "event_id": "cya_ev_000325", "source_type": "official_statement", "title": "Bitunix Easy Earn User Agreements", "url": "https://www.bitunix.com/hub/helpcenter/article/bitunix-easy-earn-user-agreements", "publisher": "Bitunix", "published_at": "2025-08-14", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "First-party agreement defining Flexible Savings, Fixed-Term Savings, Spot-to-Earn account transfers, interest mechanics, 15% risk-reserve allocation and fund-loss disclaimers; updated 2026-05-28." }, { "id": "cya_src_b47_0006", "platform_id": "cya_plat_000081", "event_id": "cya_ev_000326", "source_type": "official_statement", "title": "Bitunix Easy Earn Product Introduction", "url": "https://www.bitunix.com/hub/helpcenter/article/bitunix-easy-earn-product-introduction?id=91", "publisher": "Bitunix", "published_at": "2026-05-28", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "event", "notes": "Current first-party product guide describing flexible and fixed-term Easy Earn and Spot-to-financial-account subscription mechanics." }, { "id": "cya_src_b47_0007", "platform_id": "cya_plat_000081", "event_id": null, "source_type": "official_statement", "title": "Bitunix Earn product page", "url": "https://www.bitunix.com/earn/financial-management", "publisher": "Bitunix", "published_at": null, "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "status", "notes": "Current first-party Easy Earn product surface confirming flexible and fixed-term operation, hourly/fixed return formulas and 85% user-distribution factor." }, { "id": "cya_src_b47_0008", "platform_id": "cya_plat_000081", "event_id": null, "source_type": "official_statement", "title": "Bitunix Risk Disclosure", "url": "https://www.bitunix.com/hub/helpcenter/article/risk-disclosure?id=149", "publisher": "Bitunix", "published_at": "2026-07-20", "archived_url": null, "accessed_at": "2026-08-09", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party general risk disclosure stating different Bitunix services, including earn products, carry distinct risks and that Bitunix does not act as a fiduciary or investment manager absent applicable-law requirements." }, { "id": "cya_src_b48_0001", "platform_id": "cya_plat_000082", "event_id": "cya_ev_000327", "source_type": "official_statement", "title": "AscendEX Launches Tether (USDT) Staking and USD Coin (USDC) Staking with 8% Est. APR", "url": "https://ascendex.com/en/support/articles/16662-ascendex-launches-tether-usdt-staking-and-usd-coin-usdc-staking-w", "publisher": "AscendEX", "published_at": "2021-08-02", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement documenting USDT and USDC staking, daily rewards, regular and instant unbinding and use of staked assets as margin collateral." }, { "id": "cya_src_b48_0002", "platform_id": "cya_plat_000082", "event_id": "cya_ev_000328", "source_type": "official_statement", "title": "AscendEX Launches REUR Fixed Earn with Up to 9% APR", "url": "https://ascendex.com/en/support/articles/141791-ascendex-launches-reur-fixed-earn-with-up-to-9-apr", "publisher": "AscendEX", "published_at": "2026-03-20", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party 2026 announcement documenting six- and twelve-month REUR Fixed Earn products and fixed-term reward mechanics." }, { "id": "cya_src_b48_0003", "platform_id": "cya_plat_000082", "event_id": null, "source_type": "official_statement", "title": "AscendEX Products", "url": "https://ascendex.com/en/products", "publisher": "AscendEX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface documenting active Earn access and multiple yield mechanisms including staking, yield farming and liquidity mining." }, { "id": "cya_src_b48_0004", "platform_id": "cya_plat_000082", "event_id": null, "source_type": "official_statement", "title": "AscendEX Staking Agreement", "url": "https://ascendex.com/en/legal/staking-agreement", "publisher": "AscendEX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party staking agreement identifying AscendEX's staking service mechanics, third-party validator delegation and non-guaranteed estimated reward yields. It does not establish one universal legal-title or segregation model for the full Earn umbrella." }, { "id": "cya_src_b48_0005", "platform_id": "cya_plat_000082", "event_id": null, "source_type": "official_statement", "title": "AscendEX Yield Farming Agreement", "url": "https://ascendex.com/en/legal/yield-farming-agreement", "publisher": "AscendEX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "entity", "notes": "First-party agreement describing product-specific use of designated tokens in relevant DeFi smart contracts. The mechanism is not generalized to all AscendEX Earn products." }, { "id": "cya_src_b48_0006", "platform_id": "cya_plat_000082", "event_id": null, "source_type": "official_statement", "title": "AscendEX Risk Disclosure", "url": "https://ascendex.com/en/legal/risk-disclosure", "publisher": "AscendEX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party risk disclosure warning that digital assets can lose substantial or total value and that use of AscendEX services involves material risks." }, { "id": "cya_src_b49_0001", "platform_id": "cya_plat_000083", "event_id": "cya_ev_000329", "source_type": "official_statement", "title": "Bitpanda Staking is here!", "url": "https://blog.bitpanda.com/en/bitpanda-staking-here", "publisher": "Bitpanda", "published_at": "2022-05-10", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement documenting Bitpanda Staking, weekly rewards and initial product mechanics." }, { "id": "cya_src_b49_0002", "platform_id": "cya_plat_000083", "event_id": "cya_ev_000330", "source_type": "official_statement", "title": "Earn up to 7% APY on stablecoins: Make your assets work for you", "url": "https://blog.bitpanda.com/en/earn-7-apy-stablecoins-make-your-assets-work-you", "publisher": "Bitpanda", "published_at": "2025-11-13", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement introducing Earn on Stablecoins to the Bitpanda Earn suite and disclosing title transfer, counterparty and insolvency risk, lack of regulated custody during the Earn transaction, and lack of deposit protection." }, { "id": "cya_src_b49_0003", "platform_id": "cya_plat_000083", "event_id": null, "source_type": "official_statement", "title": "Bitpanda Earn", "url": "https://www.bitpanda.com/en/staking", "publisher": "Bitpanda", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party Earn surface describing Staking, Earn on Stablecoins and Passive Earn and distinguishing the staking and stablecoin-yield mechanisms." }, { "id": "cya_src_b49_0004", "platform_id": "cya_plat_000083", "event_id": null, "source_type": "official_statement", "title": "Earn on stablecoins", "url": "https://support.bitpanda.com/hc/en-us/articles/23210946637212-Earn-on-stablecoins", "publisher": "Bitpanda", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Helpdesk material stating that ownership transfers to Bitpanda during the stablecoin Earn transaction, the customer becomes an unsecured creditor, and partial or total loss is possible in insolvency." }, { "id": "cya_src_b49_0005", "platform_id": "cya_plat_000083", "event_id": null, "source_type": "official_statement", "title": "Bitpanda Legal, Regulatory & Privacy", "url": "https://www.bitpanda.com/en/legal", "publisher": "Bitpanda", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party legal index listing separate Staking Terms and Earn Terms, supporting product-specific rather than umbrella-wide terms treatment." }, { "id": "cya_src_b49_0006", "platform_id": "cya_plat_000084", "event_id": null, "source_type": "official_statement", "title": "CEX.IO Earn Crypto", "url": "https://earn.cex.io/", "publisher": "CEX.IO", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party Earn surface presenting CEX.IO Staking and CEX.IO Savings as distinct Earn mechanisms." }, { "id": "cya_src_b49_0007", "platform_id": "cya_plat_000084", "event_id": "cya_ev_000331", "source_type": "official_statement", "title": "Updated: Introducing cryptocurrency Savings", "url": "https://blog.cex.io/news/introducing-cryptocurrency-savings-24279", "publisher": "CEX.IO", "published_at": "2021-04-08", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party update stating that Savings entered open beta as a full-fledged service under the CEX.IO Earn umbrella and describing lending-related yield mechanics." }, { "id": "cya_src_b49_0008", "platform_id": "cya_plat_000084", "event_id": "cya_ev_000332", "source_type": "official_statement", "title": "Important updates to our Staking and Savings Services", "url": "https://support.cex.io/en/articles/10940951-important-updates-to-our-staking-and-savings-services", "publisher": "CEX.IO", "published_at": "2025-03-26", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party notice that Automated Crypto Staking would be suspended on 2025-04-01 while reward structures for continuing Staking and Savings programs were updated." }, { "id": "cya_src_b49_0009", "platform_id": "cya_plat_000084", "event_id": null, "source_type": "official_statement", "title": "CEX.IO Savings", "url": "https://earn.cex.io/savings", "publisher": "CEX.IO", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Savings surface documenting dedicated Savings balances, current flexible rewards and redemption mechanics; the page also contains inconsistent statements about current Locked Savings availability, so locked-product availability is not generalized." }, { "id": "cya_src_b49_0010", "platform_id": "cya_plat_000084", "event_id": null, "source_type": "official_statement", "title": "Staking", "url": "https://support.cex.io/en/articles/4383555-staking", "publisher": "CEX.IO", "published_at": "2020-10-27", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "entity", "notes": "First-party Staking documentation describing rewards linked to proof-of-stake mechanisms and CEX.IO account balances." }, { "id": "cya_src_b51_0001", "platform_id": "cya_plat_000085", "event_id": null, "source_type": "official_statement", "title": "Crypto Staking and Lending made simple", "url": "https://bitvavo.com/en/earn", "publisher": "Bitvavo", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party Earn surface documenting Flex Staking, Fixed Staking and Lending, separate service providers, current product mechanics and the statement that Staking and Lending are outside MiCA regulation." }, { "id": "cya_src_b51_0002", "platform_id": "cya_plat_000085", "event_id": null, "source_type": "official_statement", "title": "Staking at Bitvavo", "url": "https://support.bitvavo.com/hc/en-us/articles/4405243949841-Staking-at-Bitvavo", "publisher": "Bitvavo", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Help Center material distinguishing Flex and Fixed Staking, describing lock-up, reward timing, proof-of-stake protocol use and staking risks including slashing, smart-contract, market and regulatory risks." }, { "id": "cya_src_b51_0003", "platform_id": "cya_plat_000085", "event_id": null, "source_type": "official_statement", "title": "Lending at Bitvavo", "url": "https://support.bitvavo.com/hc/en-us/articles/25307127969681-Lending-at-Bitvavo", "publisher": "Bitvavo", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party material stating that Bitvavo Custody B.V. lends eligible assets to professional parties supporting platform liquidity and may lend assets to margin users, with weekly rewards and continuing lending risk." }, { "id": "cya_src_b51_0004", "platform_id": "cya_plat_000085", "event_id": "cya_ev_000333", "source_type": "official_statement", "title": "Updated Staking and Lending rates", "url": "https://bitvavo.com/en/news/flex-fixed-staking-lending-earn-rates-jun-2025", "publisher": "Bitvavo", "published_at": "2025-05-15", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party update introducing Bitvavo's redefined Flex and Fixed Staking structure." }, { "id": "cya_src_b51_0005", "platform_id": "cya_plat_000085", "event_id": null, "source_type": "official_statement", "title": "Updated Staking and Lending rates", "url": "https://bitvavo.com/en/news/flex-fixed-staking-lending-earn-rates-jul-2026", "publisher": "Bitvavo", "published_at": "2026-07-06", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Recent first-party rate update confirming continuing Flex Staking, Fixed Staking and Lending operation in July 2026." }, { "id": "cya_src_b51_0006", "platform_id": "cya_plat_000086", "event_id": null, "source_type": "official_statement", "title": "Earn 6% on Your Bitcoin: Introducing BTC Earn by Coinmetro", "url": "https://www.coinmetro.com/blog/earn-6-on-your-bitcoin-introducing-btc-earn-by-coinmetro", "publisher": "Coinmetro", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "First-party BTC Earn article documenting fixed commitment terms, real-time BTC rewards, early-exit forfeiture and Coinmetro's statement that the reward structure uses internal infrastructure rather than external lending platforms or third-party protocols. Official host and locale copies expose conflicting publication-date metadata, so no exact publication or launch date is asserted." }, { "id": "cya_src_b51_0007", "platform_id": "cya_plat_000086", "event_id": null, "source_type": "official_statement", "title": "Coinmetro", "url": "https://coinmetro.com/home", "publisher": "Coinmetro", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party platform surface documenting the broader Coinmetro exchange and separate on-chain staking/MARs ecosystem, supporting the product boundary that BTC Earn is not used as an umbrella identity for all Coinmetro reward products." }, { "id": "cya_src_b51_0008", "platform_id": "cya_plat_000086", "event_id": null, "source_type": "official_statement", "title": "Coinmetro Services Terms of Use", "url": "https://www.coinmetro.com/terms-of-use", "publisher": "Coinmetro", "published_at": "2025-04-07", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party general terms identify Coinmetro Group OÜ and Coinmetro OÜ, state that specific services may have additional terms, warn of substantial digital-asset loss risk, and describe passive-income opportunities as facilitated by Coinmetro but potentially dependent on user or third-party actions. The general terms do not resolve BTC Earn-specific legal title, segregation or insolvency treatment." }, { "id": "cya_src_b52_0001", "platform_id": "cya_plat_000087", "event_id": null, "source_type": "official_statement", "title": "Uphold Staking Program Terms and Conditions", "url": "https://uphold.com/en-us/legal/uphold-staking-program-terms", "publisher": "Uphold", "published_at": "2026-07-01", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current U.S. first-party staking terms state that users retain ownership of staked eligible cryptoassets, the assets remain user property, beneficial ownership remains unaffected, and Uphold retains custodial responsibility. Terms also describe protocol-level staking, slashing and unbonding risks." }, { "id": "cya_src_b52_0002", "platform_id": "cya_plat_000087", "event_id": null, "source_type": "official_statement", "title": "Staking Program Terms and Conditions", "url": "https://uphold.com/en-eu/legal/uphold-staking-program-terms", "publisher": "Uphold", "published_at": "2026-06-29", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current European first-party staking terms also state that users retain ownership of each eligible cryptocurrency chosen for staking and that each staked eligible cryptocurrency remains user property while staked. Geographic restrictions apply." }, { "id": "cya_src_b52_0003", "platform_id": "cya_plat_000087", "event_id": null, "source_type": "official_statement", "title": "Staking", "url": "https://support.uphold.com/hc/en-us/articles/11967029021339-Staking-Overview", "publisher": "Uphold", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party help material documents the active Uphold staking flow and how eligible users start and stop staking through the platform." }, { "id": "cya_src_b52_0004", "platform_id": "cya_plat_000087", "event_id": null, "source_type": "official_statement", "title": "How to Deposit & Stake Cardano (ADA) on Uphold", "url": "https://uphold.com/blog/deposit-withdraw/how-to-deposit-stake-cardano-ada", "publisher": "Uphold", "published_at": "2022-07-28", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Historical first-party article states that users could stake ADA through the Uphold wallet by 28 July 2022. This establishes staking operation by that date but is not treated as the original umbrella Staking launch date." }, { "id": "cya_src_b52_0005", "platform_id": "cya_plat_000088", "event_id": "cya_ev_000334", "source_type": "official_statement", "title": "HashKey Earn Channel offers ETH Staking", "url": "https://support.hashkey.com/hc/en-gb/articles/56360295848473-HashKey-Earn-Channel-offers-ETH-Staking", "publisher": "HashKey Exchange", "published_at": "2026-03-26", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement establishing 4:00 PM HKT on 26 March 2026 as the ETH Staking launch time for all exchange clients and documenting the 32 ETH minimum, independent-node model, network queue mechanics, 20% reward fee and non-fixed network rewards." }, { "id": "cya_src_b52_0006", "platform_id": "cya_plat_000088", "event_id": null, "source_type": "official_statement", "title": "HashKey Exchange - Disclosure for Staking Services", "url": "https://support.hashkey.com/hc/en-gb/articles/45642777730585-HashKey-Exchange-Disclosure-for-Staking-Services", "publisher": "HashKey Exchange", "published_at": "2025-04-11", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party staking disclosure identifies Wancloud Limited, operated as HashKey Cloud, as a node validation service provider and describes third-party validator, staking and slashing risks. The disclosure predates the 2026 all-client product launch and is used for infrastructure/risk context, not to infer 2026 client eligibility." }, { "id": "cya_src_b52_0007", "platform_id": "cya_plat_000088", "event_id": null, "source_type": "official_statement", "title": "Launch of Staking reward promotion", "url": "https://support.hashkey.com/hc/en-gb/articles/56300196698521--Launch-of-Staking-Stake-to-Receive-188-HKD-Plus-a-10-Extra-Reward-Up-to-1-ETH", "publisher": "HashKey Exchange", "published_at": "2026-03-29", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "First-party launch promotion independently confirms the official launch of HashKey Exchange Staking and describes client participation through the independent-node model shortly after the 26 March 2026 launch." }, { "id": "cya_src_b53_0001", "platform_id": "cya_plat_000089", "event_id": "cya_ev_000335", "source_type": "official_statement", "title": "Staking Rewards for Cardano (ADA) and TRON (TRX)", "url": "https://www.etoro.com/news-and-analysis/crypto/staking-cardano-ada-tron-trx/", "publisher": "eToro", "published_at": "2020-10-01", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement establishing 1 October 2020 as the launch of eToro's dedicated staking service with ADA and TRX and stating that staked cryptoassets remain the property of eToro users while eToro handles staking on their behalf." }, { "id": "cya_src_b53_0002", "platform_id": "cya_plat_000089", "event_id": null, "source_type": "official_statement", "title": "Crypto Staking at eToro", "url": "https://www.etoro.com/crypto/staking/", "publisher": "eToro", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party staking surface documenting active staking, jurisdiction-specific eligibility and assets, monthly network-derived rewards, eToro-retained reward shares, the statement that staked cryptoassets remain users' assets, and liquidity, slashing, network/protocol, market and regulatory risks." }, { "id": "cya_src_b53_0003", "platform_id": "cya_plat_000089", "event_id": null, "source_type": "official_statement", "title": "eToro launches staking for Solana and Ethereum", "url": "https://www.etoro.com/news-and-analysis/press-releases/etoro-launches-staking-for-solana-and-ethereum/", "publisher": "eToro", "published_at": "2024-07-31", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "First-party expansion announcement documenting Solana and Ethereum staking additions to the existing eToro staking program and supporting continuing product operation and broader proof-of-stake coverage." }, { "id": "cya_src_b53_0004", "platform_id": "cya_plat_000089", "event_id": null, "source_type": "official_statement", "title": "eToro launches staking for US users", "url": "https://www.etoro.com/en-us/news-and-analysis/latest-news/press-release/etoro-launches-staking-for-us-users/", "publisher": "eToro", "published_at": "2025-09-29", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "First-party U.S. staking launch announcement documenting a later jurisdictional expansion of eToro's staking service; it is not used to replace the 2020 global dedicated-service launch date." }, { "id": "cya_src_b53_0005", "platform_id": "cya_plat_000090", "event_id": "cya_ev_000336", "source_type": "official_statement", "title": "Robinhood Crypto introduces staking in Europe", "url": "https://robinhood.com/us/en/newsroom/robinhood-crypto-staking-europe/", "publisher": "Robinhood", "published_at": "2024-05-15", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement identifying 15 May 2024 as Robinhood Crypto's first-ever crypto staking launch, initially Solana for European customers, and stating that those customers own their crypto while Robinhood holds it on their behalf." }, { "id": "cya_src_b53_0006", "platform_id": "cya_plat_000090", "event_id": null, "source_type": "official_statement", "title": "Staking", "url": "https://robinhood.com/us/en/support/articles/staking/", "publisher": "Robinhood", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current U.S. first-party staking help material documenting SOL, ETH and ADA staking, protocol-derived variable rewards, bonding and unbonding periods, third-party staking partner fees, Robinhood Crypto fees, slashing risk and that rewards are not guaranteed by Robinhood Crypto." }, { "id": "cya_src_b53_0007", "platform_id": "cya_plat_000090", "event_id": null, "source_type": "official_statement", "title": "Crypto Staking", "url": "https://robinhood.com/us/en/crypto/staking/", "publisher": "Robinhood", "published_at": null, "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface confirming continuing Robinhood Crypto staking availability and current supported staking experience for eligible customers." }, { "id": "cya_src_b53_0008", "platform_id": "cya_plat_000090", "event_id": null, "source_type": "official_statement", "title": "Robinhood launches stock tokens, reveals Layer 2 blockchain, and expands crypto suite in EU and US", "url": "https://robinhood.com/us/en/newsroom/robinhood-launches-stock-tokens-reveals-layer-2-blockchain-and-expands-crypto-suite-in-eu-and-us-with-perpetual-futures-and-staking/", "publisher": "Robinhood", "published_at": "2025-06-30", "archived_url": null, "accessed_at": "2026-08-10", "reliability": "high", "claim_scope": "status", "notes": "First-party announcement documenting the launch of crypto staking for eligible U.S. customers, initially Ethereum and Solana, while also distinguishing U.S. and European product availability and entities." }, { "id": "cya_src_b54_0001", "platform_id": "cya_plat_000091", "event_id": "cya_ev_000337", "source_type": "official_statement", "title": "Bitstamp Earn - Stake Ethereum and let your crypto work for you", "url": "https://blog.bitstamp.net/post/bitstamp-earn-stake-ethereum-and-let-your-crypto-work-for-you/", "publisher": "Bitstamp", "published_at": "2021-07-13", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement stating that Ethereum staking at Bitstamp was live on 13 July 2021 under the Earn section, with Bitstamp handling the technical staking process and jurisdiction restrictions noted." }, { "id": "cya_src_b54_0002", "platform_id": "cya_plat_000091", "event_id": "cya_ev_000337", "source_type": "official_statement", "title": "ETH staking coming to Bitstamp - sign up for early access", "url": "https://blog.bitstamp.net/post/eth-staking-coming-bitstamp-sign-early-access/", "publisher": "Bitstamp", "published_at": "2021-04-22", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "event", "notes": "First-party article documenting that Bitstamp had started a gradual Ethereum-staking rollout in April 2021 with early access, distinguishing the rollout phase from the later full public launch." }, { "id": "cya_src_b54_0003", "platform_id": "cya_plat_000091", "event_id": null, "source_type": "official_statement", "title": "What is staking?", "url": "https://www.bitstamp.net/en-gb/learn/blockchain/what-is-staking/", "publisher": "Bitstamp", "published_at": "2024-07-29", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party educational material documenting Bitstamp Earn staking, protocol-level staking rewards and risks, jurisdiction exclusions, a 15% commission on protocol rewards, and Bitstamp's statement that customers maintain full ownership of crypto assets when staking." }, { "id": "cya_src_b54_0004", "platform_id": "cya_plat_000091", "event_id": null, "source_type": "official_statement", "title": "Winding down ALGO staking on Bitstamp", "url": "https://blog.bitstamp.net/post/winding-down-algo-staking-on-bitstamp/", "publisher": "Bitstamp", "published_at": "2025-03-19", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "First-party notice ending ALGO staking on 1 April 2025 because of an Algorand protocol transition while directing users to other staking and lending options in Bitstamp Earn, supporting product-specific rather than platform-wide shutdown treatment." }, { "id": "cya_src_b54_0005", "platform_id": "cya_plat_000091", "event_id": null, "source_type": "official_statement", "title": "To stake or not to stake? For our UK customers, that's no longer the question.", "url": "https://blog.bitstamp.net/post/to-stake-or-not-to-stake-for-our-uk-customers-thats-no-longer-the-question/", "publisher": "Bitstamp", "published_at": "2025-05-27", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "First-party UK relaunch material documenting active Bitstamp Earn staking for ETH and ADA in the UK in May 2025 and illustrating jurisdiction-specific availability rather than one universal market footprint." }, { "id": "cya_src_b55_0001", "platform_id": "cya_plat_000092", "event_id": null, "source_type": "official_statement", "title": "Crypto staking", "url": "https://www.revolut.com/crypto/staking/", "publisher": "Revolut", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page documenting live Revolut crypto staking, supported proof-of-stake assets, regular rewards, in-app staking and unstaking, current product ownership wording, and slashing/lock-up risk. Public fee claims on this market-facing page must not be generalized across jurisdictions where local terms differ." }, { "id": "cya_src_b55_0002", "platform_id": "cya_plat_000092", "event_id": null, "source_type": "official_statement", "title": "Cryptocurrency Terms", "url": "https://www.revolut.com/en-GB/legal/cryptocurrency-terms/", "publisher": "Revolut", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party UK crypto terms documenting third-party validators/partners, Revolut continuing to hold staked cryptoassets on the user's behalf while the user remains beneficial owner, protocol-derived rewards, commissions, lock-up periods, non-guaranteed rewards and slashing risk." }, { "id": "cya_src_b55_0003", "platform_id": "cya_plat_000092", "event_id": null, "source_type": "official_statement", "title": "What is crypto staking and how does it work?", "url": "https://www.revolut.com/blog/post/what-is-staking/", "publisher": "Revolut", "published_at": "2025-10-06", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "entity", "notes": "First-party staking explainer documenting current in-app operation, beneficial ownership while Revolut holds staked cryptoassets, token-specific lock-up periods, validator/slashing/market risk and non-guaranteed rewards." }, { "id": "cya_src_b55_0004", "platform_id": "cya_plat_000092", "event_id": null, "source_type": "official_statement", "title": "Stake and unstake crypto", "url": "https://help.revolut.com/en-IE/help/wealth/cryptocurrencies/crypto-staking/managing-my-crypto-staking/is-there-minimum-duration-of-staking/", "publisher": "Revolut", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party help material documenting the in-app stake and unstake workflow, token-specific minimums, waiting periods and post-unstaking lock-up periods." }, { "id": "cya_src_b55_0005", "platform_id": "cya_plat_000092", "event_id": null, "source_type": "official_statement", "title": "Is there a fee associated with crypto staking?", "url": "https://help.revolut.com/en-LI/help/wealth/cryptocurrencies/crypto-staking/crypto-staking-costs-and-benefits/is-there-a-fee-associated-with-staking/", "publisher": "Revolut", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Jurisdiction-specific first-party help page showing asset- and stake-balance-dependent commission treatment in Liechtenstein. Retained specifically to prevent a universal zero-fee claim across all Revolut markets." }, { "id": "cya_src_b56_0001", "platform_id": "cya_plat_000093", "event_id": null, "source_type": "official_statement", "title": "Get weekly crypto earnings with Bitso", "url": "https://bitso.com/products/earnings", "publisher": "Bitso", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page documenting live weekly Earnings, no fixed terms, enabled-asset controls and flexible withdrawal availability." }, { "id": "cya_src_b56_0002", "platform_id": "cya_plat_000093", "event_id": null, "source_type": "official_statement", "title": "How Bitso Earnings works?", "url": "https://support.bitso.com/hc/en-us/articles/26708370590612-How-Bitso-Earnings-works", "publisher": "Bitso", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party help material documenting weekly payouts, stablecoin rates, dynamic ETH/ADA/DOT/ATOM/SOL yields and continued balance availability for withdrawals and transactions." }, { "id": "cya_src_b56_0003", "platform_id": "cya_plat_000093", "event_id": null, "source_type": "official_statement", "title": "What is staking and how does it work?", "url": "https://support.bitso.com/hc/en-us/articles/36099189024404-What-is-staking-and-how-does-it-work", "publisher": "Bitso", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party staking explanation documenting Bitso-handled proof-of-stake participation, weekly yields, no fixed lock-up for supported assets, market/protocol risk and other separate yield methods including Aave-related yield." }, { "id": "cya_src_b56_0004", "platform_id": "cya_plat_000093", "event_id": null, "source_type": "official_statement", "title": "Bitso+ Guide and how to use it to earn yields on your crypto", "url": "https://bitso.com/blog/bitso-guide-and-how-to-use-it-to-earn-yields-on-your-crypto/", "publisher": "Bitso", "published_at": "2025-11-26", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party product guide documenting weekly yields and stating that Bitso sources yields from specialized third-party yield providers. This supports product-specific counterparty treatment rather than a universal staking-only model." }, { "id": "cya_src_b56_0005", "platform_id": "cya_plat_000093", "event_id": null, "source_type": "official_statement", "title": "What are the earnings Bitso gives you? Everything you need to know", "url": "https://bitso.com/blog/whats-bitso-earnings", "publisher": "Bitso", "published_at": "2026-01-09", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "First-party current-product explainer documenting automatic weekly yields, no mandatory lock-up, user controls and variable rates. Publication date is not treated as the original product launch date." }, { "id": "cya_src_b56_0006", "platform_id": "cya_plat_000094", "event_id": null, "source_type": "official_statement", "title": "Luno - Earn crypto rewards up to 11%", "url": "https://www.luno.com/en-gb/staking", "publisher": "Luno", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product page documenting active staking, automatic rewards, dedicated staking wallets and Luno custody language." }, { "id": "cya_src_b56_0007", "platform_id": "cya_plat_000094", "event_id": null, "source_type": "official_statement", "title": "What is staking?", "url": "https://guide.luno.com/hc/en-gb/articles/11035618387357-What-is-staking", "publisher": "Luno", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party help material documenting regional eligibility, Luno's selected staking service provider, validator-node mechanics and proof-of-stake rewards and penalties." }, { "id": "cya_src_b56_0008", "platform_id": "cya_plat_000094", "event_id": null, "source_type": "official_statement", "title": "How do I stake my crypto with Luno?", "url": "https://guide.luno.com/hc/en-gb/articles/11035626257437-How-do-I-stake-my-crypto-with-Luno", "publisher": "Luno", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party operating guidance documenting Malaysia/Nigeria/South Africa availability, supported assets, staking-wallet workflow, variable reward percentages and region-specific product support." }, { "id": "cya_src_b56_0009", "platform_id": "cya_plat_000094", "event_id": null, "source_type": "official_statement", "title": "Luno Staking Terms and Conditions", "url": "https://guide.luno.com/hc/en-gb/articles/11035644821661-Luno-Staking-Terms-and-Conditions", "publisher": "Luno", "published_at": "2023-06-01", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party staking terms documenting Luno/entity contracting framework, beneficial ownership while Luno continues holding staked assets, third-party validators, warm-up periods, protocol rules, network/validator rewards and slashing risk that may affect rewards or principal. The terms date is not treated as the original service launch date." }, { "id": "cya_src_b57_0001", "platform_id": "cya_plat_000095", "event_id": "cya_ev_000338", "source_type": "official_statement", "title": "Announcing Ndax Stake: Earn rewards", "url": "https://ndax.io/en/blog/article/announcing-ndax-staking-earn-rewards-from-your-eth-dot-ada-easily", "publisher": "Ndax", "published_at": "2022-02-15", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement explicitly stating that Ndax's first flexible crypto staking program was available starting 15 February 2022 with ETH, DOT and ADA." }, { "id": "cya_src_b57_0002", "platform_id": "cya_plat_000095", "event_id": null, "source_type": "official_statement", "title": "Staking Policy", "url": "https://ndax.io/en/legal/account-agreements/staking", "publisher": "Ndax", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party policy documenting opt-in staking, non-guaranteed rewards, slashing/on-chain risk, bonding/unbonding, redemption choices and administration fees." }, { "id": "cya_src_b57_0003", "platform_id": "cya_plat_000095", "event_id": null, "source_type": "official_statement", "title": "Relationship Disclosure Document", "url": "https://ndax.io/en/legal/account-agreements/relationship-disclosure-document", "publisher": "Ndax", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "entity", "notes": "Current relationship disclosure documenting Ndax Staking Services, fixed reward-payment framework that may change, experienced third-party validator operators and custody arrangements." }, { "id": "cya_src_b57_0004", "platform_id": "cya_plat_000095", "event_id": null, "source_type": "official_statement", "title": "User Agreement", "url": "https://ndax.io/en/legal/account-agreements/user-agreement", "publisher": "Ndax", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party User Agreement states users receive full rights, interests and title to Virtual Assets purchased on the platform and describes custody safeguards for assets left on-platform, including assets eligible for staking." }, { "id": "cya_src_b57_0005", "platform_id": "cya_plat_000095", "event_id": null, "source_type": "official_statement", "title": "Risk Statement", "url": "https://ndax.io/en/legal/account-agreements/risk-disclosure", "publisher": "Ndax", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party staking risk statement documenting reliance on third-party validator-node operators, delegation/staking mechanics and slashing/loss risks." }, { "id": "cya_src_b57_0006", "platform_id": "cya_plat_000096", "event_id": "cya_ev_000339", "source_type": "official_statement", "title": "VALR Launches Solana and Avalanche Staking", "url": "https://blog.valr.com/blog/valr-launches-solana-and-avalanche-staking", "publisher": "VALR", "published_at": "2023-06-27", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "event", "notes": "First-party announcement explicitly stating that VALR officially launched crypto staking on 27 June 2023, initially with SOL and AVAX." }, { "id": "cya_src_b57_0007", "platform_id": "cya_plat_000096", "event_id": null, "source_type": "official_statement", "title": "Terms of Service", "url": "https://support.valr.com/hc/en-us/articles/360019021931-Terms-of-Service", "publisher": "VALR", "published_at": "2026-07-02", "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current governing terms explicitly document on-chain staking, separate-account protocol facilitation, account-holder rights/title/ownership remaining unchanged, creditor exclusion, protocol-derived rewards, commissions, unstaking periods and slashing risk." }, { "id": "cya_src_b57_0008", "platform_id": "cya_plat_000096", "event_id": null, "source_type": "official_statement", "title": "VALR", "url": "https://www.valr.com/", "publisher": "VALR", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party public product surface documenting continuing staking/yield functionality and current VALR operating identity." }, { "id": "cya_src_b58_0001", "platform_id": "cya_plat_000097", "event_id": null, "source_type": "official_statement", "title": "What is Newton Earn (Staking)?", "url": "https://help.newton.co/hc/en-us/articles/27437521971731-What-is-Newton-Earn-Staking", "publisher": "Newton", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product material documenting supported staking, approved validators, custodian-controlled staking arrangements, protocol-derived rewards, bonding/unbonding and slashing risk." }, { "id": "cya_src_b58_0002", "platform_id": "cya_plat_000097", "event_id": null, "source_type": "official_statement", "title": "Terms of Use", "url": "https://www.newton.co/terms-of-use", "publisher": "Newton", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party terms stating account Digital Assets are fully-paid assets beneficially owned by customers, not Newton, and held in trust; staking terms keep staked assets attributed to the user's account without transferring custody, possession or control to validators." }, { "id": "cya_src_b58_0003", "platform_id": "cya_plat_000097", "event_id": null, "source_type": "official_statement", "title": "Understanding Staking Fees on Newton", "url": "https://help.newton.co/hc/en-us/articles/29114018238227-Understanding-Staking-Fees-on-Newton", "publisher": "Newton", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party fee material documenting staking fees and the relationship between protocol rewards and the amount credited to customers." }, { "id": "cya_src_b58_0004", "platform_id": "cya_plat_000098", "event_id": null, "source_type": "official_statement", "title": "Stake your crypto assets", "url": "https://help.wealthsimple.com/hc/en-ca/articles/8800241895835-Stake-your-crypto-assets", "publisher": "Wealthsimple", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party staking material documenting supported assets, approved third-party validators, custodial wallets, variable rewards, warm-up/cool-down mechanics and slashing risk." }, { "id": "cya_src_b58_0005", "platform_id": "cya_plat_000098", "event_id": null, "source_type": "official_statement", "title": "Crypto Product Risk Disclosure", "url": "https://www.wealthsimple.com/en-ca/legal/crypto-product-risk-disclosure", "publisher": "Wealthsimple", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party risk disclosure stating customer cryptoassets are fully-paid assets beneficially owned by customers, held in trust and separated from Wealthsimple's own assets, while also documenting crypto and staking risks." }, { "id": "cya_src_b58_0006", "platform_id": "cya_plat_000098", "event_id": null, "source_type": "official_statement", "title": "Crypto fees", "url": "https://www.wealthsimple.com/en-ca/legal/fees/crypto", "publisher": "Wealthsimple", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party fee schedule used to support staking-fee treatment without treating displayed rates or fees as permanent." }, { "id": "cya_src_b59_0001", "platform_id": "cya_plat_000099", "event_id": null, "source_type": "official_statement", "title": "Bit2Me Earn Terms and Conditions", "url": "https://legal.bit2me.com/en/support/solutions/articles/35000290581", "publisher": "Bit2Me", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Earn terms documenting transfer and lock of eligible cryptoassets in favor of Bit2Me, variable rewards, Bit2Me use/disposal rights during the Earn period, and product-specific withdrawal, suspension and risk conditions." }, { "id": "cya_src_b59_0002", "platform_id": "cya_plat_000099", "event_id": null, "source_type": "official_statement", "title": "Bit2Me Earn ETH 2.0 Terms and Conditions", "url": "https://legal.bit2me.com/en/support/solutions/articles/35000293201-eth-2-0", "publisher": "Bit2Me", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party terms documenting the ETH 2.0 proof-of-stake component within Bit2Me Earn. The ETH rollout timing is not used as the launch date of the broader Earn product." }, { "id": "cya_src_b59_0003", "platform_id": "cya_plat_000099", "event_id": null, "source_type": "official_statement", "title": "How are rewards generated in Bit2Me Earn?", "url": "https://support.bit2me.com/en/support/solutions/articles/35000226814", "publisher": "Bit2Me", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party support material describing reward-generation sources for Bit2Me Earn, including staking-validation rewards for eligible proof-of-stake assets." }, { "id": "cya_src_b59_0004", "platform_id": "cya_plat_000100", "event_id": null, "source_type": "official_statement", "title": "What is Earn?", "url": "https://support.coinmerce.io/en/articles/178721-what-is-earn", "publisher": "Coinmerce", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "status", "notes": "Current first-party explanation of the Earn Program, Yield Account and Coinmerce Earn B.V. lending/yield structure." }, { "id": "cya_src_b59_0005", "platform_id": "cya_plat_000100", "event_id": null, "source_type": "official_statement", "title": "General Terms and Conditions", "url": "https://support.coinmerce.io/en/articles/179087-general-terms-and-conditions", "publisher": "Coinmerce", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party general terms distinguishing ordinary Foundation custody from Yield Services and describing the separate Coinmerce Earn entity and transfer of eligible Earn assets outside ordinary Foundation custody." }, { "id": "cya_src_b59_0006", "platform_id": "cya_plat_000100", "event_id": null, "source_type": "official_statement", "title": "Earn Terms and Conditions", "url": "https://support.coinmerce.io/es/articles/348925-earn-terms-and-conditions", "publisher": "Coinmerce", "published_at": null, "archived_url": null, "accessed_at": "2026-08-11", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Earn terms defining the client as lender and Coinmerce Earn B.V. as borrower, with dedicated assets available for on-lending and staking to generate yield." }, { "id": "cya_src_b60_0012", "platform_id": "cya_plat_000043", "event_id": "cya_ev_000341", "source_type": "official_statement", "title": "Passaggio a Wirex One? Tutto quello che devi sapere", "url": "https://help.wirexapp.com/it/article/wirex-one-upgrade-faq-1685", "publisher": "Wirex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "event", "notes": "Official Wirex migration FAQ. It supports a regional Classic Wirex migration/closure of X-Accounts in the EEA, UK and Australia after 30 June 2026, with balances returned to the main balance. It does not support a global X-Accounts shutdown." }, { "id": "cya_src_b60_0013", "platform_id": "cya_plat_000046", "event_id": null, "source_type": "official_statement", "title": "Renting Terms of Use", "url": "https://support.nebeus.com/portal/en/kb/articles/renting-terms-of-use", "publisher": "Nebeus", "published_at": "2026-05-24", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "terms_risk", "notes": "This first-party support portal terms page identifies Rintral Capital S.L.U. as the Renting counterparty. A separate current Nebeus first-party Renting Terms page identifies Rintral Trading S.L.U. in the relevant Renting/services terms. Preserve the discrepancy and do not infer a single universal operating legal entity from either source alone." }, { "id": "cya_src_b60_0001", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "official_statement", "title": "XORA Technical Whitepaper v1.2", "url": "https://xora.finance/whitepaper", "publisher": "XORA", "published_at": "2026-06-26", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "status", "notes": "First-party technical material describing XORA as a custodial XRP yield protocol, shared XRPL treasury and per-user destination-tag accounting, native XRPL deposit/withdrawal flows, tiered yield accounting, and a bootstrap treasury subsidy distinct from future XRPL AMM/lending sources." }, { "id": "cya_src_b60_0002", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "official_statement", "title": "Where XORA yield comes from", "url": "https://xora.finance/yield-source", "publisher": "XORA", "published_at": null, "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "status", "notes": "First-party disclosure stating that the current native XRP yield is subsidized from a finite XORA treasury reserve, that rates are variable, and that XRPL AMM and on-chain lending allocations are later transition stages rather than current established yield sources." }, { "id": "cya_src_b60_0003", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "official_statement", "title": "Terms of Service", "url": "https://xora.finance/terms", "publisher": "XORA", "published_at": null, "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party June 2026 terms stating that supported deposited balances are held in custodial wallets managed by XORA, APY rates are estimates rather than guarantees, and withdrawal limits or holds may be imposed for security and compliance purposes. The terms do not clearly resolve legal or beneficial ownership of deposited assets for CYA's terms-risk taxonomy." }, { "id": "cya_src_b60_0004", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "news_article", "title": "XORA Launches XRP Neobank Letting Holders Earn On and Spend Their XRP", "url": "https://chainwire.org/2026/07/01/xora-launches-xrp-neobank-letting-holders-earn-on-and-spend-their-xrp/", "publisher": "Chainwire", "published_at": "2026-07-01", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "medium", "claim_scope": "entity", "notes": "Distributed launch release describing XORA as Stockholm-based, led by founder/CEO Joren Lundgren, and live since February 2026. CYA uses this for operating-origin and launch-period context, not as proof of a legal incorporation entity." }, { "id": "cya_src_b60_0005", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "database_reference", "title": "XORA TVL and treasury methodology", "url": "https://defillama.com/protocol/xora", "publisher": "DefiLlama", "published_at": null, "archived_url": null, "accessed_at": "2026-08-12", "reliability": "medium", "claim_scope": "status", "notes": "Independent protocol database identifying XORA as a custodial XRPL savings product and attributing treasury address rhbErkS2d4H82tRbdGyFkhhc4LNtjKaC3o, with destination-tag routing and internal per-user accounting." }, { "id": "cya_src_b60_0006", "platform_id": "cya_plat_000101", "event_id": "cya_ev_000340", "source_type": "database_reference", "title": "XORA Finance XRPL payment verification — 2026-08-12", "url": "https://github.com/badjoke-lab/crypto-yield-archive/blob/main/docs/research/xora-xrpl-payment-verification-2026-08-12.md", "publisher": "Crypto Yield Archive reproducible XRPL probe", "published_at": "2026-08-12", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "medium", "claim_scope": "event", "notes": "Public repository provenance for the reproducible Ripple full-history account_tx probe. It scanned the XORA-attributed treasury history and found exactly one successful delivered-amount match for 29,899.8 XRP: transaction 4FD202B3DB7ADCA94ABDF3CC06762A3B2DD615532E13B531B1737E14788C09AA, ledger 105566760, destination tag 287588244, validated 2026-07-13T09:02:02Z." }, { "id": "cya_src_b60_0007", "platform_id": "cya_plat_000101", "event_id": "cya_ev_000340", "source_type": "community_reference", "title": "Claimant post publishing two explanations after XORA withdrawal issue", "url": "https://x.com/gimgyeongh62101/status/2084206277757161565", "publisher": "Hwan (@gimgyeongh62101)", "published_at": "2026-08-03", "archived_url": "https://github.com/badjoke-lab/crypto-yield-archive/blob/main/docs/research/xora-social-evidence-verification-2026-08-12.md", "accessed_at": "2026-08-12", "reliability": "low", "claim_scope": "event", "notes": "Claimant-published post with screenshots. One image depicts a DM interface labeled Xora Finance / @xora_finance tying destination tag 287588244 to a manual AML hold and also shows a Binance 29,899.8 XRP withdrawal matching the independently reproduced transaction; another depicts a conflicting phishing/no-account explanation. CYA does not treat the screenshots as authenticated XORA internal records. Privacy-reviewed copies and retrieval provenance are durably preserved in repository history at the archived_url." }, { "id": "cya_src_b60_0008", "platform_id": "cya_plat_000101", "event_id": "cya_ev_000340", "source_type": "community_reference", "title": "XORA Finance – My XRP Withdrawal Timeline", "url": "https://x.com/gimgyeongh62101/status/2084604284122038562", "publisher": "Hwan (@gimgyeongh62101)", "published_at": "2026-08-04", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "low", "claim_scope": "event", "notes": "Claimant's public chronology of the XORA withdrawal dispute, explicitly framed by the claimant as a factual account seeking a technical explanation rather than as a conclusive wrongdoing determination." }, { "id": "cya_src_b60_0009", "platform_id": "cya_plat_000101", "event_id": "cya_ev_000340", "source_type": "community_reference", "title": "RippleXity XORA Finance investigation notice", "url": "https://x.com/RippleXity/status/2084884136523948149", "publisher": "RippleXity", "published_at": "2026-08-05", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "medium", "claim_scope": "event", "notes": "Third-party investigation notice stating that its review began after the claimant reported a 29,899.8 XRP deposit and inaccessible funds. This is retained as attributed investigation context, not as CYA's own risk classification." }, { "id": "cya_src_b60_0010", "platform_id": "cya_plat_000101", "event_id": "cya_ev_000340", "source_type": "news_article", "title": "XORA Finance: An Investigation Into Withdrawal Issues", "url": "https://xrpl.to/insights/xora-finance-deposit-investigation", "publisher": "XRPL.to", "published_at": "2026-08-05", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "medium", "claim_scope": "event", "notes": "Third-party investigation compiling multiple reported withdrawal issues, transaction observations and conflicting account explanations. CYA treats its conclusions as attributed investigative analysis and independently verifies only the XRPL facts used in the canonical record." }, { "id": "cya_src_b60_0011", "platform_id": "cya_plat_000101", "event_id": null, "source_type": "official_statement", "title": "XORA Privacy Policy — AML review information and controls", "url": "https://xora.finance/privacy", "publisher": "XORA", "published_at": "2026-07-31", "archived_url": null, "accessed_at": "2026-08-12", "reliability": "high", "claim_scope": "status", "notes": "First-party policy describing collection of XRP/TRX deposit and withdrawal records, destination tags, transaction hashes, and AML-review information, and use of identity, wallet-ownership, sanctions, fraud, and AML reviews. This supports the existence of XORA's published AML-review process and account/transaction data model only; it does not authenticate the claimant-published DM or prove that the documented claimant was validly placed on an AML hold." }, { "id": "cya_src_b61_0014", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000345", "source_type": "official_statement", "title": "CryptoPanda×IZAKAYA JPYRレンディングキャンペーン！", "url": "https://cryptopanda.app/campaign/zxeztggo/", "publisher": "CryptoPanda", "published_at": "2026-02-09", "archived_url": "https://web.archive.org/web/*/https://cryptopanda.app/campaign/zxeztggo/", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "event", "notes": "CryptoPanda first-party campaign page explicitly calls IZAKA-YA its partner and describes a flow in which users purchase JPYR through CryptoPanda and then select a JPYR lending term on IZAKA-YA. Used to establish the lending-related commercial/product relationship. Promotional lending-rate and reward figures are issuer/promoter terms, not verified realized returns." }, { "id": "cya_src_b61_0015", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000345", "source_type": "official_statement", "title": "IZKY token BTSE listing commemorative campaign", "url": "https://cryptopanda.app/campaign/cryptopanda-izakaya/", "publisher": "CryptoPanda", "published_at": "2026-03-31", "archived_url": "https://web.archive.org/web/*/https://cryptopanda.app/campaign/cryptopanda-izakaya/", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "event", "notes": "Later CryptoPanda first-party campaign material again identifies collaboration with partner IZAKA-YA and ties JPYR purchase on CryptoPanda to a 10-day IZAKA-YA lending flow. Used as continuing corroboration of the relationship. Headline promotional rates and combined benefit examples are not treated as verified realized yield." }, { "id": "cya_src_b61_0013", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKAYA × CryptoPanda IZKY token campaign", "url": "https://izakaya.tech/campaign/OC1SVax6", "publisher": "IZAKA-YA", "published_at": "2025-05-01", "archived_url": "https://web.archive.org/web/*/https://izakaya.tech/campaign/OC1SVax6", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "entity", "notes": "IZAKA-YA first-party campaign page independently documents a CryptoPanda collaboration, requiring registration with both services and linking CryptoPanda activity to the IZAKA-YA wallet. This is cross-party corroboration of an established commercial/product relationship and does not make CryptoPanda a separate CYA yield platform." }, { "id": "cya_src_b61_0016", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000363", "source_type": "official_statement", "title": "送金・出金およびKYC認証に関するお知らせ", "url": "https://izakaya.tech/news/news/", "publisher": "Izakaya Limited", "published_at": "2026-08-24", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/news/", "accessed_at": "2026-08-25", "reliability": "high", "claim_scope": "event", "notes": "First-party notice states that transfers and withdrawals were temporarily stopped for some accounts under investigation after suspected illicit-fund or money-laundering signals, while explicitly denying a uniform platform-wide halt and warning that normal withdrawals may also take longer during enhanced monitoring. Used only for the existence and stated scope/reason of the restriction." }, { "id": "cya_src_b61_0017", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "レンディングの利回りはどこから捻出されているのでしょうか？", "url": "https://support-izakaya.zendesk.com/hc/ja/articles/5065658933662-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E3%81%AE%E5%88%A9%E5%9B%9E%E3%82%8A%E3%81%AF%E3%81%A9%E3%81%93%E3%81%8B%E3%82%89%E6%8D%BB%E5%87%BA%E3%81%95%E3%82%8C%E3%81%A6%E3%81%84%E3%82%8B%E3%81%AE%E3%81%A7%E3%81%97%E3%82%87%E3%81%86%E3%81%8B", "publisher": "IZAKA-YA", "published_at": "2026-03-24", "archived_url": "https://web.archive.org/*/https://support-izakaya.zendesk.com/hc/ja/articles/5065658933662-*", "accessed_at": "2026-08-25", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party support states that customer assets are operated through OTC and DEX activity and that part of the resulting operating profit is returned as lending yield. The public article does not provide independently verifiable trading volume, realized profit, counterparties, asset deployment balances, or a reconciliation showing that those profits fund ordinary or promotional rates. CYA therefore records the yield-source explanation as an operator claim, not as verified sustainability or realized return evidence." }, { "id": "cya_src_b61_0018", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000365", "source_type": "official_statement", "title": "提携解消のお知らせ", "url": "https://cryptopanda.app/osirase/", "publisher": "CryptoPanda", "published_at": "2026-08-25", "archived_url": "https://web.archive.org/web/*/https://cryptopanda.app/osirase/", "accessed_at": "2026-08-27", "reliability": "high", "claim_scope": "event", "notes": "First-party CryptoPanda notice states that it ended its partnership with IZAKA-YA after reviewing information raising AML-related concerns and that transactions through an IZAKA-YA wallet connection would no longer be available, while other-wallet transactions would remain available. Used for the partnership termination and transaction-path restriction only; the stated AML concern is a counterparty statement and is not treated as an independently proven finding about IZAKA-YA." }, { "id": "cya_src_b61_0001", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKA-YA public lending wallet", "url": "https://izakaya.tech/en/", "publisher": "IZAKA-YA", "published_at": null, "archived_url": "https://web.archive.org/*/https://izakaya.tech/en/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Current first-party service page presents an active crypto lending function and states a normal public surface of up to 12% APY, daily interest, and lending periods from one day to one year. Used for current status and product-surface evidence only." }, { "id": "cya_src_b61_0002", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKA-YA company profile", "url": "https://izakaya.tech/about/", "publisher": "Izakaya Limited", "published_at": null, "archived_url": "https://web.archive.org/*/https://izakaya.tech/about/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "entity", "notes": "First-party company page identifies Izakaya Limited, a Hong Kong operating address, company establishment on 2023-04-14, and a December 2023 service-start month. CYA does not invent an exact launch day from the month-only service-start statement." }, { "id": "cya_src_b61_0003", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKA-YA lending procedure", "url": "https://support-izakaya.zendesk.com/hc/ja/articles/5134468067102-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E6%96%B9%E6%B3%95%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6", "publisher": "IZAKA-YA", "published_at": null, "archived_url": "https://web.archive.org/*/https://support-izakaya.zendesk.com/hc/ja/articles/5134468067102-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E6%96%B9%E6%B3%95%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Official support instructions describe logged-in wallet balance, lending amount and period selection, estimated-interest review, contract-content confirmation, and automatic credit of principal plus interest to the wallet after the lock period. Product mechanics are not proof of universal realized repayment." }, { "id": "cya_src_b61_0004", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "How do I start lending?", "url": "https://support-izakaya.zendesk.com/hc/en-us/articles/5065673049886-How-do-I-start-lending", "publisher": "IZAKA-YA", "published_at": null, "archived_url": "https://web.archive.org/*/https://support-izakaya.zendesk.com/hc/en-us/articles/5065673049886-How-do-I-start-lending", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "First-party English support page describes depositing cryptocurrency to the IZAKA-YA wallet, selecting lending amount and period, and receiving interest from IZAKA-YA periodically. Used to corroborate current lending-product mechanics." }, { "id": "cya_src_b61_0005", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKA-YA Terms and Conditions", "url": "https://izakaya.tech/termsandconditions/", "publisher": "IZAKA-YA", "published_at": null, "archived_url": "https://web.archive.org/*/https://izakaya.tech/termsandconditions/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current public website terms state Cayman Islands governing law but are generic website terms rather than complete lending-product terms. They do not independently resolve the lending counterparty, customer asset ownership transfer, custody deployment, bankruptcy treatment, insurance, or regulatory authorization." }, { "id": "cya_src_b61_0006", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "Earn 33% APY with the IZAKA-YA 33 Festival", "url": "https://izakaya.tech/en/news/izakaya-33-campaign-june/", "publisher": "IZAKA-YA", "published_at": "2026-06-03", "archived_url": "https://web.archive.org/*/https://izakaya.tech/en/news/izakaya-33-campaign-june/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Issuer campaign page advertised 33% APY for supported cryptocurrencies on a three-day lending term during June 2026. Preserved as an advertised promotional term, not verified realized customer yield." }, { "id": "cya_src_b61_0007", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "IZAKA-YA first-time lending 500% campaign", "url": "https://izakaya.tech/news/izakaya-lending-500-campaign/", "publisher": "IZAKA-YA", "published_at": "2026-06-01", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/izakaya-lending-500-campaign/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Issuer campaign page advertised an additional reward calculated at 500% APR for first-time lending, subject to eligibility, KYC/application requirements and a 10,000-yen-equivalent USDT reward cap. This is an advertised campaign formula, not verified realized customer return." }, { "id": "cya_src_b61_0008", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000342", "source_type": "official_statement", "title": "IZAKA-YA 1000% switching campaign", "url": "https://izakaya.tech/news/campaign-exchange-transfer-1000apr/", "publisher": "IZAKA-YA", "published_at": "2026-06-10", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/campaign-exchange-transfer-1000apr/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "event", "notes": "Issuer campaign page advertised total rewards equivalent to 1000% APR for an initial three-day lending step after transferring assets from another exchange or wallet, with eligibility conditions and a 15,000-yen-equivalent USDT cap. Used only to establish the advertised campaign event and conditions." }, { "id": "cya_src_b61_0009", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "30-Day Lending 100 Festival", "url": "https://izakaya.tech/en/news/100matsuri-summer/", "publisher": "IZAKA-YA", "published_at": "2026-07-20", "archived_url": "https://web.archive.org/*/https://izakaya.tech/en/news/100matsuri-summer/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Issuer campaign page advertised a temporary 100% annualized yield for new 30-day lending contracts from July 20 through July 24, 2026, while describing 12% as the normal 30-day rate. Preserved as advertised campaign terms only." }, { "id": "cya_src_b61_0010", "platform_id": "cya_plat_000011", "event_id": null, "source_type": "official_statement", "title": "What Services Does Ledn Offer?", "url": "https://help.ledn.io/hc/en-us/articles/28248597611671-What-Services-Does-Ledn-Offer", "publisher": "Ledn", "published_at": "2026-06-18", "archived_url": "https://web.archive.org/*/https://help.ledn.io/hc/en-us/articles/28248597611671-What-Services-Does-Ledn-Offer", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "status", "notes": "Current first-party help article lists Ledn Growth Accounts, Transaction Accounts, DCNs, Trade, Dollar Loans and B2X Loans and states that Growth Accounts earn interest on USDC and USDT. Added as the Phase 10 mature-corpus maintenance item to bring Ledn to three reviewed evidence records." }, { "id": "cya_src_b61_0011", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000362", "source_type": "official_statement", "title": "IZAKA-YA 150 Festival", "url": "https://izakaya.tech/news/150matsuri/", "publisher": "IZAKA-YA", "published_at": "2026-08-10", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/150matsuri/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "event", "notes": "First-party campaign terms describe 100% annualized lending during August 11–24 and an additional transfer bonus described as an effective 150% annualized rate for qualifying users. These are advertised campaign formulas, not independently verified realized returns." }, { "id": "cya_src_b61_0012", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "Arbitrum lending support announcement", "url": "https://izakaya.tech/news/arb-arbitrum-lending-2026/", "publisher": "IZAKA-YA", "published_at": "2026-07-20", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/arb-arbitrum-lending-2026/", "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party lending article explicitly states that crypto-lending principal is not guaranteed and describes price-volatility risk." }, { "id": "cya_src_b62_0006", "platform_id": "cya_plat_000102", "event_id": null, "source_type": "official_statement", "title": "提携解消のお知らせ", "url": "https://cryptopanda.app/osirase/", "publisher": "CryptoPanda", "published_at": "2026-08-25", "archived_url": "https://web.archive.org/*/https://cryptopanda.app/osirase/", "accessed_at": "2026-08-27", "reliability": "high", "claim_scope": "terms_risk", "notes": "Counterparty first-party notice states that CryptoPanda ended its partnership with IZAKA-YA and disabled transactions through IZAKA-YA wallet connections while other-wallet transactions remained available. CryptoPanda cited information raising AML-related concerns about IZAKA-YA; CYA records that as CryptoPanda's stated rationale, not as an independently established AML finding. The notice is relevant to loss of a previously documented transaction/off-ramp integration, not proof of platform-wide IZAKA-YA withdrawal failure or insolvency." }, { "id": "cya_src_b62_0007", "platform_id": "cya_plat_000102", "event_id": "cya_ev_000364", "source_type": "official_statement", "title": "出金・送金に関する現在の対応状況およびSNS上の情報について", "url": "https://izakaya.tech/news/news2/", "publisher": "Izakaya Limited", "published_at": "2026-08-27", "archived_url": "https://web.archive.org/*/https://izakaya.tech/news/news2/", "accessed_at": "2026-08-27", "reliability": "high", "claim_scope": "event", "notes": "First-party follow-up states that no universal withdrawal/transfer halt is in place, that some reviewed transfers were completed on 2026-08-25, and that remaining cases are being processed after individual checks. This is operator-reported status evidence and does not establish that all reported withdrawal problems are resolved." }, { "id": "cya_src_b62_0001", "platform_id": "cya_plat_000103", "event_id": "cya_ev_000343", "source_type": "official_statement", "title": "BTCC Launches BTCC Earn with Flexible 20% APY", "url": "https://www.btcc.com/en-US/newsroom/feature-releases/btcc-launches-btcc-earn-with-flexible-20-apy", "publisher": "BTCC", "published_at": "2026-02-11", "archived_url": "https://web.archive.org/web/*/https://www.btcc.com/en-US/newsroom/feature-releases/btcc-launches-btcc-earn-with-flexible-20-apy", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "event", "notes": "First-party launch announcement establishing the 11 February 2026 BTCC Earn launch date. It advertised Flexible Earn at up to 20% APY and a new-user two-day Fixed Earn promotion at 300% APY. CYA preserves both as issuer-advertised rates, not verified realized returns." }, { "id": "cya_src_b62_0002", "platform_id": "cya_plat_000103", "event_id": null, "source_type": "official_statement", "title": "BTCC Earn FAQ", "url": "https://www.btcc.com/en-US/support-center/detail/54865646101913", "publisher": "BTCC", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.btcc.com/en-US/support-center/detail/54865646101913", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party FAQ defines Flexible Earn and Fixed Earn, hourly interest start/settlement mechanics, flexible redemption, fixed-term maturity/early-redemption rules, and high-frequency subscribe/redeem risk-control restrictions. Product mechanics are not proof of universal realized repayment." }, { "id": "cya_src_b62_0003", "platform_id": "cya_plat_000103", "event_id": null, "source_type": "official_statement", "title": "BTCC Simple Earn", "url": "https://www.btcc.com/en-US/earn/simple-earn?source=menu", "publisher": "BTCC", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.btcc.com/en-US/earn/simple-earn", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Earn surface presents flexible/fixed products and explicitly warns that annualized return does not represent actual or guaranteed returns. Used to bound interpretation of headline APY values." }, { "id": "cya_src_b62_0004", "platform_id": "cya_plat_000103", "event_id": null, "source_type": "official_statement", "title": "BTCC Privacy Policy", "url": "https://www.btcc.com/en-US/detail/142638", "publisher": "BTCC", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.btcc.com/en-US/detail/142638", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party privacy disclosure identifies BTCC POLAND LIMITED as BTCC, with a registered office in Lodz, Poland, and describes legacy BTCC Lithuania Limited UAB handling for certain historic EU accounts opened before 2026. Used for current operator/jurisdiction evidence without inferring one universal historical account entity." }, { "id": "cya_src_b62_0005", "platform_id": "cya_plat_000103", "event_id": null, "source_type": "official_statement", "title": "BTCC Earn Tops 50M USDT in Total Subscriptions", "url": "https://www.btcc.com/en-US/btcc-updates/company-news/btcc-earn-tops-50m-usdt-in-total-subscriptions", "publisher": "BTCC", "published_at": "2026-02-27", "archived_url": "https://web.archive.org/web/*/https://www.btcc.com/en-US/btcc-updates/company-news/btcc-earn-tops-50m-usdt-in-total-subscriptions", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "status", "notes": "First-party milestone announcement confirming continued BTCC Earn operation later in February 2026 and repeating the Flexible 20% / new-user Fixed 300% promotional structure. The subscription total and APY figures are issuer claims, not independently verified by CYA." }, { "id": "cya_src_b63_0001", "platform_id": "cya_plat_000104", "event_id": null, "source_type": "official_statement", "title": "JuCoin Will Launch JUC/USDT Trading Pair on June 10, 2025", "url": "https://support.jucoin.blog/hc/en-001/articles/47754272705433-JuCoin-Will-Launch-JUC-USDT-Trading-Pair-on-June-10-2025-at-12-00-UTC", "publisher": "JuCoin / Ju.com", "published_at": "2025-06-07", "archived_url": "https://web.archive.org/web/*/https://support.jucoin.blog/hc/en-001/articles/47754272705433-JuCoin-Will-Launch-JUC-USDT-Trading-Pair-on-June-10-2025-at-12-00-UTC", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "entity", "notes": "JuCoin first-party notice identifies JUC (JBank) as a Web3 decentralized self-custody banking and financial protocol launched by JuCoin, names JuChain and points to jbank.vip as the official website. It proves JBank existed by June 2025 but does not establish the exact original protocol launch day." }, { "id": "cya_src_b63_0002", "platform_id": "cya_plat_000104", "event_id": "cya_ev_000344", "source_type": "official_statement", "title": "JBank official website and International Version notice", "url": "https://jbank.vip/", "publisher": "JBank", "published_at": "2025-12-04", "archived_url": "https://web.archive.org/web/*/https://jbank.vip/", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "event", "notes": "Current official JBank surface describes the self-custody protocol, staking/lending/POL mechanics and reproduces a dated 4 December 2025 notice for long-term staked assets. The notice describes delayed or performance-based release and says static returns do not accrue during the waiting/unlocking routes." }, { "id": "cya_src_b63_0003", "platform_id": "cya_plat_000104", "event_id": null, "source_type": "community_reference", "title": "JBank Project | Unlock the Power of On-Chain Staking with JUB", "url": "https://www.ju.com/zh-HK/community/post/555837254138250752", "publisher": "JBank Project on JU Square", "published_at": "2025-11-04", "archived_url": "https://web.archive.org/web/*/https://www.ju.com/zh-HK/community/post/555837254138250752", "accessed_at": "2026-08-13", "reliability": "medium", "claim_scope": "entity", "notes": "Project-authored JU Square post documents Flexible, 180-day and 365-day JUB staking with auto-compounding rewards every eight hours and describes the model as self-custodial. JU Square labels community content as third-party, so CYA uses this as supporting product evidence rather than sole authority for safety or realized-return claims." }, { "id": "cya_src_b63_0004", "platform_id": "cya_plat_000104", "event_id": null, "source_type": "official_statement", "title": "JuChain Early-Stage Potential Projects — JBank", "url": "https://blog.ju.com/juchain-early-stage-potential-projects-2/", "publisher": "Ju.com", "published_at": "2025-06-01", "archived_url": "https://web.archive.org/web/*/https://blog.ju.com/juchain-early-stage-potential-projects-2/", "accessed_at": "2026-08-13", "reliability": "high", "claim_scope": "entity", "notes": "Ju.com ecosystem article describes JBank as a native decentralized self-custody banking protocol in the JuChain ecosystem with account management, on-chain lending, AI wealth-management and payment functions. Used for protocol scope, not as proof of guaranteed return or customer outcome." }, { "id": "cya_src_b64_0001", "platform_id": "cya_plat_000105", "event_id": null, "source_type": "official_statement", "title": "会社情報｜あなたの資産を最大限に活かすレンディング", "url": "https://scllending.com/company/", "publisher": "Smart Crypto Lending / ミライジング株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://scllending.com/company/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party company page identifies ミライジング株式会社 as the operator and lists Smart Crypto Lending's service start as June 2025. It does not establish an exact launch day, so CYA does not populate a synthetic YYYY-MM-DD launch_date." }, { "id": "cya_src_b64_0002", "platform_id": "cya_plat_000105", "event_id": null, "source_type": "official_statement", "title": "ご利用契約約款", "url": "https://scllending.com/terms/", "publisher": "Smart Crypto Lending / ミライジング株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://scllending.com/terms/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party terms define individual crypto consumption-loan contracts, 1/3/6/12-month terms, company-designated-wallet funding, same-asset interest, maturity withdrawal requests and a stated seven-business-day return process. They also state that the transaction is not a deposit, is not deposit-insured, borrowed crypto is not subject to statutory segregated management under the cited exchange-business framework, the lending is unsecured, and principal/interest may not be returned if the company fails. The terms also permit rate changes and defined withdrawal delay/refusal conditions." }, { "id": "cya_src_b64_0003", "platform_id": "cya_plat_000105", "event_id": null, "source_type": "official_statement", "title": "選べるプラン＆自動更新！SCLの暗号資産レンディングで柔軟な運用", "url": "https://scllending.com/", "publisher": "Smart Crypto Lending", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://scllending.com/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party product surface lists BTC, ETH, ADA, TRON, USDC and USDT lending, fixed-term plans and issuer-advertised rates, and describes diversified crypto investment destinations plus cold-wallet/security controls. CYA uses the page to verify the active product surface only; its rate, safety, custody and investment-strategy claims are not independently verified realized return, reserve proof, guarantee or solvency evidence." }, { "id": "cya_src_b65_0001", "platform_id": "cya_plat_000106", "event_id": null, "source_type": "official_statement", "title": "運営会社情報｜暗号資産レンディングのビットレンディング", "url": "https://bitlending.jp/customer-support/company-profile/", "publisher": "BitLending / 株式会社J-CAM", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitlending.jp/customer-support/company-profile/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "First-party company profile identifies 株式会社J-CAM as the operator and lists the crypto lending platform BitLending as a company business. It supports identity/operator attribution, not an exact service launch date." }, { "id": "cya_src_b65_0002", "platform_id": "cya_plat_000106", "event_id": null, "source_type": "official_statement", "title": "利用規約", "url": "https://bitlending.jp/terms/", "publisher": "BitLending / 株式会社J-CAM", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitlending.jp/terms/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party terms state that an individual contract forms after an eligible crypto asset is sent to the company-designated wallet and required conditions are met. They allow the company to set lending-fee rates and change lending conditions for reasonable reasons, impose a 30-day initial period before return can be requested, normally require same-type/same-quantity return within seven business days after a valid request, and permit return timing to be postponed when concentrated requests or similar conditions make timely return difficult." }, { "id": "cya_src_b65_0003", "platform_id": "cya_plat_000106", "event_id": null, "source_type": "official_statement", "title": "はじめての暗号資産レンディング｜ビットレンディング", "url": "https://bitlending.jp/introduction/", "publisher": "BitLending", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitlending.jp/introduction/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "First-party introduction describes the product as a consumption-loan transaction: BitLending borrows customer crypto for a period and returns the same quantity/equivalent asset plus interest. Current headline rates and security language on this page are issuer claims and are not independently verified performance or protection guarantees." }, { "id": "cya_src_b65_0004", "platform_id": "cya_plat_000106", "event_id": null, "source_type": "official_statement", "title": "貸出について", "url": "https://bitlending.jp/service-guide/how-to-lend/", "publisher": "BitLending", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitlending.jp/service-guide/how-to-lend/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party lending guide documents active BTC, ETH, XRP, SOL, USDT and USDC lending, minimum quantities, lending-fee calculation and monthly crediting. Current published rates are issuer-advertised terms and not verified realized customer returns." }, { "id": "cya_src_b66_0001", "platform_id": "cya_plat_000107", "event_id": null, "source_type": "official_statement", "title": "HashHubレンディング | 暗号資産から安定した収益を。", "url": "https://www.hashhub-lending.com/", "publisher": "HashHub Lending / SBIデジタルファイナンス株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.hashhub-lending.com/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party surface describes an active crypto-asset lending service in which customers lend assets to the operator and receive lending fees according to published conditions. Current headline rates and risk-management language are issuer claims, not independently verified performance or protection guarantees." }, { "id": "cya_src_b66_0002", "platform_id": "cya_plat_000107", "event_id": "cya_ev_000346", "source_type": "official_statement", "title": "会社分割による新会社設立及び組織再編のお知らせ", "url": "https://support.hashhub-lending.com/hc/ja/articles/9110980248847-%E4%BC%9A%E7%A4%BE%E5%88%86%E5%89%B2%E3%81%AB%E3%82%88%E3%82%8B%E6%96%B0%E4%BC%9A%E7%A4%BE%E8%A8%AD%E7%AB%8B%E5%8F%8A%E3%81%B3%E7%B5%84%E7%B9%94%E5%86%8D%E7%B7%A8%E3%81%AE%E3%81%8A%E7%9F%A5%E3%82%89%E3%81%9B", "publisher": "HashHubレンディング運営事務局 / 株式会社HashHub", "published_at": "2024-02-27", "archived_url": "https://web.archive.org/web/*/https://support.hashhub-lending.com/hc/ja/articles/9110980248847", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "ownership", "notes": "First-party reorganization notice states that effective 2024-04-01 the HashHub Lending service provider would change from 株式会社HashHub to newly established SBIデジタルファイナンス株式会社 and that financial-business rights and obligations, including HashHub Lending contractual rights and obligations, would transfer through the company split." }, { "id": "cya_src_b66_0003", "platform_id": "cya_plat_000107", "event_id": null, "source_type": "official_statement", "title": "2026年7月 貸借料率のお知らせ", "url": "https://support.hashhub-lending.com/hc/ja/articles/16324291830031-2026%E5%B9%B47%E6%9C%88-%E8%B2%B8%E5%80%9F%E6%96%99%E7%8E%87%E3%81%AE%E3%81%8A%E7%9F%A5%E3%82%89%E3%81%9B", "publisher": "HashHubレンディング運営事務局", "published_at": "2026-06-26", "archived_url": "https://web.archive.org/web/*/https://support.hashhub-lending.com/hc/ja/articles/16324291830031", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "status", "notes": "Current first-party rate notice documents active BTC, ETH, USDC, XRP and SOL lending and states that DAI lending-fee accrual stopped from 2026-07-01 after new DAI lending intake ended on 2026-05-20. Published rate figures and statements concerning asset deployment are issuer terms/claims, not verified realized returns." }, { "id": "cya_src_b66_0004", "platform_id": "cya_plat_000107", "event_id": null, "source_type": "official_statement", "title": "返還タイミングはいつですか？", "url": "https://support.hashhub-lending.com/hc/ja/articles/360002986535-%E8%BF%94%E9%82%84%E3%82%BF%E3%82%A4%E3%83%9F%E3%83%B3%E3%82%B0%E3%81%AF%E3%81%84%E3%81%A4%E3%81%A7%E3%81%99%E3%81%8B", "publisher": "HashHubレンディング運営事務局", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.hashhub-lending.com/hc/ja/articles/360002986535", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party return FAQ states that the lending period ends at the end of the month following a return request and that return is then executed within five business days, with return fees applying. This records current contractual/operational timing, not proof that every return has been executed on schedule." }, { "id": "cya_src_b66_0005", "platform_id": "cya_plat_000107", "event_id": null, "source_type": "official_statement", "title": "会社が破綻した場合に貸し出した資産は保護されますか？", "url": "https://support.hashhub-lending.com/hc/ja/articles/360002985995-%E4%BC%9A%E7%A4%BE%E3%81%8C%E7%A0%B4%E7%B6%BB%E3%81%97%E3%81%9F%E5%A0%B4%E5%90%88%E3%81%AB%E8%B2%B8%E3%81%97%E5%87%BA%E3%81%97%E3%81%9F%E8%B3%87%E7%94%A3%E3%81%AF%E4%BF%9D%E8%AD%B7%E3%81%95%E3%82%8C%E3%81%BE%E3%81%99%E3%81%8B", "publisher": "HashHubレンディング運営事務局 / SBIデジタルファイナンス株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.hashhub-lending.com/hc/ja/articles/360002985995", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party FAQ characterizes HashHub Lending as a crypto-asset (quasi-)consumption-loan contract and says the borrower owes return of principal-equivalent crypto quantity and lending fees under the contract. It also confirms the 2024-04-01 service-provider transition to SBI Digital Finance. CYA treats the legal characterization as the operator's statement, not independent legal advice or proof of insolvency recovery." }, { "id": "cya_src_b66_0006", "platform_id": "cya_plat_000107", "event_id": null, "source_type": "official_statement", "title": "貸し出し条件を教えてください", "url": "https://support.hashhub-lending.com/hc/ja/articles/5496711088655-%E8%B2%B8%E3%81%97%E5%87%BA%E3%81%97%E6%9D%A1%E4%BB%B6%E3%82%92%E6%95%99%E3%81%88%E3%81%A6%E3%81%8F%E3%81%A0%E3%81%95%E3%81%84", "publisher": "HashHubレンディング運営事務局", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.hashhub-lending.com/hc/ja/articles/5496711088655", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party lending-conditions FAQ states that lending fees are calculated under the applicable rate and credited monthly, rates may change by month, and return requires an application with a delayed return schedule and asset-specific fees." }, { "id": "cya_src_b67_0001", "platform_id": "cya_plat_000108", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産サービス", "url": "https://coincheck.com/ja/lending", "publisher": "コインチェック株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coincheck.com/ja/lending", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party product page defines a fixed-term crypto consumption-loan contract and states that Coincheck returns same-quantity/equivalent crypto plus a usage fee at maturity. It expressly says the lending product is not provided as a crypto-asset exchange service, borrowed lending assets are not subject to that framework's segregated-management requirements, the contract is unsecured, the service is not a deposit or deposit-insurance product, and assets may not be returned if Coincheck fails." }, { "id": "cya_src_b67_0002", "platform_id": "cya_plat_000108", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産サービスを利用するにはどうしたらいいですか？", "url": "https://faq.coincheck.com/answer/687a2e7d497dbe6af46ff89d/", "publisher": "Coincheck FAQ", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://faq.coincheck.com/answer/687a2e7d497dbe6af46ff89d/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "status", "notes": "Current 2026 first-party FAQ documents active lending-service registration and access flows on web and app, supporting current operational status." }, { "id": "cya_src_b67_0003", "platform_id": "cya_plat_000108", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産サービスの利用料はどのように計算されますか", "url": "https://faq.coincheck.com/answer/687a32a3ca438c3096a93493/", "publisher": "Coincheck FAQ", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://faq.coincheck.com/answer/687a32a3ca438c3096a93493/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party FAQ lists 14, 30, 90, 180 and 365-day lending terms and associated annualized usage-fee rates. CYA records these as current issuer terms, not independently verified realized returns." }, { "id": "cya_src_b67_0004", "platform_id": "cya_plat_000108", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産サービスにて、貸出申請をしていますがいつ承認されますか？", "url": "https://faq.coincheck.com/answer/688201b87d0768e3979bb216/", "publisher": "Coincheck FAQ", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://faq.coincheck.com/answer/688201b87d0768e3979bb216/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party FAQ says Coincheck sets borrowing caps by asset and term and approves lending applications as borrowing capacity becomes available, with applications handled by term in application order." }, { "id": "cya_src_b67_0005", "platform_id": "cya_plat_000108", "event_id": null, "source_type": "official_statement", "title": "暗号資産取引説明書および貸暗号資産利用規約改定のお知らせ", "url": "https://corporate.coincheck.com/news/ySZXYCJx", "publisher": "コインチェック株式会社", "published_at": "2023-03-22", "archived_url": "https://web.archive.org/web/*/https://corporate.coincheck.com/news/ySZXYCJx", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "First-party notice documents a 2023-03-22 amendment to the Coincheck lending terms. This establishes product history by that date but does not establish the exact original launch day." }, { "id": "cya_src_b68_0001", "platform_id": "cya_plat_000109", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産ベーシック", "url": "https://coin.z.com/jp/corp/product/info/lending/", "publisher": "GMOコイン株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://coin.z.com/jp/corp/product/info/lending/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party product page describes Basic lending courses and the customer-to-GMO Coin lending arrangement. Current risk disclosures state that the service is not a deposit/deposit-insurance product, characterize the transaction as a crypto-asset consumption loan, warn that lent assets may not be returned if GMO Coin fails, and distinguish the lending transaction from the crypto-asset exchange business and its segregated-management requirements. Published rates and availability are issuer terms, not verified realized returns." }, { "id": "cya_src_b68_0002", "platform_id": "cya_plat_000109", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産ベーシック BTC、ZPG、ZPGAG、ZPGPT募集のお知らせ", "url": "https://coin.z.com/jp/news/2026/05/15951/", "publisher": "GMOコイン株式会社", "published_at": "2026-05-13", "archived_url": "https://web.archive.org/web/*/https://coin.z.com/jp/news/2026/05/15951/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "status", "notes": "First-party 2026 recruitment notice confirms ongoing Basic lending intake for selected assets and courses and states that recruitment may stop or applications may be cancelled when capacity is exceeded. Advertised annualized rates are current issuer terms, not independently verified realized return." }, { "id": "cya_src_b68_0003", "platform_id": "cya_plat_000109", "event_id": null, "source_type": "official_statement", "title": "「貸暗号資産」サービス変更のご案内およびお客さま同意のお願い", "url": "https://coin.z.com/jp/news/2020/06/6301/", "publisher": "GMOコイン株式会社", "published_at": "2020-06-10", "archived_url": "https://web.archive.org/web/*/https://coin.z.com/jp/news/2020/06/6301/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "entity", "notes": "First-party notice proves the predecessor 貸暗号資産 service was already operating by June 2020 and documents course/rate changes effective for lending starting 2020-07-15. It does not establish the original service launch date." }, { "id": "cya_src_b68_0004", "platform_id": "cya_plat_000109", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産ベーシックとは？初心者向けに知っておきたいポイントを解説", "url": "https://coin.z.com/jp/column/beginners-lending/", "publisher": "GMOコイン株式会社", "published_at": "2026-07-24", "archived_url": "https://web.archive.org/web/*/https://coin.z.com/jp/column/beginners-lending/", "accessed_at": "2026-08-14", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party explainer describes Basic as lending crypto to GMO Coin for lending fees, notes that asset/course recruitment is intermittent, and states that early termination can forfeit lending fees and may incur a fee. Marketing examples and rates remain issuer illustrations rather than verified customer performance." }, { "id": "cya_src_b69_0001", "platform_id": "cya_plat_000110", "event_id": null, "source_type": "official_statement", "title": "PBR LENDING", "url": "https://www.pbr-portobelloroad.com/", "publisher": "Portobello Road株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.pbr-portobelloroad.com/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "status", "notes": "Current first-party service surface confirms active PBR LENDING operations, supported assets and Regular/Premium lending plans. Advertised rates and promotional claims remain issuer statements, not independently verified realized returns or guarantees." }, { "id": "cya_src_b69_0002", "platform_id": "cya_plat_000110", "event_id": null, "source_type": "official_statement", "title": "ご利用約款", "url": "https://portobelloroad.co.jp/policies/terms/", "publisher": "Portobello Road株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://portobelloroad.co.jp/policies/terms/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Terms define PBR LENDING as customer-to-company crypto-asset consumption-loan transactions, explain individual-contract formation, Regular/Premium plan mechanics, return and interest treatment, and state that the arrangement is not deposit-insured or crypto-asset exchange business. The Terms also state there is no physical or personal collateral and describe customer claims as general claims in insolvency." }, { "id": "cya_src_b69_0003", "platform_id": "cya_plat_000110", "event_id": null, "source_type": "official_statement", "title": "暗号資産消費貸借取引に関する重要事項説明書", "url": "https://portobelloroad.co.jp/policies/loan-disclosure/", "publisher": "Portobello Road株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://portobelloroad.co.jp/policies/loan-disclosure/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party risk disclosure says borrowed customer crypto is used in various forms of operation and/or business investment and identifies price, counterparty, liquidity, system and regulatory risks. It states that failure of the company or lending/investment counterparties can make asset return difficult or impossible. The described yield model is an operator statement, not independently verified investment performance." }, { "id": "cya_src_b69_0004", "platform_id": "cya_plat_000110", "event_id": null, "source_type": "official_statement", "title": "企業情報", "url": "https://portobelloroad.co.jp/overview/", "publisher": "Portobello Road株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://portobelloroad.co.jp/overview/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party company page identifies Portobello Road株式会社 as the operator of PBR LENDING and describes its crypto-asset lending business and stated use of borrowed assets in business activity. Company descriptions of performance and sustainability are not independent solvency evidence." }, { "id": "cya_src_b70_0001", "platform_id": "cya_plat_000111", "event_id": null, "source_type": "official_statement", "title": "CRYPTOLENDING", "url": "https://fuel-hash.com/product/cryptolending/", "publisher": "株式会社FUELHASH", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://fuel-hash.com/product/cryptolending/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface confirms ongoing CRYPTOLENDING availability and current product positioning. Headline rates, principal-guarantee language, stable-operation statements and partnership/licensing language are operator marketing claims and are not independently verified guarantees, licensing validation, insurance, reserve proof, realized returns or solvency evidence." }, { "id": "cya_src_b70_0002", "platform_id": "cya_plat_000111", "event_id": null, "source_type": "official_statement", "title": "利用規約", "url": "https://fuel-mining.com/terms-of-service", "publisher": "株式会社FUELHASH", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://fuel-mining.com/terms-of-service", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party Terms define direct user-to-FUELHASH lending of eligible crypto assets/tokens, flexible and fixed lending, maturity/return mechanics, non-exchange-business treatment, non-deposit status and explicit company-failure non-return risk." }, { "id": "cya_src_b70_0003", "platform_id": "cya_plat_000111", "event_id": "cya_ev_000347", "source_type": "official_statement", "title": "暗号資産レンディングサービス『CRYPTOLENDING』開始のお知らせ", "url": "https://fuel-hash.com/news/product/cryptolending_202211/", "publisher": "株式会社FUELHASH", "published_at": "2022-11-02", "archived_url": "https://web.archive.org/web/*/https://fuel-hash.com/news/product/cryptolending_202211/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "event", "notes": "First-party launch notice establishes the announced CRYPTOLENDING service start date of 2022-11-07. Promotional rates or product advantages in launch material remain issuer claims." }, { "id": "cya_src_b70_0004", "platform_id": "cya_plat_000111", "event_id": null, "source_type": "official_statement", "title": "Company", "url": "https://fuel-hash.com/company/", "publisher": "株式会社FUELHASH", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://fuel-hash.com/company/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party company information identifies 株式会社FUELHASH as the operator and states company establishment in March 2021. Company descriptions of business quality or performance are not independent safety or solvency evidence." }, { "id": "cya_src_b71_0001", "platform_id": "cya_plat_000112", "event_id": null, "source_type": "official_statement", "title": "貸コイン", "url": "https://www.sbivc.co.jp/services/lending", "publisher": "SBI VCトレード株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.sbivc.co.jp/services/lending", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface confirms active lending and describes the service as a consumption-loan transaction. Current rates and course terms are issuer product terms and are not independently verified realized returns." }, { "id": "cya_src_b71_0002", "platform_id": "cya_plat_000112", "event_id": "cya_ev_000348", "source_type": "official_statement", "title": "貸コインサービス開始のお知らせ", "url": "https://www.sbivc.co.jp/newsview/kcyxc7j-lkpq", "publisher": "SBI VCトレード株式会社", "published_at": "2022-01-26", "archived_url": "https://web.archive.org/web/*/https://www.sbivc.co.jp/newsview/kcyxc7j-lkpq", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "event", "notes": "First-party authority for the 2022-01-26 service launch." }, { "id": "cya_src_b71_0003", "platform_id": "cya_plat_000112", "event_id": null, "source_type": "official_statement", "title": "Flare 貸コイン契約に関するリスク説明", "url": "https://www.sbivc.co.jp/newsview/flarecovenants", "publisher": "SBI VCトレード株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.sbivc.co.jp/newsview/flarecovenants", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "Product-specific first-party disclosure states that lent assets are outside exchange-custody segregated-management treatment, SBI VC Trade may relend them, the loan is unsecured, and insolvency can cause partial or total non-return. Do not generalize the Flare-specific contract verbatim to all courses." }, { "id": "cya_src_b71_0004", "platform_id": "cya_plat_000112", "event_id": null, "source_type": "official_statement", "title": "法令・規約等", "url": "https://www.sbivc.co.jp/legal-information", "publisher": "SBI VCトレード株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.sbivc.co.jp/legal-information", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "entity", "notes": "Current first-party legal-information hub for SBI VC Trade. Exchange registration or exchange-custody protections are not treated as extending automatically to lending principal." }, { "id": "cya_src_b72_0001", "platform_id": "cya_plat_000113", "event_id": "cya_ev_000349", "source_type": "official_statement", "title": "BITMAX 暗号資産貸出サービス開始", "url": "https://prtimes.jp/main/html/rd/p/000002592.000001594.html", "publisher": "LVC Corporation / LINE", "published_at": "2020-10-07", "archived_url": "https://web.archive.org/web/*/https://prtimes.jp/main/html/rd/p/000002592.000001594.html", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "event", "notes": "Issuer-distributed launch material for BITMAX crypto-asset lending. Campaign/lending rates are issuer terms, not independently verified realized returns." }, { "id": "cya_src_b72_0002", "platform_id": "cya_plat_000113", "event_id": null, "source_type": "official_statement", "title": "LINE BITMAX 暗号資産貸出サービス help", "url": "https://help2.line.me/BitMax/?contentId=20018753", "publisher": "LINE BITMAX", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://help2.line.me/BitMax/?contentId=20018753", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party product help documents variable-period and fixed-period lending mechanics. Time-sensitive rates and limits are not generalized beyond the documented product terms." }, { "id": "cya_src_b72_0003", "platform_id": "cya_plat_000113", "event_id": "cya_ev_000350", "source_type": "official_statement", "title": "LINE BITMAX サービス終了のお知らせ", "url": "https://www.lycorp.co.jp/ja/news/release/020165/", "publisher": "LY Corporation / LINE Xenesis株式会社", "published_at": "2026-03-03", "archived_url": "https://web.archive.org/web/*/https://www.lycorp.co.jp/ja/news/release/020165/", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "event", "notes": "First-party authority for the planned 2026-06-01 end of the overall LINE BITMAX service." }, { "id": "cya_src_b72_0004", "platform_id": "cya_plat_000113", "event_id": "cya_ev_000350", "source_type": "official_statement", "title": "LINE BITMAX サービス終了案内", "url": "https://www.bitmax.me/endofservice_info", "publisher": "LINE Xenesis株式会社", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitmax.me/endofservice_info", "accessed_at": "2026-08-15", "reliability": "high", "claim_scope": "status", "notes": "Official shutdown plan states lending applications were stopped and existing lending contracts would be ended sequentially. Remaining-balance conversion and return procedures are service-end mechanics, not proof of universal historical lending repayment." }, { "id": "cya_src_b73_0001", "platform_id": "cya_plat_000056", "event_id": "cya_ev_000351", "source_type": "court_document", "title": "Singapore High Court records Atom Holdings Cayman compulsory liquidation", "url": "https://www.elitigation.sg/gd/s/2023_SGHC_324", "publisher": "Supreme Court of Singapore", "published_at": "2023-11-15", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "event", "notes": "Primary court source states that Atom Holdings had been placed under compulsory liquidation in the Cayman Islands as of 2023-07-11 and identifies Quantuma liquidators. This supports the parent-company lifecycle step, not a group-wide liquidation date or customer distribution outcome." }, { "id": "cya_src_b73_0002", "platform_id": "cya_plat_000056", "event_id": "cya_ev_000274", "source_type": "official_statement", "title": "Quantuma appointment as liquidator of AAX Asia and AAX Singapore", "url": "https://www.quantuma.com/insights/quantumas-asia-pacific-lead-luke-furler-appointed-liquidator-singapore-entities-global", "publisher": "Quantuma", "published_at": "2023-10-17", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "event", "notes": "Insolvency practitioner's first-party appointment notice independently confirms Luke Furler's appointment by the Singapore High Court as liquidator of AAX Asia Private Limited and AAX Singapore Private Limited. The appointment establishes liquidation administration, not a completed creditor distribution or recovery percentage." }, { "id": "cya_src_b74_0001", "platform_id": "cya_plat_000057", "event_id": null, "source_type": "regulatory_notice", "title": "CVM commitment-proposal review did not establish customer compensation", "url": "https://www.gov.br/cvm/pt-br/assuntos/noticias/2024/cvm-aceita-termo-de-compromisso-com-jupter-participacoes-s-a-e-administradores", "publisher": "Comissão de Valores Mobiliários", "published_at": "2024-01-30", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary CVM material concerning a proposed settlement by two BlueBenx-related respondents states that the proposal did not include correction of the alleged irregularities through return of the benefit obtained or compensation for alleged diffuse market damages. This is regulatory-process evidence only. It does not establish that individual BlueBenx customers received no recovery, and it is not treated as a creditor or repayment proceeding." }, { "id": "cya_src_b75_0001", "platform_id": "cya_plat_000018", "event_id": "cya_ev_000075", "source_type": "news_article", "title": "P2P bitcoin lending service BTCjam shuts down", "url": "https://www.cryptoninjas.net/2017/05/26/p2p-bitcoin-lending-service-btcjam-shuts/", "publisher": "CryptoNinjas", "published_at": "2017-05-26", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Contemporaneous report reproducing BTCJam's closure notice and FAQ: no new loans, active borrowers could keep repaying, repayment functionality would remain until loans were fully repaid or defaulted, and stored BTC could be withdrawn until 2018-07-01. This supports a controlled wind-down model. It does not prove that every borrower repaid, every lender recovered fully, or every stored balance was withdrawn." }, { "id": "cya_src_b75_0002", "platform_id": "cya_plat_000018", "event_id": "cya_ev_000075", "source_type": "news_article", "title": "Bitcoin lending platform BTCJam announces closure", "url": "https://www.econotimes.com/Bitcoin-lending-platform-BTCJam-announces-closure-726756", "publisher": "EconoTimes", "published_at": "2017-05-26", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Independent contemporaneous reproduction of BTCJam's closure statement confirms the 2018-07-01 stored-BTC withdrawal deadline and continued repayment functionality until active loans were repaid or defaulted. Loan-level defaults remain borrower outcomes rather than evidence of platform insolvency." }, { "id": "cya_src_b76_0001", "platform_id": "cya_plat_000017", "event_id": "cya_ev_000352", "source_type": "regulatory_notice", "title": "Victims of BitConnect Scheme to Receive More than $17 Million to Compensate for Losses", "url": "https://www.justice.gov/usao-sdca/pr/victims-bitconnect-scheme-receive-more-17-million-compensate-losses", "publisher": "U.S. Attorney's Office, Southern District of California", "published_at": "2023-01-12", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary U.S. government source stating that a federal judge ordered Glenn Arcaro to pay $17,646,801 in restitution to approximately 800 victims in more than 40 countries. This supports a partial recovery/distribution milestone for identified victims, not a complete BitConnect-wide recovery rate." }, { "id": "cya_src_b76_0002", "platform_id": "cya_plat_000017", "event_id": "cya_ev_000352", "source_type": "regulatory_notice", "title": "U.S. Attorney's Office Collects $30.7 Million in Civil and Criminal Actions in Fiscal Year 2023", "url": "https://www.justice.gov/usao-sdca/pr/us-attorneys-office-collects-307-million-civil-and-criminal-actions-fiscal-year-2023", "publisher": "U.S. Attorney's Office, Southern District of California", "published_at": "2024-01-19", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Primary follow-up confirming that bitcoin recovered in United States v. Glenn Arcaro was sold and resulted in $17,647,813 in restitution paid directly to victims, plus $1,003,900.17 in additional forfeited funds for victims. These figures establish realized enforcement-linked recovery but not full repayment of all BitConnect losses." }, { "id": "cya_src_b77_0001", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000353", "source_type": "database_reference", "title": "Alec Ohanian et al v. Stablegains, Inc. et al", "url": "https://dockets.justia.com/docket/california/cacdce/2%3A2023cv01245/876049", "publisher": "Justia Dockets & Filings", "published_at": "2023-02-18", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "event", "notes": "Docket metadata confirms the federal securities/commodities case filing against Stablegains Inc. in the Central District of California. CYA uses it only to establish the filing event, not the truth of the complaint's allegations or any final disposition." }, { "id": "cya_src_b77_0002", "platform_id": "cya_plat_000025", "event_id": "cya_ev_000353", "source_type": "news_article", "title": "Yield platform Stablegains sued for promoting UST as a safe investment", "url": "https://cointelegraph.com/news/yield-platform-stablegains-sued-for-promoting-ust-as-a-safe-investment", "publisher": "Cointelegraph", "published_at": "2023-02-20", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous reporting identifies the Ohanian complaint and summarizes its allegations. The allegations are not converted into adjudicated findings." }, { "id": "cya_src_b78_0001", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000354", "source_type": "news_article", "title": "Crypto investors cry foul as Finblox converts deposits to tokens to offset 3AC losses", "url": "https://www.dlnews.com/articles/deals/crypto-lender-finblox-freezes-deposits-and-issues-fbx-token/", "publisher": "DL News", "published_at": "2023-05-31", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Detailed contemporaneous reporting documents the FBX debt-conversion process, several customers who said they recovered deposits in full, and CEO Peter Hoang's statement that Finblox had run a test buyback scheme for some users. It also documents customers reporting unresolved losses. CYA therefore treats this as evidence of partial/selective recovery, not universal repayment." }, { "id": "cya_src_b78_0002", "platform_id": "cya_plat_000034", "event_id": "cya_ev_000354", "source_type": "news_article", "title": "Finblox shutters three years after losing millions of dollars worth of customer deposits", "url": "https://www.dlnews.com/articles/web3/finblox-shuts-down-three-years-after-losing-millions-of-dollars-worth-of-customer-deposits/", "publisher": "DL News", "published_at": "2025-07-09", "archived_url": null, "accessed_at": "2026-08-16", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Later reporting at platform closure confirms that customer funds had been converted into FBX and that customers continued to report unrecovered losses. This supports a mixed/partial outcome and argues against treating earlier selective recoveries as universal completion." }, { "id": "cya_src_b79_0001", "platform_id": "cya_plat_000114", "event_id": null, "source_type": "official_statement", "title": "暗号資産を貸して増やすについて", "url": "https://support.bitbank.cc/hc/ja/articles/360036057594--%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3%E3%82%92%E8%B2%B8%E3%81%97%E3%81%A6%E5%A2%97%E3%82%84%E3%81%99-%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6", "publisher": "bitbank", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.bitbank.cc/hc/ja/articles/360036057594-", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party product support for the lending service. Published rates are issuer terms and are not treated as independently verified realized returns." }, { "id": "cya_src_b79_0002", "platform_id": "cya_plat_000114", "event_id": null, "source_type": "official_statement", "title": "貸して増やすの返還日はいつですか？満期はご契約から１年後です", "url": "https://support.bitbank.cc/hc/ja/articles/4403394521625-%E8%B2%B8%E3%81%97%E3%81%A6%E5%A2%97%E3%82%84%E3%81%99%E3%81%AE%E8%BF%94%E9%82%84%E6%97%A5%E3%81%AF%E3%81%84%E3%81%A4%E3%81%A7%E3%81%99%E3%81%8B-%E6%BA%80%E6%9C%9F%E3%81%AF%E3%81%94%E5%A5%91%E7%B4%84%E3%81%8B%E3%82%89%EF%BC%91%E5%B9%B4%E5%BE%8C%E3%81%A7%E3%81%99", "publisher": "bitbank", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.bitbank.cc/hc/ja/articles/4403394521625-", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for the standard one-year maturity and published post-maturity return mechanics." }, { "id": "cya_src_b79_0003", "platform_id": "cya_plat_000114", "event_id": null, "source_type": "official_statement", "title": "Ethereum PoW (ETHW) は付与されますか", "url": "https://support.bitbank.cc/hc/ja/articles/9809690720921-Ethereum-PoW-ETHW-%E3%81%AF%E4%BB%98%E4%B8%8E%E3%81%95%E3%82%8C%E3%81%BE%E3%81%99%E3%81%8B", "publisher": "bitbank", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.bitbank.cc/hc/ja/articles/9809690720921-", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party evidence for the custody boundary: ETH lent through the lending service was distinguished from the segregated-management balance used for ordinary exchange custody in the documented fork-allocation context." }, { "id": "cya_src_b79_0004", "platform_id": "cya_plat_000114", "event_id": null, "source_type": "official_statement", "title": "年間取引報告書の見方について教えてください", "url": "https://support.bitbank.cc/hc/ja/articles/360016527753-%E5%B9%B4%E9%96%93%E5%8F%96%E5%BC%95%E5%A0%B1%E5%91%8A%E6%9B%B8%E3%81%AE%E8%A6%8B%E6%96%B9%E3%81%AB%E3%81%A4%E3%81%84%E3%81%A6%E6%95%99%E3%81%88%E3%81%A6%E3%81%8F%E3%81%A0%E3%81%95%E3%81%84", "publisher": "bitbank", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.bitbank.cc/hc/ja/articles/360016527753-", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "status", "notes": "First-party annual-report guidance includes lending quantity, returned quantity and lending profit/loss history. It supports historical operation but is not used to invent an exact original launch date." }, { "id": "cya_src_b80_0001", "platform_id": "cya_plat_000115", "event_id": "cya_ev_000355", "source_type": "official_statement", "title": "暗号資産レンディングサービス「貸して増やす」提供開始", "url": "https://www.bitpoint.co.jp/news/info/info-2020112601/", "publisher": "BITPOINT", "published_at": "2020-11-26", "archived_url": "https://web.archive.org/web/*/https://www.bitpoint.co.jp/news/info/info-2020112601/", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "event", "notes": "First-party launch authority for 2020-11-26. The launch-campaign rate remains an issuer product term rather than independently verified realized return." }, { "id": "cya_src_b80_0002", "platform_id": "cya_plat_000115", "event_id": null, "source_type": "official_statement", "title": "貸して増やす", "url": "https://www.bitpoint.co.jp/service/lending/", "publisher": "BITPOINT", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitpoint.co.jp/service/lending/", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party service page documents the consumption-loan structure, equivalent-asset return plus lending fee, active application flow, and explicit statutory segregated-management boundary." }, { "id": "cya_src_b80_0003", "platform_id": "cya_plat_000115", "event_id": null, "source_type": "official_statement", "title": "貸して増やす サービス詳細", "url": "https://www.bitpoint.co.jp/service/lending/detail.html", "publisher": "BITPOINT", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bitpoint.co.jp/service/lending/detail.html", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party service details document offering-specific periods/rates, post-period return/payment timing, no mid-term cancellation, no statutory segregated management for lent assets, and no deposit-insurance coverage." }, { "id": "cya_src_b80_0004", "platform_id": "cya_plat_000115", "event_id": null, "source_type": "official_statement", "title": "「貸して増やす」とは何ですか？", "url": "https://support.bitpoint.co.jp/hc/ja/articles/51959336194713--%E8%B2%B8%E3%81%97%E3%81%A6%E5%A2%97%E3%82%84%E3%81%99-%E3%81%A8%E3%81%AF%E4%BD%95%E3%81%A7%E3%81%99%E3%81%8B", "publisher": "BITPOINT", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.bitpoint.co.jp/hc/ja/articles/51959336194713-", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "status", "notes": "Current first-party support confirms the service concept and active customer-facing lending product." }, { "id": "cya_src_b81_0001", "platform_id": "cya_plat_000116", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産", "url": "https://www.bittrade.co.jp/ja-jp/financial/intro", "publisher": "BitTrade", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.bittrade.co.jp/ja-jp/financial/intro", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party authority for the lending service, lock/return mechanics, mid-term cancellation boundary, non-segregated custody, unsecured consumption-loan exposure, creditor-priority boundary and possible non-return on BitTrade failure." }, { "id": "cya_src_b81_0002", "platform_id": "cya_plat_000116", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産サービスとは", "url": "https://info.bittrade.co.jp/blog/what-is-lending-service/", "publisher": "BitTrade", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://info.bittrade.co.jp/blog/what-is-lending-service/", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party explanatory material for the lending product. Published rate examples remain issuer product terms rather than independently verified realized returns." }, { "id": "cya_src_b81_0003", "platform_id": "cya_plat_000116", "event_id": null, "source_type": "official_statement", "title": "キャンペーン情報", "url": "https://info.bittrade.co.jp/campaign-info/", "publisher": "BitTrade", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://info.bittrade.co.jp/campaign-info/", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "status", "notes": "First-party campaign archive supports historical operation in earlier periods. It is not used to fabricate an exact original launch date or to treat advertised rates as realized return." }, { "id": "cya_src_b82_0001", "platform_id": "cya_plat_000117", "event_id": "cya_ev_000356", "source_type": "official_statement", "title": "〖2025/02/25〗 「貸暗号資産」サービス開始のお知らせ", "url": "https://support.okcoin.jp/hc/ja/articles/43203662050457--2025-02-25-%E8%B2%B8%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3-%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E9%96%8B%E5%A7%8B%E3%81%AE%E3%81%8A%E7%9F%A5%E3%82%89%E3%81%9B", "publisher": "OKJ", "published_at": "2025-02-25", "archived_url": "https://web.archive.org/web/*/https://support.okcoin.jp/hc/ja/articles/43203662050457--2025-02-25-%E8%B2%B8%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3-%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E9%96%8B%E5%A7%8B%E3%81%AE%E3%81%8A%E7%9F%A5%E3%82%89%E3%81%9B", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "event", "notes": "First-party authority for Web service launch at 2025-02-28 17:00 JST. Published campaign rates remain issuer product terms rather than independently verified realized returns." }, { "id": "cya_src_b82_0002", "platform_id": "cya_plat_000117", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産", "url": "https://www.okcoin.jp/pages/products/lending.html", "publisher": "OKJ", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.okcoin.jp/pages/products/lending.html", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party authority for lending-fee calculation, lending/return flow, early-cancellation mechanics, non-deposit status, non-segregated treatment of lent assets and possible non-return on OKJ failure." }, { "id": "cya_src_b82_0003", "platform_id": "cya_plat_000117", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産を始める（申請方法）", "url": "https://support.okcoin.jp/hc/ja/articles/43745727619993-%E8%B2%B8%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3%E3%82%92%E5%A7%8B%E3%82%81%E3%82%8B-%E7%94%B3%E8%AB%8B%E6%96%B9%E6%B3%95", "publisher": "OKJ", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.okcoin.jp/hc/ja/articles/43745727619993-%E8%B2%B8%E6%9A%97%E5%8F%B7%E8%B3%87%E7%94%A3%E3%82%92%E5%A7%8B%E3%82%81%E3%82%8B-%E7%94%B3%E8%AB%8B%E6%96%B9%E6%B3%95", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "status", "notes": "Current first-party application instructions support active availability of the lending product and confirm the consumption-loan agreement acceptance flow." }, { "id": "cya_src_b83_0001", "platform_id": "cya_plat_000118", "event_id": null, "source_type": "official_statement", "title": "CoinTrade（コイントレード）とはどんなサービスですか", "url": "https://support.coin-trade.cc/hc/ja/articles/21085480166681-CoinTrade-%E3%82%B3%E3%82%A4%E3%83%B3%E3%83%88%E3%83%AC%E3%83%BC%E3%83%89-%E3%81%A8%E3%81%AF%E3%81%A9%E3%82%93%E3%81%AA%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%A7%E3%81%99%E3%81%8B", "publisher": "CoinTrade / Mercury Inc.", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.coin-trade.cc/hc/ja/articles/21085480166681-CoinTrade-%E3%82%B3%E3%82%A4%E3%83%B3%E3%83%88%E3%83%AC%E3%83%BC%E3%83%89-%E3%81%A8%E3%81%AF%E3%81%A9%E3%82%93%E3%81%AA%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%A7%E3%81%99%E3%81%8B", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "status", "notes": "First-party service overview states that CoinTrade launched lending in June 2024 and supports current platform/operator identity. It does not establish an exact original launch day." }, { "id": "cya_src_b83_0002", "platform_id": "cya_plat_000118", "event_id": null, "source_type": "official_statement", "title": "レンディングとはなんですか", "url": "https://support.coin-trade.cc/hc/ja/articles/34355137559705-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E3%81%A8%E3%81%AF%E3%81%AA%E3%82%93%E3%81%A7%E3%81%99%E3%81%8B", "publisher": "CoinTrade / Mercury Inc.", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.coin-trade.cc/hc/ja/articles/34355137559705-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E3%81%A8%E3%81%AF%E3%81%AA%E3%82%93%E3%81%A7%E3%81%99%E3%81%8B", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party definition of the lending product as lending crypto assets for a fixed period in exchange for lending rewards. Published rewards are issuer terms, not verified realized returns." }, { "id": "cya_src_b83_0003", "platform_id": "cya_plat_000118", "event_id": null, "source_type": "official_statement", "title": "レンディング契約期間中の中途解約は可能ですか", "url": "https://support.coin-trade.cc/hc/ja/articles/33375433799321-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E5%A5%91%E7%B4%84%E6%9C%9F%E9%96%93%E4%B8%AD%E3%81%AE%E4%B8%AD%E9%80%94%E8%A7%A3%E7%B4%84%E3%81%AF%E5%8F%AF%E8%83%BD%E3%81%A7%E3%81%99%E3%81%8B", "publisher": "CoinTrade / Mercury Inc.", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.coin-trade.cc/hc/ja/articles/33375433799321-%E3%83%AC%E3%83%B3%E3%83%87%E3%82%A3%E3%83%B3%E3%82%B0%E5%A5%91%E7%B4%84%E6%9C%9F%E9%96%93%E4%B8%AD%E3%81%AE%E4%B8%AD%E9%80%94%E8%A7%A3%E7%B4%84%E3%81%AF%E5%8F%AF%E8%83%BD%E3%81%A7%E3%81%99%E3%81%8B", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for the in-principle prohibition on mid-term cancellation and the exception rule: no lending reward and a cancellation fee equal to 10% of the application quantity." }, { "id": "cya_src_b83_0004", "platform_id": "cya_plat_000118", "event_id": null, "source_type": "official_statement", "title": "資産の返還はいつ行われますか", "url": "https://support.coin-trade.cc/hc/ja/articles/34486687991577-%E8%B3%87%E7%94%A3%E3%81%AE%E8%BF%94%E9%82%84%E3%81%AF%E3%81%84%E3%81%A4%E8%A1%8C%E3%82%8F%E3%82%8C%E3%81%BE%E3%81%99%E3%81%8B", "publisher": "CoinTrade / Mercury Inc.", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://support.coin-trade.cc/hc/ja/articles/34486687991577-%E8%B3%87%E7%94%A3%E3%81%AE%E8%BF%94%E9%82%84%E3%81%AF%E3%81%84%E3%81%A4%E8%A1%8C%E3%82%8F%E3%82%8C%E3%81%BE%E3%81%99%E3%81%8B", "accessed_at": "2026-08-17", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for current season-based return timing and ongoing-operation flow. Current return mechanics are not treated as proof of universal historical repayment performance." }, { "id": "cya_src_b84_0001", "platform_id": "cya_plat_000119", "event_id": "cya_ev_000357", "source_type": "official_statement", "title": "貸暗号資産サービス開始のご案内", "url": "https://www.tokyohash.jp/news/20211214/index.html", "publisher": "Tokyo Hash / HashKey Japan", "published_at": "2021-12-15", "archived_url": "https://web.archive.org/web/*/https://www.tokyohash.jp/news/20211214/index.html", "accessed_at": "2026-08-20", "reliability": "high", "claim_scope": "event", "notes": "First-party launch notice establishing service start on 2021-12-15 and the consumption-loan mechanics." }, { "id": "cya_src_b84_0002", "platform_id": "cya_plat_000119", "event_id": null, "source_type": "official_statement", "title": "貸暗号資産", "url": "https://www.tokyohash.jp/lending/index.html", "publisher": "HashKey Japan", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.tokyohash.jp/lending/index.html", "accessed_at": "2026-08-20", "reliability": "high", "claim_scope": "terms_risk", "notes": "Current first-party product page establishing active service mechanics, maximum 100-day terms, no mid-term cancellation in principle, crypto-denominated lending fees, HashKey Group deployment statement, and non-deposit / non-deposit-insurance warning." }, { "id": "cya_src_b84_0003", "platform_id": "cya_plat_000119", "event_id": null, "source_type": "official_statement", "title": "口座開設・貸暗号資産開始の流れ", "url": "https://www.tokyohash.jp/flow/index.html", "publisher": "HashKey Japan", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://www.tokyohash.jp/flow/index.html", "accessed_at": "2026-08-20", "reliability": "high", "claim_scope": "status", "notes": "Current first-party onboarding flow supporting continued service availability." }, { "id": "cya_src_b85_0001", "platform_id": "cya_plat_000120", "event_id": null, "source_type": "official_statement", "title": "bitFlyer 定期貸しコイン FAQ", "url": "https://bitflyer.com/ja-jp/faq/lending", "publisher": "bitFlyer", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitflyer.com/ja-jp/faq/lending", "accessed_at": "2026-08-21", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party lending FAQ establishes the current fixed-period crypto-asset lending product and contractual lending-fee model. Published rates remain issuer terms rather than verified realized returns." }, { "id": "cya_src_b85_0002", "platform_id": "cya_plat_000120", "event_id": null, "source_type": "official_statement", "title": "bitFlyer 定期貸しコイン FAQ — product mechanics", "url": "https://bitflyer.com/ja-jp/faq/lending/1-1", "publisher": "bitFlyer", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitflyer.com/ja-jp/faq/lending/1-1", "accessed_at": "2026-08-21", "reliability": "high", "claim_scope": "status", "notes": "First-party product documentation supporting current lending mechanics. It does not establish the original launch date or universal historical repayment performance." }, { "id": "cya_src_b85_0003", "platform_id": "cya_plat_000120", "event_id": null, "source_type": "official_statement", "title": "bitFlyer 定期貸しコイン FAQ — cancellation", "url": "https://bitflyer.com/ja-jp/faq/lending/1-4", "publisher": "bitFlyer", "published_at": null, "archived_url": "https://web.archive.org/web/*/https://bitflyer.com/ja-jp/faq/lending/1-4", "accessed_at": "2026-08-21", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority that customer-requested mid-term cancellation is unavailable under the current lending product rules." }, { "id": "cya_src_b86_0001", "platform_id": "cya_plat_000121", "event_id": "cya_ev_000358", "source_type": "official_statement", "title": "Introducing BitMEX EARN", "url": "https://www.bitmex.com/blog/introducing-bitmex-earn", "publisher": "BitMEX", "published_at": "2021-11-30", "archived_url": "https://web.archive.org/web/*/https://www.bitmex.com/blog/introducing-bitmex-earn", "accessed_at": "2026-08-22", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party launch authority for BitMEX EARN and fixed-term USDT products. Historical insurance-fund backing language is treated only as an operator claim." }, { "id": "cya_src_b87_0001", "platform_id": "cya_plat_000122", "event_id": null, "source_type": "official_statement", "title": "What is Earn?", "url": "https://support.coindcx.com/articles/simple-earn/what-is-earn/63dd43d2217f487e38b3e9ad", "publisher": "CoinDCX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product authority establishing active Earn functionality." }, { "id": "cya_src_b87_0002", "platform_id": "cya_plat_000122", "event_id": null, "source_type": "official_statement", "title": "What are the Terms & Conditions for Earn?", "url": "https://support.coindcx.com/articles/simple-earn/what-are-the-terms-conditions-for-earn/6381b5352418a07148a93552", "publisher": "CoinDCX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party terms authority for holding period, variable returns, early-exit consequences, product discretion and loss risk." }, { "id": "cya_src_b87_0003", "platform_id": "cya_plat_000122", "event_id": null, "source_type": "official_statement", "title": "Where are the assets deployed and how are passive returns generated?", "url": "https://support.coindcx.com/articles/simple-earn/where-are-the-assets-deployed-and-how-are-passive-returns-generated/65d31d3857098b7fa85ad831", "publisher": "CoinDCX", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for asset deployment and described yield sources including margin trading and staking." }, { "id": "cya_src_b88_0001", "platform_id": "cya_plat_000123", "event_id": "cya_ev_000359", "source_type": "official_statement", "title": "CoinSwitch launches EARN", "url": "https://coinswitch.co/press/coinswitch-launches-earn-enabling-users-to-accrue-passive-income-on-crypto", "publisher": "CoinSwitch", "published_at": "2023-11-21", "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party launch authority for CoinSwitch EARN." }, { "id": "cya_src_b88_0002", "platform_id": "cya_plat_000123", "event_id": null, "source_type": "official_statement", "title": "CoinSwitch EARN terms", "url": "https://coinswitch.co/terms/earn", "publisher": "CoinSwitch", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party terms identifying Bitcipher Labs LLP, third-party validators and staking mechanics." }, { "id": "cya_src_b88_0003", "platform_id": "cya_plat_000123", "event_id": null, "source_type": "official_statement", "title": "CoinSwitch EARN product page", "url": "https://coinswitch.co/earn", "publisher": "CoinSwitch", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface supporting active operation and unlock mechanics." }, { "id": "cya_src_b89_0001", "platform_id": "cya_plat_000124", "event_id": "cya_ev_000360", "source_type": "official_statement", "title": "How to Use Mudrex Earn: Earn Additional Returns On Your Crypto Holdings", "url": "https://mudrex.com/blog/how-to-earn-crypto-rewards-using-mudrex/", "publisher": "Mudrex", "published_at": "2024-06-11", "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "launch_date", "notes": "First-party launch authority for Mudrex Earn and launch-era zero-lock-in/staking description." }, { "id": "cya_src_b89_0002", "platform_id": "cya_plat_000124", "event_id": null, "source_type": "official_statement", "title": "Mudrex Vault: Upgrade Coming Soon", "url": "https://mudrex.com/blog/mudrex-vault-upgrade-coming-soon/", "publisher": "Mudrex", "published_at": "2024-06-19", "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for Vault-to-Earn transition, variable yields and July 2024 automatic Vault redemption." }, { "id": "cya_src_b89_0003", "platform_id": "cya_plat_000124", "event_id": null, "source_type": "official_statement", "title": "Mudrex Is Moving to an INR-Native Experience", "url": "https://mudrex.com/blog/inr-native-experience-on-mudrex/", "publisher": "Mudrex", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product update listing Earn Products among continuing USDT-supported uses." }, { "id": "cya_src_b90_0001", "platform_id": "cya_plat_000125", "event_id": "cya_ev_000361", "source_type": "official_statement", "title": "Kinza Finance mainnet app", "url": "https://app.kinza.finance/", "publisher": "Kinza Finance", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "First-party application surface. The contemporaneous trigger screenshot from this surface shows the restriction notice: new supply and borrow disabled, repay and withdraw remain open. The public crawl also returns an empty market table, so the app remains reachable but does not present normal market rows." }, { "id": "cya_src_b90_0002", "platform_id": "cya_plat_000125", "event_id": null, "source_type": "official_statement", "title": "Kinza Finance official site", "url": "https://kinza.finance/", "publisher": "Kinza Finance", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "First-party landing page remains online and continues to describe the Secure Money Market as LIVE NOW. This conflicts with the restricted/empty app state and is preserved as uncertainty rather than used to override the restriction signal." }, { "id": "cya_src_b90_0003", "platform_id": "cya_plat_000125", "event_id": null, "source_type": "official_statement", "title": "Kinza Finance FAQ", "url": "https://docs.kinza.finance/resources/faq", "publisher": "Kinza Finance", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "entity", "notes": "First-party documentation identifies Kinza Finance as a decentralized lending protocol and documents normal lend/borrow behavior, supporting the product classification and showing what functionality the current restriction affects." }, { "id": "cya_src_b91_0001", "platform_id": "cya_plat_000126", "event_id": null, "source_type": "official_statement", "title": "ZebPay Earn FAQs", "url": "https://help.zebpay.com/support/solutions/articles/44002182887-zebpay-earn-faqs", "publisher": "ZebPay", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for fixed-term options, maturity credit of invested crypto plus earnings, and early-exit mechanics. Help-center creation metadata is not used as an exact product launch date." }, { "id": "cya_src_b91_0002", "platform_id": "cya_plat_000126", "event_id": null, "source_type": "official_statement", "title": "ZebPay Earn", "url": "https://zebpay.com/earn", "publisher": "ZebPay", "published_at": null, "archived_url": null, "accessed_at": "2026-08-23", "reliability": "high", "claim_scope": "status", "notes": "Current first-party product surface supporting continued ZebPay Earn availability." }, { "id": "cya_src_b92_0001", "platform_id": "cya_plat_000127", "event_id": null, "source_type": "official_statement", "title": "Smart Lending Terms of Service", "url": "https://smartlending.jp/policies/terms-of-service/", "publisher": "Smart Lending Co., Ltd.", "published_at": null, "archived_url": null, "accessed_at": "2026-08-26", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party authority for crypto-asset consumption-loan treatment, ownership transfer, unsecured exposure, non-deposit status, exclusion from statutory segregated management and non-return risk on company failure." }, { "id": "cya_src_b92_0002", "platform_id": "cya_plat_000127", "event_id": null, "source_type": "official_statement", "title": "Smart Lending service and company overview", "url": "https://smartlending.jp/", "publisher": "Smart Lending Co., Ltd.", "published_at": null, "archived_url": null, "accessed_at": "2026-08-26", "reliability": "high", "claim_scope": "status", "notes": "Current first-party service surface supporting live registration, deposit and lending application flows. Advertised 11%/13% annualized rates and yield-source/reserve statements are recorded only as operator claims." }, { "id": "cya_src_b93_0001", "platform_id": "cya_plat_000128", "event_id": "cya_ev_000368", "source_type": "news_article", "title": "Neutrl halts NUSD redemptions over reserve concerns", "url": "https://crypto.news/neutrl-halts-nusd-redemptions-over-reserve-concerns/", "publisher": "crypto.news", "published_at": "2026-08-13", "archived_url": null, "accessed_at": "2026-08-30", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous coverage of Neutrl's Aug. 13 pause. Supports minting/redemption suspension, legal-counsel context, and the absence of a disclosed affected asset/counterparty at that stage." }, { "id": "cya_src_b93_0002", "platform_id": "cya_plat_000128", "event_id": "cya_ev_000368", "source_type": "news_article", "title": "DeFi protocol Neutrl suspends redemptions and minting as it assesses reserve issue", "url": "https://cryptobriefing.com/defi-protocol-neutrl-suspends-redemptions-and-minting-as-it-assesses-reserve-issue/", "publisher": "Crypto Briefing", "published_at": "2026-08-13", "archived_url": null, "accessed_at": "2026-08-30", "reliability": "medium", "claim_scope": "event", "notes": "Independent contemporaneous coverage quoting the Neutrl statement that minting, redemptions and other protocol functions were paused while reserve impact was assessed." }, { "id": "cya_src_b93_0003", "platform_id": "cya_plat_000128", "event_id": "cya_ev_000369", "source_type": "news_article", "title": "Neutrl has suspended contracts due to position issues affecting liquidity, planning to open redemptions in September", "url": "https://www.chaincatcher.com/en/article/2286401", "publisher": "ChainCatcher", "published_at": "2026-08-29", "archived_url": null, "accessed_at": "2026-08-30", "reliability": "medium", "claim_scope": "event", "notes": "Reports Neutrl's later update: approximately USD 27 million liquid assets, other strategy positions presently illiquid, unknown recovery value/timing, early-redemption plan, and operator statement that the incident was not a smart-contract exploit, hack or code defect." }, { "id": "cya_src_b93_0004", "platform_id": "cya_plat_000128", "event_id": "cya_ev_000369", "source_type": "news_article", "title": "Partial reserve liquidity affected; Neutrl plans to open early redemption for NUSD and sNUSD in early September", "url": "https://www.odaily.com.cn/en/newsflash/513889", "publisher": "Odaily", "published_at": "2026-08-29", "archived_url": null, "accessed_at": "2026-08-30", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Corroborates the approximately USD 27 million liquid-asset figure, unresolved recovery value and timing, and the planned early-redemption mechanism for NUSD and sNUSD." }, { "id": "cya_src_b93_0005", "platform_id": "cya_plat_000128", "event_id": null, "source_type": "official_statement", "title": "Neutrl reserves dashboard", "url": "https://www.neutrl.finance/reserves", "publisher": "Neutrl", "published_at": null, "archived_url": null, "accessed_at": "2026-08-30", "reliability": "high", "claim_scope": "terms_risk", "notes": "First-party reserve dashboard. Earlier Aug. 5 figures are retained only as a dated historical snapshot and are not used to infer a current loss amount against the later liquid-assets disclosure." }, { "id": "cya_src_b94_0001", "platform_id": "cya_plat_000129", "event_id": null, "source_type": "official_statement", "title": "MORE Markets documentation", "url": "https://docs.more.markets/more-markets/editor-1", "publisher": "MORE Markets", "published_at": null, "archived_url": null, "accessed_at": "2026-08-31", "reliability": "high", "claim_scope": "entity", "notes": "First-party documentation supporting platform identity and lending-market context. It is not used as evidence for the final exploit amount or root cause." }, { "id": "cya_src_b94_0002", "platform_id": "cya_plat_000129", "event_id": "cya_ev_000370", "source_type": "news_article", "title": "Blockaid Traces $9.3 Million Exploit at Flow Lender More Markets", "url": "https://beincrypto.com/more-markets-exploit-flow-evm-wflow/", "publisher": "BeInCrypto", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-08-31", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous report reproducing Blockaid's 15.5 million WFLOW / approximately USD 9.3 million detector-impact disclosure and MORE Markets' statement that it was investigating the exploit claim." }, { "id": "cya_src_b94_0003", "platform_id": "cya_plat_000129", "event_id": "cya_ev_000370", "source_type": "news_article", "title": "More Markets Hacked for $9.3M on Flow EVM, 15.5M WFLOW Drained", "url": "https://www.cryptotimes.io/2026/08/31/more-markets-hacked-for-9-3m-on-flow-evm-15-5m-wflow-drained/", "publisher": "The Crypto Times", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-08-31", "reliability": "medium", "claim_scope": "event", "notes": "Independent contemporaneous coverage of the Blockaid finding, affected mFlowWFLOW reserve and unresolved final loss/root-cause state." }, { "id": "cya_src_b94_0004", "platform_id": "cya_plat_000129", "event_id": "cya_ev_000370", "source_type": "news_article", "title": "Attackers drain 15.5M WFLOW from More Markets in suspected $9.3M Flow exploit", "url": "https://www.cryptopolitan.com/attackers-drain-more-markets-flow-exploit/", "publisher": "Cryptopolitan", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-08-31", "reliability": "medium", "claim_scope": "event", "notes": "Corroborates that MORE Markets had not confirmed the final loss and that Blockaid described the reported USD amount as detector impact while tracing the incident." }, { "id": "cya_src_b95_0001", "platform_id": "cya_plat_000130", "event_id": null, "source_type": "official_statement", "title": "Tectonic official website", "url": "https://tectonic.finance/", "publisher": "Tectonic", "published_at": null, "archived_url": null, "accessed_at": "2026-09-01", "reliability": "high", "claim_scope": "entity", "notes": "First-party source establishing Tectonic's protocol identity and official domain. This source is not used by itself to establish the exploit amount or final incident cause." }, { "id": "cya_src_b95_0002", "platform_id": "cya_plat_000130", "event_id": "cya_ev_000371", "source_type": "news_article", "title": "Cronos network halts after Tectonic exploit estimated at USD 75 million", "url": "https://www.theblock.co/news/defi/2026-08-30-crypto-com-linked-cronos-network-halts-after-tectonic-exploit-estimated-at-75-million-413069", "publisher": "The Block", "published_at": "2026-08-30", "archived_url": null, "accessed_at": "2026-09-01", "reliability": "medium", "claim_scope": "event", "notes": "Contemporaneous coverage of the exploit estimate, approximately USD 6 million bridged before the halt, and the absence of a final Tectonic-confirmed amount/root cause at publication time." }, { "id": "cya_src_b95_0003", "platform_id": "cya_plat_000130", "event_id": "cya_ev_000371", "source_type": "news_article", "title": "Cronos halts blockchain after USD 75 million lending exploit hits Tectonic", "url": "https://www.coindesk.com/tech/2026/08/31/cronos-halts-blockchain-after-usd75-million-lending-exploit-hits-lending-app-tectonic", "publisher": "CoinDesk", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-09-01", "reliability": "medium", "claim_scope": "event", "notes": "Independent corroboration of the estimated incident size, TONIC price-manipulation narrative and Cronos halt while preserving uncertainty around final losses and restart/remediation." }, { "id": "cya_src_b95_0004", "platform_id": "cya_plat_000130", "event_id": "cya_ev_000371", "source_type": "news_article", "title": "Tectonic exploited on Cronos for estimated USD 75 million as validators halt network", "url": "https://financefeeds.com/tectonic-exploited-on-cronos-for-estimated-75-million-as-validators-halt-entire-network/", "publisher": "FinanceFeeds", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-09-01", "reliability": "medium", "claim_scope": "event", "notes": "Corroborates that Tectonic acknowledged an incident and that the reported USD 75 million figure and root-cause explanation remained preliminary rather than a final post-mortem conclusion." }, { "id": "cya_src_b95_0005", "platform_id": "cya_plat_000130", "event_id": "cya_ev_000371", "source_type": "news_article", "title": "Cronos halts entire blockchain after Tectonic exploit; only part of funds bridge out", "url": "https://www.cryptotimes.io/2026/08/31/cronos-halts-entire-blockchain-after-75m-tectonic-exploit-only-6m-escapes/", "publisher": "Crypto Times", "published_at": "2026-08-31", "archived_url": null, "accessed_at": "2026-09-01", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Corroborates the distinction between approximately USD 6 million bridged away and larger exploit-linked balances remaining on Cronos. Frozen or stranded balances are not treated as recovered." }, { "id": "cya_src_000001", "platform_id": "cya_plat_000001", "event_id": "cya_ev_000002", "source_type": "official_statement", "title": "Celsius withdrawal pause memo", "url": "https://blog.celsius.network/a-memo-to-the-celsius-community-59532a06ecc6", "publisher": "Celsius Network", "published_at": "2022-06-12", "archived_url": "https://web.archive.org/web/*/https://blog.celsius.network/a-memo-to-the-celsius-community-59532a06ecc6", "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports Celsius platform pause." }, { "id": "cya_src_000002", "platform_id": "cya_plat_000001", "event_id": "cya_ev_000003", "source_type": "bankruptcy_document", "title": "Celsius Chapter 11 case information", "url": "https://cases.stretto.com/celsius/", "publisher": "Stretto", "published_at": null, "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Bankruptcy case portal for Celsius." }, { "id": "cya_src_000003", "platform_id": "cya_plat_000001", "event_id": "cya_ev_000005", "source_type": "news_article", "title": "Celsius exits bankruptcy", "url": "https://www.reuters.com/technology/celsius-network-exits-bankruptcy-2024-01-31/", "publisher": "Reuters", "published_at": "2024-01-31", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "customer_outcome", "notes": "Supports bankruptcy exit and creditor distributions." }, { "id": "cya_src_000004", "platform_id": "cya_plat_000001", "event_id": "cya_ev_000004", "source_type": "news_article", "title": "Celsius plan approval coverage", "url": "https://www.reuters.com/legal/transactional/crypto-lender-celsius-bankruptcy-plan-approved-2023-11-09/", "publisher": "Reuters", "published_at": "2023-11-09", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Secondary coverage of plan confirmation." }, { "id": "cya_src_000005", "platform_id": "cya_plat_000001", "event_id": null, "source_type": "news_article", "title": "Celsius asset treatment coverage", "url": "https://www.investopedia.com/judge-s-ruling-on-celsius-7092044", "publisher": "Investopedia", "published_at": "2023-01-05", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "terms_risk", "notes": "Secondary source for Earn account ownership issue." }, { "id": "cya_src_000006", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000008", "source_type": "regulatory_notice", "title": "SEC BlockFi settlement notice", "url": "https://www.sec.gov/newsroom/press-releases/2022-26", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2022-02-14", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports BlockFi Interest Account regulatory action." }, { "id": "cya_src_000007", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000010", "source_type": "bankruptcy_document", "title": "BlockFi bankruptcy case information", "url": "https://restructuring.ra.kroll.com/blockfi/", "publisher": "Kroll Restructuring Administration", "published_at": null, "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Restructuring administration portal." }, { "id": "cya_src_000008", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000011", "source_type": "official_statement", "title": "BlockFi emerges from bankruptcy", "url": "https://blockfi.com/blockfi-emerges-from-bankruptcy/", "publisher": "BlockFi", "published_at": "2023-10-24", "archived_url": "https://web.archive.org/web/*/https://blockfi.com/blockfi-emerges-from-bankruptcy/", "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports emergence and wind-down phase." }, { "id": "cya_src_000009", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000009", "source_type": "news_article", "title": "BlockFi platform pause coverage", "url": "https://www.reuters.com/technology/crypto-lender-blockfi-pauses-client-withdrawals-after-ftx-collapse-2022-11-11/", "publisher": "Reuters", "published_at": "2022-11-11", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports platform pause context." }, { "id": "cya_src_000010", "platform_id": "cya_plat_000002", "event_id": "cya_ev_000010", "source_type": "news_article", "title": "BlockFi bankruptcy filing coverage", "url": "https://www.reuters.com/technology/crypto-lender-blockfi-files-bankruptcy-protection-2022-11-28/", "publisher": "Reuters", "published_at": "2022-11-28", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports bankruptcy filing." }, { "id": "cya_src_000011", "platform_id": "cya_plat_000003", "event_id": "cya_ev_000013", "source_type": "official_statement", "title": "Voyager market update", "url": "https://www.prnewswire.com/news-releases/voyager-digital-provides-market-update-301580569.html", "publisher": "Voyager Digital / PR Newswire", "published_at": "2022-07-01", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports platform halt event." }, { "id": "cya_src_000012", "platform_id": "cya_plat_000003", "event_id": "cya_ev_000014", "source_type": "bankruptcy_document", "title": "Voyager bankruptcy case information", "url": "https://cases.stretto.com/Voyager/", "publisher": "Stretto", "published_at": null, "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Bankruptcy case portal for Voyager." }, { "id": "cya_src_000013", "platform_id": "cya_plat_000003", "event_id": "cya_ev_000014", "source_type": "news_article", "title": "Voyager bankruptcy filing coverage", "url": "https://www.reuters.com/technology/crypto-lender-voyager-digital-files-bankruptcy-2022-07-06/", "publisher": "Reuters", "published_at": "2022-07-06", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports Chapter 11 filing." }, { "id": "cya_src_000014", "platform_id": "cya_plat_000003", "event_id": "cya_ev_000015", "source_type": "news_article", "title": "Voyager asset sale coverage", "url": "https://www.reuters.com/markets/deals/crypto-exchange-ftx-wins-bankrupt-voyagers-assets-142-bln-bid-2022-09-27/", "publisher": "Reuters", "published_at": "2022-09-27", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports FTX sale path." }, { "id": "cya_src_000015", "platform_id": "cya_plat_000003", "event_id": "cya_ev_000017", "source_type": "news_article", "title": "Voyager wind-down coverage", "url": "https://www.reuters.com/legal/voyager-digital-liquidate-after-binanceus-deal-fails-2023-05-05/", "publisher": "Reuters", "published_at": "2023-05-05", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Supports wind-down and customer recovery path." }, { "id": "cya_src_000016", "platform_id": "cya_plat_000004", "event_id": "cya_ev_000019", "source_type": "official_statement", "title": "Genesis lending business pause statement", "url": "https://www.prnewswire.com/news-releases/genesis-global-trading-announces-decision-to-temporarily-suspend-redemptions-and-new-loan-originations-in-the-lending-business-301680740.html", "publisher": "Genesis / PR Newswire", "published_at": "2022-11-16", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports Genesis lending halt." }, { "id": "cya_src_000017", "platform_id": "cya_plat_000004", "event_id": "cya_ev_000020", "source_type": "bankruptcy_document", "title": "Genesis bankruptcy case information", "url": "https://restructuring.ra.kroll.com/genesis/", "publisher": "Kroll Restructuring Administration", "published_at": null, "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Bankruptcy portal for Genesis debtors." }, { "id": "cya_src_000018", "platform_id": "cya_plat_000004", "event_id": "cya_ev_000021", "source_type": "news_article", "title": "Genesis liquidation plan approval coverage", "url": "https://www.reuters.com/technology/bankrupt-crypto-lender-genesis-gets-court-approval-repay-customers-2024-05-17/", "publisher": "Reuters", "published_at": "2024-05-17", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports plan approval and repayment context." }, { "id": "cya_src_000019", "platform_id": "cya_plat_000004", "event_id": "cya_ev_000022", "source_type": "official_statement", "title": "Gemini Earn distribution update", "url": "https://www.gemini.com/blog/gemini-earn-update-full-return-of-digital-assets", "publisher": "Gemini", "published_at": "2024-05-29", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "customer_outcome", "notes": "Gemini Earn is linked to Genesis lending exposure but not identical to all Genesis creditor outcomes." }, { "id": "cya_src_000020", "platform_id": "cya_plat_000005", "event_id": "cya_ev_000024", "source_type": "official_statement", "title": "Hodlnaut platform halt statement", "url": "https://www.hodlnaut.com/blog/hodlnaut-halts-withdrawals-token-swaps-and-deposits", "publisher": "Hodlnaut", "published_at": "2022-08-08", "archived_url": "https://web.archive.org/web/*/https://www.hodlnaut.com/blog/hodlnaut-halts-withdrawals-token-swaps-and-deposits", "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Original halt source; archive should be preferred if live page is unavailable." }, { "id": "cya_src_000021", "platform_id": "cya_plat_000005", "event_id": "cya_ev_000025", "source_type": "news_article", "title": "Hodlnaut judicial management coverage", "url": "https://www.reuters.com/technology/crypto-lender-hodlnaut-seeks-judicial-management-singapore-2022-08-16/", "publisher": "Reuters", "published_at": "2022-08-16", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "event", "notes": "Supports judicial-management event." }, { "id": "cya_src_000022", "platform_id": "cya_plat_000005", "event_id": "cya_ev_000027", "source_type": "news_article", "title": "Hodlnaut liquidation coverage", "url": "https://www.coindesk.com/policy/2023/11/10/singapore-crypto-lender-hodlnaut-to-be-wound-up/", "publisher": "CoinDesk", "published_at": "2023-11-10", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "medium", "claim_scope": "event", "notes": "Supports liquidation / wind-up event." }, { "id": "cya_src_000023", "platform_id": "cya_plat_000004", "event_id": null, "source_type": "regulatory_notice", "title": "SEC charges Genesis and Gemini over Gemini Earn", "url": "https://www.sec.gov/newsroom/press-releases/2023-7", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-01-12", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Direct SEC source for Gemini Earn regulatory and disclosure-risk context. The SEC release says Genesis and Gemini were charged over the Gemini Earn lending program and states Genesis held approximately $900 million in investor assets from 340,000 Gemini Earn investors when withdrawals were halted." }, { "id": "cya_src_000024", "platform_id": "cya_plat_000001", "event_id": null, "source_type": "regulatory_notice", "title": "SEC charges Celsius Network and Alex Mashinsky", "url": "https://www.sec.gov/newsroom/press-releases/2023-133", "publisher": "U.S. Securities and Exchange Commission", "published_at": "2023-07-13", "archived_url": null, "accessed_at": "2026-06-03", "reliability": "high", "claim_scope": "terms_risk", "notes": "Direct SEC source for Celsius regulatory and disclosure-risk context, including allegations around the Earn Interest Program, CEL token sales, and misleading statements to investors." } ] }