{ "schema_version": "1.2.0", "data_schema_version": "cya_registry_public_data_v2", "project_id": "crypto-yield-archive", "dataset": "events", "canonical_origin": "https://cya.badjoke-lab.com", "canonical_only": true, "generated_at": "2026-08-31T16:44:22.893Z", "build": { "commit": "1556a9022d96de62d086007ed7346d1eeaaf89d2", "branch": "main", "generated_at": "2026-08-31T16:44:22.893Z", "verification_marker": "cya_machine_readable_layer_v2" }, "record_count": 366, "records": [ { "id": "cya_ev_000028", "platform_id": "cya_plat_000006", "event_type": "launched", "event_date": "2018-01-01", "title": "Vauld begins operating", "description": "Vauld developed as a crypto lending and yield platform serving retail users with deposit and lending products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date is approximate." }, { "id": "cya_ev_000029", "platform_id": "cya_plat_000006", "event_type": "withdrawals_suspended", "event_date": "2022-07-04", "title": "Vauld halts withdrawals, trading, and deposits", "description": "Vauld suspended customer withdrawals, trading, and deposits during the 2022 credit crisis.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 1, "notes": "Core Vauld halt event." }, { "id": "cya_ev_000030", "platform_id": "cya_plat_000006", "event_type": "restructuring_started", "event_date": "2022-07-08", "title": "Vauld seeks creditor protection", "description": "Vauld sought protection and restructuring time after the platform halt.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Needs direct court-source upgrade." }, { "id": "cya_ev_000031", "platform_id": "cya_plat_000006", "event_type": "asset_sale_announced", "event_date": "2022-07-05", "title": "Nexo transaction talks announced", "description": "Vauld announced exploratory acquisition or transaction discussions with Nexo after the platform halt.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Later transaction outcome needs direct source upgrade." }, { "id": "cya_ev_000032", "platform_id": "cya_plat_000006", "event_type": "restructuring_started", "event_date": "2023-01-01", "title": "Vauld restructuring process continues", "description": "Vauld remained in a creditor and restructuring process after proposed transaction paths did not quickly restore normal platform operations.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "low", "source_count": 0, "notes": "Placeholder seed event requiring direct creditor update sources." }, { "id": "cya_ev_000033", "platform_id": "cya_plat_000007", "event_type": "launched", "event_date": "2019-01-01", "title": "Haru Invest begins operating", "description": "Haru Invest operated as a crypto deposit and yield service with multiple yield products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch date approximate." }, { "id": "cya_ev_000034", "platform_id": "cya_plat_000007", "event_type": "withdrawals_suspended", "event_date": "2023-06-13", "title": "Haru Invest suspends deposits and withdrawals", "description": "Haru Invest suspended deposits and withdrawals after reporting an issue with a service partner.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 1, "notes": "Core Haru customer-outcome event." }, { "id": "cya_ev_000035", "platform_id": "cya_plat_000007", "event_type": "operations_ended", "event_date": "2023-06-14", "title": "Haru-related operations remain halted", "description": "Haru services did not return to normal operations after the withdrawal suspension.", "impact_level": "high", "event_status_effect": "withdrawals_suspended", "confidence": "low", "source_count": 0, "notes": "Needs official administrator-source update." }, { "id": "cya_ev_000036", "platform_id": "cya_plat_000007", "event_type": "lawsuit", "event_date": "2024-02-01", "title": "Haru Invest legal proceedings intensify", "description": "Haru became the subject of legal proceedings related to customer deposits and alleged platform conduct.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 2, "notes": "Use conservative wording until direct court sources are added." }, { "id": "cya_ev_000037", "platform_id": "cya_plat_000007", "event_type": "other", "event_date": "2024-01-01", "title": "Customer recovery remains unresolved", "description": "Customer recovery remained unresolved while the legal and claims process continued.", "impact_level": "high", "event_status_effect": "withdrawals_suspended", "confidence": "low", "source_count": 0, "notes": "Placeholder outcome-tracking event." }, { "id": "cya_ev_000367", "platform_id": "cya_plat_000007", "event_type": "bankruptcy_filed", "event_date": "2024-11-20", "title": "Seoul Bankruptcy Court declares Haru Management Limited bankrupt", "description": "The Seoul Bankruptcy Court declared Haru Management Limited bankrupt after finding grounds of inability to pay. Contemporary court reporting identifies Haru Management Limited as the Haru Invest operating entity responsible for membership, product subscriptions, and management of customer virtual assets.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "medium", "source_count": 1, "notes": "This event establishes bankruptcy of the operating entity and commencement of a court-supervised creditor process. It does not establish a completed customer distribution or resolve criminal allegations against Haru executives." }, { "id": "cya_ev_000038", "platform_id": "cya_plat_000008", "event_type": "launched", "event_date": "2017-01-01", "title": "CoinLoan begins operating", "description": "CoinLoan developed as a custodial crypto lending and interest-account platform.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "The launch year remains approximate." }, { "id": "cya_ev_000039", "platform_id": "cya_plat_000008", "event_type": "withdrawals_suspended", "event_date": "2023-04-24", "title": "CoinLoan restricts withdrawals as court restrains asset disposal", "description": "CoinLoan reduced customer withdrawal access and an Estonian court prohibited CoinLoan OÜ from disposing of assets without the provisional trustee's consent.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "The event combines the customer-facing withdrawal restriction with the same-day official provisional asset restraint." }, { "id": "cya_ev_000040", "platform_id": "cya_plat_000008", "event_type": "bankruptcy_filed", "event_date": "2023-06-14", "title": "Harju County Court declares CoinLoan OÜ bankrupt", "description": "The Harju County Court declared CoinLoan OÜ bankrupt at 10:00 on 14 June 2023 in civil proceeding 2-23-3290.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "The official Estonian notice provides the exact declaration date and proceeding number." }, { "id": "cya_ev_000041", "platform_id": "cya_plat_000008", "event_type": "operations_ended", "event_date": "2023-06-14", "title": "CoinLoan ceases normal platform operations", "description": "Following the bankruptcy declaration, CoinLoan no longer operated as a normal lending and interest-account platform.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 1, "notes": "The bankruptcy date is used as the effective end of ordinary platform operations." }, { "id": "cya_ev_000042", "platform_id": "cya_plat_000008", "event_type": "other", "event_date": "2025-04-10", "title": "Court confirms CoinLoan creditor list", "description": "The court confirmed the creditor list submitted by the CoinLoan bankruptcy trustee in proceeding 2-23-3290.", "impact_level": "high", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "Creditor-list confirmation advanced the claims process but did not establish final recovery for every creditor class." }, { "id": "cya_ev_000043", "platform_id": "cya_plat_000009", "event_type": "launched", "event_date": "2018-01-01", "title": "Babel Finance begins operating", "description": "Babel Finance developed as a Hong Kong-based crypto lender serving institutional and high-net-worth clients.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate." }, { "id": "cya_ev_000044", "platform_id": "cya_plat_000009", "event_type": "withdrawals_suspended", "event_date": "2022-06-17", "title": "Babel Finance suspends redemptions and withdrawals", "description": "Babel Finance suspended redemptions and withdrawals across its products while citing unusual liquidity pressures during the 2022 crypto credit crisis.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "Core customer-impact event confirmed by contemporaneous reporting." }, { "id": "cya_ev_000045", "platform_id": "cya_plat_000009", "event_type": "restructuring_started", "event_date": "2022-06-20", "title": "Babel begins debt negotiations", "description": "Babel Finance said it had reached preliminary agreements on repayment periods for some debts and continued discussions with counterparties after the withdrawal halt.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Preliminary agreements did not restore normal withdrawals or complete restructuring." }, { "id": "cya_ev_000141", "platform_id": "cya_plat_000009", "event_type": "restructuring_started", "event_date": "2023-03-06", "title": "Babel entities seek Singapore moratorium protection", "description": "Five entities affiliated with the Babel Finance group filed applications in the Singapore High Court for moratorium protection under section 64 of the Insolvency, Restructuring and Dissolution Act 2018.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "The applications sought time to formulate a group restructuring through a scheme of arrangement." }, { "id": "cya_ev_000142", "platform_id": "cya_plat_000009", "event_type": "other", "event_date": "2023-04-17", "title": "Singapore High Court extends Babel moratoria", "description": "The Singapore High Court granted extensions of the moratoria sought by the Babel Finance group entities and permitted the restructuring process to continue in Singapore.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Moratorium protection was procedural creditor protection, not completed restructuring or repayment." }, { "id": "cya_ev_000143", "platform_id": "cya_plat_000009", "event_type": "other", "event_date": "2023-11-24", "title": "Court permits Babel scheme meeting", "description": "The Singapore High Court granted Babel Holding Limited leave to convene a meeting of scheme creditors to consider a proposed scheme of arrangement.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Leave to convene a scheme meeting did not itself establish scheme sanction or completed creditor distributions." }, { "id": "cya_ev_000046", "platform_id": "cya_plat_000010", "event_type": "launched", "event_date": "2018-01-01", "title": "Nexo begins operating", "description": "Nexo developed as a crypto lending and interest-account platform offering borrowing and yield-like products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch year is approximate." }, { "id": "cya_ev_000047", "platform_id": "cya_plat_000010", "event_type": "regulatory_action", "event_date": "2023-01-19", "title": "Nexo settles U.S. Earn Interest Product charges", "description": "Nexo agreed to settle U.S. securities-regulator charges related to its Earn Interest Product and to cease offering the product to U.S. investors.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Regulatory event, not a platform-failure event." }, { "id": "cya_ev_000048", "platform_id": "cya_plat_000010", "event_type": "other", "event_date": "2026-04-01", "title": "U.S. return through partner structure reported", "description": "Nexo was reported to be returning to the U.S. market through a partner structure after earlier regulatory restrictions.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Jurisdictional availability should be monitored over time." }, { "id": "cya_ev_000049", "platform_id": "cya_plat_000011", "event_type": "launched", "event_date": "2018-01-01", "title": "Ledn begins operating", "description": "Ledn developed as a bitcoin-backed lending and savings-oriented crypto platform.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate." }, { "id": "cya_ev_000050", "platform_id": "cya_plat_000011", "event_type": "other", "event_date": "2024-01-01", "title": "Proof or reserve-style transparency maintained", "description": "Ledn continued to publish reserve or transparency-oriented materials as part of its active lender positioning.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Use as active comparator evidence, not a failure event." }, { "id": "cya_ev_000051", "platform_id": "cya_plat_000012", "event_type": "launched", "event_date": "2018-01-01", "title": "BlockFills begins operating", "description": "BlockFills developed as an institutional digital asset trading, liquidity, and financing platform.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate." }, { "id": "cya_ev_000052", "platform_id": "cya_plat_000012", "event_type": "restructuring_started", "event_date": "2026-02-11", "title": "BlockFills suspends client transfers and enters restructuring period", "description": "BlockFills suspended client deposits and withdrawals while reportedly keeping some trading functionality available. Subsequent reporting said the firm hired restructuring advisers amid loan losses, mining-related losses, and accounting problems.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Ongoing case combining the verified client-transfer halt with later restructuring reporting; final legal and recovery outcome remains unresolved." }, { "id": "cya_ev_000053", "platform_id": "cya_plat_000013", "event_type": "launched", "event_date": "2014-01-01", "title": "Abra begins operating", "description": "Abra developed as a digital-asset app and investment platform offering trading, account, and later yield products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "The launch year is approximate; the first day is a sortable placeholder." }, { "id": "cya_ev_000054", "platform_id": "cya_plat_000013", "event_type": "regulatory_action", "event_date": "2023-06-15", "title": "Texas files emergency action over Abra Earn and Abra Boost", "description": "The Texas State Securities Board filed an emergency cease-and-desist action involving Abra-related entities and their interest-bearing crypto products.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "This was a regulatory action, not a bankruptcy filing or determination of customer loss." }, { "id": "cya_ev_000055", "platform_id": "cya_plat_000013", "event_type": "regulatory_action", "event_date": "2024-06-26", "title": "State regulators announce multistate Abra asset-return settlement", "description": "Twenty-five state financial regulators announced a settlement requiring Abra to refund remaining virtual assets to U.S. customers in participating states, with penalties forgone to facilitate repayments.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "CSBS said up to $82.1 million would be paid back to consumers once remaining assets were returned." }, { "id": "cya_ev_000127", "platform_id": "cya_plat_000013", "event_type": "yield_program_started", "event_date": "2020-07-01", "title": "Abra begins offering Abra Earn in the United States", "description": "Abra began offering its retail crypto interest product, Abra Earn, to U.S. investors around July 2020, promising variable interest on customer crypto assets.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The SEC identifies July 2020 but not an exact day; 1 July is used as a sortable approximate date." }, { "id": "cya_ev_000128", "platform_id": "cya_plat_000013", "event_type": "deposits_suspended", "event_date": "2022-10-03", "title": "Abra stops selling new Abra Earn accounts", "description": "Abra ceased selling new Abra Earn investments around 3 October 2022, while existing balances could remain and continue earning yield; Abra Boost began serving accredited investors.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The Texas consent order provides the approximate date." }, { "id": "cya_ev_000129", "platform_id": "cya_plat_000013", "event_type": "operations_ended", "event_date": "2023-06-14", "title": "Abra ends U.S. Earn and Boost yield generation", "description": "Abra converted U.S. Abra Earn and Abra Boost accounts into non-interest-bearing Abra Trade accounts, ceased generating yield, and began winding down its U.S. retail operations.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The event ends the historical U.S. yield products, not every Abra corporate or institutional activity." }, { "id": "cya_ev_000130", "platform_id": "cya_plat_000013", "event_type": "customer_repayment_started", "event_date": "2023-06-14", "title": "Abra asks U.S. customers to withdraw converted balances", "description": "After converting Earn and Boost balances into Abra Trade accounts, Abra repeatedly notified U.S. customers to withdraw and later used state-settlement procedures to return remaining assets.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Customer-initiated withdrawals and later in-kind or fiat return procedures were used." }, { "id": "cya_ev_000131", "platform_id": "cya_plat_000013", "event_type": "regulatory_action", "event_date": "2024-04-16", "title": "Texas enters consent order covering Abra Earn and Abra Boost", "description": "The Texas State Securities Board entered a consent order requiring cessation of unregistered securities offers and compliance with procedures for returning outstanding Texas customer assets.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The administrative fine was suspended and subject to extinguishment if Abra complied with the asset-return process." }, { "id": "cya_ev_000132", "platform_id": "cya_plat_000013", "event_type": "regulatory_action", "event_date": "2024-08-26", "title": "SEC files settled charges over Abra Earn", "description": "The SEC filed settled charges alleging unregistered offers and sales of Abra Earn and operation as an unregistered investment company; Abra consented to injunctions and penalties to be determined.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Abra settled without admitting or denying the allegations." }, { "id": "cya_ev_000056", "platform_id": "cya_plat_000014", "event_type": "yield_program_started", "event_date": "2021-02-01", "title": "Gemini Earn launches", "description": "Gemini launched Earn as an exchange-linked crypto yield program connected to lending arrangements with Genesis Global Capital.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 0, "notes": "Launch month is based on public program history." }, { "id": "cya_ev_000057", "platform_id": "cya_plat_000014", "event_type": "withdrawals_suspended", "event_date": "2022-11-16", "title": "Gemini Earn redemptions frozen after Genesis halt", "description": "Gemini paused Earn redemptions after Genesis Global Capital suspended withdrawals following the FTX collapse and broader crypto credit crisis.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Core customer-impact event." }, { "id": "cya_ev_000058", "platform_id": "cya_plat_000014", "event_type": "regulatory_action", "event_date": "2023-01-12", "title": "SEC charges Gemini and Genesis over Earn program", "description": "The SEC charged Gemini and Genesis in connection with the unregistered offer and sale of securities through the Gemini Earn program.", "impact_level": "high", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Regulatory action connected to Earn program structure." }, { "id": "cya_ev_000059", "platform_id": "cya_plat_000014", "event_type": "customer_repayment_started", "event_date": "2024-02-28", "title": "NYDFS settlement requires customer asset return path", "description": "Gemini reached a settlement with the New York Department of Financial Services related to Earn and committed to return assets to Earn customers through the Genesis bankruptcy process.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Customer-outcome and settlement event." }, { "id": "cya_ev_000060", "platform_id": "cya_plat_000014", "event_type": "customer_repayment_started", "event_date": "2024-05-29", "title": "Gemini Earn customers begin receiving in-kind distributions", "description": "Gemini announced that Earn users began receiving digital assets back in kind after the Genesis bankruptcy process enabled distributions.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Recovery event for Earn users." }, { "id": "cya_ev_000061", "platform_id": "cya_plat_000015", "event_type": "yield_program_started", "event_date": "2019-01-01", "title": "Kraken staking services begin operating", "description": "Kraken developed exchange-linked staking services that allowed customers to earn rewards through a managed staking program.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate and should be refined with archived product pages." }, { "id": "cya_ev_000062", "platform_id": "cya_plat_000015", "event_type": "regulatory_action", "event_date": "2023-02-09", "title": "SEC announces Kraken staking settlement", "description": "The SEC announced that Kraken agreed to cease offering staking-as-a-service to U.S. clients and pay $30 million in disgorgement, interest, and civil penalties.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Core regulatory product-change event." }, { "id": "cya_ev_000063", "platform_id": "cya_plat_000015", "event_type": "operations_ended", "event_date": "2023-02-09", "title": "U.S. Kraken staking service ends under settlement", "description": "Kraken ended the relevant U.S. staking-as-a-service program after the settlement, while non-U.S. staking availability and future product designs remained separate questions.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 0, "notes": "U.S.-specific service end, not full Kraken platform end." }, { "id": "cya_ev_000064", "platform_id": "cya_plat_000015", "event_type": "other", "event_date": "2025-01-30", "title": "Kraken launches new staking product for eligible U.S. clients", "description": "Kraken announced a new staking product for eligible U.S. clients in selected states after the earlier settlement, creating a product-transition history rather than a simple permanent shutdown record.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Treat as redesigned or relaunched staking availability, not the same as the settled 2023 product." }, { "id": "cya_ev_000065", "platform_id": "cya_plat_000016", "event_type": "yield_program_started", "event_date": "2019-01-01", "title": "Coinbase staking services operate", "description": "Coinbase offered staking services that allowed customers to earn rewards from supported proof-of-stake assets through an exchange-linked service.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Start year follows the SEC allegation that the staking-as-a-service program operated since at least 2019." }, { "id": "cya_ev_000066", "platform_id": "cya_plat_000016", "event_type": "regulatory_action", "event_date": "2023-06-06", "title": "SEC sues Coinbase over exchange and staking services", "description": "The SEC charged Coinbase with operating as an unregistered securities exchange, broker, and clearing agency, and also alleged unregistered offer and sale of securities through its staking-as-a-service program.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Core regulatory event for this staking product record." }, { "id": "cya_ev_000067", "platform_id": "cya_plat_000016", "event_type": "lawsuit", "event_date": "2024-03-27", "title": "Court allows much of SEC case to proceed", "description": "A federal court allowed much of the SEC case against Coinbase to proceed while dismissing some claims, keeping staking and platform-regulation questions active.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Intermediate litigation posture event." }, { "id": "cya_ev_000068", "platform_id": "cya_plat_000016", "event_type": "regulatory_action", "event_date": "2025-02-27", "title": "SEC announces dismissal of Coinbase enforcement action", "description": "The SEC announced a joint stipulation to dismiss the civil enforcement action against Coinbase and Coinbase Global while stating that dismissal did not reflect an assessment of the merits of the claims.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Dismissal event for the 2023 civil action." }, { "id": "cya_ev_000069", "platform_id": "cya_plat_000017", "event_type": "yield_program_started", "event_date": "2017-01-01", "title": "BitConnect lending program operates", "description": "BitConnect promoted a lending program that promised high returns through a purported trading system.", "impact_level": "high", "event_status_effect": "active", "confidence": "medium", "source_count": 0, "notes": "The exact public launch date should be refined with archived first-party material." }, { "id": "cya_ev_000070", "platform_id": "cya_plat_000017", "event_type": "operations_ended", "event_date": "2018-01-16", "title": "BitConnect lending and exchange operations close", "description": "BitConnect announced the closure of its lending and exchange services after regulatory pressure and market disruption.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Core platform shutdown event." }, { "id": "cya_ev_000071", "platform_id": "cya_plat_000017", "event_type": "regulatory_action", "event_date": "2021-09-01", "title": "SEC charges BitConnect participants", "description": "The SEC announced charges alleging a large fraudulent and unregistered digital-asset offering tied to the BitConnect lending program.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Primary U.S. civil enforcement event." }, { "id": "cya_ev_000072", "platform_id": "cya_plat_000017", "event_type": "lawsuit", "event_date": "2022-02-25", "title": "BitConnect founder indicted in the United States", "description": "The U.S. Department of Justice announced an indictment alleging that the BitConnect founder orchestrated a global cryptocurrency Ponzi scheme.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Primary criminal enforcement event." }, { "id": "cya_ev_000073", "platform_id": "cya_plat_000018", "event_type": "launched", "event_date": "2012-01-01", "title": "BTCJam begins operating", "description": "BTCJam developed as an early bitcoin-denominated peer-to-peer lending marketplace.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate." }, { "id": "cya_ev_000074", "platform_id": "cya_plat_000018", "event_type": "other", "event_date": "2014-06-05", "title": "BTCJam expands international lending focus", "description": "BTCJam described expansion toward borrowers and lenders in emerging markets through its bitcoin-based marketplace.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Historical operating-context event." }, { "id": "cya_ev_000075", "platform_id": "cya_plat_000018", "event_type": "operations_ended", "event_date": "2017-05-29", "title": "BTCJam announces controlled shutdown", "description": "BTCJam stopped new lending and announced a wind-down while allowing existing repayments and balance withdrawals during the closure period.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 3, "notes": "Voluntary shutdown rather than insolvency classification." }, { "id": "cya_ev_000076", "platform_id": "cya_plat_000019", "event_type": "yield_program_started", "event_date": "2018-01-01", "title": "Crypto.com Earn becomes available", "description": "Crypto.com developed an exchange-linked Earn product offering reward arrangements for supported crypto assets.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch year is approximate and should be refined with archived product announcements." }, { "id": "cya_ev_000077", "platform_id": "cya_plat_000019", "event_type": "other", "event_date": "2026-06-07", "title": "Crypto.com Earn remains available as an active comparator", "description": "The official product and help pages continued to describe Crypto.com Earn availability, subject to asset, term, limit, and jurisdictional conditions.", "impact_level": "low", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "Snapshot event for current active status, not a claim of universal availability." }, { "id": "cya_ev_000078", "platform_id": "cya_plat_000020", "event_type": "yield_program_started", "event_date": "2018-01-01", "title": "Nexo Earn Interest Product operates", "description": "Nexo operated a crypto interest product that allowed customers to earn yield on supported digital assets.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate and should be refined with archived first-party product pages." }, { "id": "cya_ev_000079", "platform_id": "cya_plat_000020", "event_type": "operations_ended", "event_date": "2022-12-05", "title": "Nexo announces U.S. product phase-out", "description": "Nexo announced that it would phase out products and services in the United States, including the Earn Interest Product for U.S. customers.", "impact_level": "high", "event_status_effect": "limited", "confidence": "medium", "source_count": 1, "notes": "U.S.-specific product phase-out, not a full global platform shutdown." }, { "id": "cya_ev_000080", "platform_id": "cya_plat_000020", "event_type": "regulatory_action", "event_date": "2023-01-19", "title": "SEC announces Nexo Earn settlement", "description": "The SEC announced that Nexo agreed to stop offering and selling its Earn Interest Product to U.S. investors and pay a $45 million settlement.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Core regulatory product-change event." }, { "id": "cya_ev_000081", "platform_id": "cya_plat_000020", "event_type": "other", "event_date": "2025-04-28", "title": "Nexo announces return to the United States", "description": "Nexo announced plans to return to the U.S. market, making this a product-transition and regulatory-history record rather than a simple permanent shutdown case.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Later market-return event; exact product availability and terms should be checked separately." }, { "id": "cya_ev_000082", "platform_id": "cya_plat_000021", "event_type": "launched", "event_date": "2021-03-17", "title": "Anchor Protocol launches on Terra", "description": "Anchor Protocol launched as a Terra-based savings and lending protocol centered on UST deposits and yield generation.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "Launch date is based on public ecosystem documentation and should be refined if an official launch announcement is archived." }, { "id": "cya_ev_000083", "platform_id": "cya_plat_000021", "event_type": "yield_program_started", "event_date": "2021-03-17", "title": "UST yield product becomes core Anchor use case", "description": "Anchor became known for UST deposits marketed around high stablecoin yields, later referenced by the SEC as paying as much as 20 percent interest.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Core yield-product characterization event." }, { "id": "cya_ev_000084", "platform_id": "cya_plat_000021", "event_type": "other", "event_date": "2022-05-09", "title": "TerraUSD depeg begins", "description": "TerraUSD began losing its intended dollar peg in May 2022, triggering a collapse in the Terra ecosystem and undermining Anchor's core UST-denominated yield product.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Start date is the commonly cited market-break period; exact product impacts unfolded over several days." }, { "id": "cya_ev_000085", "platform_id": "cya_plat_000021", "event_type": "operations_ended", "event_date": "2022-05-12", "title": "Anchor yield product becomes economically nonfunctional after Terra collapse", "description": "After UST lost its peg and LUNA collapsed, Anchor's savings product no longer functioned as the advertised stablecoin yield venue that had driven its adoption.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 0, "notes": "Classified as operations_ended for the yield product rather than a formal legal shutdown of a company." }, { "id": "cya_ev_000086", "platform_id": "cya_plat_000021", "event_type": "regulatory_action", "event_date": "2023-02-16", "title": "SEC charges Terraform Labs and Do Kwon", "description": "The SEC charged Terraform Labs and Do Kwon, describing among other claims how UST was touted as yield-bearing through Anchor Protocol.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Regulatory source establishing the Anchor yield-marketing context." }, { "id": "cya_ev_000087", "platform_id": "cya_plat_000022", "event_type": "launched", "event_date": "2018-01-01", "title": "Midas Investments operates as yield platform", "description": "Midas Investments operated as a centralized crypto yield platform offering returns through managed strategies and DeFi exposure.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch date is approximate and should be refined if stronger first-party launch evidence is found." }, { "id": "cya_ev_000088", "platform_id": "cya_plat_000022", "event_type": "other", "event_date": "2022-12-27", "title": "Midas discloses portfolio losses", "description": "Midas described significant losses connected to its DeFi portfolio and broader 2022 market events, setting the context for its closure and balance adjustments.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "medium", "source_count": 2, "notes": "Loss characterization is based on official closure material and secondary reporting." }, { "id": "cya_ev_000089", "platform_id": "cya_plat_000022", "event_type": "operations_ended", "event_date": "2022-12-27", "title": "Midas Investments announces closure", "description": "Midas Investments announced that it was closing down, ending the platform's ordinary yield operations.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 2, "notes": "Classified as operations ended rather than bankruptcy filed because no court-supervised bankruptcy filing is modeled here." }, { "id": "cya_ev_000090", "platform_id": "cya_plat_000022", "event_type": "other", "event_date": "2022-12-27", "title": "Customer balance adjustment plan announced", "description": "Midas described a plan involving balance deductions and a token-based adjustment mechanism as part of its wind-down communication.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 2, "notes": "Outcome mechanics are summarized cautiously because implementation and individual user results may have varied." }, { "id": "cya_ev_000096", "platform_id": "cya_plat_000002", "event_type": "customer_repayment_started", "event_date": "2024-02-01", "title": "BlockFi begins estate distributions", "description": "BlockFi began distributions to customers with allowed claims through its post-bankruptcy wind-down process.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "The distribution process occurred in waves and differed by account type, jurisdiction, and completed verification requirements." }, { "id": "cya_ev_000097", "platform_id": "cya_plat_000002", "event_type": "other", "event_date": "2024-07-22", "title": "Plan administrator announces 100% recovery on allowed claims", "description": "After monetizing BlockFi's FTX-related claims, the plan administrator announced capacity for a near-term final distribution equal to 100% of allowed customer and general unsecured creditor claims in petition-date dollar terms.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "This was a recovery and distribution announcement, not proof that every creditor had already received payment. It refers to allowed dollarized bankruptcy claims, not restoration of the original quantity or later market value of deposited crypto assets." }, { "id": "cya_ev_000098", "platform_id": "cya_plat_000023", "event_type": "yield_program_started", "event_date": "2020-01-01", "title": "Freeway Supercharger yield products become available", "description": "Freeway offered Supercharger products linked to crypto and fiat assets and advertised annual rewards reaching as high as 43 percent.", "impact_level": "high", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "The year is approximate and should be replaced by an archived first-party launch date when available." }, { "id": "cya_ev_000099", "platform_id": "cya_plat_000023", "event_type": "withdrawals_suspended", "event_date": "2022-10-23", "title": "Freeway halts Supercharger buy-backs and withdrawals", "description": "Freeway stopped Supercharger simulation buy-backs and related platform transactions, preventing customers from exiting the high-yield products.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "Freeway described the measure as temporary and initially cited volatility in crypto and foreign-exchange markets." }, { "id": "cya_ev_000100", "platform_id": "cya_plat_000023", "event_type": "other", "event_date": "2022-10-26", "title": "Freeway attributes halt to failed trading strategy and losses", "description": "Freeway stated that a trading strategy had failed and caused substantial losses, providing a more specific explanation for the withdrawal halt.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 1, "notes": "The statement was reported through industry publications and should remain linked to archived first-party communications where available." }, { "id": "cya_ev_000101", "platform_id": "cya_plat_000023", "event_type": "restructuring_started", "event_date": "2023-08-23", "title": "AuBit International seeks Cayman restructuring protection", "description": "AuBit International petitioned the Cayman Islands court for the appointment of restructuring officers while acknowledging financial distress.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "The restructuring application was later dismissed after the court found the proposed plan insufficiently developed." }, { "id": "cya_ev_000102", "platform_id": "cya_plat_000023", "event_type": "operations_ended", "event_date": "2023-10-16", "title": "AuBit International enters official liquidation", "description": "The Grand Court of the Cayman Islands ordered AuBit International into official liquidation and appointed joint official liquidators, ending the viable restructuring path for the company affiliated with Freeway.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The liquidation concerns AuBit International, the company identified by the liquidators as affiliated with the Freeway platform and its Supercharger products." }, { "id": "cya_ev_000103", "platform_id": "cya_plat_000024", "event_type": "launched", "event_date": "2021-02-12", "title": "Yield App publicly launches", "description": "Yield App opened public registrations and launched its digital asset wealth platform after an early-access period.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Launch date is supported by Yield App's own public-launch announcement." }, { "id": "cya_ev_000104", "platform_id": "cya_plat_000024", "event_type": "operations_ended", "event_date": "2024-06-28", "title": "Yield App suspends all platform activity", "description": "Yield App announced the immediate suspension of all activity on the platform as it prepared to enter liquidation proceedings, citing portfolio losses connected to third-party hedge fund managers that had held assets on FTX.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The suspension preceded the formal effective date of liquidation by several days." }, { "id": "cya_ev_000105", "platform_id": "cya_plat_000024", "event_type": "restructuring_started", "event_date": "2024-07-01", "title": "Yield App enters insolvent liquidation", "description": "Yield App Limited entered insolvent liquidation and Stephen Cork and Hadley Chilton of Cork Gully LLP were appointed joint liquidators.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Liquidation is recorded under restructuring_started because the event taxonomy has no dedicated liquidation-start enum; the platform status remains operations_ended." }, { "id": "cya_ev_000133", "platform_id": "cya_plat_000024", "event_type": "customer_repayment_started", "event_date": "2025-05-02", "title": "Liquidators report first interim creditor distribution", "description": "Cork Gully reported that the liquidators had distributed 14 cents on the U.S. dollar to creditors in cryptocurrency within six months of appointment, while further recovery work continued.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The date is the liquidators' public confirmation date, not necessarily the exact transfer date." }, { "id": "cya_ev_000134", "platform_id": "cya_plat_000024", "event_type": "lawsuit", "event_date": "2025-12-09", "title": "Seychelles court clarifies treatment of commingled Yield App cryptoassets", "description": "The liquidators reported that the Seychelles Supreme Court directed a pari passu distribution approach for extensively commingled cryptoassets, while leaving open a narrow possibility of proprietary claims for assets that had not entered pooled wallets.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The date is the liquidators' publication date for the judgment summary." }, { "id": "cya_ev_000106", "platform_id": "cya_plat_000025", "event_type": "yield_program_started", "event_date": "2021-01-01", "title": "Stablegains stablecoin yield service becomes available", "description": "Stablegains offered a centralized stablecoin-yield product that accepted customer deposits and generated returns through TerraUSD and Anchor-related exposure.", "impact_level": "high", "event_status_effect": "active", "confidence": "low", "source_count": 2, "notes": "The exact launch date remains approximate and should be replaced by a stronger archived first-party launch source." }, { "id": "cya_ev_000107", "platform_id": "cya_plat_000025", "event_type": "other", "event_date": "2022-05-09", "title": "TerraUSD depeg undermines Stablegains yield strategy", "description": "TerraUSD began losing its intended dollar peg, directly impairing the UST- and Anchor-linked strategy used by Stablegains.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The broader TerraUSD collapse unfolded over several days; this date marks the start of the decisive depeg period." }, { "id": "cya_ev_000108", "platform_id": "cya_plat_000025", "event_type": "operations_ended", "event_date": "2022-05-12", "title": "Stablegains yield service becomes economically nonfunctional", "description": "After TerraUSD and LUNA collapsed, Stablegains could no longer operate the stablecoin-yield product on the basis presented to customers.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "This is an operational end classification for the customer-facing yield service, not a finding that Stablegains entered a formal bankruptcy proceeding on this date." }, { "id": "cya_ev_000109", "platform_id": "cya_plat_000026", "event_type": "yield_program_started", "event_date": "2019-05-01", "title": "MyConstant Loan Matching Service begins operating", "description": "MyConstant began offering an online loan-matching service in which customer funds were pooled and managed through the platform, alongside later crypto and fiat interest-account products.", "impact_level": "high", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The SEC describes the service as starting in or around May 2019; the first day of the month is used as an approximate sortable date." }, { "id": "cya_ev_000110", "platform_id": "cya_plat_000026", "event_type": "withdrawals_suspended", "event_date": "2022-11-17", "title": "MyConstant pauses deposits and customer withdrawals", "description": "MyConstant stopped processing deposits and investment requests and paused customer withdrawals while citing deteriorating crypto-market conditions and heavy withdrawals across lending and exchange platforms.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "The halt was publicly acknowledged by California regulators and later described in the SEC administrative order." }, { "id": "cya_ev_000111", "platform_id": "cya_plat_000026", "event_type": "operations_ended", "event_date": "2022-11-17", "title": "MyConstant ceases normal operations", "description": "The platform ceased normal business operations on the same date as the withdrawal halt and remained inactive afterward.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "This operational-end classification follows the SEC finding that MyConstant ceased operations in November 2022 and remained inactive." }, { "id": "cya_ev_000112", "platform_id": "cya_plat_000026", "event_type": "restructuring_started", "event_date": "2022-11-25", "title": "MyConstant announces orderly liquidation plan", "description": "MyConstant informed customers that it intended to implement an orderly liquidation intended to maximize and accelerate customer recoveries.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "This was a company-announced liquidation path rather than a conventional bankruptcy filing recorded by CYA." }, { "id": "cya_ev_000113", "platform_id": "cya_plat_000026", "event_type": "regulatory_action", "event_date": "2022-12-21", "title": "California orders MyConstant to stop unlawful offerings", "description": "The California Department of Financial Protection and Innovation ordered CONST LLC to stop violations connected with its loan-brokering and interest-bearing crypto and fiat products.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The order followed the platform halt and did not itself establish a universal customer recovery outcome." }, { "id": "cya_ev_000114", "platform_id": "cya_plat_000026", "event_type": "lawsuit", "event_date": "2025-02-04", "title": "Court grants preliminary approval to customer class settlement", "description": "A Riverside County court granted preliminary approval to a proposed class settlement built around a liquidating trust, pro rata customer distributions, and an additional payment by MyConstant's founder.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "The settlement website continued to describe the arrangement as subject to final court approval; CYA does not classify the proposed distribution as completed repayment." }, { "id": "cya_ev_000115", "platform_id": "cya_plat_000026", "event_type": "regulatory_action", "event_date": "2025-08-05", "title": "SEC imposes cease-and-desist order on MyConstant founder", "description": "The SEC entered a settled order finding material misrepresentations, misuse and misappropriation of investor funds, and securities-law violations connected with MyConstant's Loan Matching Service.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The respondent consented to the order without admitting or denying most findings, while admitting jurisdiction and specified bankruptcy-discharge findings." }, { "id": "cya_ev_000116", "platform_id": "cya_plat_000027", "event_type": "launched", "event_date": "2018-02-01", "title": "Delio is established in South Korea", "description": "Delio was established as a South Korean digital-asset financial-services company and later developed centralized savings, lending, staking, and asset-management products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "The month is supported by company-profile material; the first day is an approximate sortable date rather than a verified incorporation day." }, { "id": "cya_ev_000117", "platform_id": "cya_plat_000027", "event_type": "yield_program_started", "event_date": "2022-07-07", "title": "Delio launches expanded crypto-bank service", "description": "Delio announced a crypto-bank service combining crypto deposit, withdrawal, lending, asset-transaction, and yield-oriented account features after obtaining Korean VASP registration for its business model.", "impact_level": "high", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "Delio had offered lending and savings products before this launch; this event records the expanded crypto-bank branding rather than the first Delio product." }, { "id": "cya_ev_000118", "platform_id": "cya_plat_000027", "event_type": "withdrawals_suspended", "event_date": "2023-06-14", "title": "Delio suspends customer withdrawals", "description": "Delio halted customer withdrawals at 18:30 Korea time after Haru Invest suspended deposits and withdrawals and stress spread through the local crypto-yield market.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 3, "notes": "Later statements discussed phased or product-limited resumptions, but normal platform-wide withdrawals were not shown to have been fully restored." }, { "id": "cya_ev_000119", "platform_id": "cya_plat_000027", "event_type": "regulatory_action", "event_date": "2023-08-31", "title": "Korean FIU imposes business suspension and fine", "description": "The Korea Financial Intelligence Unit imposed a three-month business suspension and a fine of approximately KRW 1.896 billion for violations of Korean virtual-asset-business compliance obligations.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The decision was made on 31 August 2023 and publicly reported on 1 September 2023." }, { "id": "cya_ev_000120", "platform_id": "cya_plat_000027", "event_type": "other", "event_date": "2024-04-04", "title": "Court rejects Delio rehabilitation application", "description": "The Seoul Rehabilitation Court dismissed Delio's rehabilitation application, citing the prolonged inability to conduct business, uncertainty around any restart, and doubts that going-concern value exceeded liquidation value.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "The dismissal moved the creditor case away from rehabilitation but preceded the later bankruptcy declaration." }, { "id": "cya_ev_000121", "platform_id": "cya_plat_000027", "event_type": "bankruptcy_filed", "event_date": "2024-11-22", "title": "Seoul Bankruptcy Court declares Delio bankrupt", "description": "The Seoul Bankruptcy Court declared Delio bankrupt after finding grounds of payment inability based on the withdrawal halt, operating shutdown, and creditor situation, initiating liquidation and claim administration.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 3, "notes": "The event date is the court declaration date. It is not a final valuation or recovery date for every customer claim." }, { "id": "cya_ev_000122", "platform_id": "cya_plat_000028", "event_type": "yield_program_started", "event_date": "2020-03-19", "title": "Linus Interest Accounts begin operating", "description": "Linus Financial began offering interest-bearing accounts to U.S. investors, accepting dollars and converting them into USDC for pooled deployment through DeFi liquidity pools and institutional lending.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The SEC order identifies 19 March 2020 as the approximate start date." }, { "id": "cya_ev_000123", "platform_id": "cya_plat_000028", "event_type": "deposits_suspended", "event_date": "2022-03-25", "title": "Linus stops accepting new investors", "description": "Linus voluntarily ceased offering new Linus Interest Accounts and instructed existing customers to withdraw their funds by 22 April 2022.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The action followed the SEC's BlockFi settlement and communications with SEC staff." }, { "id": "cya_ev_000124", "platform_id": "cya_plat_000028", "event_type": "operations_ended", "event_date": "2022-04-22", "title": "Linus Interest Accounts cease operations", "description": "Linus stopped paying interest on remaining account balances and ended the public interest-account product after asking customers to withdraw.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The SEC order states that all investor funds were subsequently claimed." }, { "id": "cya_ev_000125", "platform_id": "cya_plat_000028", "event_type": "customer_repayment_completed", "event_date": "2023-09-07", "title": "SEC confirms all investor funds were claimed", "description": "The SEC's settled order stated that all investor funds from the Linus Interest Accounts had been claimed following the 2022 wind-down.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The exact date of the final customer withdrawal is not stated; this event uses the order date as the date the completed outcome was formally confirmed." }, { "id": "cya_ev_000126", "platform_id": "cya_plat_000028", "event_type": "regulatory_action", "event_date": "2023-09-07", "title": "SEC enters cease-and-desist order against Linus Financial", "description": "The SEC settled charges that Linus Financial offered and sold the Linus Interest Accounts without registration, while declining to impose a civil penalty because of cooperation and prompt remedial action.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Linus consented to the order without admitting or denying the findings, apart from jurisdiction and subject matter." }, { "id": "cya_ev_000135", "platform_id": "cya_plat_000029", "event_type": "launched", "event_date": "2019-02-01", "title": "CoinfloorEX relaunches as CoinFLEX", "description": "CoinfloorEX was spun out from Coinfloor Group and relaunched as CoinFLEX, a physically delivered crypto futures exchange.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The source identifies February 2019 but not an exact day; 1 February is a sortable approximation." }, { "id": "cya_ev_000136", "platform_id": "cya_plat_000029", "event_type": "yield_program_started", "event_date": "2020-11-17", "title": "CoinFLEX launches flexUSD", "description": "CoinFLEX launched flexUSD, which deployed underlying USDC into the exchange repo market and distributed interest to holders.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Date follows the public launch announcement." }, { "id": "cya_ev_000137", "platform_id": "cya_plat_000029", "event_type": "withdrawals_suspended", "event_date": "2022-06-23", "title": "CoinFLEX suspends withdrawals", "description": "CoinFLEX halted withdrawals, citing extreme market conditions and uncertainty involving a counterparty.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "Normal withdrawal access did not resume on the initial timetable." }, { "id": "cya_ev_000138", "platform_id": "cya_plat_000029", "event_type": "customer_repayment_started", "event_date": "2022-07-15", "title": "CoinFLEX permits limited withdrawals", "description": "Customers were allowed to withdraw up to ten percent of balances while most assets remained locked and flexUSD was excluded.", "impact_level": "high", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 1, "notes": "Partial access was not completed repayment or normal withdrawal restoration." }, { "id": "cya_ev_000139", "platform_id": "cya_plat_000029", "event_type": "restructuring_started", "event_date": "2022-07-28", "title": "Liquidity Technologies applies for restructuring", "description": "The CoinFLEX operating company applied to the Seychelles Supreme Court for a scheme of arrangement to reorganize creditor claims.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 3, "notes": "The application date appears in later court materials; the 17 August 2022 Seychelles judgment records the proposed haircut, rvUSD, equity and FLEX creditor treatment while preserving that creditor approval and final court approval were still prospective at that stage." }, { "id": "cya_ev_000140", "platform_id": "cya_plat_000029", "event_type": "restructuring_completed", "event_date": "2023-03-07", "title": "Seychelles court approves CoinFLEX scheme", "description": "The court approved the scheme, enabling creditor asset and equity allocations and the subsequent claims process.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Approval completed the court stage, not all distributions, recoveries or litigation." }, { "id": "cya_ev_000144", "platform_id": "cya_plat_000030", "event_type": "launched", "event_date": "2018-01-01", "title": "Zipmex begins operating", "description": "Zipmex developed as a regional cryptocurrency exchange serving Southeast Asian and Australian markets and later offered ZipUp yield products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "The launch year is approximate." }, { "id": "cya_ev_000145", "platform_id": "cya_plat_000030", "event_type": "withdrawals_suspended", "event_date": "2022-07-20", "title": "Zipmex suspends withdrawals", "description": "Zipmex suspended Thai baht and digital-asset withdrawals. ZipUp and ZipUp+ customer assets were affected by exposure to external lending platforms including Celsius Network and Babel Finance.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 3, "notes": "Some ordinary wallet functions were later partially restored, but ZipUp-related access and recovery remained impaired." }, { "id": "cya_ev_000146", "platform_id": "cya_plat_000030", "event_type": "restructuring_started", "event_date": "2022-07-22", "title": "Zipmex Group files Singapore moratorium applications", "description": "Five Zipmex Group entities applied to the Singapore High Court for moratorium protection under section 64 of the Insolvency, Restructuring and Dissolution Act.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "The applications triggered interim protection and began a prolonged court-supervised restructuring attempt." }, { "id": "cya_ev_000147", "platform_id": "cya_plat_000030", "event_type": "other", "event_date": "2023-11-22", "title": "Inter-linked Zipmex schemes fail", "description": "Zipmex Asia's proposed scheme obtained the required majority but Zipmex Singapore's did not. Because the two schemes were inter-linked and inter-conditional, neither could be implemented.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "The failed vote ended the proposed inter-linked restructuring path." }, { "id": "cya_ev_000148", "platform_id": "cya_plat_000030", "event_type": "other", "event_date": "2024-01-11", "title": "Singapore High Court dismisses further moratorium extensions", "description": "The High Court dismissed applications to extend the Zipmex Group moratoria because there was no further prospect of restructuring under the proposed schemes.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The judgment stated that liquidation of constituent companies was likely to be imminent." }, { "id": "cya_ev_000149", "platform_id": "cya_plat_000030", "event_type": "operations_ended", "event_date": "2024-02-26", "title": "Court winds up Zipmex Singapore", "description": "Zipmex Pte Ltd was wound up by the Singapore High Court and a liquidator was appointed.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "This date applies to the Singapore operating entity rather than every company in the group." }, { "id": "cya_ev_000150", "platform_id": "cya_plat_000030", "event_type": "regulatory_action", "event_date": "2024-05-28", "title": "Thailand revokes Zipmex exchange and broker licenses", "description": "Thailand's Minister of Finance revoked Zipmex's digital-asset exchange and broker licenses after the company failed to complete required rectification measures. The company remained responsible for returning client assets.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The revocation was effective on 28 May 2024 and concerned the Thai licensed entity." }, { "id": "cya_ev_000151", "platform_id": "cya_plat_000030", "event_type": "other", "event_date": "2024-11-27", "title": "Court sets aside Zipmex Asia creditor-meeting resolutions", "description": "The Singapore High Court set aside resolutions purportedly passed at a Zipmex Asia creditors' meeting because of substantive irregularities and stated that the court would appoint a liquidator.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The decision concerned the validity of the Zipmex Asia liquidation process and creditor voting." }, { "id": "cya_ev_000152", "platform_id": "cya_plat_000031", "event_type": "launched", "event_date": "2018-01-01", "title": "Cred begins operating", "description": "Cred developed crypto-backed borrowing and cryptocurrency yield products for customers.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch year is approximate." }, { "id": "cya_ev_000153", "platform_id": "cya_plat_000031", "event_type": "deposits_suspended", "event_date": "2020-10-28", "title": "Cred suspends customer inflows and outflows", "description": "Cred paused customer fund inflows and outflows while investigating financial irregularities and loss of funds.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Contemporaneous reporting described both inflows and outflows as suspended." }, { "id": "cya_ev_000154", "platform_id": "cya_plat_000031", "event_type": "bankruptcy_filed", "event_date": "2020-11-07", "title": "Cred files Chapter 11 cases", "description": "Cred Inc. and related entities filed Chapter 11 proceedings in the U.S. Bankruptcy Court for the District of Delaware.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "The filing moved customer balances into a court-supervised liquidation process." }, { "id": "cya_ev_000155", "platform_id": "cya_plat_000031", "event_type": "restructuring_started", "event_date": "2021-03-11", "title": "Court confirms Cred liquidation plan", "description": "The bankruptcy court confirmed Cred's modified first amended combined plan of liquidation and disclosure statement.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 1, "notes": "Plan confirmation did not establish completed creditor repayment." }, { "id": "cya_ev_000156", "platform_id": "cya_plat_000031", "event_type": "restructuring_completed", "event_date": "2021-04-19", "title": "Cred liquidation plan becomes effective", "description": "Cred's confirmed liquidation plan became effective and the liquidation trust process proceeded under the plan.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Plan effectiveness is an administrative milestone, not a universal recovery-completion date." }, { "id": "cya_ev_000157", "platform_id": "cya_plat_000031", "event_type": "lawsuit", "event_date": "2025-08-29", "title": "Former Cred CEO and CFO sentenced", "description": "Former Cred executives Daniel Schatt and Joseph Podulka were sentenced to federal prison after pleading guilty to wire-fraud conspiracy involving misleading representations to Cred customers.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The criminal sentences concern individual conduct and do not by themselves determine bankruptcy recoveries." }, { "id": "cya_ev_000158", "platform_id": "cya_plat_000032", "event_type": "launched", "event_date": "2016-01-01", "title": "SALT Lending begins operating", "description": "SALT developed a platform for loans secured by customer cryptocurrency collateral.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 2, "notes": "Launch date is recorded at year-level." }, { "id": "cya_ev_000159", "platform_id": "cya_plat_000032", "event_type": "regulatory_action", "event_date": "2020-09-30", "title": "SEC settles SALT token offering case", "description": "The SEC entered a settled order concerning SALT Blockchain's unregistered digital-asset token offering.", "impact_level": "medium", "event_status_effect": "none", "confidence": "high", "source_count": 1, "notes": "This event concerns the SALT token offering, not a borrower insolvency or collateral-loss finding." }, { "id": "cya_ev_000160", "platform_id": "cya_plat_000032", "event_type": "withdrawals_suspended", "event_date": "2022-11-15", "title": "SALT pauses platform withdrawals", "description": "SALT told customers that the FTX collapse had affected its business and paused client withdrawals while limiting platform activity.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "The pause did not become a Chapter 11 or liquidation proceeding." }, { "id": "cya_ev_000161", "platform_id": "cya_plat_000032", "event_type": "regulatory_action", "event_date": "2022-11-21", "title": "California suspends SALT lending license", "description": "California's DFPI suspended SALT Lending's financing license pending investigation after the customer withdrawal pause.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "The action was jurisdiction-specific and tied to the November 2022 platform restrictions." }, { "id": "cya_ev_000162", "platform_id": "cya_plat_000032", "event_type": "regulatory_action", "event_date": "2024-12-23", "title": "SALT reaches California borrower settlement", "description": "SALT agreed to approximately $162,800 in borrower refunds, penalties, underwriting improvements, risk disclosures and procedures for closing or refinancing California loans.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The settlement addressed California loans and does not represent a universal platform-wide recovery process." }, { "id": "cya_ev_000163", "platform_id": "cya_plat_000032", "event_type": "other", "event_date": "2025-01-15", "title": "SALT California license is reinstated", "description": "SALT stated that its California Financing Law license was reinstated and provided payoff, refinance, refund and collateral-return procedures for affected borrowers.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Current first-party website and help materials support continued lending and collateral-management operations." }, { "id": "cya_ev_000164", "platform_id": "cya_plat_000033", "event_type": "launched", "event_date": "2019-01-01", "title": "Donut begins operating", "description": "Donut began offering a consumer crypto savings and yield application.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 1, "notes": "Launch date is approximate and recorded at year-level." }, { "id": "cya_ev_000165", "platform_id": "cya_plat_000033", "event_type": "withdrawals_suspended", "event_date": "2022-11-16", "title": "Genesis redemption halt affects Donut accounts", "description": "Genesis Global Capital suspended redemptions, and Donut users were unable to access normal account withdrawals through the Genesis-linked yield arrangement.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 2, "notes": "The Genesis halt date is confirmed; Donut-specific account effects are supported by contemporaneous Donut-related reporting." }, { "id": "cya_ev_000166", "platform_id": "cya_plat_000033", "event_type": "bankruptcy_filed", "event_date": "2023-01-19", "title": "Genesis lending entities file Chapter 11", "description": "Genesis Global Capital and related lending entities entered Chapter 11, moving the underlying Donut counterparty exposure into a court-supervised restructuring process.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "Donut itself did not file Chapter 11; this event records the underlying counterparty process affecting Donut users." }, { "id": "cya_ev_000167", "platform_id": "cya_plat_000033", "event_type": "operations_ended", "event_date": "2023-02-17", "title": "Donut announces discontinuation", "description": "Donut announced that it would discontinue the service after the Genesis creditor term sheet became public.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "The announcement date is supported by a contemporaneous reproduction of Donut's user communication." }, { "id": "cya_ev_000168", "platform_id": "cya_plat_000033", "event_type": "operations_ended", "event_date": "2023-03-31", "title": "Donut mobile app removal deadline", "description": "Donut stated that its mobile app would be removed by 31 March 2023 and that user accounts had been moved to a web dashboard for balances, statements and future withdrawals.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "The date is the announced app-removal deadline and is used as the platform end date." }, { "id": "cya_ev_000169", "platform_id": "cya_plat_000033", "event_type": "customer_repayment_started", "event_date": "2024-08-02", "title": "Genesis begins creditor distributions", "description": "Genesis completed its restructuring and began distributing digital assets and U.S. dollars to creditors under its Chapter 11 plan.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "This is an underlying Genesis distribution milestone; reviewed sources do not establish a universal Donut-specific recovery or completion date." }, { "id": "cya_ev_000170", "platform_id": "cya_plat_000034", "event_type": "launched", "event_date": "2021-01-01", "title": "Finblox begins operating", "description": "Finblox launched as a custodial crypto yield and rewards platform.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "Launch date is recorded at year-level." }, { "id": "cya_ev_000171", "platform_id": "cya_plat_000034", "event_type": "withdrawals_suspended", "event_date": "2022-06-16", "title": "Finblox restricts withdrawals and pauses rewards", "description": "Finblox imposed a $1,500 monthly withdrawal limit and paused rewards while assessing its exposure to Three Arrows Capital.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "This was a severe restriction rather than a complete platform-wide withdrawal shutdown." }, { "id": "cya_ev_000172", "platform_id": "cya_plat_000034", "event_type": "other", "event_date": "2022-07-01", "title": "Finblox raises limits and restores selected rewards", "description": "Finblox increased withdrawal limits and restored reward functions for selected assets after its initial 3AC-related restrictions.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The partial restoration did not resolve all counterparty or customer-outcome questions." }, { "id": "cya_ev_000173", "platform_id": "cya_plat_000034", "event_type": "operations_ended", "event_date": "2025-07-07", "title": "Finblox services reported closed", "description": "Finblox was reported to have closed services on 7 July 2025 after telling users that changing market dynamics and decline of the CeFi staking model made continued operation impractical.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "The closure date is based on reporting that cited company emails; no directly accessible first-party closure page was found." }, { "id": "cya_ev_000174", "platform_id": "cya_plat_000034", "event_type": "operations_ended", "event_date": "2026-03-03", "title": "FINBLOX LIMITED is dissolved", "description": "The United Kingdom corporate register recorded final dissolution of FINBLOX LIMITED following voluntary strike-off proceedings.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "Corporate dissolution corroborates an ended operating state, but the exact relationship to all Finblox customer entities and contracts is not assumed." }, { "id": "cya_ev_000175", "platform_id": "cya_plat_000035", "event_type": "launched", "event_date": "2021-01-01", "title": "Pillow begins operating", "description": "Pillow began offering a custodial crypto savings and yield application.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 2, "notes": "Launch date is approximate and recorded at year-level." }, { "id": "cya_ev_000176", "platform_id": "cya_plat_000035", "event_type": "other", "event_date": "2023-06-23", "title": "Pillow announces orderly shutdown", "description": "Pillow told users that it would discontinue services because regulatory uncertainty made continued operation difficult and instructed users to withdraw their funds.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 3, "notes": "Interest accrual stopped immediately; bank and crypto withdrawal windows remained open for limited periods." }, { "id": "cya_ev_000177", "platform_id": "cya_plat_000035", "event_type": "operations_ended", "event_date": "2023-07-31", "title": "Pillow services end", "description": "Pillow's announced crypto-withdrawal and service-closure deadline arrived on 31 July 2023.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The deadline is supported by contemporaneous reproductions of Pillow's customer notice." }, { "id": "cya_ev_000178", "platform_id": "cya_plat_000036", "event_type": "launched", "event_date": "2021-05-01", "title": "Nuri launches Bitcoin Interest Account", "description": "Nuri, formerly Bitwala, launched a Bitcoin interest product brokered through its app and provided by Celsius Network.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "Launch date is recorded at month-level." }, { "id": "cya_ev_000179", "platform_id": "cya_plat_000036", "event_type": "withdrawals_suspended", "event_date": "2022-06-13", "title": "Nuri interest-account withdrawals pause", "description": "After Celsius paused withdrawals, Nuri stated that withdrawals from its Bitcoin Interest Account were unavailable and paused new investments in the product.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "Ordinary Nuri banking, custody-wallet and vault products were not the same product and are not classified by this event." }, { "id": "cya_ev_000180", "platform_id": "cya_plat_000036", "event_type": "bankruptcy_filed", "event_date": "2022-07-13", "title": "Celsius files Chapter 11", "description": "Celsius Network and related debtors filed Chapter 11, moving the underlying Nuri Bitcoin Interest Account exposure into the Celsius claims process.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "Nuri customers used a product brokered by Nuri but provided contractually by Celsius." }, { "id": "cya_ev_000181", "platform_id": "cya_plat_000036", "event_type": "bankruptcy_filed", "event_date": "2022-08-09", "title": "Nuri files for insolvency", "description": "Nuri filed for insolvency in Germany after market stress and the failure of its Celsius partnership worsened its financial position.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Nuri stated that ordinary customer bank and custody assets were not affected in the same way as the Bitcoin Interest Account." }, { "id": "cya_ev_000182", "platform_id": "cya_plat_000036", "event_type": "operations_ended", "event_date": "2022-12-19", "title": "Nuri discontinues services", "description": "Nuri ended its business operations after failing to secure an investor or acquirer and instructed ordinary customers to withdraw or transfer their assets.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The shutdown of Nuri's ordinary services did not resolve the separate Celsius-linked interest-account claims." }, { "id": "cya_ev_000183", "platform_id": "cya_plat_000036", "event_type": "customer_repayment_started", "event_date": "2024-01-31", "title": "Celsius plan becomes effective and distributions begin", "description": "The Celsius reorganization plan became effective and distributions to eligible creditors began through approved distribution partners.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Distributions are individualized and continued through later rounds; this is not recorded as completed repayment for every former Nuri interest-account user." }, { "id": "cya_ev_000184", "platform_id": "cya_plat_000037", "event_type": "launched", "event_date": "2022-03-17", "title": "Block Earner launches Earner", "description": "Block Earner began offering fixed-yield USD Earner, Gold Earner and Crypto Earner products to Australian consumers.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The exact commencement date is recorded in ASIC's amended concise statement and later judgments." }, { "id": "cya_ev_000185", "platform_id": "cya_plat_000037", "event_type": "operations_ended", "event_date": "2022-11-16", "title": "Block Earner ceases offering Earner", "description": "Block Earner stopped offering and marketing the fixed-yield Earner product after ASIC raised licensing concerns.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The separate Access product and current Block Earner services are outside this event." }, { "id": "cya_ev_000186", "platform_id": "cya_plat_000037", "event_type": "lawsuit", "event_date": "2022-11-23", "title": "ASIC commences civil proceedings", "description": "ASIC sued Web3 Ventures Pty Ltd alleging unlicensed financial services and operation of an unregistered managed investment scheme in relation to Earner and other products.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The proceeding addressed Earner and the separate Access product; this record follows only the Earner findings." }, { "id": "cya_ev_000187", "platform_id": "cya_plat_000037", "event_type": "regulatory_action", "event_date": "2024-02-09", "title": "Federal Court finds Earner required licensing", "description": "The Federal Court found that Earner was a financial product, that Block Earner provided unlicensed financial services and that the product operated as an unregistered managed investment scheme.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The Court rejected ASIC's equivalent case against the separate Access product." }, { "id": "cya_ev_000188", "platform_id": "cya_plat_000037", "event_type": "regulatory_action", "event_date": "2024-06-04", "title": "Federal Court grants penalty relief", "description": "The Federal Court relieved Block Earner from liability to pay a pecuniary penalty after finding that it acted honestly in an uncertain regulatory environment.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The contravention declarations remained; the ruling concerned penalty relief and costs." }, { "id": "cya_ev_000189", "platform_id": "cya_plat_000037", "event_type": "regulatory_action", "event_date": "2025-04-22", "title": "Full Federal Court reverses licensing finding", "description": "The Full Federal Court allowed Block Earner's cross-appeal and held that Earner was not a financial product requiring a financial services licence.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "This ruling was later overturned by the High Court." }, { "id": "cya_ev_000190", "platform_id": "cya_plat_000037", "event_type": "regulatory_action", "event_date": "2026-06-17", "title": "High Court unanimously rules Earner was a financial product", "description": "The High Court of Australia unanimously held that Earner was a facility through which users made a financial investment and a derivative, and that Block Earner required an Australian financial services licence.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The matter was remitted for determination of ASIC's penalty appeal." }, { "id": "cya_ev_000191", "platform_id": "cya_plat_000038", "event_type": "launched", "event_date": "2021-10-01", "title": "Flint Money begins operating", "description": "Flint launched a consumer crypto yield application offering fixed returns on stablecoin and other digital-asset balances.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "Launch date is recorded at month-level." }, { "id": "cya_ev_000192", "platform_id": "cya_plat_000038", "event_type": "other", "event_date": "2023-01-24", "title": "Flint issues unlend and withdrawal instructions", "description": "Flint published instructions for users to unlend and withdraw as the flagship yield service was phased out under regulatory uncertainty.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 3, "notes": "The notice stated that withdrawals could take several days and did not itself prove universal completion." }, { "id": "cya_ev_000193", "platform_id": "cya_plat_000038", "event_type": "operations_ended", "event_date": "2023-05-18", "title": "Flint Labs confirms Flint Money closure", "description": "Flint Labs described Flint Money as its closed first flagship project and outlined its pivot to other products.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 2, "notes": "The event date is the first-party retrospective publication date, not a verified exact final customer-service cutoff." }, { "id": "cya_ev_000194", "platform_id": "cya_plat_000039", "event_type": "yield_program_started", "event_date": "2020-09-11", "title": "Inlock introduces Savings Account", "description": "Inlock launched a custodial crypto Savings Account with weekly interest payments.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The product launch date is documented by Inlock's first-party announcement and FAQ." }, { "id": "cya_ev_000195", "platform_id": "cya_plat_000039", "event_type": "withdrawals_suspended", "event_date": "2022-11-14", "title": "Inlock activates emergency shutdown", "description": "Inlock suspended deposits, withdrawals, new loans, onboarding and interest after a failed liquidation process made part of customer assets unavailable.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "Inlock described the unavailable portion as small but isolated all customer-asset activity while pursuing recovery." }, { "id": "cya_ev_000196", "platform_id": "cya_plat_000039", "event_type": "restructuring_started", "event_date": "2023-01-01", "title": "Recovery and Restructuring Plan begins", "description": "Inlock issued a Recovery and Restructuring Plan that introduced alternative recovery paths including migration, exit payouts and scheduled releases.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "The plan date is stated in Inlock's detailed April 2023 recovery-program guide." }, { "id": "cya_ev_000197", "platform_id": "cya_plat_000039", "event_type": "customer_repayment_started", "event_date": "2023-04-28", "title": "Scheduled-release payments begin", "description": "Inlock began monthly pro-rata USDC payments under the Scheduled Release program after offering migration and discounted exit-payout alternatives.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "Recovery treatment differed by chosen program and was not one uniform repayment path." }, { "id": "cya_ev_000198", "platform_id": "cya_plat_000039", "event_type": "other", "event_date": "2024-08-28", "title": "Scheduled-release cohort exceeds fixed incident-value benchmark", "description": "Inlock reported that scheduled-release customers had received more than 103.4% of the fixed U.S.-dollar value of affected assets recorded at the November 2022 incident date.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "The metric was cohort-specific and value-based; individual ratios and in-kind asset outcomes varied." }, { "id": "cya_ev_000199", "platform_id": "cya_plat_000039", "event_type": "other", "event_date": "2025-06-30", "title": "Final Settlement program closes", "description": "Inlock completed its Final Settlement program after partial legal compensation enabled a settlement offer, while scheduled releases continued for customers who did not accept the offer.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 2, "notes": "More than 75% of outstanding asset value was settled for accepting customers, but residual scheduled-release claims remained." }, { "id": "cya_ev_000200", "platform_id": "cya_plat_000039", "event_type": "operations_ended", "event_date": "2026-06-30", "title": "Inlock ends active services", "description": "Inlock completed the wind-down of all active financial and token-related services and moved the platform to temporary read-only access before permanent decommissioning.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Read-only account access continued until 30 September 2026 and customer support until 31 December 2026." }, { "id": "cya_ev_000201", "platform_id": "cya_plat_000040", "event_type": "launched", "event_date": "2021-11-17", "title": "Stablehouse opens early access", "description": "Stablehouse opened early access to a digital-asset platform offering fixed interest on supported crypto assets.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Stablehouse was incubated within the wider XBTO group before later acquisition." }, { "id": "cya_ev_000202", "platform_id": "cya_plat_000040", "event_type": "yield_rate_changed", "event_date": "2022-08-17", "title": "Stablehouse revises yield-rate structure", "description": "Stablehouse announced new rates and deposit tiers for stablecoin and other digital-asset yield products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "The announcement documented the continuing retail and professional yield model before the later institutional transition." }, { "id": "cya_ev_000203", "platform_id": "cya_plat_000040", "event_type": "asset_sale_announced", "event_date": "2023-08-10", "title": "XBTO announces Stablehouse acquisition", "description": "XBTO announced a strategic acquisition of Stablehouse, subject to Bermuda Monetary Authority approval, to expand institutional custody and trading services.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The announcement did not provide the eventual legal completion date." }, { "id": "cya_ev_000204", "platform_id": "cya_plat_000040", "event_type": "acquired", "event_date": "2023-09-05", "title": "Stablehouse documented as wholly owned XBTO subsidiary", "description": "Updated custody terms identified Stablehouse as a wholly owned subsidiary of XBTO Global, providing the first dated post-announcement evidence that the acquisition had completed.", "impact_level": "high", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "The date is the custody-terms update date, not a claimed exact legal closing date. XBTO's corporate timeline confirms full acquisition during 2023." }, { "id": "cya_ev_000205", "platform_id": "cya_plat_000040", "event_type": "other", "event_date": "2023-10-09", "title": "XBTO launches ProTrading powered by Stablehouse", "description": "XBTO and Stablehouse launched an institutional trading product combining execution with custody infrastructure, demonstrating the post-acquisition product transition.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The transition did not represent a platform failure or customer-repayment event." }, { "id": "cya_ev_000206", "platform_id": "cya_plat_000041", "event_type": "launched", "event_date": "2021-12-01", "title": "AQRU consumer yield platform launches", "description": "AQRU launched its consumer-facing crypto-yield platform around December 2021.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "A May 2022 first-party market announcement states that the platform launched five months earlier; 1 December is a sortable approximate date." }, { "id": "cya_ev_000207", "platform_id": "cya_plat_000041", "event_type": "other", "event_date": "2022-05-09", "title": "AQRU reports USD 50 million AUM and 20,000 signups", "description": "AQRU plc reported that the AQRU.io platform had exceeded USD 50 million in assets under management and 20,000 customer signups five months after launch.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Operating-scale milestone rather than a customer-outcome event." }, { "id": "cya_ev_000208", "platform_id": "cya_plat_000041", "event_type": "yield_rate_changed", "event_date": "2022-11-23", "title": "AQRU cuts yields and ends BTC and ETH interest", "description": "AQRU plc reduced yields to a maximum of 3% on the Maple product and stopped interest accrual on Bitcoin and Ethereum deposits while stating that customer assets remained available for withdrawal.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "The update reflected market-driven product contraction, not a withdrawal suspension or platform shutdown." }, { "id": "cya_ev_000209", "platform_id": "cya_plat_000041", "event_type": "other", "event_date": "2023-08-29", "title": "AQRU app business transfers to Langland Software Solutions", "description": "AQRU plc transferred its interest in the AQRU app, Maple Finance activities, and related technology businesses to Langland Software Solutions in exchange for a 30% stake, while stating that customers should not experience service disruption.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Recorded as an ownership and operating restructure, not an acquisition, failure, or customer-repayment event." }, { "id": "cya_ev_000210", "platform_id": "cya_plat_000041", "event_type": "other", "event_date": "2026-08-03", "title": "AQRU remains live with narrowed product availability", "description": "AQRU's current site showed a USD 250,000 minimum balance, one displayed fixed-term receivables product, and multiple legacy crypto-yield products closed to new deposits.", "impact_level": "medium", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "Current-state snapshot supporting limited status; availability remains jurisdiction-dependent." }, { "id": "cya_ev_000211", "platform_id": "cya_plat_000042", "event_type": "yield_program_started", "event_date": "2019-08-09", "title": "YouHodler launches USDT savings account", "description": "YouHodler introduced a USDT savings account that credited platform users with interest on deposited USDT.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "First dated savings-product launch identified in the reviewed YouHodler sources." }, { "id": "cya_ev_000212", "platform_id": "cya_plat_000042", "event_type": "yield_program_started", "event_date": "2019-09-20", "title": "YouHodler launches Bitcoin savings account", "description": "YouHodler expanded its savings-account product to Bitcoin deposits with platform-calculated interest.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Product expansion within the continuing lending and wallet platform." }, { "id": "cya_ev_000213", "platform_id": "cya_plat_000042", "event_type": "other", "event_date": "2020-04-27", "title": "YouHodler moves savings payouts to weekly schedule", "description": "YouHodler announced weekly payouts for its high-yield savings accounts, replacing the prior monthly schedule.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Payout-frequency change rather than a platform status change." }, { "id": "cya_ev_000214", "platform_id": "cya_plat_000042", "event_type": "other", "event_date": "2026-03-18", "title": "YouHodler documents current Yield Account operation", "description": "YouHodler's current guide described an active Yield Account with supported assets, account-level eligibility, weekly settlement, and user-controlled start and withdrawal actions.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 3, "notes": "Current product-operation snapshot; rates, limits, assets, and jurisdictional availability can change." }, { "id": "cya_ev_000215", "platform_id": "cya_plat_000042", "event_type": "other", "event_date": "2026-08-03", "title": "YouHodler remains active under jurisdiction-specific terms", "description": "Current first-party materials described continuing lending, trading, custody, and yield services through Swiss and European entities with jurisdiction-specific restrictions and segregated-custody language.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Status and legal-structure snapshot; it does not imply identical regulatory protections in every jurisdiction." }, { "id": "cya_ev_000216", "platform_id": "cya_plat_000043", "event_type": "yield_program_started", "event_date": "2021-06-23", "title": "Wirex launches X-Accounts", "description": "Wirex announced the launch of X-Accounts as an app-based product for earning interest through crypto and DeFi-linked allocations.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Product launch event for X-Accounts, not the launch of the broader Wirex platform." }, { "id": "cya_ev_000217", "platform_id": "cya_plat_000043", "event_type": "other", "event_date": "2021-07-12", "title": "Wirex expands the asset set supporting X-Accounts", "description": "Wirex announced additional crypto-assets on its platform and described continued expansion of X-Accounts shortly after the product launch.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Early product-expansion milestone; historical availability does not establish the current asset list." }, { "id": "cya_ev_000218", "platform_id": "cya_plat_000043", "event_type": "other", "event_date": "2026-08-03", "title": "Wirex documents current Flexible, Plus, and Fixed X-Accounts", "description": "Current Wirex materials described active Flexible, Plus, and Fixed X-Account variants with variable or fixed rates, weekly interest, different lockups, and different withdrawal conditions.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 3, "notes": "Current-state snapshot; country eligibility, assets, limits, rates, and exact terms can change." }, { "id": "cya_ev_000219", "platform_id": "cya_plat_000044", "event_type": "yield_program_started", "event_date": "2020-12-14", "title": "SwissBorg launches USDC Smart Yield", "description": "SwissBorg released its first USDC Smart Yield wallet to an initial user cohort and began rolling the product out through the app.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Launch date is directly stated in the first-party announcement." }, { "id": "cya_ev_000220", "platform_id": "cya_plat_000044", "event_type": "other", "event_date": "2022-06-22", "title": "SwissBorg reports broad Smart Yield expansion", "description": "SwissBorg reported that Smart Yield had expanded from the original USDC wallet to nineteen additional tokens and had been used through hundreds of thousands of wallets.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Historical scale and product-expansion event; figures are first-party operating metrics." }, { "id": "cya_ev_000221", "platform_id": "cya_plat_000044", "event_type": "other", "event_date": "2022-09-08", "title": "SwissBorg introduces Earn as the next stage of Smart Yield", "description": "SwissBorg launched SwissBorg Earn, replacing the one-size-fits-all Smart Yield approach with multiple asset- and risk-specific yield strategies.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Product evolution rather than closure or rebrand of the whole SwissBorg platform." }, { "id": "cya_ev_000222", "platform_id": "cya_plat_000044", "event_type": "other", "event_date": "2026-08-03", "title": "SwissBorg Earn remains active with strategy-specific risk and fee terms", "description": "Current SwissBorg materials described active Earn strategies, subscriptions, redemptions, APY presentation, risk scores, earnings history, and strategy-specific performance and service fees.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 4, "notes": "Current-state snapshot. Strategy availability, protocol exposure, payout timing, caps, cooldowns, APY, and fees can change." }, { "id": "cya_ev_000223", "platform_id": "cya_plat_000045", "event_type": "launched", "event_date": "2020-01-01", "title": "CoinRabbit begins operating", "description": "CoinRabbit began operating as a crypto-backed lending platform in 2020.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "The exact launch day was not identified; 1 January is a sortable approximate date based on current first-party company and product pages." }, { "id": "cya_ev_000224", "platform_id": "cya_plat_000045", "event_type": "yield_program_started", "event_date": "2021-06-24", "title": "CoinRabbit launches its crypto savings account", "description": "CoinRabbit announced a newly launched crypto savings account backed by its crypto-loan business, with daily account updates and flexible withdrawal conditions.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Historical rates and supported assets are recorded as launch context, not current guaranteed terms." }, { "id": "cya_ev_000225", "platform_id": "cya_plat_000045", "event_type": "other", "event_date": "2025-08-04", "title": "CoinRabbit launches mobile app", "description": "CoinRabbit launched a mobile app combining loan management, swaps, storage, and portfolio tools.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "App-launch milestone for the continuing platform." }, { "id": "cya_ev_000226", "platform_id": "cya_plat_000045", "event_type": "other", "event_date": "2026-05-18", "title": "CoinRabbit terms define current Earn and collateral ownership structure", "description": "CoinRabbit's updated terms defined the Earn Interest Product, daily accrual and withdrawal mechanics, and contractual ownership transfer for topped-up Earn assets and loan collateral.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Contractual event used to preserve ownership and use terms; it is not a customer-loss event." }, { "id": "cya_ev_000227", "platform_id": "cya_plat_000045", "event_type": "other", "event_date": "2026-08-03", "title": "CoinRabbit remains active across loans and Earn", "description": "Current first-party pages described active fixed and open-ended loans and an Earn product with daily accrual and flexible withdrawals.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Current-state snapshot; rates, assets, limits, verification, reserve practices, and availability can change." }, { "id": "cya_ev_000228", "platform_id": "cya_plat_000046", "event_type": "launched", "event_date": "2014-01-01", "title": "Nebeus begins operating as a crypto-lending platform", "description": "Nebeus was founded in 2014 and developed from a crypto-lending platform into a broader financial app.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The exact launch day was not identified; 1 January is a sortable approximate date." }, { "id": "cya_ev_000229", "platform_id": "cya_plat_000046", "event_type": "yield_program_started", "event_date": "2022-08-10", "title": "Nebeus documents active crypto Renting programs", "description": "Nebeus publicly described multiple crypto Renting and staking options, including fixed-term programs with different assets, lockups, and rewards.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "This is the earliest precisely dated reviewed source for the Renting product family, not necessarily the original launch date." }, { "id": "cya_ev_000230", "platform_id": "cya_plat_000046", "event_type": "other", "event_date": "2026-05-24", "title": "Nebeus updates Renting ownership and operational terms", "description": "Updated Nebeus Renting Terms stated that users retain legal ownership while assets are locked, operationally controlled, and potentially deployed through Nebeus infrastructure and authorised providers.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "The current ownership model differs materially from older first-party lease and rehypothecation language, so both versions are linked." }, { "id": "cya_ev_000231", "platform_id": "cya_plat_000046", "event_type": "other", "event_date": "2026-08-03", "title": "Nebeus remains active across loans and Renting", "description": "Current first-party materials described continuing crypto-backed loans and multiple flexible or fixed Renting programs with daily rewards and program-specific lockups.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Current-state snapshot; exact reward rates, plans, contracting entity, assets, custody providers, and jurisdictional access can change." }, { "id": "cya_ev_000232", "platform_id": "cya_plat_000047", "event_type": "launched", "event_date": "2019-01-01", "title": "Matrixport begins operating", "description": "Matrixport was founded in 2019 as a digital-asset financial-services platform combining investment, lending, trading, custody, and related services.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The exact launch day was not identified; 1 January is a sortable approximate date based on current first-party company materials." }, { "id": "cya_ev_000233", "platform_id": "cya_plat_000047", "event_type": "other", "event_date": "2021-07-10", "title": "Matrixport launches Lite interface with yield products", "description": "Matrixport introduced a simplified app interface that included fixed-income products and yield access for USDC, USDT, BTC, and ETH.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Historical advertised rates are launch context only and are not treated as current or guaranteed." }, { "id": "cya_ev_000234", "platform_id": "cya_plat_000047", "event_type": "yield_program_started", "event_date": "2022-05-27", "title": "Matrixport publishes fixed-income API", "description": "Matrixport's fixed-income API documentation records an initial version for multi-currency fixed-income products and order management.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "The API version date documents an operational fixed-income product surface, not necessarily the first retail fixed-income launch." }, { "id": "cya_ev_000235", "platform_id": "cya_plat_000047", "event_type": "other", "event_date": "2022-06-01", "title": "Matrixport launches non-liquidation loan product", "description": "Matrixport announced an altcoin-collateralized stablecoin loan with fixed interest and no margin calls tied to the initial loan-to-value ratio.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Product terms, supported assets, custody, repayment, and availability can change." }, { "id": "cya_ev_000236", "platform_id": "cya_plat_000047", "event_type": "other", "event_date": "2026-08-05", "title": "Matrixport remains active across yield and lending", "description": "Current first-party materials describe active fixed-income, flexible-saving, staking, structured-yield, and collateralized-loan products across supported jurisdictions.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 3, "notes": "Current-state snapshot; rates, principal language, strategies, lockups, licenses, legal entities, custody, and availability can change." }, { "id": "cya_ev_000237", "platform_id": "cya_plat_000048", "event_type": "launched", "event_date": "2021-07-01", "title": "Coinchange brings its proprietary yield platform to market", "description": "Coinchange states that it brought its proprietary automated digital-asset yield platform to market in Q3 2021 after two years of development.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "1 July represents the start of Q3 because an exact launch day was not identified." }, { "id": "cya_ev_000238", "platform_id": "cya_plat_000048", "event_type": "yield_program_started", "event_date": "2021-08-11", "title": "Coinchange documents the High Yield Account arrangement", "description": "Coinchange's historical High Yield Account agreement defined an asset-management arrangement for customer yield accounts and the applicable platform terms.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Historical account terms are not automatically applied to every current API, vault, business, or non-custodial product." }, { "id": "cya_ev_000239", "platform_id": "cya_plat_000048", "event_type": "other", "event_date": "2026-08-05", "title": "Coinchange operates multi-strategy Earn infrastructure", "description": "Current first-party materials describe individual and business Earn accounts, API and vault infrastructure, and automated multi-strategy digital-asset yield products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 2, "notes": "Current-state snapshot; APY, strategies, liquidity, fees, product access, and legal structure can change." }, { "id": "cya_ev_000240", "platform_id": "cya_plat_000048", "event_type": "other", "event_date": "2026-08-05", "title": "Coinchange publishes current transparency and custody claims", "description": "Coinchange describes on-chain strategy transparency and product-dependent custody or key-control arrangements while developing additional trust-minimized infrastructure.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "First-party transparency and custody claims are recorded as claims and do not prove universal customer protection or eliminate strategy and counterparty risk." }, { "id": "cya_ev_000241", "platform_id": "cya_plat_000049", "event_type": "launched", "event_date": "2019-01-01", "title": "YieldNodes begins operating", "description": "YieldNodes states that it established its managed masternode-rental and staking operation around 2019.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The exact launch day was not identified; 1 January is a sortable approximate date based on a later first-party status statement." }, { "id": "cya_ev_000242", "platform_id": "cya_plat_000049", "event_type": "deposits_suspended", "event_date": "2022-10-09", "title": "YieldNodes suspends new deposits", "description": "YieldNodes says it stopped accepting deposits after an exchange-account freeze and liquidity pressure made continued inflows incompatible with its stated operating model.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "The causal explanation is the operator's account and is not treated as independently proven." }, { "id": "cya_ev_000243", "platform_id": "cya_plat_000049", "event_type": "withdrawals_suspended", "event_date": "2022-10-09", "title": "YieldNodes suspends withdrawals", "description": "YieldNodes halted withdrawals and pending payments; affected users later organized a separate recovery and legal effort concerning frozen principal.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "First-party and affected-investor sources agree that withdrawals stopped, but differ on legal characterization and responsibility." }, { "id": "cya_ev_000244", "platform_id": "cya_plat_000049", "event_type": "restructuring_started", "event_date": "2022-10-09", "title": "YieldNodes enters restructuring", "description": "The operator proposed replacing ordinary account liquidity with a restructuring tied to DECENOMY assets and a future economic platform.", "impact_level": "critical", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "The plan is recorded as an operator proposal, not as proof of asset value or successful recovery." }, { "id": "cya_ev_000245", "platform_id": "cya_plat_000049", "event_type": "other", "event_date": "2023-07-09", "title": "YieldNodes begins account-linked NFT distribution", "description": "YieldNodes announced that NFTs representing specific customer accounts were ready for distribution and could be self-custodied or transferred.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "NFT issuance is not classified as repayment and no market or repurchase value is inferred." }, { "id": "cya_ev_000246", "platform_id": "cya_plat_000049", "event_type": "other", "event_date": "2023-12-31", "title": "YieldNodes NFT claim window closes", "description": "YieldNodes states that the account-linked NFT claiming phase ended on 31 December 2023, followed by reissuance work after a reported smart-contract vulnerability.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "Claiming or holding an NFT does not establish recovery completion or a verified repurchase value." }, { "id": "cya_ev_000247", "platform_id": "cya_plat_000049", "event_type": "other", "event_date": "2025-02-26", "title": "YieldNodes Pro remains contingent on regulatory resolution", "description": "A first-party status update says the proposed YieldNodes Pro launch remains dependent on unresolved regulatory issues and continued restructuring work.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "high", "source_count": 1, "notes": "The update does not establish a launch date, restored withdrawals, or completed recovery." }, { "id": "cya_ev_000248", "platform_id": "cya_plat_000050", "event_type": "launched", "event_date": "2019-01-01", "title": "Cake DeFi begins operating", "description": "Cake DeFi was founded in 2019 to provide retail access to crypto yield and decentralized-finance services.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The exact launch day was not identified; 1 January is a sortable approximate date." }, { "id": "cya_ev_000249", "platform_id": "cya_plat_000050", "event_type": "yield_program_started", "event_date": "2020-10-20", "title": "Cake DeFi documents staking, lending, and liquidity-mining products", "description": "Cake DeFi described a product suite spanning staking, institutional-partner lending, and DeFiChain liquidity mining for customer yield generation.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "Historical product descriptions and advertised rates are not treated as current or guaranteed." }, { "id": "cya_ev_000250", "platform_id": "cya_plat_000050", "event_type": "rebranded", "event_date": "2023-06-26", "title": "Cake DeFi retail platform rebrands to Bake", "description": "Cake Group announced that the Cake DeFi retail business and mobile applications would adopt the Bake name while the wider group retained separate institutional, research, and venture activities.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "The record treats Cake DeFi and Bake as one continuing retail-platform identity, not two separate canonical platforms." }, { "id": "cya_ev_000251", "platform_id": "cya_plat_000050", "event_type": "other", "event_date": "2026-03-28", "title": "Bake announces indefinite suspension of crypto-asset services", "description": "Bake announced that crypto-asset trading services would be suspended from 15 April 2026 as part of MiCA alignment, with withdrawals available before the cutoff and remaining balances to be converted to USD.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The company described the step as a business decision during regulatory transition rather than an enforcement order." }, { "id": "cya_ev_000252", "platform_id": "cya_plat_000050", "event_type": "operations_ended", "event_date": "2026-04-15", "title": "Bake blocks crypto services and converts balances to USD", "description": "Updated platform terms restricted Bake to maintaining existing accounts and processing withdrawals of USD balances converted at the 15 April 2026 exchange rate; crypto trading, storage, deposits, new accounts, and other crypto functionality were blocked.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 2, "notes": "The platform remains available for account maintenance and USD withdrawals, so the canonical platform status is limited rather than fully operations-ended." }, { "id": "cya_ev_000253", "platform_id": "cya_plat_000051", "event_type": "launched", "event_date": "2014-05-01", "title": "BitLendingClub launches its Bitcoin lending marketplace", "description": "BitLendingClub began operating a centrally administered peer-to-peer marketplace matching Bitcoin lenders and borrowers in May 2014.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The reviewed reporting identifies May 2014 but not an exact launch day; 1 May is a sortable approximate date." }, { "id": "cya_ev_000254", "platform_id": "cya_plat_000051", "event_type": "rebranded", "event_date": "2015-09-01", "title": "BitLendingClub adopts the Loanbase name", "description": "The marketplace changed its public name from BitLendingClub to Loanbase before later returning to the BitLendingClub brand.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 2, "notes": "September 2015 is supported by contemporaneous retrospective coverage; the exact day and later return date were not established." }, { "id": "cya_ev_000255", "platform_id": "cya_plat_000051", "event_type": "other", "event_date": "2016-02-06", "title": "Attackers compromise BitLendingClub customer accounts", "description": "Attackers exploited the platform's web stack and gained access to customer accounts, causing confirmed Bitcoin losses among users without two-factor authentication.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "Reported loss estimates varied. The incident is not treated as the direct cause of the later regulatory shutdown." }, { "id": "cya_ev_000256", "platform_id": "cya_plat_000051", "event_type": "operations_ended", "event_date": "2016-12-01", "title": "BitLendingClub stops new activity and begins shutdown", "description": "The operator stopped new registrations, loans, and investments and announced a staged closure while existing borrowers continued repayment and customers retained withdrawal access.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "The operator expected the wind-down to continue into 2017, but the exact final shutdown and dissolution dates were not verified." }, { "id": "cya_ev_000257", "platform_id": "cya_plat_000052", "event_type": "launched", "event_date": "2013-01-01", "title": "Bitbond begins operating a blockchain lending marketplace", "description": "Bitbond was founded in Berlin in 2013 and began operating a regulated blockchain-based marketplace for small-business loans and global investors.", "impact_level": "medium", "event_status_effect": "active", "confidence": "medium", "source_count": 1, "notes": "The first-party company history provides the year but not the exact launch day; 1 January is a sortable approximate date." }, { "id": "cya_ev_000258", "platform_id": "cya_plat_000052", "event_type": "yield_program_started", "event_date": "2019-03-05", "title": "Bitbond Finance launches the BB1 security-token offering", "description": "Bitbond Finance introduced the BB1 token, with a stated plan to use a substantial portion of proceeds to finance SME loans originated through Bitbond's global lending platform.", "impact_level": "high", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "BB1 token rights, issuer obligations, and marketplace lender or borrower claims are separate and are not treated as interchangeable." }, { "id": "cya_ev_000259", "platform_id": "cya_plat_000052", "event_type": "operations_ended", "event_date": "2020-05-28", "title": "Bitbond stops new loan origination and pivots to tokenization", "description": "Bitbond said it had shifted its focus to tokenized securities, returned its asset-broker licence, stopped originating new loans, and would continue administering the existing SME loan portfolio.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "The operating company continued as a tokenization provider; this event ends only the product-scoped historical lending-marketplace record." }, { "id": "cya_ev_000260", "platform_id": "cya_plat_000053", "event_type": "yield_program_started", "event_date": "2022-08-12", "title": "BitMart documents its Earn fixed-savings product", "description": "BitMart published an introduction to its Earn hub and fixed Savings products, including fixed terms and stated APYs for supported assets.", "impact_level": "medium", "event_status_effect": "active", "confidence": "high", "source_count": 1, "notes": "This is the earliest reviewed product-specific date, not necessarily the first launch date of every BitMart Earn product." }, { "id": "cya_ev_000261", "platform_id": "cya_plat_000053", "event_type": "other", "event_date": "2026-07-26", "title": "BitMart announces an orderly platform wind-down", "description": "BitMart announced that it would wind down trading-platform operations and discontinue Earn, Staking, Lending, Launchpad, and other products in phases under product-specific arrangements.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "The notice is a schedule and process announcement. It does not establish completion of product redemption, trading cessation, or platform termination as of 5 August 2026." }, { "id": "cya_ev_000262", "platform_id": "cya_plat_000053", "event_type": "deposits_suspended", "event_date": "2026-07-26", "title": "BitMart begins restricting registrations, deposits, and new activity", "description": "BitMart began gradually stopping new registrations, cryptocurrency and fiat deposits, new spot orders, new futures positions, and automated trading services as part of the wind-down.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "The measures began at 01:30 UTC and were described as gradual. Withdrawal services remained available subject to compliance and security review." }, { "id": "cya_ev_000263", "platform_id": "cya_plat_000053", "event_type": "other", "event_date": "2026-08-26", "title": "BitMart schedules cessation of trading services", "description": "BitMart scheduled all spot, futures, and other trading services to end at 01:00 UTC on 26 August 2026, with remaining positions subject to applicable settlement rules.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "This is a future scheduled event as of the 5 August 2026 review date. It must be reverified after the deadline before being converted to a completed operations-ended event." }, { "id": "cya_ev_000264", "platform_id": "cya_plat_000053", "event_type": "other", "event_date": "2027-01-31", "title": "BitMart schedules formal platform termination", "description": "BitMart planned to cease trading-platform operations at 15:59 UTC on 31 January 2027 while retaining limited post-termination account and withdrawal access for a specified period.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "This is a future scheduled event as of the 5 August 2026 review date and is not evidence that operations have already ended." }, { "id": "cya_ev_000265", "platform_id": "cya_plat_000054", "event_type": "deposits_suspended", "event_date": "2022-11-11", "title": "Kriptomat temporarily pauses KriptoEarn", "description": "Kriptomat paused new KriptoEarn deposits because market vulnerabilities could affect external partners and said existing principal and rewards through 10 November would be transferred to customers' regular Kriptomat wallets.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "Kriptomat stated that it had no liquidity issue. Later product pages indicate KriptoEarn became available again, but the exact restart date was not established." }, { "id": "cya_ev_000266", "platform_id": "cya_plat_000054", "event_type": "other", "event_date": "2026-05-19", "title": "Kriptomat announces a MiCA-related orderly wind-down", "description": "Kriptomat announced that it would stop offering crypto services by 30 June 2026 after withdrawing its MiCA authorisation application, while stating that it remained solvent and customer assets were available for withdrawal.", "impact_level": "critical", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "The announcement described a regulatory and business wind-down rather than insolvency, fraud, misconduct, or an enforcement shutdown." }, { "id": "cya_ev_000267", "platform_id": "cya_plat_000054", "event_type": "operations_ended", "event_date": "2026-06-30", "title": "KriptoEarn positions and regulated Kriptomat services end", "description": "Kriptomat's wind-down hub marked termination of KriptoEarn positions and the 30 June cessation of regulated services as completed, with assets moved to main wallets and residual balances transferred to read-only and manual-processing procedures.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 2, "notes": "Internal-wallet return and service termination do not prove that every customer completed an external withdrawal, Kraken transfer, manual claim, or account closure." }, { "id": "cya_ev_000268", "platform_id": "cya_plat_000055", "event_type": "operations_ended", "event_date": "2022-11-24", "title": "Finder Earn ceased and customer funds were returned in full", "description": "After ASIC notified Finder Wallet of concerns, Finder Earn ceased being offered from 24 November 2022. ASIC states that all customer funds were returned in full. This product closure is not classified as insolvency or customer loss.", "impact_level": "high", "event_status_effect": "operations_ended", "status_after": "operations_ended", "source_count": 1, "confidence": "high" }, { "id": "cya_ev_000269", "platform_id": "cya_plat_000055", "event_type": "regulatory_action", "event_date": "2022-12-15", "title": "ASIC commenced civil proceedings over Finder Earn", "description": "ASIC commenced Federal Court proceedings alleging that Finder Wallet provided unlicensed financial services and failed disclosure and design-and-distribution obligations because ASIC considered Finder Earn to be a debenture. These were allegations and were later rejected by the courts.", "impact_level": "high", "event_status_effect": "none", "status_after": "operations_ended", "source_count": 1, "confidence": "high" }, { "id": "cya_ev_000270", "platform_id": "cya_plat_000055", "event_type": "lawsuit", "event_date": "2024-03-14", "title": "Federal Court dismissed ASIC's Finder Earn case", "description": "The Federal Court found that Finder Wallet did not provide unlicensed financial services in relation to Finder Earn and rejected ASIC's contention that the product was a debenture.", "impact_level": "medium", "event_status_effect": "none", "status_after": "operations_ended", "source_count": 1, "confidence": "high" }, { "id": "cya_ev_000271", "platform_id": "cya_plat_000055", "event_type": "lawsuit", "event_date": "2025-07-24", "title": "Full Federal Court dismissed ASIC's Finder Wallet appeal", "description": "The Full Federal Court dismissed ASIC's appeal and upheld the decision that Finder Earn was not a debenture and that Finder Wallet, renamed Wallet Ventures Pty Ltd, had not breached the Corporations Act as alleged.", "impact_level": "medium", "event_status_effect": "none", "status_after": "operations_ended", "source_count": 1, "confidence": "high" }, { "id": "cya_ev_000272", "platform_id": "cya_plat_000056", "event_type": "withdrawals_suspended", "event_date": "2022-11-12", "title": "AAX suspended customer withdrawals", "description": "AAX suspended withdrawals while publicly attributing the restriction to a system upgrade. Later police statements reported by Hong Kong media described liquidity issues, but the operator explanation and police position remain separately attributed rather than treated as established final findings.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "status_after": "withdrawals_suspended", "source_count": 1, "confidence": "medium" }, { "id": "cya_ev_000273", "platform_id": "cya_plat_000056", "event_type": "regulatory_action", "event_date": "2022-12-23", "title": "Hong Kong police made arrests in the AAX-related investigation", "description": "Hong Kong police arrested two men in an AAX-related case, froze bank accounts and reported fraud and misleading-police allegations, complaints and claimed losses. No final criminal conviction or universal customer-loss amount is inferred from the reported police investigation.", "impact_level": "high", "event_status_effect": "none", "status_after": "withdrawals_suspended", "source_count": 1, "confidence": "medium" }, { "id": "cya_ev_000274", "platform_id": "cya_plat_000056", "event_type": "bankruptcy_filed", "event_date": "2023-10-17", "title": "Singapore winding-up orders took effect for AAX Asia and AAX Singapore", "description": "The Singapore High Court granted winding-up orders at the 12 October 2023 hearing, effective from 17 October 2023. The court found that the companies were unable to pay their debts, had no available assets to meet current liabilities and required a liquidator to investigate assets, customer records and creditor identities across the AAX Group.", "impact_level": "critical", "event_status_effect": "bankrupt", "status_after": "bankrupt", "source_count": 2, "confidence": "high" }, { "id": "cya_ev_000275", "platform_id": "cya_plat_000057", "event_type": "withdrawals_suspended", "event_date": "2022-08-11", "title": "BlueBenx Finance operations suspended", "description": "BlueBenx told customers that BlueBenx Finance operations were being suspended, including withdrawals, redemptions, deposits and transfers. The company attributed the action to an alleged hack, but CYA does not treat that claimed cause as independently established.", "confidence": "medium", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "source_count": 1, "sort_order": 1, "notes": "The event date follows the customer communication reported by contemporary sources. The alleged hack remains an attributed company claim rather than CYA's failure-cause classification." }, { "id": "cya_ev_000276", "platform_id": "cya_plat_000057", "event_type": "regulatory_action", "event_date": "2022-11-30", "title": "CVM ordered BlueBenx crypto-linked offerings suspended", "description": "Brazil's CVM ordered Bluebenx Tecnologia Financeira S.A. and responsible individuals to suspend public offerings of crypto-linked collective investment contracts, including named BlueBenx products, because they lacked authorization for the offering activity.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 1, "sort_order": 2, "notes": "The stop order is a regulatory event separate from the earlier platform withdrawal freeze. Investigation-stage references to suspected fraud are not used as final findings here." }, { "id": "cya_ev_000277", "platform_id": "cya_plat_000057", "event_type": "regulatory_action", "event_date": "2024-09-24", "title": "CVM imposed sanctions for unregistered public offering", "description": "CVM reported a unanimous decision imposing fines on Bluebenx Tecnologia Financeira S.A. and Roberto Cardassi for conducting a public securities offering without the required registration or exemption.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 1, "sort_order": 3, "notes": "This administrative enforcement outcome does not determine customer recovery or the cause of the August 2022 withdrawal freeze." }, { "id": "cya_ev_000278", "platform_id": "cya_plat_000057", "event_type": "regulatory_action", "event_date": "2025-08-05", "title": "CVM sanctioned fraudulent securities-market operations and unregistered offering", "description": "After resuming the judgment, CVM unanimously imposed sanctions on Bluebenx Tecnologia Financeira S.A. for fraudulent securities-market operations and for a public securities offering conducted without registration or exemption.", "confidence": "high", "impact_level": "critical", "event_status_effect": "none", "source_count": 2, "sort_order": 4, "notes": "This is an administrative CVM decision and the sanctions were appealable with suspensive effect. It is not described as a criminal fraud conviction." }, { "id": "cya_ev_000279", "platform_id": "cya_plat_000058", "event_type": "other", "event_date": "2023-02-02", "title": "TIME DeFi Farm subscription closed", "description": "Hotbit closed subscription to the TIME T+1 DeFi Farm investment product and said remaining positions would be automatically redeemed on 3 February for users to view in their investment accounts on 4 February.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 1, "sort_order": 1, "notes": "Automatic product redemption into the Hotbit investment account is not treated as proof of successful external withdrawal." }, { "id": "cya_ev_000280", "platform_id": "cya_plat_000058", "event_type": "other", "event_date": "2023-03-07", "title": "Multiple DeFi Farm investment products closed", "description": "Hotbit closed subscriptions for IOTX, REEF, WOO, BOTTO, OOE, EOS and ALICE T+1 DeFi Farm products and scheduled automatic redemption for remaining positions.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 1, "sort_order": 2, "notes": "The first-party notice says users could check redeemed balances in their investment accounts after the automatic redemption date." }, { "id": "cya_ev_000281", "platform_id": "cya_plat_000058", "event_type": "other", "event_date": "2023-04-21", "title": "SPS staking investment product closed", "description": "Hotbit closed subscription to the SPS staking investment product and said the system would automatically redeem remaining positions for users who had not redeemed them themselves.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 1, "sort_order": 3, "notes": "The support article title says T+8 while the article body says T+28. CYA preserves the product generically as SPS staking investment rather than choosing one inconsistent term label." }, { "id": "cya_ev_000282", "platform_id": "cya_plat_000058", "event_type": "operations_ended", "event_date": "2023-05-22", "title": "Hotbit ended centralized-exchange operations", "description": "Hotbit announced that all CEX operations would cease from 04:00 UTC on 22 May 2023 and asked users to withdraw remaining assets by 04:00 UTC on 21 June.", "confidence": "high", "impact_level": "critical", "event_status_effect": "operations_ended", "source_count": 2, "sort_order": 4, "notes": "The withdrawal deadline is not treated as proof that every customer successfully withdrew or that every investment balance was fully repaid." }, { "id": "cya_ev_000366", "platform_id": "cya_plat_000058", "event_type": "customer_repayment_started", "event_date": "2023-08-31", "title": "Hotbit announced another compensation round for DF asset users", "description": "A secondary archival/index reproduction of dated Hotbit notices records Hotbit stating on 31 August 2023 that it would conduct a new compensation round for all DF asset users, followed by a 18 September notice describing a final compensation round for DF asset accounts.", "confidence": "medium", "impact_level": "high", "event_status_effect": "operations_ended", "source_count": 1, "sort_order": 5, "notes": "This supports a class-scoped partial-repayment event for DF asset holders only. It does not prove that every DF claimant received payment, that compensation restored the full original value, or that other Hotbit investment and exchange balances were fully resolved." }, { "id": "cya_ev_000283", "platform_id": "cya_plat_000059", "event_type": "bankruptcy_filed", "event_date": "2022-11-11", "title": "FTX Earn balances enter the FTX Chapter 11 claims context", "description": "FTX Trading Ltd. and affiliated debtors filed voluntary Chapter 11 petitions on 11 November 2022. FTX's later customer portal treats account balances as of that petition date and explicitly includes amounts earned from staking or participation in the Earn program.", "confidence": "high", "impact_level": "critical", "event_status_effect": "bankrupt", "source_count": 2, "sort_order": 1, "notes": "This is the bankruptcy date for the FTX debtor group and the end date used for this product-scoped historical record. CYA does not assume that every FTX-branded Earn variant had the same contracting entity or creditor treatment." }, { "id": "cya_ev_000284", "platform_id": "cya_plat_000059", "event_type": "customer_repayment_started", "event_date": "2025-02-18", "title": "FTX begins initial bankruptcy-plan distributions", "description": "FTX and the FTX Recovery Trust announced that initial distributions had commenced for eligible holders of allowed Convenience Class claims, with later distributions extending to additional allowed claim classes.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 1, "sort_order": 2, "notes": "This is a plan-level customer and creditor distribution milestone, not evidence of a product-specific FTX Earn recovery percentage or universal completed repayment." }, { "id": "cya_ev_000285", "platform_id": "cya_plat_000060", "event_type": "yield_program_started", "event_date": "2021-04-28", "title": "Liquid launches exchange-linked yield through Celsius integration", "description": "Celsius announced that Liquid customers could access its compounding-yield model through Liquid, with weekly payouts, no lock-in, no minimum balance and asset transfers or withdrawals described in the launch material.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The announcement establishes the launch and customer-facing product model. It does not establish one universal downstream custody, title or creditor structure for all Liquid Earn balances." }, { "id": "cya_ev_000286", "platform_id": "cya_plat_000060", "event_type": "withdrawals_suspended", "event_date": "2022-11-15", "title": "Liquid Global suspends fiat and crypto withdrawals", "description": "Liquid Global halted fiat and crypto withdrawals after the Chapter 11 filing involving parent FTX Trading Ltd. Current Liquid support states that deposits, trading and withdrawals remain suspended for an extended period in connection with those proceedings.", "confidence": "high", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "source_count": 2, "sort_order": 2, "notes": "The suspension is tied to parent-company Chapter 11 exposure. CYA does not convert that relationship into a finding that Liquid or Quoine independently became insolvent." }, { "id": "cya_ev_000287", "platform_id": "cya_plat_000061", "event_type": "operations_ended", "event_date": "2023-01-10", "title": "Swyftx closes Earn program", "description": "Swyftx closed its Earn program, previously called Staking, on 10 January 2023. The company said the decision was made while reviewing changing regulatory requirements for crypto yield products and later stated that assets in Earn wallets were returned to users' trade wallets with earned interest.", "confidence": "high", "impact_level": "high", "event_status_effect": "operations_ended", "source_count": 2, "sort_order": 1, "notes": "The event applies to the Earn/Staking product only. The Swyftx exchange continued operating. The regulatory rationale is the company's stated reason and is not treated as a regulatory enforcement order against the product." }, { "id": "cya_ev_000288", "platform_id": "cya_plat_000062", "event_type": "rebranded", "event_date": "2021-12-22", "title": "Pool-X upgraded to KuCoin Earn", "description": "KuCoin upgraded the Pool-X product identity to KuCoin Earn on 22 December 2021, including the Pool-X Earn, Staking, Pool-X Account and Flexible Terms naming and account changes described in its first-party announcement.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This records the verified KuCoin Earn brand transition, not the initial launch of all predecessor Pool-X yield services." }, { "id": "cya_ev_000289", "platform_id": "cya_plat_000062", "event_type": "other", "event_date": "2026-07-29", "title": "Flexible earning products consolidated", "description": "KuCoin announced the integration of Simple Earn Savings, Simple Earn Flexible and Crypto Lending Pro into Simple Earn Flexible while the KuCoin Earn platform remained active.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "Product consolidation is recorded separately from the overall platform status and does not imply closure of KuCoin Earn." }, { "id": "cya_ev_000290", "platform_id": "cya_plat_000063", "event_type": "other", "event_date": "2022-11-14", "title": "Simple Earn documented in OKX Earn guide", "description": "An OKX first-party Earn guide published on 14 November 2022 described Simple Earn as part of the exchange's Earn product suite, establishing a verified existence date for the service without asserting that date as the exact launch date.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a first-verified-existence milestone. CYA does not infer an exact umbrella-service launch date from the publication date." }, { "id": "cya_ev_000291", "platform_id": "cya_plat_000063", "event_type": "other", "event_date": "2024-05-30", "title": "Simple Earn Fixed made broadly available", "description": "OKX stated that Simple Earn Fixed became available to all eligible users from 30 May 2024, with supported fixed-term lending products whose returns begin after matching with borrowing demand.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a product-expansion milestone and is not treated as the launch date of the broader Simple Earn service." }, { "id": "cya_ev_000292", "platform_id": "cya_plat_000064", "event_type": "other", "event_date": "2024-05-27", "title": "Gate Simple Earn documented in first-party promotion", "description": "Gate published a Simple Earn bonus promotion on 27 May 2024, establishing that the product was already available by that date without treating the promotion date as the product's exact launch date.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a first-verified-existence milestone from the reviewed source set, not a launch event." }, { "id": "cya_ev_000293", "platform_id": "cya_plat_000064", "event_type": "other", "event_date": "2025-03-20", "title": "Simple Earn interest-rate mechanism upgraded", "description": "Gate stated that a borrowing-interest-based rate mechanism was applied across Simple Earn coins from 20 March 2025, with subscriber returns linked to lending funds to Gate borrowers.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The mechanism update is product-level and does not imply a change in the status of the wider Gate exchange." }, { "id": "cya_ev_000294", "platform_id": "cya_plat_000065", "event_type": "other", "event_date": "2025-09-08", "title": "Easy Earn documented in Bybit getting-started guide", "description": "Bybit published a getting-started guide describing Easy Earn flexible and fixed products on 8 September 2025, establishing verified product operation by that date without asserting it as the exact launch date.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The source path retains legacy Savings wording while the page title and current content use Easy Earn. CYA does not infer the exact rename chronology from that alone." }, { "id": "cya_ev_000295", "platform_id": "cya_plat_000065", "event_type": "other", "event_date": "2026-06-08", "title": "Flexible Easy Earn integrated with BYUSDT", "description": "Bybit launched a BYUSDT campaign in June 2026 that allowed eligible users to swap USDT Flexible Easy Earn positions into BYUSDT while continuing to earn the underlying Easy Earn yield and using the same value as margin.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This records a product-integration milestone and does not change the active status of Easy Earn or the wider Bybit exchange." }, { "id": "cya_ev_000296", "platform_id": "cya_plat_000066", "event_type": "other", "event_date": "2026-06-08", "title": "Binance Simple Earn documented in updated Binance Earn guide", "description": "Binance Academy's updated June 2026 guide described Simple Earn flexible and locked products and separated Simple Earn from higher-risk Advanced Earn strategies, confirming continued product operation.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a current-operation milestone, not the launch date of Simple Earn." }, { "id": "cya_ev_000297", "platform_id": "cya_plat_000066", "event_type": "other", "event_date": "2026-08-09", "title": "Jurisdiction-specific Simple Earn risk terms reviewed", "description": "CYA verified current Binance jurisdiction-specific Simple Earn risk disclosures that distinguish the product from deposits and describe lending, segregation, priority-repayment and bankruptcy-return risks.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The review date records CYA's verification of current terms and is not presented as the original publication or launch date." }, { "id": "cya_ev_000298", "platform_id": "cya_plat_000067", "event_type": "launched", "event_date": "2022-06-24", "title": "Bitget launches Flexible Savings", "description": "Bitget launched Flexible Savings on 24 June 2022 with USDT, DOT and NEAR products, establishing the predecessor product line later represented within Bitget Earn and Simple Earn.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 2, "sort_order": 1, "notes": "This launch applies to predecessor Flexible Savings, not the exact launch of the later Simple Earn brand." }, { "id": "cya_ev_000299", "platform_id": "cya_plat_000067", "event_type": "other", "event_date": "2025-09-29", "title": "Current Bitget Simple Earn risk terms updated", "description": "Bitget's Simple Earn Terms were updated on 29 September 2025 and documented third-party asset management, protocol risk, Bitget credit and operational risk, and the absence of guaranteed principal return or displayed rewards.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a terms-update milestone and does not imply a status change or product failure." }, { "id": "cya_ev_000300", "platform_id": "cya_plat_000068", "event_type": "launched", "event_date": "2021-01-18", "title": "Phemex Savings service begins", "description": "Phemex's December 2020 launch announcement stated that Flexible Savings and Fixed Savings would begin on 18 January 2021 as part of its Earn Crypto program.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The announcement was published on 28 December 2020; the recorded event date is the stated service start date." }, { "id": "cya_ev_000301", "platform_id": "cya_plat_000068", "event_type": "other", "event_date": "2025-07-10", "title": "Phemex Earn terms document current Savings asset treatment", "description": "Updated Phemex terms explicitly documented Phemex Savings within Earn and described non-segregation, commingling, operating-use, lending, staking and exceptional return-loss risks for Earn Assets.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a terms-update milestone, not a product failure or suspension event." }, { "id": "cya_ev_000302", "platform_id": "cya_plat_000069", "event_type": "launched", "event_date": "2022-10-21", "title": "WhiteBIT introduces WhiteBIT Earn and renames SMART Staking to Crypto Lending", "description": "WhiteBIT introduced the WhiteBIT Earn product family and stated that SMART Staking would be called Crypto Lending, while saying the rename would not affect user assets.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The launch_date applies to the named Crypto Lending/WhiteBIT Earn identity; SMART Staking is retained as predecessor history." }, { "id": "cya_ev_000303", "platform_id": "cya_plat_000069", "event_type": "other", "event_date": "2025-04-08", "title": "WhiteBIT launches flexible Crypto Lending plans", "description": "WhiteBIT introduced flexible Crypto Lending plans alongside fixed plans, allowing interest accrual without a fixed lock-up period and withdrawal without forfeiting already accrued flexible-plan earnings.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a product-expansion milestone and does not imply a customer-outcome or failure state." }, { "id": "cya_ev_000304", "platform_id": "cya_plat_000070", "event_type": "other", "event_date": "2021-01-25", "title": "HTX publishes Simple Earn Agreement", "description": "HTX published the Simple Earn Agreement governing purchases and redemptions of HTX Earn products, including flexible and fixed-term products.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a documented agreement-publication milestone, not an asserted original product launch date." }, { "id": "cya_ev_000305", "platform_id": "cya_plat_000070", "event_type": "other", "event_date": "2026-03-24", "title": "HTX Earn Flexible promotion confirms current operation", "description": "HTX announced a Flexible Earn promotion and documented hourly accrual, compounding and redemption mechanics, confirming continuing Simple Earn/Flexible operation in 2026.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "Current-operation evidence, not a launch event." }, { "id": "cya_ev_000306", "platform_id": "cya_plat_000071", "event_type": "other", "event_date": "2025-07-30", "title": "CoinEx continues to document the Financial Account name", "description": "A CoinEx announcement adding assets to its yield product still called the product Financial Account and described interest distribution from borrowed coins in margin trading.", "confidence": "high", "impact_level": "low", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes the predecessor name immediately before Flexible Savings documentation appeared; it is not a closure event." }, { "id": "cya_ev_000307", "platform_id": "cya_plat_000071", "event_type": "other", "event_date": "2025-08-19", "title": "CoinEx announces Flexible Savings product upgrade", "description": "CoinEx announced an upgrade to its Flexible Savings product with a tiered subsidy structure and documented current flexible subscription, redemption and borrowing-linked yield mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The exact formal rename date from Financial Account to Flexible Savings remains unresolved." }, { "id": "cya_ev_000308", "platform_id": "cya_plat_000072", "event_type": "launched", "event_date": "2023-08-21", "title": "BingX Wealth officially launches", "description": "BingX announced that BingX Wealth was officially live with flexible-term and fixed-term yield products.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is the verified launch date of the Wealth predecessor to the current BingX Earn product family." }, { "id": "cya_ev_000309", "platform_id": "cya_plat_000072", "event_type": "other", "event_date": "2023-11-08", "title": "BingX launches Wealth as Margin", "description": "BingX launched a feature allowing subscribed USDT Wealth assets to be used as perpetual-futures margin while continuing to accrue Wealth interest unless liquidation occurs.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This event affects risk and liquidity mechanics for users who opt to use Wealth assets as futures margin; it is not treated as the rename date to Earn." }, { "id": "cya_ev_000310", "platform_id": "cya_plat_000073", "event_type": "other", "event_date": "2026-02-04", "title": "MEXC Flexible Savings hourly interest rules take effect", "description": "MEXC changed Flexible Savings interest calculation from daily to hourly accrual, effective 4 February 2026.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a documented product-mechanics update, not the original launch date." }, { "id": "cya_ev_000311", "platform_id": "cya_plat_000073", "event_type": "other", "event_date": "2026-03-30", "title": "MEXC publishes current Earn Service Agreement", "description": "MEXC published the reviewed Earn Service Agreement governing Flexible and Fixed Savings and explicitly describing principal-loss, asset-use, APR and redemption risks.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The agreement is used for current risk and custody interpretation; it does not establish the original Savings launch date." }, { "id": "cya_ev_000312", "platform_id": "cya_plat_000074", "event_type": "launched", "event_date": "2012-11-06", "title": "Bitfinex launches as a P2P margin-lending platform", "description": "Bitfinex's own anniversary retrospective states that the platform was born on 6 November 2012 and initially launched as a peer-to-peer margin-lending platform for Bitcoin.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is the verified origin of the P2P margin-lending service lineage. It does not assert when the later Margin Funding label was first used." }, { "id": "cya_ev_000313", "platform_id": "cya_plat_000075", "event_type": "launched", "event_date": "2022-12-28", "title": "Poloniex begins rollout of Poloniex Earn", "description": "Poloniex announced the rollout of Poloniex Earn as a suite of cryptocurrency investment products, with the first Polo Earn products to follow.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The first official Polo Earn subscriptions opened on 4 January 2023." }, { "id": "cya_ev_000314", "platform_id": "cya_plat_000075", "event_type": "yield_program_started", "event_date": "2023-01-04", "title": "First Polo Earn subscriptions open", "description": "Poloniex opened official subscriptions for its first batch of Polo Earn products at 00:00 UTC on 4 January 2023.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This records the first subscription opening separately from the 28 December 2022 rollout announcement." }, { "id": "cya_ev_000315", "platform_id": "cya_plat_000076", "event_type": "launched", "event_date": "2024-04-03", "title": "Flipster Earn Campaign begins", "description": "Flipster's reviewed first-party campaign FAQ states that the Flipster Earn Campaign began on 3 April 2024 at 00:00 UTC.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is the verified start of the reviewed Earn Campaign lineage; it is not asserted to prove that no earlier Flipster yield feature existed." }, { "id": "cya_ev_000316", "platform_id": "cya_plat_000076", "event_type": "other", "event_date": "2026-03-05", "title": "Updated Flipster Premium Earn terms take effect", "description": "Flipster required Premium Earn users to accept updated terms effective 5 March 2026, with balances automatically returned to USDT for users who did not accept the update.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This records a current Premium Earn terms transition, not an umbrella Flipster Earn relaunch." }, { "id": "cya_ev_000317", "platform_id": "cya_plat_000077", "event_type": "other", "event_date": "2025-12-18", "title": "Bitrue confirms Power Piggy remains central entering 2026", "description": "Bitrue's 2026 outlook described Power Piggy as its long-running flexible-staking product and stated that more than 120 assets were available for staking on the platform.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The source confirms continuing operation but does not provide an exact original 2019 launch day." }, { "id": "cya_ev_000318", "platform_id": "cya_plat_000077", "event_type": "yield_program_started", "event_date": "2026-03-23", "title": "Bitrue launches 2026 XRP Power Piggy flexible pool", "description": "Bitrue published a new XRP Power Piggy flexible-staking pool with no lockup, confirming active Power Piggy operation in 2026.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a current product availability event, not the original Power Piggy launch date." }, { "id": "cya_ev_000319", "platform_id": "cya_plat_000078", "event_type": "other", "event_date": "2025-08-16", "title": "BloFin documents active Flexible and Fixed Earn products", "description": "BloFin published first-party guidance describing use of its Earn service with flexible and fixed subscription options.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes reviewed operation by August 2025 but is not treated as the original BloFin Earn launch date." }, { "id": "cya_ev_000320", "platform_id": "cya_plat_000078", "event_type": "other", "event_date": "2026-03-26", "title": "BloFin publishes current Earn Service Agreement", "description": "BloFin published the reviewed Earn Service Agreement governing Flexible, Fixed and Auto-Earn subscriptions, asset-use authorization, redemption and principal-risk terms.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The agreement is used for current risk and custody interpretation; it does not establish the service's original launch date." }, { "id": "cya_ev_000321", "platform_id": "cya_plat_000079", "event_type": "other", "event_date": "2025-11-28", "title": "LBank publishes Earn Service Agreement", "description": "LBank published the reviewed agreement covering Spot Earn, Locked, Futures Earn and related services, including principal-loss and asset-use terms.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes governing Earn terms by November 2025 but is not treated as an original launch event." }, { "id": "cya_ev_000322", "platform_id": "cya_plat_000079", "event_type": "other", "event_date": "2025-12-08", "title": "LBank documents Spot Earn participation and yield mechanics", "description": "LBank published first-party Spot Earn participation guidance describing flexible access, first-month subsidies and later arbitrage-linked yield mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This records a documented product/mechanics milestone, not the original LBank Earn launch date." }, { "id": "cya_ev_000323", "platform_id": "cya_plat_000080", "event_type": "other", "event_date": "2025-04-24", "title": "Toobit documents BTC Fixed and Flexible Earn availability", "description": "Toobit announced active BTC Fixed and Flexible Earn products with subscription, interest and redemption mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes reviewed Earn operation by April 2025 but is not treated as the original umbrella launch date." }, { "id": "cya_ev_000324", "platform_id": "cya_plat_000080", "event_type": "yield_program_started", "event_date": "2026-02-27", "title": "Toobit launches ETH Flexible Earn product", "description": "Toobit announced an ETH Flexible Earn product with variable APR and flexible subscription/redemption mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This is a current product-availability event, not the original Toobit Earn launch date." }, { "id": "cya_ev_000325", "platform_id": "cya_plat_000081", "event_type": "other", "event_date": "2025-08-14", "title": "Bitunix publishes Easy Earn User Agreement", "description": "Bitunix published the reviewed Easy Earn agreement defining flexible and fixed-term savings, account transfers, interest distribution and risk-reserve mechanics.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a governing-terms milestone and is not treated as the original Easy Earn launch date." }, { "id": "cya_ev_000326", "platform_id": "cya_plat_000081", "event_type": "other", "event_date": "2026-05-28", "title": "Bitunix updates Easy Earn product documentation", "description": "Bitunix updated Easy Earn product and agreement documentation covering flexible and fixed-term products and current risk mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This confirms current product operation and updated mechanics in 2026." }, { "id": "cya_ev_000327", "platform_id": "cya_plat_000082", "event_type": "other", "event_date": "2021-08-02", "title": "AscendEX documents USDT and USDC staking", "description": "AscendEX announced USDT and USDC staking with daily rewards, regular and instant unbinding, and support for using the staked assets as margin collateral.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes reviewed centralized staking operation by August 2021 but is not treated as the original umbrella AscendEX Earn launch date." }, { "id": "cya_ev_000328", "platform_id": "cya_plat_000082", "event_type": "yield_program_started", "event_date": "2026-03-20", "title": "AscendEX launches REUR Fixed Earn", "description": "AscendEX announced six- and twelve-month REUR Fixed Earn products with published APRs and fixed-term reward mechanics.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "This confirms continuing Fixed Earn operation in 2026 and represents a specific product launch, not the original umbrella Earn launch date." }, { "id": "cya_ev_000329", "platform_id": "cya_plat_000083", "event_type": "yield_program_started", "event_date": "2022-05-10", "title": "Bitpanda launches Staking", "description": "Bitpanda announced Staking with weekly rewards and no general lock-in or warm-up period for the initial supported assets.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes the Bitpanda Staking product from May 2022 but is not treated as the original launch date of the later Bitpanda Earn umbrella." }, { "id": "cya_ev_000330", "platform_id": "cya_plat_000083", "event_type": "yield_program_started", "event_date": "2025-11-13", "title": "Bitpanda adds Earn on Stablecoins to the Bitpanda Earn suite", "description": "Bitpanda introduced Earn on Stablecoins for USDC and EURCV as part of the Bitpanda Earn suite and described the product as a stablecoin loan/title-transfer arrangement with a 14-day redemption period and explicit counterparty risk.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "Product-specific launch. It does not replace or redefine the separate staking mechanism." }, { "id": "cya_ev_000331", "platform_id": "cya_plat_000084", "event_type": "yield_program_started", "event_date": "2021-04-08", "title": "CEX.IO Savings enters open beta under CEX.IO Earn", "description": "CEX.IO stated that Savings entered open beta as a full-fledged service under the CEX.IO Earn umbrella, initially with Flexible Savings and staking-related and stablecoin assets.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes Savings under the Earn umbrella by April 2021 but is not treated as proof of the umbrella's original launch date." }, { "id": "cya_ev_000332", "platform_id": "cya_plat_000084", "event_type": "other", "event_date": "2025-04-01", "title": "CEX.IO suspends Automated Crypto Staking program", "description": "CEX.IO announced suspension of its older Automated Crypto Staking program effective 1 April 2025 while separately updating the reward structure for continuing Staking and Savings programs.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 2, "notes": "The event affects Automated Staking only. It is not treated as an end of the CEX.IO Earn umbrella or of all staking and savings products." }, { "id": "cya_ev_000333", "platform_id": "cya_plat_000085", "event_type": "yield_program_started", "event_date": "2025-05-15", "title": "Bitvavo introduces Flex and Fixed Staking structure", "description": "Bitvavo announced a redefined staking structure with Flex Staking for liquid reward earning and Fixed Staking for higher returns in exchange for a defined asset lock-up period.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This establishes the current Flex/Fixed staking structure but is not treated as the original launch date of the broader Bitvavo Earn umbrella." }, { "id": "cya_ev_000334", "platform_id": "cya_plat_000088", "event_type": "yield_program_started", "event_date": "2026-03-26", "title": "HashKey Exchange launches ETH Staking for all clients", "description": "HashKey Exchange launched ETH Staking for retail, professional and institutional clients at 4:00 PM HKT using an independent-node model with a 32 ETH minimum and a 20% service fee on generated rewards.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The exact launch date is supported by HashKey Exchange's first-party launch announcement. Network rewards are not fixed returns and are subject to validator and Ethereum network conditions." }, { "id": "cya_ev_000335", "platform_id": "cya_plat_000089", "event_type": "yield_program_started", "event_date": "2020-10-01", "title": "eToro launches dedicated crypto staking service", "description": "eToro launched its dedicated staking service with Cardano and TRON, offering monthly staking rewards while eToro handled the staking process on users' behalf.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The exact launch date is supported by eToro's first-party 1 October 2020 announcement. Statements that staked assets remain user property are retained as product language, not converted into a principal, segregation or insolvency guarantee." }, { "id": "cya_ev_000336", "platform_id": "cya_plat_000090", "event_type": "yield_program_started", "event_date": "2024-05-15", "title": "Robinhood Crypto launches first staking product in Europe", "description": "Robinhood Crypto launched its first-ever crypto staking product for European customers, initially supporting Solana with flexible unstaking.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "The exact first-ever staking launch date is supported by Robinhood's first-party 15 May 2024 announcement. Later Ethereum and U.S. expansions do not change the original product launch date." }, { "id": "cya_ev_000337", "platform_id": "cya_plat_000091", "event_type": "yield_program_started", "event_date": "2021-07-13", "title": "Bitstamp makes Ethereum staking fully live under Bitstamp Earn", "description": "Bitstamp announced that Ethereum staking was live for eligible customers under Bitstamp Earn after a gradual early-access rollout begun in April 2021.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 2, "sort_order": 1, "notes": "The 13 July 2021 first-party announcement is treated as the reviewed full public launch. Bitstamp's 22 April 2021 first-party article documents an earlier gradual rollout and early-access phase rather than a separate canonical platform identity." }, { "id": "cya_ev_000338", "platform_id": "cya_plat_000095", "event_type": "yield_program_started", "event_date": "2022-02-15", "title": "Ndax launches flexible crypto staking", "description": "Ndax announced that its first flexible crypto staking program was available starting 15 February 2022, initially supporting ETH, DOT and ADA.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party Ndax launch material explicitly says staking was starting that day and describes it as the company's first flexible crypto staking program." }, { "id": "cya_ev_000339", "platform_id": "cya_plat_000096", "event_type": "yield_program_started", "event_date": "2023-06-27", "title": "VALR officially launches crypto staking", "description": "VALR announced the official launch of crypto staking on 27 June 2023, initially supporting Solana and Avalanche.", "confidence": "high", "impact_level": "medium", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party VALR launch material explicitly identifies 27 June 2023 as the official staking launch date." }, { "id": "cya_ev_000341", "platform_id": "cya_plat_000043", "event_type": "other", "event_date": "2026-06-30", "title": "Wirex One migration closes Classic X-Accounts in EEA, UK and Australia", "description": "Wirex's migration FAQ set 30 June 2026 as the deadline for Classic Wirex support in the EEA, UK and Australia and states that active Classic X-Accounts in those regions are closed with funds returned to the main balance as part of the Wirex One migration.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "Regional Classic Wirex migration event only. Do not interpret this as a global shutdown of X-Accounts; Wirex One and current Wirex materials continue to describe X-Accounts." }, { "id": "cya_ev_000340", "platform_id": "cya_plat_000101", "event_type": "other", "event_date": "2026-08-03", "title": "Claimant publishes XORA withdrawal-dispute evidence", "description": "A claimant publicly described an unresolved XORA withdrawal dispute and published screenshots. The material includes a Binance withdrawal record matching a separately reproduced 29,899.8 XRP deposit to the XORA-attributed treasury with destination tag 287588244, and depicts two conflicting account narratives: a manual AML hold tied to that tag and a separate phishing/no-account explanation. CYA has not authenticated the support screenshots or verified the requested withdrawal destination, final settlement, or customer outcome.", "confidence": "medium", "impact_level": "medium", "event_status_effect": "none", "source_count": 5, "sort_order": 1, "notes": "The event date marks the first preserved claimant post publishing support evidence, not the date the withdrawal problem necessarily began. Event type is 'other' because the reviewed evidence does not establish a platform-wide withdrawal suspension." }, { "id": "cya_ev_000345", "platform_id": "cya_plat_000102", "event_type": "other", "event_date": "2026-02-09", "title": "CryptoPanda and IZAKA-YA announce JPYR purchase-and-lend collaboration", "description": "CryptoPanda announced a collaboration with partner IZAKA-YA in which users purchasing JPYR through CryptoPanda could participate in a JPYR lending campaign on IZAKA-YA, including a 10-day lending option and campaign benefits tied to purchased and lent amounts.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 2, "sort_order": 1, "counterparty_name": "CryptoPanda", "notes": "This event records first-party evidence of the CryptoPanda-to-IZAKA-YA commercial/product relationship requested by Issue #186. Campaign annualized-rate and reward figures remain issuer/promoter terms and are not treated as verified realized returns. CryptoPanda is not separately canonicalized as a CYA yield platform." }, { "id": "cya_ev_000363", "platform_id": "cya_plat_000102", "event_type": "withdrawals_suspended", "event_date": "2026-08-24", "title": "IZAKA-YA temporarily restricted transfers and withdrawals for some accounts", "description": "IZAKA-YA stated that it had identified some transactions suspected of involving illicit fund inflows or money laundering and temporarily stopped transfers and withdrawals for affected accounts while conducting safety checks and investigations. The operator explicitly stated that this was not a platform-wide withdrawal halt and that ordinary transfers and withdrawals could also take longer during enhanced monitoring.", "confidence": "high", "impact_level": "high", "event_status_effect": "limited", "source_count": 1, "sort_order": 3, "counterparty_name": null, "notes": "This records the operator's first-party explanation and the existence of account-level restrictions. It does not establish insolvency, a platform-wide freeze, customer loss, criminal activity by any specific user, or that the operator's AML explanation independently proves the cause of every reported withdrawal problem." }, { "id": "cya_ev_000365", "platform_id": "cya_plat_000102", "event_type": "other", "event_date": "2026-08-25", "title": "CryptoPanda ended its IZAKA-YA partnership and disabled IZAKA-YA-wallet-linked transactions", "description": "CryptoPanda announced that it had ended its partnership with IZAKA-YA and that transactions routed through an IZAKA-YA wallet connection would no longer be available. CryptoPanda cited information raising AML-related concerns regarding IZAKA-YA as the reason for reviewing and ending the relationship, while stating that transactions using other wallets would remain available.", "confidence": "high", "impact_level": "high", "event_status_effect": "limited", "source_count": 1, "sort_order": 4, "counterparty_name": "CryptoPanda", "notes": "This records the loss of a documented transaction/off-ramp path and the counterparty's stated reason for ending the partnership. It does not establish IZAKA-YA insolvency, fraud, a platform-wide withdrawal halt, or independent proof of the underlying AML concerns." }, { "id": "cya_ev_000342", "platform_id": "cya_plat_000102", "event_type": "yield_rate_changed", "event_date": "2026-06-10", "title": "IZAKA-YA advertised a 1000% APR-equivalent switching campaign", "description": "IZAKA-YA announced a campaign for users transferring assets from other exchanges or wallets. The first step advertised total rewards equivalent to 1000% APR for a three-day lending period, combining the normal or campaign lending rate with an additional reward and subject to eligibility requirements and a reward cap.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 1, "sort_order": 1, "counterparty_name": null, "notes": "This event records an issuer-advertised promotional rate and its conditions. It is not evidence of verified realized customer returns, universal payout, platform solvency, or a change in active status." }, { "id": "cya_ev_000362", "platform_id": "cya_plat_000102", "event_type": "yield_rate_changed", "event_date": "2026-08-10", "title": "IZAKA-YA announced the August 150 Festival", "description": "IZAKA-YA announced an August 11–24 campaign advertising 100% annualized lending on selected terms and an additional transfer bonus described as an effective 150% annualized rate for qualifying users.", "confidence": "high", "impact_level": "medium", "event_status_effect": "none", "source_count": 1, "sort_order": 2, "counterparty_name": null, "notes": "The 100% and 150% figures are preserved as issuer-advertised campaign formulas, not verified realized customer returns or evidence of platform solvency." }, { "id": "cya_ev_000364", "platform_id": "cya_plat_000102", "event_type": "withdrawals_suspended", "event_date": "2026-08-27", "title": "IZAKA-YA reported sequential transfer and withdrawal processing after individual reviews", "description": "IZAKA-YA stated that it had not imposed a platform-wide transfer or withdrawal halt, that some reviewed transfers were completed on 2026-08-25, and that remaining cases continued to be processed after individual safety and transaction checks. This follows the operator's 2026-08-24 disclosure of temporary restrictions on some accounts.", "confidence": "high", "impact_level": "high", "event_status_effect": "limited", "source_count": 1, "sort_order": 4, "counterparty_name": null, "notes": "This is a continuation/status update to the account-level withdrawal restriction rather than evidence that all restrictions have ended. It records the operator's statement and does not independently verify completion for every affected customer." }, { "id": "cya_ev_000343", "platform_id": "cya_plat_000103", "event_type": "launched", "event_date": "2026-02-11", "title": "BTCC launches BTCC Earn", "description": "BTCC announced the launch of BTCC Earn with a Flexible Earn product advertised at up to 20% APY and a limited new-user two-day Fixed Earn promotion advertised at 300% APY.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is the verified first-party BTCC Earn launch date. The headline APY figures are issuer-advertised product terms and are not treated as independently verified realized returns." }, { "id": "cya_ev_000344", "platform_id": "cya_plat_000104", "event_type": "other", "event_date": "2025-12-04", "title": "JBank announces International Version release rules for long-term staking", "description": "JBank announced an International Version for unsold long-term staked assets. The notice described release beginning after six months without user action or accelerated release through performance-based unlocking, and stated that no static returns would be generated during the waiting or unlocking period.", "confidence": "high", "impact_level": "high", "event_status_effect": "limited", "source_count": 1, "sort_order": 1, "notes": "This event records an issuer-described change in access and return mechanics, not proof that all affected assets were subsequently released or that any advertised prior return was realized." }, { "id": "cya_ev_000346", "platform_id": "cya_plat_000107", "event_type": "other", "event_date": "2024-04-01", "title": "HashHub Lending rights and obligations transfer to SBI Digital Finance", "description": "A company split changed the HashHub Lending service provider from HashHub Inc. to newly established SBI Digital Finance Inc. effective 2024-04-01, with HashHub Lending-related contractual rights and obligations transferred to the new company and no customer balance-migration action required according to the first-party notice.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 1, "sort_order": 1, "notes": "This is a first-party documented operator and contractual-counterparty transition, not an acquisition, shutdown, loss event or evidence of customer impairment." }, { "id": "cya_ev_000347", "platform_id": "cya_plat_000111", "event_type": "launched", "event_date": "2022-11-07", "title": "FUELHASH launches CRYPTOLENDING", "description": "FUELHASH announced CRYPTOLENDING on 2022-11-02 and stated that the crypto-asset lending service would begin operation on 2022-11-07.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "This is a first-party verified service launch date. The launch establishes product history but does not validate later advertised rates, principal-guarantee language, realized returns or solvency." }, { "id": "cya_ev_000348", "platform_id": "cya_plat_000112", "event_type": "launched", "event_date": "2022-01-26", "title": "SBI VC Trade launches 貸コイン", "description": "SBI VC Trade announced the start of its 貸コイン crypto-asset lending service on 2022-01-26 on the new VCTRADE service.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party launch authority. The launch date does not validate later campaign rates or repayment performance." }, { "id": "cya_ev_000349", "platform_id": "cya_plat_000113", "event_type": "launched", "event_date": "2020-10-07", "title": "BITMAX launches crypto-asset lending", "description": "LVC Corporation announced the start of BITMAX's crypto-asset lending service on 2020-10-07, with users lending crypto assets to BITMAX and receiving lending fees.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "Issuer-distributed launch authority. Published campaign rates are product terms, not verified realized returns." }, { "id": "cya_ev_000350", "platform_id": "cya_plat_000113", "event_type": "operations_ended", "event_date": "2026-06-01", "title": "LINE BITMAX service ends", "description": "LINE Xenesis / LY Corporation announced the overall LINE BITMAX service would end on 2026-06-01. The shutdown plan stopped new lending applications and ended existing lending contracts sequentially as part of the closure process.", "confidence": "high", "impact_level": "high", "event_status_effect": "operations_ended", "source_count": 2, "sort_order": 2, "notes": "The platform shutdown date is not asserted as the exact termination date of every individual lending contract." }, { "id": "cya_ev_000351", "platform_id": "cya_plat_000056", "event_type": "bankruptcy_filed", "event_date": "2023-07-11", "title": "Atom Holdings entered compulsory liquidation in the Cayman Islands", "description": "The Singapore High Court later recorded that Atom Holdings, the Cayman parent within the AAX Group, had been placed under compulsory liquidation in the Cayman Islands as of 2023-07-11, with Quantuma-appointed liquidators. This parent-company liquidation is recorded separately from the later winding up of AAX Asia and AAX Singapore.", "impact_level": "critical", "event_status_effect": "none", "status_after": "withdrawals_suspended", "source_count": 1, "confidence": "high", "notes": "Entity-scoped lifecycle event. It does not establish that every AAX group entity entered the same proceeding on this date, and it does not establish a customer recovery percentage or completed distribution." }, { "id": "cya_ev_000355", "platform_id": "cya_plat_000115", "event_type": "launched", "event_date": "2020-11-26", "title": "BITPOINT launches 貸して増やす", "description": "BITPOINT announced the launch of its crypto-asset lending service 貸して増やす on 2020-11-26, allowing customers to lend crypto assets to BITPOINT and receive contractual lending fees under the published offering terms.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party launch authority. The launch campaign rate is an issuer product term and is not treated as independently verified realized return." }, { "id": "cya_ev_000352", "platform_id": "cya_plat_000017", "event_type": "customer_repayment_started", "event_date": "2023-01-12", "title": "Federal court orders BitConnect restitution distribution", "description": "A U.S. federal court ordered $17,646,801 in restitution to be distributed to approximately 800 identified BitConnect victims in more than 40 countries through the Glenn Arcaro criminal case.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 2, "sort_order": 5, "notes": "This is an enforcement-linked victim recovery milestone, not a normal BitConnect repayment program and not evidence that all BitConnect victims recovered or that a platform-wide recovery percentage can be calculated." }, { "id": "cya_ev_000353", "platform_id": "cya_plat_000025", "event_type": "lawsuit", "event_date": "2023-02-18", "title": "Stablegains customers file U.S. securities-related lawsuit", "description": "Alec and Artin Ohanian filed a federal lawsuit against Stablegains Inc. in the Central District of California alleging that the platform misled customers about its UST and Anchor exposure and asserting securities-related claims.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 2, "sort_order": 4, "notes": "This records the filing of allegations, not an adjudicated finding, settlement, or customer-recovery result." }, { "id": "cya_ev_000354", "platform_id": "cya_plat_000034", "event_type": "customer_repayment_started", "event_date": "2023-02-01", "title": "Finblox uses FBX conversion and selective buybacks for affected balances", "description": "Finblox used a recovery approach that included converting affected customer debt into FBX tokens and a buyback programme; contemporaneous reporting documented several customers who received their deposited cash back while others continued to report unresolved losses.", "confidence": "medium", "impact_level": "high", "event_status_effect": "none", "source_count": 2, "sort_order": 4, "notes": "The exact February 2023 start day is not established, so the event date is month-level represented as 2023-02-01. Selective full recoveries do not establish universal repayment, and FBX conversion is not treated as cash repayment at par." }, { "id": "cya_ev_000356", "platform_id": "cya_plat_000117", "event_type": "launched", "event_date": "2025-02-28", "title": "OKJ launches 貸暗号資産", "description": "OKJ announced the Web launch of its crypto-asset lending service 貸暗号資産 for 2025-02-28 at 17:00 JST, allowing customers to lend crypto assets to OKJ and receive contractual lending fees under offering-specific terms.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party launch authority. Published campaign and lending rates remain issuer product terms and are not treated as independently verified realized return." }, { "id": "cya_ev_000357", "platform_id": "cya_plat_000119", "event_type": "launched", "event_date": "2021-12-15", "title": "Tokyo Hash launches 貸暗号資産", "description": "Tokyo Hash announced that applications for its crypto-asset lending service would begin on 2021-12-15. The service was described as a consumption-loan arrangement with return of the same type/equivalent quantity plus contractual lending fees after the lending period.", "confidence": "high", "impact_level": "high", "event_status_effect": "active", "source_count": 1, "sort_order": 1, "notes": "First-party launch authority. Current branding is HashKey Japan; this event preserves the launch-era Tokyo Hash name without inventing a later rebrand/legal-transition date." }, { "id": "cya_ev_000358", "platform_id": "cya_plat_000121", "event_type": "launched", "event_date": "2021-11-30", "title": "BitMEX launches EARN", "description": "BitMEX announced EARN as a fixed-term interest-bearing USDT product on 2021-11-30.", "confidence": "high", "impact_level": "high", "event_status_effect": "none", "source_count": 1, "sort_order": 1, "notes": "First-party launch authority. Current operational status remains unresolved in the 2026-08-22 review pass." }, { "id": "cya_ev_000359", "platform_id": "cya_plat_000123", "event_date": "2023-11-21", "event_type": "launched", "status_effect": "none", "title": "CoinSwitch launches EARN", "description": "CoinSwitch announced EARN for supported proof-of-stake assets, with blockchain-issued rewards and user unlock rights.", "source_ids": [ "cya_src_b88_0001" ], "confidence": "high" }, { "id": "cya_ev_000360", "platform_id": "cya_plat_000124", "event_date": "2024-06-11", "event_type": "launched", "status_effect": "none", "title": "Mudrex launches Earn", "description": "Mudrex announced Earn for supported crypto holdings, describing zero lock-in and staking-oriented rewards for supported assets.", "source_ids": [ "cya_src_b89_0001" ], "confidence": "high" }, { "id": "cya_ev_000361", "platform_id": "cya_plat_000125", "event_date": "2026-08-23", "event_type": "deposits_suspended", "status_effect": "limited", "title": "Kinza restricts new supply and borrowing", "description": "Kinza's market UI displayed that new supply and borrow functions were disabled while repay and withdraw functions remained open.", "impact_level": "high", "source_ids": [ "cya_src_b90_0001", "cya_src_b90_0002", "cya_src_b90_0003" ], "confidence": "medium" }, { "id": "cya_ev_000368", "platform_id": "cya_plat_000128", "event_type": "withdrawals_suspended", "event_date": "2026-08-13", "title": "Neutrl pauses minting, redemptions and protocol functions", "description": "Neutrl paused NUSD minting, redemptions and other protocol functions after circumstances affected protocol reserves. The protocol said the pause followed legal advice while it assessed the impact and did not identify the affected asset, venue or counterparty at that time.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "This event records the operational restriction and reserve assessment. It does not establish insolvency, a realized loss, a hack or a smart-contract exploit." }, { "id": "cya_ev_000369", "platform_id": "cya_plat_000128", "event_type": "other", "event_date": "2026-08-29", "title": "Neutrl discloses USD 27 million liquid assets and plans early redemption", "description": "Neutrl said a problem with a strategy position had impaired liquidity for part of protocol reserves, reported approximately USD 27 million in available liquid assets, and said additional strategy positions and associated PnL were not presently liquid. It said recovery timing, amount and recoverable value could not yet be confirmed and targeted an early-redemption mechanism for NUSD and sNUSD in early September subject to contract deployment, audit, legal review and financial review.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 2, "notes": "The disclosure expressly leaves recoverable value and timing unresolved. Historical reserve totals and the later liquid-assets figure must not be subtracted to infer a proven loss amount." }, { "id": "cya_ev_000370", "platform_id": "cya_plat_000129", "event_type": "exploit", "event_date": "2026-08-31", "title": "MORE Markets investigates Flow EVM lending-reserve exploit", "description": "Blockaid reported that approximately 15.5 million WFLOW left MORE Markets' mFlowWFLOW lending reserve on Flow EVM in an exploit involving an Ankr bonded liquid-staking token and the protocol's E-Mode configuration. Blockaid estimated approximately USD 9.3 million of detector impact. MORE Markets said it was investigating the exploit claim and would publish findings.", "impact_level": "critical", "event_status_effect": "none", "confidence": "medium", "source_count": 3, "networks": [ "Flow EVM" ], "exploit_amount_usd": 9300000, "amount_status": "preliminary_detector_impact", "affected_market": "mFlowWFLOW", "notes": "The USD value is Blockaid's preliminary detector-impact estimate and must not be presented as a final confirmed protocol or user loss. Root cause, bad debt, recovery and user compensation remained unresolved in the reviewed same-day evidence." }, { "id": "cya_ev_000371", "platform_id": "cya_plat_000130", "event_type": "exploit", "event_date": "2026-08-30", "title": "Tectonic exploit affects Cronos lending protocol", "description": "Tectonic was reported to have suffered a major exploit on Cronos. Contemporary reporting estimated approximately USD 74-75 million in affected or attacker-controlled assets and described TONIC price manipulation followed by borrowing against inflated collateral. Roughly USD 6 million was reported bridged to Ethereum before Cronos validators halted the network; most remaining exploit-linked assets were reported stranded or frozen on Cronos. Final loss, formal root cause and recovery remain unresolved.", "networks": [ "Cronos" ], "exploit_amount_usd": 75000000, "impact_level": "critical", "event_status_effect": "limited", "source_count": 4, "confidence": "medium" }, { "id": "cya_ev_000001", "platform_id": "cya_plat_000001", "event_type": "launched", "event_date": "2017-01-01", "title": "Celsius begins operating", "description": "Celsius began operating as a crypto lending and interest account platform during the early growth period for centralized crypto yield services.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date is approximate and should be verified against primary company history sources." }, { "id": "cya_ev_000002", "platform_id": "cya_plat_000001", "event_type": "withdrawals_suspended", "event_date": "2022-06-12", "title": "Withdrawals and transfers paused", "description": "Celsius announced a pause on withdrawals, swaps, and transfers, citing extreme market conditions.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Core failure-chain event." }, { "id": "cya_ev_000003", "platform_id": "cya_plat_000001", "event_type": "bankruptcy_filed", "event_date": "2022-07-13", "title": "Chapter 11 bankruptcy filed", "description": "Celsius and affiliated debtors filed for Chapter 11 bankruptcy protection in the Southern District of New York.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 1, "notes": "Bankruptcy filing anchors the main restructuring period." }, { "id": "cya_ev_000004", "platform_id": "cya_plat_000001", "event_type": "restructuring_started", "event_date": "2023-11-09", "title": "Reorganization plan confirmed", "description": "The bankruptcy court confirmed Celsius's plan, setting up distributions to creditors and a transition out of bankruptcy.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Needs direct docket evidence in later pass." }, { "id": "cya_ev_000005", "platform_id": "cya_plat_000001", "event_type": "customer_repayment_started", "event_date": "2024-01-31", "title": "Creditor distributions begin after bankruptcy exit", "description": "Celsius exited bankruptcy and announced that distributions to creditors would begin, including crypto and other recovery components.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Customer outcome depends on claim type." }, { "id": "cya_ev_000006", "platform_id": "cya_plat_000002", "event_type": "launched", "event_date": "2017-01-01", "title": "BlockFi begins operating", "description": "BlockFi began operating as a crypto lender and later became known for interest accounts and lending products.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date is approximate." }, { "id": "cya_ev_000007", "platform_id": "cya_plat_000002", "event_type": "yield_program_started", "event_date": "2019-01-01", "title": "Interest account product becomes central", "description": "BlockFi's interest account product became one of the most visible centralized crypto yield offerings.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Product history should be expanded later." }, { "id": "cya_ev_000008", "platform_id": "cya_plat_000002", "event_type": "regulatory_action", "event_date": "2022-02-14", "title": "SEC settlement over BlockFi Interest Accounts", "description": "BlockFi agreed to a settlement with the SEC and state regulators related to its interest account product.", "impact_level": "high", "event_status_effect": "limited", "confidence": "high", "source_count": 1, "notes": "Important terms and regulatory risk event." }, { "id": "cya_ev_000009", "platform_id": "cya_plat_000002", "event_type": "withdrawals_suspended", "event_date": "2022-11-10", "title": "Platform activity limited after FTX collapse", "description": "BlockFi paused or limited activity after the collapse of FTX and related uncertainty over exposure.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "medium", "source_count": 1, "notes": "Failure-chain event linked to FTX exposure." }, { "id": "cya_ev_000010", "platform_id": "cya_plat_000002", "event_type": "bankruptcy_filed", "event_date": "2022-11-28", "title": "Chapter 11 bankruptcy filed", "description": "BlockFi and affiliated debtors filed for Chapter 11 bankruptcy protection after FTX-related disruption.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "Main bankruptcy event." }, { "id": "cya_ev_000011", "platform_id": "cya_plat_000002", "event_type": "restructuring_completed", "event_date": "2023-10-24", "title": "BlockFi emerges from bankruptcy", "description": "BlockFi announced that it had emerged from bankruptcy and would proceed with wind-down and recovery efforts.", "impact_level": "high", "event_status_effect": "operations_ended", "confidence": "high", "source_count": 1, "notes": "Outcome remains tied to estate recoveries." }, { "id": "cya_ev_000012", "platform_id": "cya_plat_000003", "event_type": "launched", "event_date": "2018-01-01", "title": "Voyager begins operating", "description": "Voyager developed as a crypto brokerage and yield-linked platform offering trading and rewards-related services.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date approximate." }, { "id": "cya_ev_000013", "platform_id": "cya_plat_000003", "event_type": "withdrawals_suspended", "event_date": "2022-07-01", "title": "Trading, deposits, withdrawals, and rewards suspended", "description": "Voyager suspended trading, deposits, withdrawals, and loyalty rewards after stress related to exposure to Three Arrows Capital.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Core platform halt event." }, { "id": "cya_ev_000014", "platform_id": "cya_plat_000003", "event_type": "bankruptcy_filed", "event_date": "2022-07-05", "title": "Chapter 11 bankruptcy filed", "description": "Voyager Digital and affiliates filed for Chapter 11 bankruptcy protection shortly after the platform suspension.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 2, "notes": "Main bankruptcy event." }, { "id": "cya_ev_000015", "platform_id": "cya_plat_000003", "event_type": "asset_sale_announced", "event_date": "2022-09-26", "title": "FTX US asset purchase agreement announced", "description": "Voyager announced an asset purchase agreement with FTX US, which later failed after FTX collapsed.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Important failed restructuring path." }, { "id": "cya_ev_000016", "platform_id": "cya_plat_000003", "event_type": "asset_sale_announced", "event_date": "2022-12-19", "title": "Binance.US sale agreement announced", "description": "Voyager later announced a proposed Binance.US transaction, which also did not lead to a completed customer migration.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 0, "notes": "Needs direct official source review." }, { "id": "cya_ev_000017", "platform_id": "cya_plat_000003", "event_type": "customer_repayment_started", "event_date": "2023-06-01", "title": "Initial customer recovery process begins", "description": "Voyager began an initial customer recovery process after sale paths failed and the estate moved toward direct distributions.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "Recovery percentage and timing should be verified against official estate communications." }, { "id": "cya_ev_000018", "platform_id": "cya_plat_000004", "event_type": "launched", "event_date": "2013-01-01", "title": "Genesis begins operating as an institutional crypto trading and lending business", "description": "Genesis developed into a major institutional crypto trading and lending business, later operating a large lending arm tied to Gemini Earn and other counterparties.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date is approximate and should be refined with company-history sources." }, { "id": "cya_ev_000019", "platform_id": "cya_plat_000004", "event_type": "withdrawals_suspended", "event_date": "2022-11-16", "title": "Genesis lending unit halts redemptions and new loan originations", "description": "Genesis Global Capital halted withdrawals and new loan originations after the FTX collapse and related market disruption.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Core failure-chain event affecting Gemini Earn." }, { "id": "cya_ev_000020", "platform_id": "cya_plat_000004", "event_type": "bankruptcy_filed", "event_date": "2023-01-19", "title": "Genesis Global Capital files for Chapter 11", "description": "Genesis Global Holdco, Genesis Global Capital, and Genesis Asia Pacific filed for Chapter 11 protection in New York.", "impact_level": "critical", "event_status_effect": "bankrupt", "confidence": "high", "source_count": 1, "notes": "Main bankruptcy filing." }, { "id": "cya_ev_000021", "platform_id": "cya_plat_000004", "event_type": "restructuring_completed", "event_date": "2024-05-17", "title": "Genesis liquidation plan approved", "description": "A bankruptcy judge approved Genesis's liquidation plan, clearing a path for distributions to customers and creditors.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "Outcome differs by creditor class; Gemini Earn was a key related recovery case." }, { "id": "cya_ev_000022", "platform_id": "cya_plat_000004", "event_type": "customer_repayment_started", "event_date": "2024-05-29", "title": "Gemini Earn customer distributions announced", "description": "Gemini announced that Earn users would receive in-kind distributions after the Genesis bankruptcy process and related settlement work.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "This event is linked to Genesis through Gemini Earn but should be kept distinct from all Genesis creditor classes." }, { "id": "cya_ev_000023", "platform_id": "cya_plat_000005", "event_type": "launched", "event_date": "2019-01-01", "title": "Hodlnaut begins operating", "description": "Hodlnaut operated as a Singapore-based crypto lending and interest account platform.", "impact_level": "medium", "event_status_effect": "active", "confidence": "low", "source_count": 0, "notes": "Launch date approximate." }, { "id": "cya_ev_000024", "platform_id": "cya_plat_000005", "event_type": "withdrawals_suspended", "event_date": "2022-08-08", "title": "Withdrawals, swaps, and deposits suspended", "description": "Hodlnaut suspended withdrawals, token swaps, and deposits, citing market conditions and liquidity issues.", "impact_level": "critical", "event_status_effect": "withdrawals_suspended", "confidence": "high", "source_count": 1, "notes": "Core platform halt event." }, { "id": "cya_ev_000025", "platform_id": "cya_plat_000005", "event_type": "restructuring_started", "event_date": "2022-08-16", "title": "Hodlnaut seeks judicial management", "description": "Hodlnaut applied for judicial management in Singapore as it sought protection and restructuring space after suspending withdrawals.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 1, "notes": "Needs official court-source upgrade." }, { "id": "cya_ev_000026", "platform_id": "cya_plat_000005", "event_type": "restructuring_started", "event_date": "2022-08-29", "title": "Hodlnaut placed under interim judicial management", "description": "Singapore court protection moved Hodlnaut into judicial-management-related proceedings while the platform remained halted.", "impact_level": "high", "event_status_effect": "restructuring", "confidence": "medium", "source_count": 0, "notes": "Date should be refined with primary source." }, { "id": "cya_ev_000027", "platform_id": "cya_plat_000005", "event_type": "operations_ended", "event_date": "2023-11-10", "title": "Hodlnaut ordered into liquidation", "description": "Hodlnaut was ordered into liquidation after judicial-management restructuring failed to restore the platform.", "impact_level": "critical", "event_status_effect": "operations_ended", "confidence": "medium", "source_count": 1, "notes": "Customer outcome remains liquidation-dependent." } ] }